14728 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 1,032
Zip code population in 2010: 1,031
Zip code population in 2000: 1,071

Houses and condos: 1,043
Renter-occupied apartments: 86
March 2022 cost of living index in zip code 14728: 95.2 (less than average, U.S. average is 100)

Land area: 26.8 sq. mi.
Water area: 0.0 sq. mi.

Population density: 39 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,878 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,991 (2.0%)

For population 25 years and over in 14728:

• High school or higher: 92.3%
• Bachelor's degree or higher: 35.1%
• Graduate or professional degree: 7.8%
• Unemployed: 1.2%
• Mean travel time to work (commute): 15.9 minutes

For population 15 years and over in 14728:

• Never married: 36.0%
• Now married: 49.1%
• Separated: 0.0%
• Widowed: 7.3%
• Divorced: 7.6%

• 
• • 1,00998.0%White
  • 161.6%Two or more races
  • 50.5%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 14728, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,557 (Individual Income Tax Returns)

Here:	$65,557
State:	$90,930

Salary/wage: $54,244 (reported on 72.3% of returns)

Here:	$54,244
State:	$72,104

(% of AGI for various income ranges: 1124.4% for AGIs below $25k, 3605.0% for AGIs $25k-50k, 6126.0% for AGIs $50k-75k, 8676.7% for AGIs $75k-100k, 22202.5% for AGIs $100k-200k)

Taxable interest for individuals: $635 (reported on 36.2% of returns)

This zip code:	$635
New York:	$3,075

(% of AGI for various income ranges: 35.6% for AGIs below $25k, 33.8% for AGIs $25k-50k, 54.0% for AGIs $50k-75k, 55.0% for AGIs $100k-200k)

Ordinary dividends: $4,775 (reported on 25.5% of returns)

Here:	$4,775
State:	$11,095

(% of AGI for various income ranges: 94.4% for AGIs below $25k, 100.0% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 912.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,000 (reported on 19.1% of returns)

Here:	+$10,000
State:	+$44,925

(% of AGI for various income ranges: 74.4% for AGIs below $25k, 198.0% for AGIs $50k-75k, 1835.0% for AGIs $100k-200k)

Profit/loss from business: +$6,538 (reported on 17.0% of returns)

Here:	+$6,538
State:	+$14,940

(% of AGI for various income ranges: 220.0% for AGIs below $25k, 260.0% for AGIs $25k-50k, 390.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $14,871 (reported on 14.9% of returns)

14728:	$14,871
New York:	$19,609

(% of AGI for various income ranges: 103.3% for AGIs below $25k, 260.0% for AGIs $25k-50k, 2466.7% for AGIs $75k-100k)

Earned income credit: $2,700 (reported on 8.5% of returns)

Here:	$2,700
State:	$2,138

(% of AGI for various income ranges: 135.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.6%

Here:	94%
State:	95%

(% for various income ranges: 87.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 14728, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,212 (Individual Income Tax Returns)

Here:	$51,212
State:	$77,088

Salary/wage: $42,727 (reported on 75.5% of returns)

Here:	$42,727
State:	$60,593

(% of AGI for various income ranges: 60.4% for AGIs below $25k, 74.2% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 67.2% for AGIs $75k-100k, 54.2% for AGIs $100k-200k)

Taxable interest for individuals: $590 (reported on 40.8% of returns)

This zip code:	$590
New York:	$3,125

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $3,567 (reported on 24.5% of returns)

Here:	$3,567
State:	$10,299

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 3.0% for AGIs $25k-50k, 5.6% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$4,450 (reported on 16.3% of returns)

Here:	+$4,450
State:	+$42,474

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $100k-200k)

Profit/loss from business: +$6,573 (reported on 22.4% of returns)

Here:	+$6,573
State:	+$16,168

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 3.1% for AGIs $25k-50k, 9.4% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $13,183 (reported on 12.2% of returns)

14728:	$13,183
New York:	$17,621

Total itemized deductions: $22,464 (19% of AGI, reported on 22.4% of returns)

