Estimated zip code population in 2022: 483 Zip code population in 2010: 570 Zip code population in 2000: 212
Houses and condos: 344 Renter-occupied apartments: 26
% of renters here:
11%
State:
38%
March 2022 cost of living index in zip code 01032: 81.7 (low, U.S. average is 100)
Land area: 11.8 sq. mi. Water area: 0.3 sq. mi.
Population density: 41 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
1.2% ($3,593)
Massachusetts:
1.0% ($5,536)
Median real estate property taxes paid for housing units with mortgages in 2022: $3,809 (1.2%) Median real estate property taxes paid for housing units with no mortgage in 2022: $2,958 (1.2%)
Business Search- 14 Million verified businesses
Males: 223
(46.1%)
Females: 260
(53.9%)
For population 25 years and over in 01032:
High school or higher: 99.4%
Bachelor's degree or higher: 44.5%
Graduate or professional degree: 18.2%
Mean travel time to work (commute): 26.0 minutes
For population 15 years and over in 01032:
Never married: 20.5%
Now married: 57.6%
Separated: 4.9%
Widowed: 7.7%
Divorced: 9.3%
Zip code 01032 compared to state average:
Median house value below state average.
Unemployed percentage significantly below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly above state average.
Estimated median house/condo value in 2022: $304,533
01032:
$304,533
Massachusetts:
$534,700
Median resident age:
This zip code:
56.0 years
Massachusetts median age:
40.3 years
Average household size:
This zip code:
2.0 people
Massachusetts:
2.4 people
Averages for the 2020 tax year for zip code 01032, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $69,237 (Individual Income Tax Returns)
Here:
$69,237
State:
$105,130
Salary/wage: $55,180 (reported on 74.1% of returns)
Here:
$55,180
State:
$82,951
(% of AGI for various income ranges: 1046.7% for AGIs below $25k, 2703.3% for AGIs $25k-50k, 9595.0% for AGIs $75k-100k, 19136.7% for AGIs $100k-200k)
Taxable interest for individuals: $410 (reported on 37.0% of returns)
This zip code:
$410
Massachusetts:
$2,361
(% of AGI for various income ranges: 36.7% for AGIs below $25k, 21.7% for AGIs $25k-50k, 40.0% for AGIs $100k-200k)
Ordinary dividends: $6,629 (reported on 25.9% of returns)
Here:
$6,629
State:
$10,365
(% of AGI for various income ranges: 280.0% for AGIs below $25k, 96.7% for AGIs $25k-50k, 1073.3% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$18,800 (reported on 22.2% of returns)
Here:
+$18,800
State:
+$48,178
(% of AGI for various income ranges: 86.7% for AGIs below $25k, 5510.0% for AGIs $75k-100k)
Profit/loss from business: +$10,840 (reported on 18.5% of returns)
Here:
+$10,840
State:
+$20,792
(% of AGI for various income ranges: 786.7% for AGIs below $25k)
Taxable individual retirement arrangement distribution: $8,733 (reported on 11.1% of returns)
01032:
$8,733
Massachusetts:
$22,790
(% of AGI for various income ranges: 873.3% for AGIs below $25k)
Earned income credit: $1,800 (reported on 7.4% of returns)
Here:
$1,800
State:
$1,909
(% of AGI for various income ranges: 120.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2020 taxes: 85.2%
Here:
85%
State:
92%
(% for various income ranges: 85.7% for AGIs below $25k, 85.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)
Averages for the 2012 tax year for zip code 01032, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $51,289 (Individual Income Tax Returns)
Here:
$51,289
State:
$81,425
Salary/wage: $47,048 (reported on 75.0% of returns)
Here:
$47,048
State:
$64,752
(% of AGI for various income ranges: 52.6% for AGIs below $25k, 74.2% for AGIs $25k-50k, 70.6% for AGIs $50k-75k, 75.9% for AGIs $75k-100k, 63.2% for AGIs $100k-200k)
Taxable interest for individuals: $471 (reported on 50.0% of returns)
This zip code:
$471
Massachusetts:
$2,136
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)
Ordinary dividends: $1,843 (reported on 25.0% of returns)
Here:
$1,843
State:
$9,473
Net capital gain/loss in AGI: +$1,025 (reported on 14.3% of returns)
Here:
+$1,025
State:
+$31,437
Profit/loss from business: +$10,700 (reported on 21.4% of returns)
Here:
+$10,700
State:
+$20,662
Taxable individual retirement arrangement distribution: $7,800 (reported on 14.3% of returns)
01032:
$7,800
Massachusetts:
$18,892
Total itemized deductions: $16,182 (21% of AGI, reported on 39.3% of returns)
Here:
$16,182
State:
$28,907
Here:
21.3% of AGI
State:
18.2% of AGI
(% of AGI for various income ranges: 14.5% for AGIs $25k-50k, 27.0% for AGIs $50k-75k, 11.4% for AGIs $100k-200k)
