12945 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 519
Zip code population in 2010: 638
Zip code population in 2000: 736

March 2022 cost of living index in zip code 12945: 94.8 (less than average, U.S. average is 100)

Land area: 33.2 sq. mi.
Water area: 7.2 sq. mi.

Population density: 16 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,591
Median real estate property taxes paid for housing units with no mortgage in 2022: $9,755

For population 25 years and over in 12945:

• High school or higher: 90.7%
• Bachelor's degree or higher: 49.1%
• Graduate or professional degree: 30.3%
• Mean travel time to work (commute): 19.9 minutes

For population 15 years and over in 12945:

• Never married: 21.8%
• Now married: 75.5%
• Separated: 0.0%
• Widowed: 1.8%
• Divorced: 0.9%

100% rural population.

Averages for the 2020 tax year for zip code 12945, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,147 (Individual Income Tax Returns)

Here:	$60,147
State:	$90,930

Salary/wage: $46,396 (reported on 76.5% of returns)

Here:	$46,396
State:	$72,104

(% of AGI for various income ranges: 1051.2% for AGIs below $25k, 3642.9% for AGIs $25k-50k, 4648.0% for AGIs $50k-75k, 5230.0% for AGIs $75k-100k)

Taxable interest for individuals: $580 (reported on 29.4% of returns)

This zip code:	$580
New York:	$3,075

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 44.0% for AGIs $50k-75k)

Ordinary dividends: $3,033 (reported on 17.6% of returns)

Here:	$3,033
State:	$11,095

(% of AGI for various income ranges: 106.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$7,580 (reported on 14.7% of returns)

Here:	+$7,580
State:	+$44,925

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 935.0% for AGIs $75k-100k)

Profit/loss from business: +$4,325 (reported on 23.5% of returns)

Here:	+$4,325
State:	+$14,940

(% of AGI for various income ranges: 157.5% for AGIs below $25k, 121.4% for AGIs $25k-50k, 337.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $17,267 (reported on 8.8% of returns)

12945:	$17,267
New York:	$19,609

(% of AGI for various income ranges: 1036.0% for AGIs $50k-75k)

Earned income credit: $1,000 (reported on 11.8% of returns)

Here:	$1,000
State:	$2,138

(% of AGI for various income ranges: 50.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.1%

Here:	97%
State:	95%

(% for various income ranges: 100.0% for AGIs below $25k, 88.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12945, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,981 (Individual Income Tax Returns)

Here:	$47,981
State:	$77,088

Salary/wage: $39,533 (reported on 84.4% of returns)

Here:	$39,533
State:	$60,593

(% of AGI for various income ranges: 63.9% for AGIs below $25k, 79.8% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 67.9% for AGIs $75k-100k, 68.2% for AGIs $100k-200k)

Taxable interest for individuals: $442 (reported on 37.5% of returns)

This zip code:	$442
New York:	$3,125

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Ordinary dividends: $975 (reported on 25.0% of returns)

Here:	$975
State:	$10,299

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$180 (reported on 15.6% of returns)

Here:	+$180
State:	+$42,474

Profit/loss from business: +$7,757 (reported on 21.9% of returns)

Here:	+$7,757
State:	+$16,168

Taxable individual retirement arrangement distribution: $13,433 (reported on 9.4% of returns)

12945:	$13,433
New York:	$17,621

Total itemized deductions: $18,588 (22% of AGI, reported on 25.0% of returns)

Here:	$18,588
State:	$34,985

Here:	22.1% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 18.2% for AGIs $25k-50k, 9.1% for AGIs $75k-100k, 15.4% for AGIs $100k-200k)

Charity contributions: $2,500 (reported on 18.8% of returns)

Here:	$2,500
State:	$5,572

Taxes paid: $8,362 (reported on 25.0% of returns)

12945:	$8,362
State:	$18,656

(% of AGI for various income ranges: 6.8% for AGIs $25k-50k, 4.2% for AGIs $75k-100k, 7.9% for AGIs $100k-200k)

Earned income credit: $1,650 (reported on 12.5% of returns)

Here:	$1,650
State:	$2,230

(% of AGI for various income ranges: 4.9% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:	50%
State:	66%

(% for various income ranges: 45.5% for AGIs below $25k, 50.0% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 12945, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,006 (Individual Income Tax Returns)

Here:	$37,006
State:	$59,519

Salary/wage: $33,670 (reported on 81.8% of returns)

Here:	$33,670
State:	$50,673

(% of AGI for various income ranges: 112.9% for AGIs below $10k, 65.0% for AGIs $10k-25k, 76.9% for AGIs $25k-50k, 78.7% for AGIs $50k-75k, 83.6% for AGIs $75k-100k, 53.8% for AGIs over 100k)

Taxable interest for individuals: $597 (reported on 54.8% of returns)

This zip code:	$597
New York:	$2,377

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 2.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Taxable dividends: $1,659 (reported on 25.8% of returns)

