Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Economics > Frugal Living
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 04-01-2014, 07:59 PM
 
48,502 posts, read 96,838,702 times
Reputation: 18304

Advertisements

I once had a older lady deposit over 100K into my account because she used bank's deposit slip and some how used my account number. I reported it to bank and they corrected it.
Reply With Quote Quick reply to this message

 
Old 04-01-2014, 08:02 PM
 
Location: northwest Illinois
2,331 posts, read 3,212,867 times
Reputation: 2462
Quote:
Originally Posted by clickdale1 View Post
Apparently a bank made the mistake of depositing $31,000 into a teenager's account. The teen then went on a spending spree and spent $20,000 of it before the mistake was discovered.

Here is the article from ABC News: http://951411.com/teen-gets-31000-deposited

What would you have done? Honestly?

The bank is talking about pressing charges on the teen, even though it was their mistake.
Vaporize into thin air!!
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 08:35 PM
 
317 posts, read 747,554 times
Reputation: 380
Withdraw money and close account in that order...
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 08:39 PM
 
24,488 posts, read 41,132,345 times
Reputation: 12920
Quote:
Originally Posted by texdav View Post
I once had a older lady deposit over 100K into my account because she used bank's deposit slip and some how used my account number. I reported it to bank and they corrected it.
This is what I'd expect any half-intelligent human being to do.

Or, transfer it to an interest-bearing account until they ask for it back. But pretending like it is your to keep is as stupid as one can me.
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 09:41 PM
 
Location: brooklyn, new york, USA
898 posts, read 1,218,520 times
Reputation: 1310
depends on your situation. if i were an illegal mexican, i'd take the money and go back and "disappear" to mexico. if i were sick and had no money, i'd use it (cancer treatments, etc.). if i were close to death due to old age or something, i'd take it and give it away in cash to a loved one and tell the bank i gambled it away and i am ready for prison OR that i am senile and didn't realize that it wasn't mine. i certainly would try my best not to give it back. did the banks in america give money back to taxpayers that helped their bailout? did they give you your fees when you make a mistake by overdrawing or anything else? i will answer that question, ultimately, with such questions. tit for tat sounds good to me.
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 09:46 PM
 
35,095 posts, read 51,226,239 times
Reputation: 62669
Quote:
Originally Posted by clickdale1 View Post
Apparently a bank made the mistake of depositing $31,000 into a teenager's account. The teen then went on a spending spree and spent $20,000 of it before the mistake was discovered.

Here is the article from ABC News: http://951411.com/teen-gets-31000-deposited

What would you have done? Honestly?

The bank is talking about pressing charges on the teen, even though it was their mistake.
What I did when $20,000.00 was accidentally deposited into my account, I called the bank as soon as they opened in the morning and told them about it.
That teenager knew that money was not his and he in essence stole it even though it was the bank's error there is not a good enough excuse on this planet as to why that money was spent by the teenager whom it did not belong to.
Knowingly spending money that is not yours is theft, simple as that.
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 09:58 PM
 
409 posts, read 484,476 times
Reputation: 829
Many years ago, $7000 was deposited into my account. I told the bank and they did nothing. So, I told them again and again. Finally, after about a year they corrected their error. I knew the money wasn't mine, so I didn't spend it. I figured they would eventually fix the error and they did.

I had the same thing happen with a credit card. A credit showed up in my account. It was thousands, but I don't remember how much now. I told them there was an error and again the bank did nothing. That one took about a year to be fixed, as well.
Reply With Quote Quick reply to this message
 
Old 04-01-2014, 10:17 PM
 
Location: Georgia, USA
37,110 posts, read 41,246,039 times
Reputation: 45135
I am currently trying to get my bank to take back $50 that isn't mine.

You knew it was a mistake, kid. You should have contacted the bank and not spent it.
Reply With Quote Quick reply to this message
 
Old 04-02-2014, 08:09 PM
 
Location: Berkeley Neighborhood, Denver, CO USA
17,709 posts, read 29,808,528 times
Reputation: 33301
Hookers & blow.
Bankruptcy.
Reply With Quote Quick reply to this message
 
Old 04-03-2014, 07:41 AM
 
Location: Pennsylvania
30,512 posts, read 16,209,926 times
Reputation: 44394
Quote:
Originally Posted by clickdale1 View Post
Apparently a bank made the mistake of depositing $31,000 into a teenager's account. The teen then went on a spending spree and spent $20,000 of it before the mistake was discovered.

Here is the article from ABC News: http://951411.com/teen-gets-31000-deposited

What would you have done? Honestly?

The bank is talking about pressing charges on the teen, even though it was their mistake.
I too would have called the bank.


It was a mistake on the bank's part but intentional on the thief's.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics > Frugal Living

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top