12970 Zip Code (Paul Smiths, NY) Detailed Profile

Estimated zip code population in 2022: 922
Zip code population in 2010: 963
Zip code population in 2000: 1,450

Houses and condos: 350
Renter-occupied apartments: 53
March 2022 cost of living index in zip code 12970: 96.4 (near average, U.S. average is 100)

Land area: 50.3 sq. mi.
Water area: 3.6 sq. mi.

Population density: 18 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,526 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $5,809 (1.6%)

For population 25 years and over in 12970:

• High school or higher: 100.4%
• Bachelor's degree or higher: 56.8%
• Graduate or professional degree: 19.2%
• Unemployed: 13.6%
• Mean travel time to work (commute): 18.0 minutes

For population 15 years and over in 12970:

• Never married: 73.4%
• Now married: 23.5%
• Separated: 0.0%
• Widowed: 1.1%
• Divorced: 2.1%

• 
• • 81889.1%White
  • 434.7%Asian
  • 202.2%Hispanic or Latino
  • 182.0%Black
  • 121.3%Two or more races
  • 70.8%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 12970, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $52,100 (Individual Income Tax Returns)

Here:	$52,100
State:	$90,930

Salary/wage: $49,750 (reported on 75.0% of returns)

Here:	$49,750
State:	$72,104

(% of AGI for various income ranges: 1955.0% for AGIs below $25k, 2650.0% for AGIs $25k-50k, 9973.3% for AGIs $75k-100k)

Taxable interest for individuals: $280 (reported on 31.2% of returns)

This zip code:	$280
New York:	$3,075

(% of AGI for various income ranges: 35.0% for AGIs below $25k)

Ordinary dividends: $1,750 (reported on 25.0% of returns)

Here:	$1,750
State:	$11,095

(% of AGI for various income ranges: )

Net capital gain/loss in AGI: +$1,900 (reported on 25.0% of returns)

Here:	+$1,900
State:	+$44,925

(% of AGI for various income ranges: )

Profit/loss from business: +$2,700 (reported on 18.8% of returns)

Here:	+$2,700
State:	+$14,940

(% of AGI for various income ranges: 405.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 100.0%

Here:	100%
State:	95%

(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Averages for the 2012 tax year for zip code 12970, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,024 (Individual Income Tax Returns)

Here:	$43,024
State:	$77,088

Salary/wage: $40,064 (reported on 82.4% of returns)

Here:	$40,064
State:	$60,593

(% of AGI for various income ranges: 77.0% for AGIs below $25k, 81.0% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 73.7% for AGIs $75k-100k)

Taxable interest for individuals: $780 (reported on 29.4% of returns)

This zip code:	$780
New York:	$3,125

Ordinary dividends: $1,325 (reported on 23.5% of returns)

Here:	$1,325
State:	$10,299

Profit/loss from business: +$5,033 (reported on 17.6% of returns)

Here:	+$5,033
State:	+$16,168

Total itemized deductions: $18,667 (18% of AGI, reported on 17.6% of returns)

Here:	$18,667
State:	$34,985

Here:	18.2% of AGI
State:	21.3% of AGI

Taxes paid: $8,633 (reported on 17.6% of returns)

12970:	$8,633
State:	$18,656

Percentage of individuals using paid preparers for their 2012 taxes: 41.2%

Here:	41%
State:	66%

(% for various income ranges: 50.0% for AGIs below $25k, 40.0% for AGIs $25k-50k, 66.7% for AGIs $50k-75k)

Averages for the 2004 tax year for zip code 12970, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,895 (Individual Income Tax Returns)

Here:	$38,895
State:	$59,519

Salary/wage: $32,527 (reported on 86.8% of returns)

Here:	$32,527
State:	$50,673

(% of AGI for various income ranges: 139.1% for AGIs below $10k, 71.5% for AGIs $10k-25k, 89.0% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 57.1% for AGIs $75k-100k)

Taxable interest for individuals: $566 (reported on 52.1% of returns)

This zip code:	$566
New York:	$2,377

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable dividends: $763 (reported on 31.1% of returns)

Here:	$763
State:	$5,394

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Net capital gain/loss: +$757 (reported on 19.5% of returns)

Here:	+$757
State:	+$23,581

Profit/loss from business: +$5,269 (reported on 13.7% of returns)

Here:	+$5,269
State:	+$13,809

IRA payment deduction: $3,917 (reported on 6.3% of returns)

12970:	$3,917
New York:	$3,115

Total itemized deductions: $13,025 (18% of AGI, reported on 21.1% of returns)

Here:	$13,025
State:	$25,864

Here:	18.1% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 24.2% for AGIs $10k-25k, 7.6% for AGIs $50k-75k, 7.4% for AGIs $75k-100k)

Charity contributions deductions: $1,656 (2% of AGI, reported on 16.8% of returns)

Here:	$1,656
State:	$4,439

Here:	2.1% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 0.4% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Total tax: $5,399 (reported on 75.3% of returns)

12970:	$5,399
State:	$11,730

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 5.4% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 13.8% for AGIs $75k-100k)

Earned income credit: $1,714 (reported on 7.4% of returns)

Here:	$1,714
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 46.8%

Here:	47%
State:	67%

(% for various income ranges: 35.7% for AGIs below $10k, 53.8% for AGIs $10k-25k, 40.4% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 57.1% for AGIs $75k-100k)

