95589 Zip Code (Shelter Cove, CA) Detailed Profile

Estimated zip code population in 2022: 1,143
Zip code population in 2010: 1,612
Zip code population in 2000: 737

Houses and condos: 1,083
Renter-occupied apartments: 124
March 2022 cost of living index in zip code 95589: 101.2 (near average, U.S. average is 100)

Land area: 186.7 sq. mi.
Water area: 9.0 sq. mi.

Population density: 6 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,117 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,330 (0.7%)

For population 25 years and over in 95589:

• High school or higher: 84.7%
• Bachelor's degree or higher: 10.7%
• Graduate or professional degree: 1.0%
• Mean travel time to work (commute): 26.9 minutes

For population 15 years and over in 95589:

• Never married: 34.1%
• Now married: 38.1%
• Separated: 0.0%
• Widowed: 5.7%
• Divorced: 22.2%

• 
• • 89678.5%White
  • 19717.3%Hispanic or Latino
  • 403.5%Black
  • 80.7%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 95589, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $53,372 (Individual Income Tax Returns)

Here:	$53,372
State:	$95,910

Salary/wage: $34,707 (reported on 52.8% of returns)

Here:	$34,707
State:	$77,331

(% of AGI for various income ranges: 1244.4% for AGIs below $25k, 4054.0% for AGIs $25k-50k, 7930.0% for AGIs $50k-75k, 5810.0% for AGIs $75k-100k)

Taxable interest for individuals: $1,700 (reported on 50.9% of returns)

This zip code:	$1,700
California:	$2,294

(% of AGI for various income ranges: 118.9% for AGIs below $25k, 156.0% for AGIs $25k-50k, 315.0% for AGIs $50k-75k, 143.3% for AGIs $75k-100k)

Ordinary dividends: $2,612 (reported on 15.1% of returns)

Here:	$2,612
State:	$10,949

(% of AGI for various income ranges: 40.0% for AGIs below $25k, 315.0% for AGIs $50k-75k, 366.7% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$4,292 (reported on 22.6% of returns)

Here:	+$4,292
State:	+$49,306

(% of AGI for various income ranges: 91.1% for AGIs below $25k, 730.0% for AGIs $50k-75k, 956.7% for AGIs $75k-100k)

Profit/loss from business: +$19,090 (reported on 37.7% of returns)

Here:	+$19,090
State:	+$15,671

(% of AGI for various income ranges: 861.1% for AGIs below $25k, 1996.0% for AGIs $25k-50k, 3600.0% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,400 (reported on 5.7% of returns)

95589:	$11,400
California:	$23,505

(% of AGI for various income ranges: 684.0% for AGIs $25k-50k)

Total itemized deductions: $25,400 (reported on 11.3% of returns)

Here:	$25,400
State:	$39,517

(% of AGI for various income ranges: 1626.0% for AGIs $25k-50k, 2370.0% for AGIs $75k-100k)

Charity contributions: $1,675 (reported on 7.5% of returns)

Here:	$1,675
State:	$12,598

(% of AGI for various income ranges: 223.3% for AGIs $75k-100k)

Taxes paid: $7,517 (reported on 11.3% of returns)

95589:	$7,517
State:	$8,807

(% of AGI for various income ranges: 388.0% for AGIs $25k-50k, 856.7% for AGIs $75k-100k)

Earned income credit: $1,718 (reported on 20.8% of returns)

Here:	$1,718
State:	$2,074

(% of AGI for various income ranges: 138.9% for AGIs below $25k, 128.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 84.9%

Here:	85%
State:	92%

(% for various income ranges: 80.0% for AGIs below $25k, 91.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 95589, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,369 (Individual Income Tax Returns)

Here:	$38,369
State:	$72,726

Salary/wage: $25,353 (reported on 42.2% of returns)

Here:	$25,353
State:	$59,079

(% of AGI for various income ranges: 33.0% for AGIs below $25k, 48.0% for AGIs $25k-50k, 85.2% for AGIs $75k-100k)

Taxable interest for individuals: $2,006 (reported on 40.0% of returns)