Here:	$22,464
State:	$34,985

Here:	19.3% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 11.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 12.1% for AGIs $100k-200k)

Charity contributions: $3,120 (reported on 20.4% of returns)

Here:	$3,120
State:	$5,572

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $9,436 (reported on 22.4% of returns)

14728:	$9,436
State:	$18,656

(% of AGI for various income ranges: 3.0% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,000 (reported on 14.3% of returns)

Here:	$2,000
State:	$2,230

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.3%

Here:	63%
State:	66%

(% for various income ranges: 57.9% for AGIs below $25k, 66.7% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 14728, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,644 (Individual Income Tax Returns)

Here:	$38,644
State:	$59,519

Salary/wage: $32,977 (reported on 78.3% of returns)

Here:	$32,977
State:	$50,673

(% of AGI for various income ranges: 98.2% for AGIs below $10k, 55.8% for AGIs $10k-25k, 73.6% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 48.1% for AGIs over 100k)

Taxable interest for individuals: $776 (reported on 57.9% of returns)

This zip code:	$776
New York:	$2,377

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $2,289 (reported on 33.3% of returns)

Here:	$2,289
State:	$5,394

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$4,792 (reported on 21.5% of returns)

Here:	+$4,792
State:	+$23,581

(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.1% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 6.3% for AGIs over 100k)

Profit/loss from business: +$5,105 (reported on 17.0% of returns)

Here:	+$5,105
State:	+$13,809

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 10.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 5.3% for AGIs $75k-100k)

Profit/loss from farming: +$2,333 (reported on 5.4% of returns)

Here:	+$2,333
State:	-$2,666

IRA payment deduction: $3,182 (reported on 2.5% of returns)

14728:	$3,182
New York:	$3,115

Total itemized deductions: $15,716 (20% of AGI, reported on 21.3% of returns)

Here:	$15,716
State:	$25,864

Here:	20.1% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 7.5% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Charity contributions deductions: $3,209 (4% of AGI, reported on 19.2% of returns)

Here:	$3,209
State:	$4,439

Here:	3.9% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $5,176 (reported on 72.5% of returns)

14728:	$5,176
State:	$11,730

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $2,089 (reported on 12.5% of returns)

Here:	$2,089
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 60.2%

Here:	60%
State:	67%

(% for various income ranges: 40.8% for AGIs below $10k, 65.7% for AGIs $10k-25k, 64.3% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 78.6% for AGIs $75k-100k, 70.4% for AGIs over 100k)

Nearest zip codes: 14784, 14756, 14722, 14757, 14712, 14769.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 26
Household did not receive Food Stamps/SNAP in the past 12 months: 413

Women who had a birth in the past 12 months: 17 (0 now married, 17 unmarried)
Women who did not have a birth in the past 12 months: 240 (86 now married, 153 unmarried)

Housing units in zip code 14728 with a mortgage: 195 (32 second mortgage, 33 both second mortgage and home equity loan)
Houses without a mortgage: 10

Median monthly owner costs for units with a mortgage: $1,258
Median monthly owner costs for units without a mortgage: $471

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 14728 household income distribution in 2022

• 11Less than $10,000
• 16$15,000 to $19,999
• 36$20,000 to $24,999
• 27$25,000 to $29,999
• 8$30,000 to $34,999
• 33$40,000 to $44,999
• 76$50,000 to $59,999
• 24$60,000 to $74,999
• 70$75,000 to $99,999
• 56$100,000 to $124,999
• 5$125,000 to $149,999
• 24$150,000 to $199,999
• 48$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 14728

• 43Less than $10,000
• 3$40,000 to $49,999
• 6$60,000 to $69,999
• 20$70,000 to $79,999
• 7$80,000 to $89,999
• 21$90,000 to $99,999
• 24$100,000 to $124,999
• 43$150,000 to $174,999
• 28$175,000 to $199,999
• 34$200,000 to $249,999
• 62$250,000 to $299,999
• 9$300,000 to $399,999
• 9$400,000 to $499,999
• 10$750,000 to $999,999
• 21$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 14728

