95570 Zip Code (Westhaven-Moonstone, CA) Detailed Profile

Estimated zip code population in 2022: 2,502
Zip code population in 2010: 2,579
Zip code population in 2000: 2,352

Houses and condos: 1,548
Renter-occupied apartments: 299
March 2022 cost of living index in zip code 95570: 101.2 (near average, U.S. average is 100)

Land area: 23.7 sq. mi.
Water area: 13.2 sq. mi.

Population density: 106 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,532 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,606 (0.7%)

For population 25 years and over in 95570:

• High school or higher: 98.9%
• Bachelor's degree or higher: 56.0%
• Graduate or professional degree: 24.3%
• Unemployed: 9.5%
• Mean travel time to work (commute): 26.0 minutes

For population 15 years and over in 95570:

• Never married: 37.8%
• Now married: 39.8%
• Separated: 1.2%
• Widowed: 5.7%
• Divorced: 15.6%

• 
• • 1,98079.2%White
  • 2379.5%Two or more races
  • 1937.7%Hispanic or Latino
  • 552.2%American Indian
  • 200.8%Some other race
  • 140.6%Asian

100% rural population.

Averages for the 2020 tax year for zip code 95570, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $73,982 (Individual Income Tax Returns)

Here:	$73,982
State:	$95,910

Salary/wage: $48,481 (reported on 59.2% of returns)

Here:	$48,481
State:	$77,331

(% of AGI for various income ranges: 927.0% for AGIs below $25k, 3390.7% for AGIs $25k-50k, 6717.5% for AGIs $50k-75k, 9916.7% for AGIs $75k-100k, 14861.7% for AGIs $100k-200k)

Taxable interest for individuals: $3,228 (reported on 48.0% of returns)

This zip code:	$3,228
California:	$2,294

(% of AGI for various income ranges: 70.4% for AGIs below $25k, 125.3% for AGIs $25k-50k, 240.0% for AGIs $50k-75k, 145.0% for AGIs $75k-100k, 716.7% for AGIs $100k-200k)

Ordinary dividends: $8,362 (reported on 27.2% of returns)

Here:	$8,362
State:	$10,949

(% of AGI for various income ranges: 66.1% for AGIs below $25k, 140.0% for AGIs $25k-50k, 251.3% for AGIs $50k-75k, 433.3% for AGIs $75k-100k, 2033.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$35,641 (reported on 29.6% of returns)

Here:	+$35,641
State:	+$49,306

(% of AGI for various income ranges: 45.7% for AGIs below $25k, 72.7% for AGIs $25k-50k, 311.2% for AGIs $50k-75k, 496.7% for AGIs $75k-100k, 2731.7% for AGIs $100k-200k)

Profit/loss from business: +$23,362 (reported on 27.2% of returns)

Here:	+$23,362
State:	+$15,671

(% of AGI for various income ranges: 336.1% for AGIs below $25k, 988.7% for AGIs $25k-50k, 967.5% for AGIs $50k-75k, 1270.0% for AGIs $75k-100k, 3796.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $19,224 (reported on 13.6% of returns)

95570:	$19,224
California:	$23,505

(% of AGI for various income ranges: 70.4% for AGIs below $25k, 218.7% for AGIs $25k-50k, 932.5% for AGIs $50k-75k, 1936.7% for AGIs $100k-200k)

Total itemized deductions: $31,587 (reported on 12.0% of returns)

Here:	$31,587
State:	$39,517

(% of AGI for various income ranges: 426.0% for AGIs $25k-50k, 1368.8% for AGIs $50k-75k, 2655.0% for AGIs $100k-200k)

Charity contributions: $7,591 (reported on 8.8% of returns)

Here:	$7,591
State:	$12,598

(% of AGI for various income ranges: 142.5% for AGIs $50k-75k, 776.7% for AGIs $100k-200k)

Taxes paid: $8,400 (reported on 12.0% of returns)

95570:	$8,400
State:	$8,807

(% of AGI for various income ranges: 129.3% for AGIs $25k-50k, 423.8% for AGIs $50k-75k, 690.0% for AGIs $100k-200k)

