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Well, I live a lot cheaper than my boyfriend. I know this because he makes $200K a year and is not able to save anything. I make $80K a year and am saving the max in both my 401k and IRA and I also save $500 a month on top of that. So in our little sample of two, I am ahead. He spends a lot on his cars, gadgets, and eating out (not just with me... he eats out most meals). He's also very generous helping his adult kids.
But I think I could live cheaper if I were a man. Just the money I spend to maintain my haircut alone would do it. That's the one thing I really splurge on beauty-wise (I don't do my nails or feet). Men's clothes are cheaper too. And I wouldn't have to buy makeup or other feminine products.
I would have to buy more razors though, I don't think I put as much effort into smoothly shaved legs as I would a smoothly shaved face if I were a guy. I use my razors a lot longer than I really should. But I wouldn't do that to my face.
Last edited by WalkingLiberty1919D; 05-17-2021 at 01:16 PM..
I don't see where there would be any difference. People are good with a budget or they are not. Gender makes no difference with working a budget or being capable of pushing the buttons on a calculator to balance the accounts.
The only possible substantial difference is that a single man might be willing to live in a bad neighborhood and save a lot on the cost of housing. Not many women will deliberately move into a neighborhood that isn't safe, not just to save money on rent unless they are so broke that there is no alternative.
But as a generalization, both men and women will spend as much as they can on housing in order to get into the safest area. Not many want to live around drive-by shootings, only if someone chooses to do that in order to save rent, it is more likely to be a young man.
I don't see where there would be any difference. People are good with a budget or they are not. Gender makes no difference with working a budget or being capable of pushing the buttons on a calculator to balance the accounts.
The only possible substantial difference is that a single man might be willing to live in a bad neighborhood and save a lot on the cost of housing. Not many women will deliberately move into a neighborhood that isn't safe, not just to save money on rent unless they are so broke that there is no alternative.
But as a generalization, both men and women will spend as much as they can on housing in order to get into the safest area. Not many want to live around drive-by shootings, only if someone chooses to do that in order to save rent, it is more likely to be a young man.
And parents with school-age children will spend more and commute longer distances to work in order to get their children into a good school system.
I don't see where there would be any difference. People are good with a budget or they are not. Gender makes no difference with working a budget or being capable of pushing the buttons on a calculator to balance the accounts.
The only possible substantial difference is that a single man might be willing to live in a bad neighborhood and save a lot on the cost of housing. Not many women will deliberately move into a neighborhood that isn't safe, not just to save money on rent unless they are so broke that there is no alternative.
But as a generalization, both men and women will spend as much as they can on housing in order to get into the safest area. Not many want to live around drive-by shootings, only if someone chooses to do that in order to save rent, it is more likely to be a young man.
If a woman earns $10 an hr and a man makes $15 an hr...you don't think the woman would spend less? I sure wouldn't be spending more.
The single largest budget category is housing -- male or female.
All the rest pales in comparison so NO! there's no basis to believe genetics has any bearing..
Agreed.
And if you're living frugally with roommates, women actually have the advantage here. Since troublemakers are generally more common among men, women are more often preferred as roommates and can get lower rents if they are renting a room, etc.
Inner-city residents who do not sent their children to private schools, and do not qualify for the elite public schools.
Nothing like a good stereotype with the first cup of coffee.
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