05489 Zip Code (VT) Detailed Profile

Estimated zip code population in 2022: 3,670
Zip code population in 2010: 3,174
Zip code population in 2000: 3,166

Houses and condos: 1,439
Renter-occupied apartments: 189
March 2022 cost of living index in zip code 05489: 94.4 (less than average, U.S. average is 100)

Land area: 53.0 sq. mi.
Water area: 0.1 sq. mi.

Population density: 69 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $6,087 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $6,670 (1.5%)

For population 25 years and over in 05489:

• High school or higher: 99.5%
• Bachelor's degree or higher: 46.6%
• Graduate or professional degree: 23.4%
• Unemployed: 3.4%
• Mean travel time to work (commute): 32.6 minutes

For population 15 years and over in 05489:

• Never married: 19.2%
• Now married: 69.5%
• Separated: 1.2%
• Widowed: 3.2%
• Divorced: 6.8%

• 
• • 3,50795.6%White
  • 922.5%Two or more races
  • 451.2%Hispanic or Latino
  • 170.5%Black
  • 80.2%Asian

Urban population: 368
Rural population: 3,301

Averages for the 2020 tax year for zip code 05489, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $89,880 (Individual Income Tax Returns)

Here:	$89,880
State:	$70,107

Salary/wage: $76,175 (reported on 80.2% of returns)

Here:	$76,175
State:	$56,381

(% of AGI for various income ranges: 1107.3% for AGIs below $25k, 3793.0% for AGIs $25k-50k, 6958.7% for AGIs $50k-75k, 8433.6% for AGIs $75k-100k, 18297.0% for AGIs $100k-200k, 69312.5% for AGIs over 200k)

Taxable interest for individuals: $1,050 (reported on 49.1% of returns)

This zip code:	$1,050
Vermont:	$1,276

(% of AGI for various income ranges: 21.4% for AGIs below $25k, 21.0% for AGIs $25k-50k, 117.3% for AGIs $50k-75k, 44.3% for AGIs $75k-100k, 129.6% for AGIs $100k-200k, 590.0% for AGIs over 200k)

Ordinary dividends: $7,561 (reported on 34.1% of returns)

Here:	$7,561
State:	$8,930

(% of AGI for various income ranges: 29.1% for AGIs below $25k, 111.5% for AGIs $25k-50k, 232.0% for AGIs $50k-75k, 270.0% for AGIs $75k-100k, 623.5% for AGIs $100k-200k, 4657.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$18,149 (reported on 28.1% of returns)

Here:	+$18,149
State:	+$19,777

(% of AGI for various income ranges: 6.8% for AGIs below $25k, 74.0% for AGIs $25k-50k, 234.7% for AGIs $50k-75k, 255.7% for AGIs $75k-100k, 895.7% for AGIs $100k-200k, 13992.5% for AGIs over 200k)

Profit/loss from business: +$15,161 (reported on 19.8% of returns)

Here:	+$15,161
State:	+$15,467

(% of AGI for various income ranges: 129.1% for AGIs below $25k, 401.0% for AGIs $25k-50k, 525.3% for AGIs $50k-75k, 417.9% for AGIs $75k-100k, 756.5% for AGIs $100k-200k, 2010.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $22,184 (reported on 11.4% of returns)

05489:	$22,184
Vermont:	$17,245

(% of AGI for various income ranges: 73.6% for AGIs below $25k, 120.0% for AGIs $25k-50k, 307.3% for AGIs $50k-75k, 387.1% for AGIs $75k-100k, 1221.7% for AGIs $100k-200k)

Total itemized deductions: $31,007 (reported on 9.0% of returns)

Here:	$31,007
State:	$33,390

(% of AGI for various income ranges: 465.0% for AGIs $25k-50k, 441.4% for AGIs $75k-100k, 717.8% for AGIs $100k-200k, 3630.0% for AGIs over 200k)

Charity contributions: $6,818 (reported on 6.6% of returns)

Here:	$6,818
State:	$11,950

(% of AGI for various income ranges: 78.0% for AGIs $50k-75k, 91.3% for AGIs $100k-200k, 1057.5% for AGIs over 200k)

