Estimated zip code population in 2022: 936 Zip code population in 2010: 792 Zip code population in 2000: 766
Houses and condos: 434 Renter-occupied apartments: 24
% of renters here:
7%
State:
46%
March 2022 cost of living index in zip code 14846: 93.9 (less than average, U.S. average is 100)
Land area: 34.2 sq. mi. Water area: 0.2 sq. mi.
Population density: 27 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
2.4% ($3,251)
New York:
1.5% ($6,180)
Median real estate property taxes paid for housing units with mortgages in 2022: $3,763 (2.3%) Median real estate property taxes paid for housing units with no mortgage in 2022: $2,479 (2.5%)
Business Search- 14 Million verified businesses
Males: 484
(51.7%)
Females: 452
(48.3%)
For population 25 years and over in 14846:
High school or higher: 90.4%
Bachelor's degree or higher: 16.4%
Graduate or professional degree: 9.5%
Unemployed: 3.7%
Mean travel time to work (commute): 32.1 minutes
For population 15 years and over in 14846:
Never married: 22.8%
Now married: 57.1%
Separated: 0.6%
Widowed: 7.5%
Divorced: 12.0%
Zip code 14846 compared to state average:
Median house value significantly below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in below state average.
Number of rooms per house above state average.
Number of college students significantly below state average.
Percentage of population with a bachelor's degree or higher significantly below state average.
Averages for the 2020 tax year for zip code 14846, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $52,177 (Individual Income Tax Returns)
Here:
$52,177
State:
$90,930
Salary/wage: $46,269 (reported on 86.7% of returns)
Here:
$46,269
State:
$72,104
(% of AGI for various income ranges: 1336.7% for AGIs below $25k, 3658.3% for AGIs $25k-50k, 6288.0% for AGIs $50k-75k, 8600.0% for AGIs $75k-100k, 16545.0% for AGIs $100k-200k)
Taxable interest for individuals: $180 (reported on 33.3% of returns)
This zip code:
$180
New York:
$3,075
(% of AGI for various income ranges: 18.3% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 6.7% for AGIs $75k-100k)
Ordinary dividends: $1,033 (reported on 10.0% of returns)
Here:
$1,033
State:
$11,095
(% of AGI for various income ranges: 51.7% for AGIs $25k-50k)
Profit/loss from business: +$4,650 (reported on 6.7% of returns)
Here:
+$4,650
State:
+$14,940
(% of AGI for various income ranges: 155.0% for AGIs below $25k)
Taxable individual retirement arrangement distribution: $7,533 (reported on 10.0% of returns)
14846:
$7,533
New York:
$19,609
(% of AGI for various income ranges: 376.7% for AGIs $25k-50k)
Earned income credit: $2,333 (reported on 10.0% of returns)
Here:
$2,333
State:
$2,138
(% of AGI for various income ranges: 116.7% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2020 taxes: 100.0%
Here:
100%
State:
95%
(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)
Averages for the 2012 tax year for zip code 14846, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $41,186 (Individual Income Tax Returns)
Here:
$41,186
State:
$77,088
Salary/wage: $37,308 (reported on 85.7% of returns)
Here:
$37,308
State:
$60,593
(% of AGI for various income ranges: 72.5% for AGIs below $25k, 78.9% for AGIs $25k-50k, 80.5% for AGIs $50k-75k, 76.9% for AGIs $75k-100k)
Taxable interest for individuals: $200 (reported on 28.6% of returns)
This zip code:
$200
New York:
$3,125
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)
Ordinary dividends: $533 (reported on 10.7% of returns)
Here:
$533
State:
$10,299
Net capital gain/loss in AGI: +$3,650 (reported on 7.1% of returns)
Here:
+$3,650
State:
+$42,474
Profit/loss from business: +$2,325 (reported on 14.3% of returns)
Here:
+$2,325
State:
+$16,168
Total itemized deductions: $14,600 (22% of AGI, reported on 17.9% of returns)
Here:
$14,600
State:
$34,985
Here:
22.1% of AGI
State:
21.3% of AGI
Charity contributions: $833 (reported on 10.7% of returns)
Here:
$833
State:
$5,572
Taxes paid: $6,460 (reported on 17.9% of returns)
14846:
$6,460
State:
$18,656
Earned income credit: $2,100 (reported on 21.4% of returns)
Here:
$2,100
State:
$2,230
(% of AGI for various income ranges: 8.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2012 taxes: 64.3%
Here:
64%
State:
66%
(% for various income ranges: 50.0% for AGIs below $25k, 75.0% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)
Averages for the 2004 tax year for zip code 14846, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $30,579 (Individual Income Tax Returns)
Here:
$30,579
State:
$59,519
Salary/wage: $30,038 (reported on 85.4% of returns)
Here:
$30,038
State:
$50,673
(% of AGI for various income ranges: 134.6% for AGIs below $10k, 77.3% for AGIs $10k-25k, 83.2% for AGIs $25k-50k, 85.2% for AGIs $50k-75k, 83.3% for AGIs $75k-100k)
Taxable interest for individuals: $360 (reported on 36.9% of returns)
This zip code:
$360
New York:
$2,377
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)
Taxable dividends: $167 (reported on 15.5% of returns)
Here:
$167
State:
$5,394
Net capital gain/loss: +$194 (reported on 10.0% of returns)
Here:
+$194
State:
+$23,581
Profit/loss from business: +$4,969 (reported on 10.4% of returns)
Here:
+$4,969
State:
+$13,809
Total itemized deductions: $14,228 (26% of AGI, reported on 18.4% of returns)
Here:
$14,228
State:
$25,864
Here:
25.5% of AGI
State:
21.9% of AGI
Charity contributions deductions: $1,426 (2% of AGI, reported on 15.2% of returns)
Here:
$1,426
State:
$4,439
Here:
2.5% of AGI
State:
3.6% of AGI
Total tax: $3,005 (reported on 68.9% of returns)
14846:
$3,005
State:
$11,730
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 8.0% for AGIs $75k-100k)
Earned income credit: $1,508 (reported on 19.1% of returns)
Here:
$1,508
State:
$1,757
Percentage of individuals using paid preparers for their 2004 taxes: 69.3%
Here:
69%
State:
67%
(% for various income ranges: 66.2% for AGIs below $10k, 74.4% for AGIs $10k-25k, 63.2% for AGIs $25k-50k, 70.5% for AGIs $50k-75k, 82.6% for AGIs $75k-100k)
Household received Food Stamps/SNAP in the past 12 months: 48 Household did not receive Food Stamps/SNAP in the past 12 months: 290
Women who had a birth in the past 12 months: 5 (0 now married, 5 unmarried) Women who did not have a birth in the past 12 months: 177 (89 now married, 86 unmarried)
Housing units in zip code 14846 with a mortgage: 150 (21 second mortgage, 21 both second mortgage and home equity loan) Houses without a mortgage: 4
Median monthly owner costs for units with a mortgage: $1,185 Median monthly owner costs for units without a mortgage: $540
Residents with income below the poverty level in 2022:
This zip code:
14.9%
Whole state:
14.3%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.5%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
6.9
State:
6.3
Median number of rooms in apartments:
Here:
7.0
State:
3.8
Notable locations in this zip code not listed on our city pages
Size of family households: 83 2-persons, 57 3-persons, 26 4-persons, 13 5-persons, 9 6-persons, 13 7-or-more-persons
Size of nonfamily households: 111 1-person, 4 2-persons, 21 4-persons
176 married couples with children.
14 single-parent households (7 men, 7 women).
97.5% of residents of 14846 zip code speak English at home.
0.8% of residents speak other Indo-European language at home (100% very well).
1.0% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 1 (0.2%) (0.0% of them are naturalized citizens)
:
0.2%
Whole state:
22.7%
200%Netherlands
29%German
22%English
15%American
5%Italian
4%Irish
3%Polish
0%Dutch
Year of entry for the foreign-born population
02010 or later
02000 to 2009
01990 to 1999
3Before 1990
Housing units lacking complete plumbing facilities: 8.7% Housing units lacking complete kitchen facilities: 7.7%
31.2%Utility gas
24.6%Bottled, tank, or LP gas
24.0%Wood
12.7%Fuel oil, kerosene, etc.
6.4%Electricity
1.2%Coal or coke
0.9%Other fuel
Population in 1990: 1,236.
Place of birth for U.S.-born residents:
This state: 844
Northeast: 8
Midwest: 30
South: 39
West: 5
66% of the 14846 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 53% lived in this county. Out of people who lived in different counties, 50% lived in New York.