This zip code:	$2,006
California:	$2,146

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.7% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 1.3% for AGIs $100k-200k)

Ordinary dividends: $2,443 (reported on 15.6% of returns)

Here:	$2,443
State:	$9,308

Net capital gain/loss in AGI: +$10,829 (reported on 15.6% of returns)

Here:	+$10,829
State:	+$30,460

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 33.2% for AGIs $75k-100k)

Profit/loss from business: +$18,417 (reported on 51.1% of returns)

Here:	+$18,417
State:	+$17,064

(% of AGI for various income ranges: 47.0% for AGIs below $25k, 47.3% for AGIs $25k-50k, 41.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,067 (reported on 6.7% of returns)

95589:	$10,067
California:	$19,557

Total itemized deductions: $23,720 (35% of AGI, reported on 33.3% of returns)

Here:	$23,720
State:	$34,004

Here:	35.5% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 23.0% for AGIs below $25k, 20.9% for AGIs $25k-50k, 43.6% for AGIs $50k-75k, 18.9% for AGIs $100k-200k)

Charity contributions: $1,362 (reported on 17.8% of returns)

Here:	$1,362
State:	$4,659

(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)

Taxes paid: $6,713 (reported on 33.3% of returns)

95589:	$6,713
State:	$14,448

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 4.6% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 7.6% for AGIs $100k-200k)

Earned income credit: $1,610 (reported on 22.2% of returns)

Here:	$1,610
State:	$2,286

(% of AGI for various income ranges: 5.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.2%

Here:	62%
State:	64%

(% for various income ranges: 56.5% for AGIs below $25k, 66.7% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 95589, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,204 (Individual Income Tax Returns)

Here:	$34,204
State:	$58,600

Salary/wage: $19,659 (reported on 56.7% of returns)

Here:	$19,659
State:	$49,455

(% of AGI for various income ranges: 71.3% for AGIs below $10k, 45.8% for AGIs $10k-25k, 44.2% for AGIs $25k-50k, 36.4% for AGIs $50k-75k, 60.7% for AGIs $75k-100k)

Taxable interest for individuals: $2,567 (reported on 56.1% of returns)

This zip code:	$2,567
California:	$2,365

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $2,835 (reported on 26.9% of returns)

Here:	$2,835
State:	$4,746

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 2.0% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$23,838 (reported on 25.8% of returns)

Here:	+$23,838
State:	+$23,418

(% of AGI for various income ranges: 0.2% for AGIs below $10k, -1.9% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 49.6% for AGIs over 100k)

Profit/loss from business: +$10,372 (reported on 40.7% of returns)

Here:	+$10,372
State:	+$16,826

(% of AGI for various income ranges: -16.3% for AGIs below $10k, 37.5% for AGIs $10k-25k, 25.7% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

IRA payment deduction: $3,200 (reported on 3.9% of returns)

95589:	$3,200
California:	$3,192

Total itemized deductions: $17,991 (31% of AGI, reported on 27.9% of returns)

Here:	$17,991
State:	$28,113

Here:	31.4% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 16.2% for AGIs $10k-25k, 18.2% for AGIs $25k-50k, 26.8% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 7.9% for AGIs over 100k)

Charity contributions deductions: $1,951 (3% of AGI, reported on 21.4% of returns)

Here:	$1,951
State:	$3,923

Here:	3.2% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 1.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Total tax: $4,965 (reported on 81.2% of returns)

95589:	$4,965
State:	$10,761

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 9.2% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,375 (reported on 20.9% of returns)

Here:	$1,375
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 64.2%

Here:	64%
State:	66%

(% for various income ranges: 55.7% for AGIs below $10k, 60.6% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 73.7% for AGIs $75k-100k, 82.6% for AGIs over 100k)

Nearest zip codes: 95560, 95542, 95553, 95587, 95545, 95559.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 35
Household did not receive Food Stamps/SNAP in the past 12 months: 514

Women who did not have a birth in the past 12 months: 273 (31 now married, 244 unmarried)

Housing units in zip code 95589 with a mortgage: 153
Median monthly owner costs for units with a mortgage: $1,675
Median monthly owner costs for units without a mortgage: $775