Nearest zip codes: 12976, 12939, 12945, 12980, 12983, 12989.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1
Household did not receive Food Stamps/SNAP in the past 12 months: 150

Women who did not have a birth in the past 12 months: 197 (29 now married, 170 unmarried)

Housing units in zip code 12970 with a mortgage: 31
Median monthly owner costs for units with a mortgage: $1,754
Median monthly owner costs for units without a mortgage: $863

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12970 household income distribution in 2022

• 7$15,000 to $19,999
• 2$20,000 to $24,999
• 7$25,000 to $29,999
• 11$30,000 to $34,999
• 2$40,000 to $44,999
• 5$45,000 to $49,999
• 20$50,000 to $59,999
• 4$60,000 to $74,999
• 27$75,000 to $99,999
• 28$100,000 to $124,999
• 12$125,000 to $149,999
• 1$150,000 to $199,999
• 19$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12970

• 2$30,000 to $34,999
• 5$100,000 to $124,999
• 9$125,000 to $149,999
• 11$150,000 to $174,999
• 3$175,000 to $199,999
• 18$200,000 to $249,999
• 4$250,000 to $299,999
• 16$300,000 to $399,999
• 4$400,000 to $499,999
• 5$1,000,000 to $1,499,999
• 16$2,000,000 or more

• Rent paid by renters in 2022 in zip code 12970

• 5$650 to $699
• 2$800 to $899
• 7$900 to $999
• 2$1,000 to $1,249
• 4$1,250 to $1,499
• 12$1,500 to $1,999
• 1$2,000 to $2,499
• 17No cash rent

Median gross rent in 2022: $1,293.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $251,448

Estimated median house or condo value in 2022: $250,498

Mean price in 2022:

Detached houses: $795,047

Here:	$795,047
State:	$476,719

Housing units in structures:

• One, detached: 312
• One, attached: 2
• Two: 16
• 3 or 4: 3
• 20 to 49: 4
• Mobile homes: 9

Unemployment: 13.6%

• Means of transportation to work in zip code 12970

• 50.0%156Drove a car alone
• 7.0%22Carpooled
• 0.3%1Bicycle
• 25.9%81Walked
• 17.9%56Worked at home

• Travel time to work (commute) in zip code 12970

• 41Less than 5 minutes
• 875 to 9 minutes
• 610 to 14 minutes
• 4015 to 19 minutes
• 320 to 24 minutes
• 1525 to 29 minutes
• 1830 to 34 minutes
• 335 to 39 minutes
• 140 to 44 minutes
• 1045 to 59 minutes
• 2860 to 89 minutes

Percentage of zip code residents living and working in this county: 85.3%

Household type by relationship:

Households: 922

• Male householders: 88 (18 living alone), Female householders: 66 (21 living alone)

• 105 spouses (101 opposite-sex spouses), 11 unmarried partners, (11 opposite-sex unmarried partners), 45 children (45 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 3 parents, 0 foster children, 0 other relatives, 3 non-relatives

• In group quarters: 636 (-1 institutionalized population)

Size of family households: 81 2-persons, 8 3-persons, 19 4-persons

Size of nonfamily households: 38 1-person, 2 2-persons, 3 3-persons

26 married couples with children.
8 single-parent households (8 men).

92.7% of residents of 12970 zip code speak English at home.
1.3% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% very well).
3.3% of residents speak Asian or Pacific Island language at home (70% very well, 30% well).
1.4% of residents speak other language at home (100% well).

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 9.0%

Population in 1990: 245. Population change in the 1990s: +1,205 (+491.8%).

Place of birth for U.S.-born residents:

• This state: 578
• Northeast: 206
• Midwest: 44
• South: 42
• West: 6

34% of the 12970 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 24% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

87% of the 12970 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 78% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 19% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 2
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 512

Companies with federal contracts located in this zip code:

• PAUL SMITHS COLLEGE OF ARTS & (RTES 86 & 30 in PAUL SMITHS, NY; small business)

  $1,445 with Army for Lodging - Hotel/Motel. Signed on 2003-11-06. Completion date: 2003-10-02.

Top industries in this zip code by the number of employees in 2005:

• Educational Services: Colleges, Universities, and Professional Schools (100-249 employees: 1 establishment)
• Accommodation and Food Services: Food Service Contractors (20-49: 1)
• Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (5-9: 1)
• Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (5-9: 1)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)
• Accommodation and Food Services: Caterers (1-4: 1)
• Accommodation and Food Services: All Other Traveler Accommodation (1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
• Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 1)

Most common first names in zip code 12970 among deceased individuals
Name	Count	Lived (average)
George	4	79.8 years
Margaret	4	82.2 years
William	3	79.3 years
Robert	3	81.6 years
Frank	2	77.0 years
Arthur	2	68.5 years
Charles	2	75.0 years
Edward	2	76.5 years
John	2	71.5 years
Leon	2	74.0 years

Most common last names in zip code 12970 among deceased individuals
Last name	Count	Lived (average)
Blanchard	3	73.0 years
Newell	3	75.4 years
Fountain	2	80.0 years
Jaquis	2	76.4 years
Kirche	2	90.5 years
Helms	2	82.5 years
Disotelle	2	73.5 years
Drew	2	67.4 years
Macy	2	83.0 years
Martin	2	80.0 years