95% of the 14846 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 87% moved from this county. Out of people who lived in different houses, 7% moved from different county within same state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 24
Here:
16.1%
New York:
15.6%
Students in private schools in grades 9 to 12 (high school): 9
Here:
16.9%
New York:
15.0%
Students in private undergraduate colleges:
Here:
0.0%
New York:
39.2%
Occupation by median earnings in the past 12 months ($)
64,509Management occupations
59,215Community and social service occupations
56,683Sales and related occupations
47,808Health diagnosing and treating practitioners and other technical occupations
43,717Office and administrative support occupations
33,574Production occupations
Top industries in this zip code by the number of employees in 2005:
Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (1-4 employees: 1 establishment)
Construction: All Other Specialty Trade Contractors (1-4: 1)
Other Services (except Public Administration): Religious Organizations (1-4: 1)
Professional, Scientific, and Technical Services: Offices of Lawyers (1-4: 1)
Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (1-4: 1)
Real Estate and Rental and Leasing: Lessors of Nonresidential Buildings (except Miniwarehouses) (1-4: 1)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$95,323
8
$59,170
13
$83,205
8
$24,298
1
$89,500
1
$52,440
7
$52,640
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$40,550
1
$118,860
1
$25,870
0
$0
0
$0
0
$0
APPLICATIONS DENIED
2
$48,945
3
$102,317
17
$96,161
5
$17,060
1
$118,860
1
$60,130
5
$56,636
APPLICATIONS WITHDRAWN
0
$0
1
$51,740
4
$80,058
2
$94,390
0
$0
0
$0
1
$51,740
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$37,060
1
$30,070
1
$12,590
0
$0
0
$0
1
$42,650
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$79,709
12
$76,388
14
$99,286
6
$14,683
2
$53,140
3
$45,447
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
3
$82,973
1
$39,850
1
$61,530
0
$0
APPLICATIONS DENIED
1
$97,190
2
$62,580
18
$114,125
10
$13,215
1
$13,980
1
$83,900
APPLICATIONS WITHDRAWN
0
$0
0
$0
10
$125,576
0
$0
0
$0
1
$119,560
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$174,800
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$68,521
10
$75,723
20
$87,890
8
$17,918
0
$0
4
$74,290
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$96,140
6
$90,780
2
$17,480
0
$0
0
$0
APPLICATIONS DENIED
0
$0
3
$116,533
43
$97,010
22
$24,535
3
$131,683
4
$56,810
APPLICATIONS WITHDRAWN
0
$0
2
$89,150
15
$98,354
0
$0
0
$0
1
$80,410
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$30,760
1
$165,710
1
$40,550
1
$9,090
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$68,348
20
$71,528
24
$81,195
17
$24,636
1
$4,890
6
$53,605
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$46,850
5
$68,942
4
$26,220
0
$0
1
$9,090
APPLICATIONS DENIED
1
$48,240
8
$86,089
36
$79,495
25
$24,556
4
$21,675
3
$51,973
APPLICATIONS WITHDRAWN
1
$53,840
1
$173,400
22
$79,709
4
$78,485
0
$0
1
$87,400
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$194,380
5
$99,146
0
$0
0
$0
1
$25,870
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$84,487
21
$87,933
23
$89,589
12
$14,159
4
$47,370
1
$31,460
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
3
$65,027
13
$70,673
1
$12,590
1
$48,240
0
$0
APPLICATIONS DENIED
0
$0
3
$51,040
43
$84,180
15
$26,477
3
$88,800
6
$39,155
APPLICATIONS WITHDRAWN
0
$0
3
$32,863
25
$87,820
5
$82,506
1
$72,020
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$142,640
10
$104,950
0
$0
1
$87,400
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$62,840
11
$81,743
31
$69,740
18
$20,005
1
$116,770
7
$55,437
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$44,750
15
$65,958
1
$20,280
0
$0
2
$43,700
APPLICATIONS DENIED
2
$62,580
4
$65,550
52
$64,542
27
$29,004
2
$18,530
4
$70,095
APPLICATIONS WITHDRAWN
0
$0
2
$54,190
17
$53,633
3
$39,387
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$33,560
8
$88,624
3
$32,630
1
$17,480
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$73,183
19
$63,296
50
$70,885
22
$18,179
3
$83,903
APPLICATIONS APPROVED, NOT ACCEPTED
1
$104,180
2
$82,505
8
$76,650
5
$17,480
0
$0
APPLICATIONS DENIED
0
$0
6
$43,350
59
$70,252
25
$18,990
1
$55,940
APPLICATIONS WITHDRAWN
1
$113,970
1
$68,520
15
$68,895
1
$35,660
1
$70,620
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$95,790
1
$141,240
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$83,641
26
$72,448
37
$58,941
17
$13,614
3
$97,887
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
8
$63,365
1
$20,980
0
$0
APPLICATIONS DENIED
1
$54,540
8
$56,635
29
$56,129
10
$14,963
1
$22,370
APPLICATIONS WITHDRAWN
1
$37,760
3
$51,273
22
$58,924
2
$26,920
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$63,393
1
$32,160
1
$6,990
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$59,731
17
$65,066
31
$65,747
20
$16,116
1
$36,360
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$43,700
5
$56,776
3
$43,817
0
$0
APPLICATIONS DENIED
2
$48,245
11
$51,359
37
$52,572
8
$15,732
2
$37,405
APPLICATIONS WITHDRAWN
0
$0
0
$0
27
$59,199
3
$12,353
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
5
$52,580
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$59,082
17
$53,139
20
$43,456
14
$11,636
2
$32,860
APPLICATIONS APPROVED, NOT ACCEPTED
1
$35,660
8
$59,082
9
$48,867
1
$7,690
0
$0
APPLICATIONS DENIED
1
$64,330
20
$45,064
29
$41,566
7
$21,576
2
$23,425
APPLICATIONS WITHDRAWN
1
$51,040
4
$52,265
9
$44,593
1
$61,530
1
$18,880
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
6
$54,653
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)