20645 Zip Code (MD) Detailed Profile

Estimated zip code population in 2022: 763
Zip code population in 2010: 857
Zip code population in 2000: 365

Houses and condos: 289
Renter-occupied apartments: 15
March 2022 cost of living index in zip code 20645: 131.2 (high, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 1.6 sq. mi.

Population density: 348 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,941 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,574 (1.2%)

For population 25 years and over in 20645:

• High school or higher: 92.2%
• Bachelor's degree or higher: 32.2%
• Graduate or professional degree: 18.2%
• Mean travel time to work (commute): 50.8 minutes

For population 15 years and over in 20645:

• Never married: 23.8%
• Now married: 63.3%
• Separated: 0.0%
• Widowed: 6.8%
• Divorced: 6.1%

• 
• • 70792.7%White
  • 526.8%Two or more races
  • 40.5%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 20645, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $113,826 (Individual Income Tax Returns)

Here:	$113,826
State:	$86,905

Salary/wage: $92,759 (reported on 81.0% of returns)

Here:	$92,759
State:	$73,953

(% of AGI for various income ranges: 894.0% for AGIs below $25k, 3333.3% for AGIs $25k-50k, 6086.7% for AGIs $50k-75k, 6750.0% for AGIs $75k-100k, 18902.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,026 (reported on 45.2% of returns)

This zip code:	$1,026
Maryland:	$1,528

(% of AGI for various income ranges: 133.3% for AGIs $50k-75k, 40.0% for AGIs $75k-100k, 123.3% for AGIs $100k-200k)

Ordinary dividends: $4,378 (reported on 21.4% of returns)

Here:	$4,378
State:	$8,028

(% of AGI for various income ranges: 136.7% for AGIs $50k-75k, 392.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$14,612 (reported on 19.0% of returns)

Here:	+$14,612
State:	+$25,238

(% of AGI for various income ranges: 46.7% for AGIs $25k-50k, 1283.3% for AGIs $100k-200k)

Profit/loss from business: +$18,750 (reported on 19.0% of returns)

Here:	+$18,750
State:	+$11,398

(% of AGI for various income ranges: 526.7% for AGIs $50k-75k, 1491.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,060 (reported on 11.9% of returns)

20645:	$17,060
Maryland:	$20,944

(% of AGI for various income ranges: 947.8% for AGIs $100k-200k)

Total itemized deductions: $29,425 (reported on 38.1% of returns)

Here:	$29,425
State:	$30,672

(% of AGI for various income ranges: 1766.7% for AGIs $25k-50k, 1455.0% for AGIs $75k-100k, 2806.7% for AGIs $100k-200k)

Charity contributions: $6,300 (reported on 33.3% of returns)

Here:	$6,300
State:	$9,065

(% of AGI for various income ranges: 440.0% for AGIs $50k-75k, 524.4% for AGIs $100k-200k)

Taxes paid: $9,375 (reported on 38.1% of returns)

20645:	$9,375
State:	$8,475

(% of AGI for various income ranges: 420.0% for AGIs $25k-50k, 520.0% for AGIs $75k-100k, 948.9% for AGIs $100k-200k)

Earned income credit: $2,150 (reported on 4.8% of returns)

Here:	$2,150
State:	$2,151

(% of AGI for various income ranges: 86.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.2%

Here:	95%
State:	90%

(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 20645, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $106,711 (Individual Income Tax Returns)

Here:	$106,711
State:	$72,703

Salary/wage: $87,590 (reported on 78.9% of returns)

Here:	$87,590
State:	$62,228

(% of AGI for various income ranges: 80.0% for AGIs below $25k, 70.2% for AGIs $25k-50k, 61.0% for AGIs $50k-75k, 65.8% for AGIs $75k-100k, 67.3% for AGIs $100k-200k, 60.1% for AGIs over 200k)

Taxable interest for individuals: $1,082 (reported on 57.9% of returns)

This zip code:	$1,082
Maryland:	$1,413

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $3,473 (reported on 28.9% of returns)

Here:	$3,473
State:	$6,933

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 2.2% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,675 (reported on 21.1% of returns)

Here:	+$2,675
State:	+$14,830

Profit/loss from business: +$9,450 (reported on 15.8% of returns)

Here:	+$9,450
State:	+$12,606

Taxable individual retirement arrangement distribution: $15,471 (reported on 18.4% of returns)

20645:	$15,471
Maryland:	$17,065

Total itemized deductions: $32,731 (23% of AGI, reported on 68.4% of returns)

Here:	$32,731
State:	$27,886

Here:	23.3% of AGI
State:	22.8% of AGI

(% of AGI for various income ranges: 36.9% for AGIs $25k-50k, 19.0% for AGIs $50k-75k, 19.3% for AGIs $75k-100k, 23.8% for AGIs $100k-200k, 17.4% for AGIs over 200k)

Charity contributions: $3,777 (reported on 57.9% of returns)

Here:	$3,777
State:	$4,452

(% of AGI for various income ranges: 3.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $13,708 (reported on 65.8% of returns)

20645:	$13,708
State:	$11,690

(% of AGI for various income ranges: 9.0% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 7.2% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.6%

Here:	53%
State:	52%

(% for various income ranges: 37.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 50.0% for AGIs $75k-100k, 58.3% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 20645, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $108,326 (Individual Income Tax Returns)

Here:	$108,326
State:	$60,339

Salary/wage: $73,862 (reported on 84.7% of returns)

Here:	$73,862
State:	$52,211

(% of AGI for various income ranges: 85.4% for AGIs below $10k, 67.0% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 57.3% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 53.6% for AGIs over 100k)

Taxable interest for individuals: $1,698 (reported on 68.7% of returns)

This zip code:	$1,698
Maryland:	$1,701

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $3,122 (reported on 36.0% of returns)