Here:	$1,659
State:	$5,394

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

Net capital gain/loss: +$780 (reported on 15.2% of returns)

Here:	+$780
State:	+$23,581

(% of AGI for various income ranges: 1.8% for AGIs below $10k, -0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Profit/loss from business: +$7,148 (reported on 16.4% of returns)

Here:	+$7,148
State:	+$13,809

Total itemized deductions: $15,239 (23% of AGI, reported on 26.7% of returns)

Here:	$15,239
State:	$25,864

Here:	23.3% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 9.5% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Charity contributions deductions: $1,364 (2% of AGI, reported on 23.3% of returns)

Here:	$1,364
State:	$4,439

Here:	2.0% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $4,195 (reported on 79.4% of returns)

12945:	$4,195
State:	$11,730

(% of AGI for various income ranges: 3.6% for AGIs below $10k, 5.3% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Earned income credit: $1,522 (reported on 13.9% of returns)

Here:	$1,522
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 50.9%

Here:	51%
State:	67%

(% for various income ranges: 46.8% for AGIs below $10k, 48.8% for AGIs $10k-25k, 46.5% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 91.3% for AGIs $75k-100k)

Nearest zip codes: 12983, 12939, 12977, 12970, 12976, 12946.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 212

Women who did not have a birth in the past 12 months: 113 (55 now married, 57 unmarried)

Housing units in zip code 12945 with a mortgage: 104
Median monthly owner costs for units with a mortgage: $1,608
Median monthly owner costs for units without a mortgage: $1,487

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12945 household income distribution in 2022

• 7$25,000 to $29,999
• 13$35,000 to $39,999
• 27$45,000 to $49,999
• 67$60,000 to $74,999
• 66$75,000 to $99,999
• 11$100,000 to $124,999
• 21$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12945

• 11$15,000 to $19,999
• 22$100,000 to $124,999
• 3$125,000 to $149,999
• 39$150,000 to $174,999
• 13$200,000 to $249,999
• 24$250,000 to $299,999
• 35$300,000 to $399,999
• 10$400,000 to $499,999
• 11$1,000,000 to $1,499,999
• 47$1,500,000 to $1,999,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $318,004
• American Indian or Alaska Native householders: $201,268

Estimated median house or condo value in 2022: $297,511

Mean price in 2022:

Detached houses: $571,410

Here:	$571,410
State:	$476,719

Housing units in structures:

• One, detached: 546
• Two: 30
• 3 or 4: 6

• Travel time to work (commute) in zip code 12945

• 265 to 9 minutes
• 2310 to 14 minutes
• 4315 to 19 minutes
• 4420 to 24 minutes
• 1525 to 29 minutes
• 5230 to 34 minutes
• 545 to 59 minutes

Percentage of zip code residents living and working in this county: 53.7%

Household type by relationship:

Households: 519

• Male householders: 106 (22 living alone), Female householders: 111 (0 living alone)

• 150 spouses (150 opposite-sex spouses), 26 unmarried partners, (26 opposite-sex unmarried partners), 103 children (85 natural, 0 adopted, 17 stepchildren), 27 grandchildren, 0 brothers or sisters, 4 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 68 2-persons, 60 3-persons, 28 4-persons, 21 5-persons

Size of nonfamily households: 22 1-person, 13 2-persons

90 married couples with children.
11 single-parent households (11 women).

101.2% of residents of 12945 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• GEO A DONALDSON & SONS INCORPORATED (ROUTE 186 in LAKE CLEAR, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 3.5%
Housing units lacking complete kitchen facilities: 12.3%

Population in 1990: 412. Population change in the 1990s: +324 (+78.6%).

Place of birth for U.S.-born residents:

• This state: 481
• Northeast: 29
• South: 5

75% of the 12945 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

89% of the 12945 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 16% moved from this county.
   Out of people who lived in different houses, 72% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9 employees: 1 establishment)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (5-9: 1)
• Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (5-9: 1)
• Construction: Finish Carpentry Contractors (1-4: 2)
• Accommodation and Food Services: Limited-Service Restaurants (1-4: 1)
• Real Estate and Rental and Leasing: Residential Property Managers (1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Construction: Framing Contractors (1-4: 1)

Most common first names in zip code 12945 among deceased individuals
Name	Count	Lived (average)
Charles	5	67.8 years
George	4	70.3 years
Ruth	4	86.0 years
Harold	3	72.4 years
James	3	66.0 years
Joseph	3	73.0 years
Mary	3	79.0 years
Robert	3	76.6 years
William	3	81.0 years
John	2	81.0 years

Most common last names in zip code 12945 among deceased individuals
Last name	Count	Lived (average)
Strack	6	73.4 years
Donaldson	4	72.5 years
Bailey	3	68.7 years
Patnode	3	86.3 years
Allen	2	75.4 years
Dawson	2	82.0 years
Gillmett	2	91.0 years
Isabella	2	75.0 years
George	2	72.4 years
Cummings	2	80.4 years