Estimated zip code population in 2022: 763 Zip code population in 2010: 857 Zip code population in 2000: 365
Houses and condos: 289 Renter-occupied apartments: 15
% of renters here:
5%
State:
32%
March 2022 cost of living index in zip code 20645: 131.2 (high, U.S. average is 100)
Land area: 2.2 sq. mi. Water area: 1.6 sq. mi.
Population density: 348 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
1.1% ($4,824)
Maryland:
0.9% ($3,777)
Median real estate property taxes paid for housing units with mortgages in 2022: $4,941 (1.0%) Median real estate property taxes paid for housing units with no mortgage in 2022: $4,574 (1.2%)
Business Search- 14 Million verified businesses
Males: 355
(46.5%)
Females: 408
(53.5%)
For population 25 years and over in 20645:
High school or higher: 92.2%
Bachelor's degree or higher: 32.2%
Graduate or professional degree: 18.2%
Mean travel time to work (commute): 50.8 minutes
For population 15 years and over in 20645:
Never married: 23.8%
Now married: 63.3%
Separated: 0.0%
Widowed: 6.8%
Divorced: 6.1%
Zip code 20645 compared to state average:
Unemployed percentage significantly below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Estimated median house/condo value in 2022: $447,379
20645:
$447,379
Maryland:
$398,100
Median resident age:
This zip code:
51.2 years
Maryland median age:
39.7 years
Average household size:
This zip code:
2.6 people
Maryland:
2.5 people
Averages for the 2020 tax year for zip code 20645, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $113,826 (Individual Income Tax Returns)
Here:
$113,826
State:
$86,905
Salary/wage: $92,759 (reported on 81.0% of returns)
Here:
$92,759
State:
$73,953
(% of AGI for various income ranges: 894.0% for AGIs below $25k, 3333.3% for AGIs $25k-50k, 6086.7% for AGIs $50k-75k, 6750.0% for AGIs $75k-100k, 18902.2% for AGIs $100k-200k)
Taxable interest for individuals: $1,026 (reported on 45.2% of returns)
This zip code:
$1,026
Maryland:
$1,528
(% of AGI for various income ranges: 133.3% for AGIs $50k-75k, 40.0% for AGIs $75k-100k, 123.3% for AGIs $100k-200k)
Ordinary dividends: $4,378 (reported on 21.4% of returns)
Here:
$4,378
State:
$8,028
(% of AGI for various income ranges: 136.7% for AGIs $50k-75k, 392.2% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$14,612 (reported on 19.0% of returns)
Here:
+$14,612
State:
+$25,238
(% of AGI for various income ranges: 46.7% for AGIs $25k-50k, 1283.3% for AGIs $100k-200k)
Profit/loss from business: +$18,750 (reported on 19.0% of returns)
Here:
+$18,750
State:
+$11,398
(% of AGI for various income ranges: 526.7% for AGIs $50k-75k, 1491.1% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $17,060 (reported on 11.9% of returns)
20645:
$17,060
Maryland:
$20,944
(% of AGI for various income ranges: 947.8% for AGIs $100k-200k)
Total itemized deductions: $29,425 (reported on 38.1% of returns)
Here:
$29,425
State:
$30,672
(% of AGI for various income ranges: 1766.7% for AGIs $25k-50k, 1455.0% for AGIs $75k-100k, 2806.7% for AGIs $100k-200k)
Charity contributions: $6,300 (reported on 33.3% of returns)
Here:
$6,300
State:
$9,065
(% of AGI for various income ranges: 440.0% for AGIs $50k-75k, 524.4% for AGIs $100k-200k)
Taxes paid: $9,375 (reported on 38.1% of returns)
20645:
$9,375
State:
$8,475
(% of AGI for various income ranges: 420.0% for AGIs $25k-50k, 520.0% for AGIs $75k-100k, 948.9% for AGIs $100k-200k)
Earned income credit: $2,150 (reported on 4.8% of returns)
Here:
$2,150
State:
$2,151
(% of AGI for various income ranges: 86.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2020 taxes: 95.2%
Here:
95%
State:
90%
(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 80.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 20645, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $106,711 (Individual Income Tax Returns)
Here:
$106,711
State:
$72,703
Salary/wage: $87,590 (reported on 78.9% of returns)
Here:
$87,590
State:
$62,228
(% of AGI for various income ranges: 80.0% for AGIs below $25k, 70.2% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 65.8% for AGIs $75k-100k, 67.3% for AGIs $100k-200k, 60.1% for AGIs over 200k)
Taxable interest for individuals: $1,082 (reported on 57.9% of returns)
This zip code:
$1,082
Maryland:
$1,413
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.5% for AGIs over 200k)
Ordinary dividends: $3,473 (reported on 28.9% of returns)
Here:
$3,473
State:
$6,933
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 2.2% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$2,675 (reported on 21.1% of returns)
