Question about cost of cavities (dentist, cavity, problems, root canal)

[psfootballfan27]

So today I go to my dentist. According to him I have two cavities that cost $395 each because they were deep and almost needed to have a root canal. His office said insurance doesn't cover it and I would be responsible. I did one so far and the other one is scheduled for a few weeks. Is it normal for insurance not to cover certain cavities and is the price reasonable? If not, should I bother with another dentist since it would cost $200-$250 for an examination? (My insurance did cover the cleaning and xrays.)

[gus2]

Call your insurance company to confirm what your benefits are.

[athena53]

Originally Posted by gus2

Call your insurance company to confirm what your benefits are.

I agree-is it possible that you just signed on with this insurance company? Many exclude anything but cleanings for the first 6 months to 1 year. The idea is to keep people from gaming the system by waiting to get insurance till they have major problems.

[psfootballfan27]

Originally Posted by athena53

I agree-is it possible that you just signed on with this insurance company? Many exclude anything but cleanings for the first 6 months to 1 year. The idea is to keep people from gaming the system by waiting to get insurance till they have major problems.

I had this health insurance for about 4 years. In that time they covered a brace and a small cavity in 2018. I think they may have switched vendors and perhaps that is the issue. I will call and see. I recon that I’ll pay out of pocket for this cavity since going to another dentist would end up costing about the same.