Charity contributions: $914 (reported on 25.0% of returns)
Here:
$914
State:
$4,208
Taxes paid: $7,300 (reported on 39.3% of returns)
01032:
$7,300
State:
$13,303
(% of AGI for various income ranges: 5.0% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 7.5% for AGIs $100k-200k)
Earned income credit: $1,433 (reported on 10.7% of returns)
Here:
$1,433
State:
$1,971
(% of AGI for various income ranges: 3.7% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2012 taxes: 64.3%
Here:
64%
State:
56%
(% for various income ranges: 66.7% for AGIs below $25k, 62.5% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 133.3% for AGIs $75k-100k)
Averages for the 2004 tax year for zip code 01032, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $39,898 (Individual Income Tax Returns)
Here:
$39,898
State:
$62,877
Salary/wage: $37,466 (reported on 81.0% of returns)
Here:
$37,466
State:
$52,969
(% of AGI for various income ranges: 82.6% for AGIs below $10k, 67.5% for AGIs $10k-25k, 77.9% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 79.8% for AGIs $75k-100k, 65.1% for AGIs over 100k)
Taxable interest for individuals: $691 (reported on 60.5% of returns)
This zip code:
$691
Massachusetts:
$1,945
(% of AGI for various income ranges: 11.2% for AGIs below $10k, 3.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)
Taxable dividends: $1,159 (reported on 29.9% of returns)
Here:
$1,159
State:
$5,323
(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)
Profit/loss from business: +$14,662 (reported on 22.1% of returns)
Here:
+$14,662
State:
+$17,837
(% of AGI for various income ranges: 12.8% for AGIs $10k-25k, 12.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 13.6% for AGIs $75k-100k)
IRA payment deduction: $1,833 (reported on 4.1% of returns)
01032:
$1,833
Massachusetts:
$3,100
Total itemized deductions: $14,468 (23% of AGI, reported on 37.1% of returns)
Here:
$14,468
State:
$22,573
Here:
22.7% of AGI
State:
19.5% of AGI
(% of AGI for various income ranges: 6.6% for AGIs $10k-25k, 11.8% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 15.4% for AGIs $75k-100k, 13.4% for AGIs over 100k)
Charity contributions deductions: $1,064 (2% of AGI, reported on 32.0% of returns)
Here:
$1,064
State:
$3,295
Here:
1.6% of AGI
State:
2.7% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs over 100k)
Total tax: $4,967 (reported on 82.0% of returns)
01032:
$4,967
State:
$11,494
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 6.1% for AGIs $10k-25k, 8.8% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 19.7% for AGIs over 100k)
Earned income credit: $1,167 (reported on 10.2% of returns)
Here:
$1,167
State:
$1,518
Percentage of individuals using paid preparers for their 2004 taxes: 56.8%
Here:
57%
State:
58%
(% for various income ranges: 47.7% for AGIs below $10k, 57.3% for AGIs $10k-25k, 51.2% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 93.8% for AGIs $75k-100k)
Household received Food Stamps/SNAP in the past 12 months: 34 Household did not receive Food Stamps/SNAP in the past 12 months: 202
Women who did not have a birth in the past 12 months: 85 (41 now married, 43 unmarried)
Housing units in zip code 01032 with a mortgage: 131 (15 second mortgage, 16 both second mortgage and home equity loan) Median monthly owner costs for units with a mortgage: $1,906 Median monthly owner costs for units without a mortgage: $662
Residents with income below the poverty level in 2022:
This zip code:
10.4%
Whole state:
10.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.4%
Whole state:
5.1%
Median number of rooms in houses and condos:
Here:
6.5
State:
6.5
Median number of rooms in apartments:
Here:
4.5
State:
4.0
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 01032: Camp Holy Cross (A), Camp Howe (B), Highland Ambulance EMS (C), Goshen Fire Department (D). Display/hide their locations on the map
Lakes and reservoirs: Lilly Pond (A), Highland Lakes (B), Sears Meadow Reservoir (C), Lower Highland Lake (D), Upper Highland Lake (E). Display/hide their locations on the map
Size of family households: 79 2-persons, 18 3-persons, 4 4-persons, 16 5-persons, 9 6-persons
Size of nonfamily households: 70 1-person, 38 2-persons, 1 3-persons
53 married couples with children.
6 single-parent households (6 women).
96.4% of residents of 01032 zip code speak English at home.
1.1% of residents speak Spanish at home (100% very well).
