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Old 06-03-2012, 01:49 PM
 
Location: I LOVE where I live
18 posts, read 45,082 times
Reputation: 29

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Who do you have your homeowner's insurance policy with/through?

Need to start calling to get quotes. Buying a home in Pasco County.
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Old 06-03-2012, 02:08 PM
 
369 posts, read 844,668 times
Reputation: 197
I had St Johns and they had the lowest rate when I first purchased my home. When it was time to renew they jacked up the price so I dropped them.
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Old 06-03-2012, 02:15 PM
 
Location: Tampa, FL
3,237 posts, read 6,328,731 times
Reputation: 1492
Find an insurance broker. I can recommend Adcock Insurance in Tampa. They have always done me well. Contrary to popular belief, several companies write policies in Florida as long as you are not in a flood plain or right on the coast.
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Old 06-03-2012, 02:55 PM
 
Location: Florida & Arizona
5,980 posts, read 7,397,064 times
Reputation: 7619
Allstate has a subsidiary that writes homeowner's insurance, and it's very competitive.

I believe the name is Security First.

RM
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Old 06-03-2012, 03:25 PM
 
Location: East Tennessee
3,928 posts, read 11,610,181 times
Reputation: 5260
You can see the underwriters for your county (Pasco) on the Choices section of the Florida Office of Insurance Regulation here --> Consumer HomeOwners' Insurance Comparison Electronic System (CHOICES). These underwriters do not write policies directly...you will need a broker. Also not to sound dismal, but you are looking for homeowner insurance at the worst time of the year (hurricane season). The age of the house and where it's located to include your credit score will also factor in the price so get ready for a shock. Mine went up the past 2 years due to auto accident claims - so crazy. Sorry! I will PM you the contact info for a guy I've worked with that's been the cheapest I've ever heard of.

I also noticed you are new here. Please use the forum search function and read some of the older threads about homeowners insurance.

P.S. I have Castle Key but my house is in Hillsborough County (Tampa).

Last edited by TampaKaren; 06-03-2012 at 03:39 PM..
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Old 06-03-2012, 08:17 PM
 
Location: Sunny Florida
7,136 posts, read 12,682,522 times
Reputation: 9547
Our insurance is through Tower Hill.
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Old 06-04-2012, 05:23 AM
 
27,215 posts, read 46,787,895 times
Reputation: 15667
Quote:
Originally Posted by Abba5 View Post
Who do you have your homeowner's insurance policy with/through?

Need to start calling to get quotes. Buying a home in Pasco County.
I had to change companies 3 times in the last 4 years since every time I get a letter stating the company is leaving the State, while we didn't even had any Hurricanes....
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