Earned income credit: $1,450 (reported on 14.4% of returns)

Here:	$1,450
State:	$2,074

(% of AGI for various income ranges: 74.3% for AGIs below $25k, 60.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.0%

Here:	92%
State:	92%

(% for various income ranges: 88.6% for AGIs below $25k, 92.9% for AGIs $25k-50k, 93.8% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 94.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 95570, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,317 (Individual Income Tax Returns)

Here:	$55,317
State:	$72,726

Salary/wage: $38,750 (reported on 60.7% of returns)

Here:	$38,750
State:	$59,079

(% of AGI for various income ranges: 50.7% for AGIs below $25k, 51.9% for AGIs $25k-50k, 53.0% for AGIs $50k-75k, 54.8% for AGIs $75k-100k, 61.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,919 (reported on 48.2% of returns)

This zip code:	$1,919
California:	$2,146

(% of AGI for various income ranges: 3.2% for AGIs below $25k, 2.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $6,566 (reported on 28.6% of returns)

Here:	$6,566
State:	$9,308

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,443 (reported on 20.5% of returns)

Here:	+$10,443
State:	+$30,460

(% of AGI for various income ranges: 2.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 4.0% for AGIs $100k-200k, 10.7% for AGIs over 200k)

Profit/loss from business: +$22,757 (reported on 31.2% of returns)

Here:	+$22,757
State:	+$17,064

(% of AGI for various income ranges: 21.6% for AGIs below $25k, 18.7% for AGIs $25k-50k, 13.7% for AGIs $50k-75k, 14.9% for AGIs $75k-100k, 16.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,092 (reported on 11.6% of returns)

95570:	$17,092
California:	$19,557

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 2.5% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 7.4% for AGIs $100k-200k)

Self-employment retirement plans: $18,100 (reported on 1.8% of returns)

95570:	$18,100
California:	$24,530

Total itemized deductions: $24,212 (25% of AGI, reported on 36.6% of returns)

Here:	$24,212
State:	$34,004

Here:	24.9% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 16.6% for AGIs below $25k, 16.4% for AGIs $25k-50k, 17.5% for AGIs $50k-75k, 14.2% for AGIs $75k-100k, 18.6% for AGIs $100k-200k, 13.0% for AGIs over 200k)

Charity contributions: $3,279 (reported on 25.9% of returns)

Here:	$3,279
State:	$4,659

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Taxes paid: $9,572 (reported on 35.7% of returns)

95570:	$9,572
State:	$14,448

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 4.2% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 9.6% for AGIs $100k-200k, 7.4% for AGIs over 200k)

Earned income credit: $1,667 (reported on 18.8% of returns)

Here:	$1,667
State:	$2,286

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.9%

Here:	59%
State:	64%

(% for various income ranges: 46.8% for AGIs below $25k, 63.0% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 81.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 95570, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,107 (Individual Income Tax Returns)

Here:	$45,107
State:	$58,600

Salary/wage: $32,442 (reported on 67.6% of returns)

Here:	$32,442
State:	$49,455

(% of AGI for various income ranges: 100.8% for AGIs below $10k, 56.2% for AGIs $10k-25k, 61.0% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 53.7% for AGIs $75k-100k, 29.5% for AGIs over 100k)

Taxable interest for individuals: $1,805 (reported on 56.8% of returns)

This zip code:	$1,805
California:	$2,365

(% of AGI for various income ranges: 6.2% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $5,000 (reported on 31.9% of returns)

Here:	$5,000
State:	$4,746

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Net capital gain/loss: +$14,742 (reported on 27.3% of returns)

Here:	+$14,742
State:	+$23,418

(% of AGI for various income ranges: -3.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 20.0% for AGIs over 100k)

Profit/loss from business: +$14,891 (reported on 29.2% of returns)

Here:	+$14,891
State:	+$16,826

(% of AGI for various income ranges: 14.3% for AGIs below $10k, 16.4% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 7.9% for AGIs $75k-100k, 9.2% for AGIs over 100k)