Here:	$3,122
State:	$4,235

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$17,198 (reported on 27.5% of returns)

Here:	+$17,198
State:	+$15,888

(% of AGI for various income ranges: -10.6% for AGIs below $10k, -0.9% for AGIs $25k-50k, -0.1% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$34,333 (reported on 14.8% of returns)

Here:	+$34,333
State:	+$12,221

IRA payment deduction: $3,833 (reported on 3.1% of returns)

20645:	$3,833
Maryland:	$2,968

Self-employed pension: $20,462 (reported on 3.4% of returns)

Here:	$20,462
Maryland:	$17,155

Total itemized deductions: $32,871 (23% of AGI, reported on 72.5% of returns)

Here:	$32,871
State:	$22,960

Here:	23.4% of AGI
State:	23.3% of AGI

(% of AGI for various income ranges: 84.3% for AGIs below $10k, 22.1% for AGIs $25k-50k, 30.7% for AGIs $50k-75k, 28.1% for AGIs $75k-100k, 20.1% for AGIs over 100k)

Charity contributions deductions: $4,125 (3% of AGI, reported on 66.6% of returns)

Here:	$4,125
State:	$4,031

Here:	3.1% of AGI
State:	3.9% of AGI

(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $18,601 (reported on 87.6% of returns)

20645:	$18,601
State:	$10,167

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,316 (reported on 4.9% of returns)

Here:	$1,316
State:	$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 64.0%

Here:	64%
State:	55%

(% for various income ranges: 63.4% for AGIs below $10k, 55.9% for AGIs $10k-25k, 61.9% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 66.2% for AGIs over 100k)

Nearest zip codes: 20664, 20625, 20621, 22448, 20622, 20618.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 13
Household did not receive Food Stamps/SNAP in the past 12 months: 276

Women who had a birth in the past 12 months: 20 (20 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 93 (42 now married, 50 unmarried)

Housing units in zip code 20645 with a mortgage: 206 (19 second mortgage, 20 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,443
Median monthly owner costs for units without a mortgage: $860

• Zip code 20645 household income distribution in 2022

• 12$25,000 to $29,999
• 14$30,000 to $34,999
• 17$40,000 to $44,999
• 25$50,000 to $59,999
• 36$75,000 to $99,999
• 50$100,000 to $124,999
• 13$125,000 to $149,999
• 15$150,000 to $199,999
• 106$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 20645

• 18$250,000 to $299,999
• 106$300,000 to $399,999
• 39$400,000 to $499,999
• 117$500,000 to $749,999
• 7$750,000 to $999,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $434,164
• Black or African American householders: $576,789

Estimated median house or condo value in 2022: $447,379 Lower value quartile - upper value quartile: $363,271 - $635,177

Mean price in 2022:

Detached houses: $467,986

Here:	$467,986
State:	$526,819

Housing units in structures:

• One, detached: 286

• Means of transportation to work in zip code 20645

• 69.9%175Drove a car alone
• 34.8%87Worked at home

• Travel time to work (commute) in zip code 20645

• 2325 to 29 minutes
• 1830 to 34 minutes
• 1535 to 39 minutes
• 1540 to 44 minutes
• 3145 to 59 minutes
• 5060 to 89 minutes
• 1890 or more minutes

Percentage of zip code residents living and working in this county: 83.2%

Household type by relationship:

Households: 763

• Male householders: 114 (0 living alone), Female householders: 179 (57 living alone)

• 216 spouses (216 opposite-sex spouses), 6 unmarried partners, (6 opposite-sex unmarried partners), 242 children (243 natural, 0 adopted, 0 stepchildren), 10 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 134 2-persons, 46 3-persons, 34 4-persons, 20 6-persons

Size of nonfamily households: 56 1-person

135 married couples with children.
19 single-parent households (11 men, 8 women).

99.6% of residents of 20645 zip code speak English at home.

Population in 1990: 87. Population change in the 1990s: +278 (+319.5%).

Place of birth for U.S.-born residents:

• This state: 286
• Northeast: 97
• Midwest: 21
• South: 235
• West: 102

64% of the 20645 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

97% of the 20645 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 58% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• POE CONSULTING GROUP INC (11325 ETHAN COURT in ISSUE, MD; small business) : $99,375 in 2 contracts from 2004 to 2005

  $80,000 with Army for Program Management/Support Services. Signed on 2004-12-15. Completion date: 2005-12-14.
  $19,375, same as above. Signed on 2005-09-10. Completion date: 2005-12-14.
  

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99 employees: 1 establishment)
• Construction: Electrical Contractors (5-9: 1)
• Construction: Residential Remodelers (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 3)
• Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
• Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (1-4: 1)
• Wholesale Trade: Fish and Seafood Merchant Wholesalers (1-4: 1)
• Construction: Land Subdivision (1-4: 1)

Detailed HMDA statistics for the following Tracts: 8512.00


Detailed PMIC statistics for the following Tracts: 8512.00

Most common first names in zip code 20645 among deceased individuals
Name	Count	Lived (average)
Mary	7	81.4 years
John	4	77.4 years
Agnes	3	83.7 years
Joseph	3	77.7 years
William	3	66.0 years
Albert	2	67.0 years
Mildred	2	72.5 years
Edward	2	75.5 years
Elizabeth	2	77.0 years
Barbara	2	57.0 years

Most common last names in zip code 20645 among deceased individuals
Last name	Count	Lived (average)
Butler	5	74.6 years
Wilson	3	86.7 years
Clements	2	90.0 years
Deem	2	61.5 years
James	2	83.5 years
Fenwick	2	72.5 years
Bull	2	64.5 years
King	2	66.5 years
Mcdonald	2	81.0 years
Oliver	2	61.5 years