Taxes paid: $8,473 (reported on 9.0% of returns)

05489:	$8,473
State:	$8,349

(% of AGI for various income ranges: 100.5% for AGIs $25k-50k, 114.3% for AGIs $75k-100k, 253.9% for AGIs $100k-200k, 815.0% for AGIs over 200k)

Earned income credit: $1,311 (reported on 5.4% of returns)

Here:	$1,311
State:	$1,839

(% of AGI for various income ranges: 30.5% for AGIs below $25k, 25.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.4%

Here:	90%
State:	93%

(% for various income ranges: 86.5% for AGIs below $25k, 89.7% for AGIs $25k-50k, 92.0% for AGIs $50k-75k, 95.0% for AGIs $75k-100k, 90.7% for AGIs $100k-200k, 92.3% for AGIs over 200k)

Averages for the 2012 tax year for zip code 05489, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $73,889 (Individual Income Tax Returns)

Here:	$73,889
State:	$55,225

Salary/wage: $64,265 (reported on 86.6% of returns)

Here:	$64,265
State:	$44,925

(% of AGI for various income ranges: 76.0% for AGIs below $25k, 75.4% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 79.0% for AGIs $75k-100k, 77.4% for AGIs $100k-200k, 67.4% for AGIs over 200k)

Taxable interest for individuals: $889 (reported on 51.0% of returns)

This zip code:	$889
Vermont:	$1,237

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $4,067 (reported on 34.2% of returns)

Here:	$4,067
State:	$7,010

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,058 (reported on 25.5% of returns)

Here:	+$7,058
State:	+$13,197

(% of AGI for various income ranges: 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Profit/loss from business: +$12,884 (reported on 20.8% of returns)

Here:	+$12,884
State:	+$12,941

(% of AGI for various income ranges: 8.7% for AGIs below $25k, 4.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 4.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,184 (reported on 12.8% of returns)

05489:	$12,184
Vermont:	$12,934

(% of AGI for various income ranges: 3.2% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Self-employment retirement plans: $15,900 (reported on 2.0% of returns)

05489:	$15,900
Vermont:	$16,094

Total itemized deductions: $21,268 (19% of AGI, reported on 49.0% of returns)

Here:	$21,268
State:	$22,572

Here:	18.7% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 11.6% for AGIs below $25k, 9.2% for AGIs $25k-50k, 15.7% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 13.1% for AGIs over 200k)

Charity contributions: $2,519 (reported on 36.2% of returns)

Here:	$2,519
State:	$3,170

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Taxes paid: $9,726 (reported on 49.0% of returns)

05489:	$9,726
State:	$10,425

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.7% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 7.7% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Earned income credit: $1,636 (reported on 7.4% of returns)

Here:	$1,636
State:	$1,828

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 47.0%

Here:	47%
State:	49%

(% for various income ranges: 40.0% for AGIs below $25k, 51.7% for AGIs $25k-50k, 40.9% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 50.0% for AGIs $100k-200k, 57.1% for AGIs over 200k)

Averages for the 2004 tax year for zip code 05489, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $55,860 (Individual Income Tax Returns)

Here:	$55,860
State:	$44,564

Salary/wage: $49,150 (reported on 89.4% of returns)

Here:	$49,150
State:	$37,522

(% of AGI for various income ranges: 133.6% for AGIs below $10k, 74.7% for AGIs $10k-25k, 77.2% for AGIs $25k-50k, 81.5% for AGIs $50k-75k, 87.1% for AGIs $75k-100k, 72.3% for AGIs over 100k)

Taxable interest for individuals: $889 (reported on 63.1% of returns)

This zip code:	$889
Vermont:	$1,373

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $2,908 (reported on 39.3% of returns)

Here:	$2,908
State:	$4,037

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$8,254 (reported on 28.5% of returns)

Here:	+$8,254
State:	+$11,311

(% of AGI for various income ranges: 6.1% for AGIs below $10k, -1.2% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, -0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 8.8% for AGIs over 100k)

Profit/loss from business: +$12,234 (reported on 20.4% of returns)