IRA payment deduction: $3,475 (reported on 5.0% of returns)

95570:	$3,475
California:	$3,192

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Self-employed pension: $10,593 (reported on 2.3% of returns)

Here:	$10,593
California:	$17,688

Total itemized deductions: $19,631 (24% of AGI, reported on 34.2% of returns)

Here:	$19,631
State:	$28,113

Here:	23.6% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 23.6% for AGIs below $10k, 14.6% for AGIs $10k-25k, 14.9% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,983 (3% of AGI, reported on 29.4% of returns)

Here:	$2,983
State:	$3,923

Here:	3.4% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $6,565 (reported on 79.5% of returns)

95570:	$6,565
State:	$10,761

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 6.1% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Earned income credit: $1,048 (reported on 15.9% of returns)

Here:	$1,048
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 57.9%

Here:	58%
State:	66%

(% for various income ranges: 44.2% for AGIs below $10k, 51.8% for AGIs $10k-25k, 59.6% for AGIs $25k-50k, 73.2% for AGIs $50k-75k, 64.6% for AGIs $75k-100k, 78.7% for AGIs over 100k)

Nearest zip codes: 95519, 95521, 95524, 95501, 95555, 95564.
Westhaven Moonstone Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 143
Household did not receive Food Stamps/SNAP in the past 12 months: 1,006

Women who had a birth in the past 12 months: 23 (0 now married, 24 unmarried)
Women who did not have a birth in the past 12 months: 611 (139 now married, 476 unmarried)

Housing units in zip code 95570 with a mortgage: 373 (40 second mortgage, 5 home equity loan, 28 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,451
Median monthly owner costs for units without a mortgage: $707

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 95570 household income distribution in 2022

• 57Less than $10,000
• 52$10,000 to $14,999
• 12$15,000 to $19,999
• 93$20,000 to $24,999
• 45$25,000 to $29,999
• 45$30,000 to $34,999
• 59$35,000 to $39,999
• 17$40,000 to $44,999
• 93$45,000 to $49,999
• 53$50,000 to $59,999
• 66$60,000 to $74,999
• 105$75,000 to $99,999
• 76$100,000 to $124,999
• 119$125,000 to $149,999
• 112$150,000 to $199,999
• 130$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 95570

• 45Less than $10,000
• 25$10,000 to $14,999
• 8$15,000 to $19,999
• 2$35,000 to $39,999
• 8$40,000 to $49,999
• 4$70,000 to $79,999
• 3$80,000 to $89,999
• 8$90,000 to $99,999
• 8$100,000 to $124,999
• 5$125,000 to $149,999
• 32$200,000 to $249,999
• 2$250,000 to $299,999
• 64$300,000 to $399,999
• 121$400,000 to $499,999
• 192$500,000 to $749,999
• 173$750,000 to $999,999
• 58$1,000,000 to $1,499,999
• 52$1,500,000 to $1,999,999
• 22$2,000,000 or more

• Rent paid by renters in 2022 in zip code 95570

• 7$200 to $249
• 3$400 to $449
• 6$650 to $699
• 15$750 to $799
• 17$800 to $899
• 33$900 to $999
• 14$1,000 to $1,249
• 29$1,250 to $1,499
• 28$1,500 to $1,999
• 82$2,000 to $2,499
• 24$2,500 to $2,999
• 32No cash rent

Median gross rent in 2022: $1,897.

Median price asked for vacant for-sale houses and condos in 2022: $734,809.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $674,604
• Black or African American householders: $585,593
• American Indian or Alaska Native householders: $360,101
• Asian householders: $858,870
• Some other race householders: $351,356
• Two or more races householders: $507,514
• Hispanic or Latino householders: $549,365

Estimated median house or condo value in 2022: $595,588 Lower value quartile - upper value quartile: $392,918 - $919,572

Mean price in 2022:

Detached houses: $507,192

Here:	$507,192
State:	$988,808

Townhouses or other attached units: $1,248,024

Here:	$1,248,024
State:	$838,546

In 2-unit structures: $329,171

Here:	$329,171
State:	$1,138,100

In 3-to-4-unit structures: $210,876

Here:	$210,876
State:	$824,253

In 5-or-more-unit structures: $249,402

Here:	$249,402
State:	$730,996

Mobile homes: $144,914

Here:	$144,914
State:	$184,506

Occupied boats, RVs, vans, etc.: $190,471

Here:	$190,471
State:	$204,957

Housing units in structures:

• One, detached: 1,315
• One, attached: 52
• Mobile homes: 165
• Boats, RVs, vans, etc.: 11

Unemployment: 9.5%

• Means of transportation to work in zip code 95570

• 70.4%803Drove a car alone
• 5.0%57Carpooled
• 0.6%7Streetcar or trolley car
• 2.6%30Walked
• 22.2%253Worked at home

• Travel time to work (commute) in zip code 95570

• 22Less than 5 minutes
• 375 to 9 minutes
• 5810 to 14 minutes
• 9715 to 19 minutes
• 29920 to 24 minutes
• 4525 to 29 minutes
• 22030 to 34 minutes
• 1935 to 39 minutes
• 1940 to 44 minutes
• 1245 to 59 minutes
• 3960 to 89 minutes
• 2790 or more minutes

Percentage of zip code residents living and working in this county: 96.8%

Household type by relationship:

Households: 2,502

• Male householders: 457 (182 living alone), Female householders: 697 (229 living alone)

• 403 spouses (399 opposite-sex spouses), 80 unmarried partners, (80 opposite-sex unmarried partners), 529 children (511 natural, 8 adopted, 10 stepchildren), 42 grandchildren, 22 brothers or sisters, 8 parents, 47 foster children, 26 other relatives, 180 non-relatives

• In group quarters: 18 (-1 institutionalized population)

Size of family households: 355 2-persons, 212 3-persons, 58 4-persons, 27 5-persons, 3 6-persons, 16 7-or-more-persons

Size of nonfamily households: 410 1-person, 67 2-persons, 8 4-persons

134 married couples with children.
196 single-parent households (36 men, 160 women).

94.0% of residents of 95570 zip code speak English at home.
3.4% of residents speak Spanish at home (82% very well, 18% well).
1.8% of residents speak other Indo-European language at home (100% very well).
0.4% of residents speak Asian or Pacific Island language at home (70% very well, 30% not well).

Housing units lacking complete plumbing facilities: 4.3%
Housing units lacking complete kitchen facilities: 3.4%

Population in 1990: 3,143.

Place of birth for U.S.-born residents:

• This state: 1,507
• Northeast: 219
• Midwest: 280
• South: 203
• West: 117

62% of the 95570 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

93% of the 95570 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 2% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 6
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Casinos (except Casino Hotels) (100-249 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 2)
• Health Care and Social Assistance: Other Individual and Family Services (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 2)
• Construction: Residential Remodelers (1-4: 5)

2006 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2006 - 2018 the average number of fires per year is 17. The highest number of reported fires - 26 took place in 2015, and the least - 1 in 2006. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (56.2%), and Structure Fires (23.7%).


• Fire incident types reported to NFIRS in Zip Code 95570
• 12356.2%Outside Fires
• 5223.7%Structure Fires
• 2812.8%Mobile Property/Vehicle Fires
• 167.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 95570, California

Most common first names in zip code 95570 among deceased individuals
Name	Count	Lived (average)
William	24	69.9 years
John	22	71.9 years
Robert	16	64.7 years
James	11	72.9 years
Charles	9	77.0 years
Dorothy	8	83.2 years
Raymond	8	74.5 years
Margaret	8	79.5 years
George	7	79.4 years
Mary	7	81.5 years

Most common last names in zip code 95570 among deceased individuals
Last name	Count	Lived (average)
Smith	12	75.4 years
Williams	6	76.7 years
Adams	5	69.6 years
Freeman	5	78.2 years
Johnson	5	68.4 years
Moore	5	75.4 years
Knapp	4	76.7 years
Anderson	4	80.3 years
Daniels	4	68.0 years
Wright	4	73.7 years

Businesses in zip code 95570

• UPS: 1