Here:
+$2,675
State:
+$14,830
Profit/loss from business: +$9,450 (reported on 15.8% of returns)
Here:
+$9,450
State:
+$12,606
Taxable individual retirement arrangement distribution: $15,471 (reported on 18.4% of returns)
20645:
$15,471
Maryland:
$17,065
Total itemized deductions: $32,731 (23% of AGI, reported on 68.4% of returns)
Here:
$32,731
State:
$27,886
Here:
23.3% of AGI
State:
22.8% of AGI
(% of AGI for various income ranges: 36.9% for AGIs $25k-50k, 19.0% for AGIs $50k-75k, 19.3% for AGIs $75k-100k, 23.8% for AGIs $100k-200k, 17.4% for AGIs over 200k)
Charity contributions: $3,777 (reported on 57.9% of returns)
Here:
$3,777
State:
$4,452
(% of AGI for various income ranges: 3.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.3% for AGIs over 200k)
Taxes paid: $13,708 (reported on 65.8% of returns)
20645:
$13,708
State:
$11,690
(% of AGI for various income ranges: 9.0% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 7.2% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 8.5% for AGIs over 200k)
Percentage of individuals using paid preparers for their 2012 taxes: 52.6%
Here:
53%
State:
52%
(% for various income ranges: 37.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 50.0% for AGIs $75k-100k, 58.3% for AGIs $100k-200k, 66.7% for AGIs over 200k)
Averages for the 2004 tax year for zip code 20645, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $108,326 (Individual Income Tax Returns)
Here:
$108,326
State:
$60,339
Salary/wage: $73,862 (reported on 84.7% of returns)
Here:
$73,862
State:
$52,211
(% of AGI for various income ranges: 85.4% for AGIs below $10k, 67.0% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 57.3% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 53.6% for AGIs over 100k)
Taxable interest for individuals: $1,698 (reported on 68.7% of returns)
This zip code:
$1,698
Maryland:
$1,701
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)
Taxable dividends: $3,122 (reported on 36.0% of returns)
Here:
$3,122
State:
$4,235
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)
Net capital gain/loss: +$17,198 (reported on 27.5% of returns)
Here:
+$17,198
State:
+$15,888
(% of AGI for various income ranges: -10.6% for AGIs below $10k, -0.9% for AGIs $25k-50k, -0.1% for AGIs $75k-100k, 6.2% for AGIs over 100k)
Profit/loss from business: +$34,333 (reported on 14.8% of returns)
Here:
+$34,333
State:
+$12,221
IRA payment deduction: $3,833 (reported on 3.1% of returns)
20645:
$3,833
Maryland:
$2,968
Self-employed pension: $20,462 (reported on 3.4% of returns)
Here:
$20,462
Maryland:
$17,155
Total itemized deductions: $32,871 (23% of AGI, reported on 72.5% of returns)
Here:
$32,871
State:
$22,960
Here:
23.4% of AGI
State:
23.3% of AGI
(% of AGI for various income ranges: 84.3% for AGIs below $10k, 22.1% for AGIs $25k-50k, 30.7% for AGIs $50k-75k, 28.1% for AGIs $75k-100k, 20.1% for AGIs over 100k)
Charity contributions deductions: $4,125 (3% of AGI, reported on 66.6% of returns)
Here:
$4,125
State:
$4,031
Here:
3.1% of AGI
State:
3.9% of AGI
(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.4% for AGIs over 100k)
Total tax: $18,601 (reported on 87.6% of returns)
20645:
$18,601
State:
$10,167
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 17.9% for AGIs over 100k)
Earned income credit: $1,316 (reported on 4.9% of returns)
Here:
$1,316
State:
$1,700
Percentage of individuals using paid preparers for their 2004 taxes: 64.0%
Here:
64%
State:
55%
(% for various income ranges: 63.4% for AGIs below $10k, 55.9% for AGIs $10k-25k, 61.9% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 66.2% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 13 Household did not receive Food Stamps/SNAP in the past 12 months: 276
Women who had a birth in the past 12 months: 20 (20 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 93 (42 now married, 50 unmarried)
Housing units in zip code 20645 with a mortgage: 206 (19 second mortgage, 20 both second mortgage and home equity loan) Median monthly owner costs for units with a mortgage: $2,443 Median monthly owner costs for units without a mortgage: $860
Median number of rooms in houses and condos:
Here:
6.4
State:
7.3
Notable locations in this zip code not listed on our city pages
Size of family households: 134 2-persons, 46 3-persons, 34 4-persons, 20 6-persons
Size of nonfamily households: 56 1-person
135 married couples with children.
19 single-parent households (11 men, 8 women).
99.6% of residents of 20645 zip code speak English at home.