2.4% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 0 (0.0%)
:
0.0%
Whole state:
18.0%
21%French Canadian
18%English
15%Polish
8%Irish
8%Italian
6%European
5%British
Housing units lacking complete plumbing facilities: 7.5% Housing units lacking complete kitchen facilities: 2.4%
36.1%Fuel oil, kerosene, etc.
27.8%Bottled, tank, or LP gas
22.6%Wood
8.7%Other fuel
5.6%Electricity
Population in 1990: 122. Population change in the 1990s: +90 (+73.8%).
Place of birth for U.S.-born residents:
This state: 366
Northeast: 82
Midwest: 3
South: 16
West: 12
60% of the 01032 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 32% lived in this county. Out of people who lived in different counties, 50% lived in Massachusetts.
94% of the 01032 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 42% moved from this county. Out of people who lived in different houses, 50% moved from different county within same state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school):
Here:
0.0%
Massachusetts:
10.3%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
Massachusetts:
12.3%
Students in private undergraduate colleges:
Here:
0.0%
Massachusetts:
51.2%
Occupation by median earnings in the past 12 months ($)
80,177Management occupations
72,708Health diagnosing and treating practitioners and other technical occupations
62,149Business and financial operations occupations
60,851Production occupations
53,321Computer and mathematical occupations
41,970Transportation occupations
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: Ambulance Services (20-49 employees: 1 establishment)
Mining: Dimension Stone Mining and Quarrying (5-9: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
Other Services (except Public Administration): Religious Organizations (1-4: 1)
Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)
Arts, Entertainment, and Recreation: Musical Groups and Artists (1-4: 1)
Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (1-4: 1)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$207,505
5
$209,642
26
$189,259
6
$141,528
1
$242,380
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
2
$153,330
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$187,360
8
$211,596
1
$142,860
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
4
$201,195
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$127,190
1
$166,740
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$147,280
8
$175,631
13
$179,236
6
$86,088
2
$152,960
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$101,410
1
$210,720
1
$38,190
0
$0
APPLICATIONS DENIED
1
$119,190
2
$146,545
6
$181,013
1
$138,760
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$54,390
3
$184,380
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$161,270
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
13
$190,825
15
$157,358
7
$71,851
3
$170,493
APPLICATIONS APPROVED, NOT ACCEPTED
1
$343,160
3
$205,420
1
$57,120
0
$0
APPLICATIONS DENIED
2
$159,905
9
$216,549
3
$65,433
1
$191,570
APPLICATIONS WITHDRAWN
0
$0
4
$204,955
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$318,970
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
15
$190,980
17
$141,246
8
$74,626
2
$188,415
APPLICATIONS APPROVED, NOT ACCEPTED
1
$282,670
3
$130,097
1
$46,600
0
$0
APPLICATIONS DENIED
2
$120,770
11
$163,089
3
$62,560
1
$109,410
APPLICATIONS WITHDRAWN
1
$230,810
8
$157,826
0
$0
1
$95,520
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$216,290
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
15
$176,308
21
$171,441
9
$82,500
2
$157,855
APPLICATIONS APPROVED, NOT ACCEPTED
2
$198,460
3
$150,540
0
$0
1
$96,680
APPLICATIONS DENIED
2
$236,805
12
$171,923
2
$125,450
0
$0
APPLICATIONS WITHDRAWN
1
$147,390
9
$178,442
1
$167,690
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$170,320
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$64,490
16
$159,562
24
$149,476
7
$97,746
3
$109,373
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$208,510
4
$140,652
1
$29,460
0
$0
APPLICATIONS DENIED
0
$0
2
$136,815
8
$158,510
2
$31,295
1
$117,510
APPLICATIONS WITHDRAWN
0
$0
2
$122,770
11
$145,033
1
$91,940
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$143,003
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$87,210
9
$160,313
43
$126,330
2
$19,355
3
$110,880
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$140,340
4
$114,615
1
$36,190
0
$0
APPLICATIONS DENIED
0
$0
1
$148,960
7
$106,373
1
$49,970
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$101,200
7
$131,636
0
$0
1
$51,230
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$107,830
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$155,280
10
$139,590
23
$123,482
2
$25,300
1
$119,820
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$101,730
3
$108,953
1
$17,360
0
$0
APPLICATIONS DENIED
0
$0
1
$141,280
5
$108,124
1
$17,880
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$93,520
4
$98,730
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$175,370
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$140,970
11
$121,420
20
$110,071
2
$20,515
1
$143,700
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$156,430
2
$70,745
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$54,070
4
$104,280
1
$15,890
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$45,660
5
$102,612
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$41,450
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$90,470
8
$104,056
6
$89,788
1
$13,260
1
$52,920
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
0
$0
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$110,140
3
$79,777
1
$21,150
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$93,520
2
$63,805
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$57,330
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)