Here:	+$12,234
State:	+$11,197

(% of AGI for various income ranges: -7.8% for AGIs below $10k, 6.6% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.0% for AGIs over 100k)

IRA payment deduction: $3,318 (reported on 6.0% of returns)

05489:	$3,318
Vermont:	$3,004

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $10,714 (reported on 1.4% of returns)

Here:	$10,714
Vermont:	$12,124

Total itemized deductions: $17,107 (19% of AGI, reported on 48.7% of returns)

Here:	$17,107
State:	$17,791

Here:	19.3% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 12.1% for AGIs $10k-25k, 16.0% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Charity contributions deductions: $1,882 (2% of AGI, reported on 41.1% of returns)

Here:	$1,882
State:	$2,686

Here:	2.0% of AGI
State:	2.8% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $7,905 (reported on 81.6% of returns)

05489:	$7,905
State:	$6,533

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,330 (reported on 6.2% of returns)

Here:	$1,330
State:	$1,432

Percentage of individuals using paid preparers for their 2004 taxes: 47.9%

Here:	48%
State:	54%

(% for various income ranges: 39.8% for AGIs below $10k, 40.8% for AGIs $10k-25k, 53.9% for AGIs $25k-50k, 53.0% for AGIs $50k-75k, 47.2% for AGIs $75k-100k, 51.9% for AGIs over 100k)

Nearest zip codes: 05444, 05494, 05464, 05465, 05452, 05477.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.4% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 54
Household did not receive Food Stamps/SNAP in the past 12 months: 1,419

Women who did not have a birth in the past 12 months: 673 (504 now married, 183 unmarried)

Housing units in zip code 05489 with a mortgage: 827 (204 second mortgage, 207 both second mortgage and home equity loan)
Houses without a mortgage: 9

Median monthly owner costs for units with a mortgage: $2,059
Median monthly owner costs for units without a mortgage: $867

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 05489 household income distribution in 2022

• 53Less than $10,000
• 29$10,000 to $14,999
• 6$15,000 to $19,999
• 11$25,000 to $29,999
• 76$30,000 to $34,999
• 66$35,000 to $39,999
• 31$40,000 to $44,999
• 49$45,000 to $49,999
• 183$50,000 to $59,999
• 129$60,000 to $74,999
• 247$75,000 to $99,999
• 108$100,000 to $124,999
• 85$125,000 to $149,999
• 217$150,000 to $199,999
• 201$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 05489

• 1Less than $10,000
• 2$20,000 to $24,999
• 8$80,000 to $89,999
• 4$100,000 to $124,999
• 5$150,000 to $174,999
• 12$175,000 to $199,999
• 70$200,000 to $249,999
• 209$250,000 to $299,999
• 446$300,000 to $399,999
• 281$400,000 to $499,999
• 287$500,000 to $749,999
• 88$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 05489

• 6$600 to $649
• 27$1,000 to $1,249
• 5$1,500 to $1,999
• 161No cash rent

Median gross rent in 2022: $1,268.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $386,165
• Black or African American householders: $368,990
• Asian householders: $436,079
• Hispanic or Latino householders: $436,079

Estimated median house or condo value in 2022: $414,880 Lower value quartile - upper value quartile: $323,710 - $542,537

Mean price in 2022:

Detached houses: $473,232

Here:	$473,232
State:	$378,260

In 2-unit structures: $505,916

Here:	$505,916
State:	$304,383

Mobile homes: $231,483

Here:	$231,483
State:	$98,266

Housing units in structures:

• One, detached: 1,354
• Two: 20
• 3 or 4: 24
• Mobile homes: 38

Unemployment: 3.4%

• Means of transportation to work in zip code 05489

• 77.5%1,444Drove a car alone
• 7.6%141Carpooled
• 0.3%5Walked
• 1.7%32Other means
• 12.0%223Worked at home

• Travel time to work (commute) in zip code 05489

• 40Less than 5 minutes
• 365 to 9 minutes
• 9210 to 14 minutes
• 12815 to 19 minutes
• 22520 to 24 minutes
• 11325 to 29 minutes
• 28730 to 34 minutes
• 11935 to 39 minutes
• 19740 to 44 minutes
• 22045 to 59 minutes
• 12660 to 89 minutes
• 3290 or more minutes