• 11$200 to $249
• 11$300 to $349
• 6$450 to $499
• 7$500 to $549
• 7$550 to $599
• 21$700 to $749
• 8$800 to $899
• 8No cash rent

Median gross rent in 2022: $939.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $218,797

Estimated median house or condo value in 2022: $185,241 Lower value quartile - upper value quartile: $100,959 - $275,590

Mean price in 2022:

Detached houses: $173,419

Here:	$173,419
State:	$476,719

In 5-or-more-unit structures: $543,243

Here:	$543,243
State:	$912,009

Mobile homes: $113,610

Here:	$113,610
State:	$88,925

Housing units in structures:

• One, detached: 752
• 3 or 4: 45
• 5 to 9: 92
• 10 to 19: 76
• Mobile homes: 72

Unemployment: 1.2%

• Means of transportation to work in zip code 14728

• 59.2%314Drove a car alone
• 15.5%82Carpooled
• 16.2%86Walked
• 8.9%47Worked at home

• Travel time to work (commute) in zip code 14728

• 79Less than 5 minutes
• 745 to 9 minutes
• 8310 to 14 minutes
• 8115 to 19 minutes
• 4620 to 24 minutes
• 2025 to 29 minutes
• 5330 to 34 minutes
• 3745 to 59 minutes

Percentage of zip code residents living and working in this county: 97.5%

Household type by relationship:

Households: 1,032

• Male householders: 179 (57 living alone), Female householders: 267 (58 living alone)

• 203 spouses (203 opposite-sex spouses), 96 unmarried partners, (96 opposite-sex unmarried partners), 271 children (259 natural, 13 adopted, 0 stepchildren), 11 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 20 non-relatives

Size of family households: 146 2-persons, 48 3-persons, 16 4-persons, 39 5-persons, 15 6-persons

Size of nonfamily households: 115 1-person, 36 2-persons, 26 3-persons

185 married couples with children.
50 single-parent households (27 men, 23 women).

98.1% of residents of 14728 zip code speak English at home.
1.6% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CHAUTAUQUA HEIGHTS SD WWTP (ROUTE 430 in DEWITTVILLE, NY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: CHAUTAUQUA (T) (CONTACT/OWNER)
  Alternative names: CHAUTAUQUA (T)

Housing units lacking complete plumbing facilities: 4.3%
Housing units lacking complete kitchen facilities: 6.1%

Population in 1990: 1,159.

Place of birth for U.S.-born residents:

• This state: 722
• Northeast: 171
• Midwest: 40
• South: 64
• West: 18

64% of the 14728 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

97% of the 14728 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 52% moved from different county within same state.
   Out of people who lived in different houses, 43% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 19
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 5

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 1)
• Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (5-9: 1)
• Construction: Site Preparation Contractors (5-9: 1)
• Mining: Support Activities for Oil and Gas Operations (1-4: 2)
• Construction: Masonry Contractors (1-4: 2)
• Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0364.00


Detailed PMIC statistics for the following Tracts: 0364.00

Most common first names in zip code 14728 among deceased individuals
Name	Count	Lived (average)
John	7	77.3 years
James	7	74.2 years
Robert	6	68.7 years
Fred	6	82.5 years
Charles	5	77.2 years
Mary	5	82.0 years
Harold	5	82.6 years
Ralph	4	65.1 years
Marie	4	83.0 years
George	4	79.0 years

Most common last names in zip code 14728 among deceased individuals
Last name	Count	Lived (average)
Cross	6	81.8 years
Johnson	5	77.2 years
Gilbert	4	64.0 years
Near	4	67.5 years
Crim	3	66.0 years
Higgs	3	77.0 years
Ames	3	83.7 years
Hall	3	82.3 years
Phillips	3	76.3 years
Leet	2	73.5 years

Businesses in zip code 14728

• YMCA: 1