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 95589 household income distribution in 2022

• 25Less than $10,000
• 87$10,000 to $14,999
• 73$15,000 to $19,999
• 8$20,000 to $24,999
• 3$25,000 to $29,999
• 7$30,000 to $34,999
• 117$40,000 to $44,999
• 15$45,000 to $49,999
• 71$50,000 to $59,999
• 60$60,000 to $74,999
• 47$75,000 to $99,999
• 3$100,000 to $124,999
• 2$125,000 to $149,999
• 38$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 95589

• 45$40,000 to $49,999
• 2$90,000 to $99,999
• 6$150,000 to $174,999
• 2$200,000 to $249,999
• 18$250,000 to $299,999
• 94$300,000 to $399,999
• 119$400,000 to $499,999
• 66$500,000 to $749,999
• 31$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 95589

• 46$750 to $799
• 71$1,000 to $1,249

Median gross rent in 2022: $1,083.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $450,751

Estimated median house or condo value in 2022: $446,827 Lower value quartile - upper value quartile: $352,883 - $534,409

Mean price in 2022:

Detached houses: $471,969

Here:	$471,969
State:	$988,808

Housing units in structures:

• One, detached: 927
• One, attached: 3
• 3 or 4: 37
• Mobile homes: 111

• Means of transportation to work in zip code 95589

• 60.7%277Drove a car alone
• 1.8%8Carpooled
• 9.0%41Walked
• 32.4%148Worked at home

• Travel time to work (commute) in zip code 95589

• 41Less than 5 minutes
• 325 to 9 minutes
• 1010 to 14 minutes
• 4315 to 19 minutes
• 4920 to 24 minutes
• 730 to 34 minutes
• 11045 to 59 minutes
• 2860 to 89 minutes

Percentage of zip code residents living and working in this county: 97.4%

Household type by relationship:

Households: 1,143

• Male householders: 390 (225 living alone), Female householders: 165 (49 living alone)

• 134 spouses (134 opposite-sex spouses), 113 unmarried partners, (113 opposite-sex unmarried partners), 164 children (164 natural, 0 adopted, 0 stepchildren), 5 grandchildren, 0 brothers or sisters, 32 parents, 0 foster children, 0 other relatives, 120 non-relatives

• In group quarters: 29 (-1 institutionalized population)

Size of family households: 118 2-persons, 2 4-persons, 64 5-persons

Size of nonfamily households: 271 1-person, 61 2-persons, 46 3-persons

56 married couples with children.
97 single-parent households (97 women).

81.6% of residents of 95589 zip code speak English at home.
13.2% of residents speak Spanish at home (69% very well, 31% not well).
5.1% of residents speak other Indo-European language at home (9% very well, 91% not well).

Housing units lacking complete plumbing facilities: 4.0%
Housing units lacking complete kitchen facilities: 4.4%

Place of birth for U.S.-born residents:

• This state: 681
• Northeast: 145
• Midwest: 129
• South: 3
• West: 16

71% of the 95589 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 76% lived in this county.

89% of the 95589 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 9% moved from this county.
   Out of people who lived in different houses, 92% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 5

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
• Construction: Drywall and Insulation Contractors (5-9: 1)
• Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (5-9: 1)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
• Information: Internet Service Providers (1-4: 1)
• Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 1)

Most common first names in zip code 95589 among deceased individuals
Name	Count	Lived (average)
Donald	7	76.0 years
Thomas	5	75.6 years
James	4	77.8 years
Robert	4	75.0 years
Margaret	3	69.0 years
William	3	71.4 years
Florence	2	84.0 years
Earl	2	84.5 years
Richard	2	71.5 years
Susan	2	72.5 years

Most common last names in zip code 95589 among deceased individuals
Last name	Count	Lived (average)
Machi	3	81.0 years
Cory	2	56.0 years
Anderson	2	77.0 years
Jacobs	2	77.9 years
Bellamy	2	87.0 years
Luce	2	85.5 years
Neuschaefer	2	85.0 years
Ogden	2	87.5 years
Wilcox	2	82.5 years