Percentage of zip code residents living and working in this county: 83.4%

Household type by relationship:

Households: 3,670

• Male householders: 746 (200 living alone), Female householders: 730 (129 living alone)

• 996 spouses (988 opposite-sex spouses), 81 unmarried partners, (80 opposite-sex unmarried partners), 990 children (944 natural, 15 adopted, 25 stepchildren), 55 grandchildren, 0 brothers or sisters, 29 parents, 6 foster children, 0 other relatives, 50 non-relatives

• In group quarters: 8 (-1 institutionalized population)

Size of family households: 465 2-persons, 179 3-persons, 343 4-persons, 72 5-persons

Size of nonfamily households: 329 1-person, 72 2-persons, 7 3-persons

780 married couples with children.
80 single-parent households (35 men, 45 women).

97.4% of residents of 05489 zip code speak English at home.
2.3% of residents speak other Indo-European language at home (79% very well, 15% well, 6% not well).

Facilities with environmental interests located in this zip code:

• CHITTENDEN SWD UNDERHILL SITE (77 NEW RD in UNDERHILL, VT)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: SOLID WASTE COLLECTION.
  Organizations: UNDERHILL HWY DEPT (CONTACT/OWNER)
  

• NYNEX BLDG JERICHO (UNDERHILL CENTER RD in UNDERHILL, VT)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BIG JOHNS MOBIL (ROUTE 15 in UNDERHILL, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: JOLLEY ASSOCIATES INC (CONTACT/OPERATOR)
  

• FIRST STEP PRINT SHOP (22 PARK ST in UNDERHILL, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business NAICS classification: COMMERCIAL LITHOGRAPHIC PRINTING.
  Organizations: MARY MARTELLE (CONTACT/OWNER)
  

• S B COLLINS INC WELLS CORNER MKT (PLEASANT VALLEY RD in UNDERHILL, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: CEDRIC & LAURA WELLS (CONTACT/OPERATOR)
  

• BROWNS RIVER MIDDLE SCHOOL (RR 1, BOX 3345 (RT 15) in UNDERHILL, VT)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete kitchen facilities: 0.3%

Population in 1990: 3,637.

Place of birth for U.S.-born residents:

• This state: 2,152
• Northeast: 800
• Midwest: 228
• South: 171
• West: 187

70% of the 05489 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in Vermont.

91% of the 05489 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 26% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 56% moved from different state.
   Out of people who lived in different houses, 10% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 42 Students in private undergraduate colleges: 46

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (20-49 employees: 1 establishment)
• Educational Services: Elementary and Secondary Schools (20-49: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 1-4: 1)
• Construction: Painting and Wall Covering Contractors (5-9: 2, 1-4: 1)
• Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (10-19: 1)
• Construction: New Housing Operative Builders (5-9: 1, 1-4: 2)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Other Management Consulting Services (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0029.00


Detailed PMIC statistics for the following Tracts: 0029.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 12. The highest number of fire incidents - 20 took place in 2008, and the least - 6 in 2012. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (64.0%), and Outside Fires (22.8%).


• Fire incident types reported to NFIRS in Zip Code 05489
• 12664.0%Structure Fires
• 4522.8%Outside Fires
• 199.6%Mobile Property/Vehicle Fires
• 73.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 05489, Vermont

Most common first names in zip code 05489 among deceased individuals
Name	Count	Lived (average)
Ruth	9	81.7 years
Arthur	8	71.6 years
James	8	77.1 years
Anna	7	89.3 years
Mary	7	75.7 years
Robert	7	67.1 years
Walter	5	63.4 years
David	4	65.8 years
Grace	4	91.0 years
Joseph	4	77.0 years

Most common last names in zip code 05489 among deceased individuals
Last name	Count	Lived (average)
Clark	6	75.2 years
Russin	5	81.2 years
Seymour	4	70.0 years
Mcclellan	4	72.5 years
Cook	4	79.7 years
Rawson	3	71.7 years
Lamphere	3	79.3 years
Fuller	3	77.0 years
Walker	3	81.7 years
Weston	3	92.7 years