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EXPECT to both need and want to take an Uber or taxi fairly regularly. Walk or bus TO the grocery or Big Box
and Uber home. Budget for these (and BART too) expenses so they aren't a surprise or force you to do without.
Uber has somehow classed up Gypsy cabs.
I'm not sure it's an improvement.
one of our locals here has a major headache on their hands .
they used local car service .. they car they were in t-boned another vehicle . they took the passenger in the car service away to the hospital before the police arrived .
the car service is disclaiming the passenger was ever in the car . originally no fault was picking up the medical and lost wages from the vehicle insurance but that now is not going to happen . while ems can link picking up the guy at the scene there is no evidence he was in that particular crash since he was already out of the car sitting on the sidewalk .
one of our locals here has a major headache on their hands .
they used local car service .. they car they were in t-boned another vehicle . they took the passenger in the car service away to the hospital before the police arrived .
the car service is disclaiming the passenger was ever in the car . originally no fault was picking up the medical and lost wages from the vehicle insurance but that now is not going to happen . while ems can link picking up the guy at the scene there is no evidence he was in that particular crash since he was already out of the car sitting on the sidewalk .
You live in NYC. How does this relate to the OP's post?
It’s nice to see someone is honest about the needs of an older vehicle and not the “I have a 25year old Chevy , it needed nothing except tires ; brakes; and oil changes”.
Op has a nissan.if he had a gm he might have said that.
I'm one of those people. Sold one of my mini vans last year. 1998 olds with 240,000. $28,000 in 1998.
$1,050 for me in 2008. Sold 10 years later for $900.
Tires, brakes, oil changes, 1 set of plugs and wires, a water pump, a couple suspension parts. Not bad.
It’s nice to see someone is honest about the needs of an older vehicle and not the “I have a 25year old Chevy , it needed nothing except tires ; brakes; and oil changes”.
LOL, I think it does depend on the older model, too. I didn't have these types of maintenance issues on my old Corollas or Camry's.
If I did not have public transportation, I'd fix it. It's still much cheaper to fix an old vehicle (that at least doesn't leave me stranded - except the one time when the transmission died), than all of the costs of a new one.
Figuring in the cost of gas, insurance, AAA membership, registration and average maintenance costs over time, the truck is costing me about $220 per month.
I've replaced a ton of parts, but it's old and things are needing to be replaced. It's got about 188,000 miles on it.
What it needs now is spark plugs and wires replaced. But, the timing chain could break.
I do still believe it's more cost-effective fixing old vehicles rather than buying a new one, overall. But, you do have to also factor in the cost of fuel, too, if the old one gets bad mileage.
And to put the cost of the truck into perspective, my income is about $700. My rent is $223 (subsidized), renters insurance $10, internet $10, and on average I spend about $200/month on non-food items and entertainment. I get about $170 in food stamp money I can only spend on food.
So, as you see, there's just no room in this budget for saving, unless I have zero entertainment and scrimp to the point of feeling almost like a beggar woman.
I actually took the light rail and then caught a bus to come home from my friends' Christmas party tonight. It took about an hour longer than it would have taken me to drive, but it was fine. I don't think I'd want to make that same transfer in the dark again, as the area was a little sketchy. Turns out I could have gotten off at the next stop and been in a busier area and would have felt safer. But, I can learn these things.
Last edited by NoMoreSnowForMe; 12-25-2018 at 09:21 PM..
When I reduced my driving, I used my car only when necessary -- the insurance was costing $20 per mile, so letting it go was easy. I lived in a city of 60k, and in a 20 minute walk on quiet residential streets I could be at supermarket, drug store, doctor, hospital,bank. There were 5 bus routes, daytime weekdays, which went every where else every half hour. Like mall and walmart. For anything special or urgent, I could bum a ride. I chose my apartment location with that in mid, and it worked perfectly for ten years.
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