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Old 12-26-2011, 05:53 PM
 
Location: Central NY
10 posts, read 15,145 times
Reputation: 10

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Hello People,

My wife and I will be moving to the Shoreline/Edmonds area at the beginning of March 2012. We were wondering if anyone who has lived in NY state Central NY to be exact could tell us about auto insurance rates. We are seniors with good driving records and right now we pay about $300 for 6 mos. that is full coverage with uninsured motorist and a $500 deductible.

Are the rates worse or better than NY? Remembering that car insurance in NY is one of the highest in the nation.

Any input would be greatly appreciated. I think I remember that All For Cats is from NY but I am not sure. If you read this please respond. We are very excited about our move since we both have lived by the ocean for a short time.

We can't wait to get there and start living the Seattle life.
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Old 12-26-2011, 07:04 PM
 
615 posts, read 1,522,514 times
Reputation: 416
All I know is that when we moved from Massachusetts to Texas, our rates went up by about 200 bucks/yr. We then moved to the Snoqualmie area, and they went up another 400/yr. Not sure how MA rates compare to NY, but that's about 600/yr more just between MA and Snoqualmie, WA. By the way, Northbend was even more ridiculous (I think another 100/yr just for 5 miles down the road).
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Old 12-26-2011, 07:46 PM
 
Location: Seattle, Washington
878 posts, read 1,653,026 times
Reputation: 692
I'd suggest calling your insurance company for a quote?

I'm 37 with a good driving record and my move from Georgia to WA in May resulted in no change of my monthly full coverage policy. It dropped like $2 a month.

That probably doesn't help much, but I'm originally from Watertown, NY and my mother says you guys are taxed and billed to death up there so I'm assuming WA will be cheaper. :-)
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Old 12-26-2011, 09:12 PM
 
Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
44,550 posts, read 81,117,303 times
Reputation: 57755
We moved from CA and found the auto insurance to be about 20% less here
in the eastside suburbs, but Seattle and other larger cities are higher due to more crime and congestion. Shoreline/Edmonds is probably a bit less than Seattle but not much and should still be less than NY. We have 3 vehicles,
two with full coverage and one with all but collision, and all together it's about $1,800/year.
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Old 12-27-2011, 07:50 AM
 
Location: Central NY
10 posts, read 15,145 times
Reputation: 10
Thanx all for the quick replies and I guess the best answer is to just get a quote from my insurance carrier once we have an address.
Everyone take care and we hope everyone had a great christmas.
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Old 12-27-2011, 07:54 AM
 
Location: Central NY
10 posts, read 15,145 times
Reputation: 10
Quote:
Originally Posted by TRC2k11 View Post
I'd suggest calling your insurance company for a quote?

I'm 37 with a good driving record and my move from Georgia to WA in May resulted in no change of my monthly full coverage policy. It dropped like $2 a month.

That probably doesn't help much, but I'm originally from Watertown, NY and my mother says you guys are taxed and billed to death up there so I'm assuming WA will be cheaper. :-)
Thank you for your input, don't know if you keep track of our weather here but so far this is the season without snow. You having lived in Watertown know this is just unheard of here in CNY. So far we have had maybe 2 inches and Watertown maybe not even a foot.
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Old 12-27-2011, 01:53 PM
 
Location: Seattle, WA! Finally! :D
710 posts, read 1,397,365 times
Reputation: 625
I'm moving from Texas to Washington next April and according to my agent, my insurance will be going down only slightly. I don't know if it still is, but at one point Harris county (where Houston is located) had the highest auto insurance rates in the country.
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Old 12-27-2011, 03:24 PM
 
615 posts, read 1,522,514 times
Reputation: 416
Quote:
Originally Posted by mrman78 View Post
I'm moving from Texas to Washington next April and according to my agent, my insurance will be going down only slightly. I don't know if it still is, but at one point Harris county (where Houston is located) had the highest auto insurance rates in the country.
Hmmm San Antonio must have had really low rates, because mine skyrocketed out here.
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Old 12-27-2011, 03:28 PM
 
Location: Seattle, Washington
878 posts, read 1,653,026 times
Reputation: 692
Quote:
Originally Posted by XNYKR58 View Post
Thank you for your input, don't know if you keep track of our weather here but so far this is the season without snow. You having lived in Watertown know this is just unheard of here in CNY. So far we have had maybe 2 inches and Watertown maybe not even a foot.
Yeah I've been paying attention... I was there for Thanksgiving and it was approaching 60 degrees.

Global warming? Haha!
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