Foreign born population: 0 (0.0%)
:
0.0%
Whole state:
16.7%
54%English
8%European
7%Irish
7%American
5%German
4%Scottish
3%Italian
Year of entry for the foreign-born population
02010 or later
02000 to 2009
01990 to 1999
8Before 1990
92.3%Electricity
8.1%Fuel oil, kerosene, etc.
Population in 1990: 87. Population change in the 1990s: +278 (+319.5%).
Place of birth for U.S.-born residents:
This state: 286
Northeast: 97
Midwest: 21
South: 235
West: 102
64% of the 20645 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 67% lived in this county. Out of people who lived in different counties, 50% lived in Maryland.
97% of the 20645 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 47% moved from this county. Out of people who lived in different houses, 58% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school):
Here:
0.0%
Maryland:
15.2%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
Maryland:
14.4%
Students in private undergraduate colleges:
Here:
0.0%
Maryland:
20.2%
Occupation by median earnings in the past 12 months ($)
154,381Management occupations
77,553Office and administrative support occupations
60,806Education, training, and library occupations
Companies with federal contracts located in this zip code:
POE CONSULTING GROUP INC (11325 ETHAN COURT in ISSUE, MD; small business) : $99,375 in 2 contractsfrom 2004 to 2005
$80,000 with Army for Program Management/Support Services. Signed on 2004-12-15. Completion date: 2005-12-14.
$19,375, same as above.Signed on 2005-09-10. Completion date: 2005-12-14.
Top industries in this zip code by the number of employees in 2005:
Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99 employees: 1 establishment)
Construction: Electrical Contractors (5-9: 1)
Construction: Residential Remodelers (5-9: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 3)
Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 1)
Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (1-4: 1)
Wholesale Trade: Fish and Seafood Merchant Wholesalers (1-4: 1)
Construction: Land Subdivision (1-4: 1)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$221,665
1
$352,520
11
$256,077
1
$94,390
2
$331,275
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$330,470
0
$0
0
$0
APPLICATIONS DENIED
0
$0
0
$0
5
$289,050
1
$46,570
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
2
$292,875
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$202,140
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$239,220
2
$334,230
8
$256,211
1
$128,410
1
$378,870
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$214,910
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$392,300
4
$309,155
1
$129,430
1
$180,090
APPLICATIONS WITHDRAWN
0
$0
1
$144,100
2
$242,250
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$210,750
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$269,590
5
$288,102
11
$262,727
2
$120,415
2
$253,965
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$277,330
2
$231,375
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$278,350
9
$288,439
1
$122,420
1
$249,290
APPLICATIONS WITHDRAWN
0
$0
1
$156,370
3
$275,283
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$334,560
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$233,600
19
$213,963
3
$72,367
2
$225,900
APPLICATIONS APPROVED, NOT ACCEPTED
1
$291,420
2
$289,735
0
$0
0
$0
APPLICATIONS DENIED
2
$176,915
8
$241,274
1
$131,400
0
$0
APPLICATIONS WITHDRAWN
1
$172,350
7
$263,186
1
$79,060
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$164,945
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$125,270
13
$252,030
21
$223,425
3
$99,647
3
$252,263
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$230,240
3
$184,423
1
$53,730
0
$0
APPLICATIONS DENIED
0
$0
2
$264,260
7
$212,524
2
$57,120
1
$101,830
APPLICATIONS WITHDRAWN
0
$0
2
$270,210
7
$234,371
1
$84,970
1
$154,910
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$189,980
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$127,310
11
$200,325
15
$191,489
2
$107,165
3
$182,477
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$129,210
2
$149,140
1
$36,430
0
$0
APPLICATIONS DENIED
0
$0
2
$177,100
6
$176,113
1
$61,680
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$171,190
7
$180,404
1
$21,750
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$211,850
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$140,085
8
$191,708
28
$161,940
1
$27,890
3
$147,290
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$124,830
3
$126,143
0
$0
0
$0
APPLICATIONS DENIED
0
$0
0
$0
5
$144,818
1
$18,180
0
$0
APPLICATIONS WITHDRAWN
1
$90,370
1
$97,310
5
$145,052
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$107,890
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$159,540
5
$170,558
15
$154,040
1
$15,180
2
$109,280
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$179,510
0
$0
0
$0
APPLICATIONS DENIED
0
$0
0
$0
4
$112,950
1
$25,180
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$52,050
4
$135,908
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$115,375
6
$159,092
11
$153,598
1
$24,820
1
$150,090
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$74,820
2
$146,695
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$50,520
4
$138,080
1
$20,880
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$77,310
4
$141,530
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$93,950
4
$165,765
3
$128,287
2
$15,840
1
$95,560
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$82,560
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$111,980
3
$377,217
1
$24,890
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
2
$72,345
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)