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20686 Zip Code (MD) Detailed Profile




County: St. Mary's County, MD
Estimated zip code population in 2022: 963

March 2022 cost of living index in zip code 20686: 90.5 (less than average, U.S. average is 100)

Land area: 1.1 sq. mi.
Water area: 0.1 sq. mi.
Population density: 885 people per square mile 
 
  (low).

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Males: 422  (43.8%)
Females: 541  (56.2%)

For population 25 years and over in 20686:

  • High school or higher: 106.7%
  • Bachelor's degree or higher: 106.7%
  • Graduate or professional degree: 60.7%
  • Unemployed: 6.2%
  • Mean travel time to work (commute): 12.9 minutes

For population 15 years and over in 20686:

  • Never married: 97.7%
  • Now married: 1.9%
  • Separated: 0.0%
  • Widowed: 0.0%
  • Divorced: 0.4%

Zip code 20686 compared to state average:

  • Median household income significantly below state average.
  • Median house value significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house significantly below state average.
  • Number of college students significantly above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
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Data:
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Based on 2000-2022 data
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123
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100% urban population.

Median resident age:
This zip code:

20.5 years
Maryland median age:

39.7 years

Averages for the 2012 tax year for zip code 20686, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $103,256 (Individual Income Tax Returns)
Here:

$103,256
State:

$72,703

Salary/wage: $78,350 (reported on 77.8% of returns)
Here:

$78,350
State:

$62,228
(% of AGI for various income ranges: 188.3% for AGIs below $25k, 149.3% for AGIs $50k-75k, 116.2% for AGIs $100k-200k)

Taxable interest for individuals: $2,475 (reported on 66.7% of returns)
This zip code:

$2,475
Maryland:

$1,413
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 0.3% for AGIs $50k-75k, 2.5% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $6,271 (reported on 38.9% of returns)
Here:

$6,271
State:

$6,933

Net capital gain/loss in AGI: +$10,633 (reported on 33.3% of returns)
Here:

+$10,633
State:

+$14,830

Profit/loss from business: +$1,567 (reported on 16.7% of returns)
Here:

+$1,567
State:

+$12,606

Taxable individual retirement arrangement distribution: $19,333 (reported on 16.7% of returns)
20686:

$19,333
Maryland:

$17,065

Total itemized deductions: $33,818 (23% of AGI, reported on 61.1% of returns)
Here:

$33,818
State:

$27,886

Here:

23.1% of AGI
State:

22.8% of AGI
(% of AGI for various income ranges: 72.4% for AGIs $50k-75k, 20.4% for AGIs $100k-200k, 18.4% for AGIs over 200k)

Charity contributions: $5,767 (reported on 50.0% of returns)
Here:

$5,767
State:

$4,452
(% of AGI for various income ranges: 5.1% for AGIs $50k-75k, 3.1% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxes paid: $12,708 (reported on 66.7% of returns)
20686:

$12,708
State:

$11,690
(% of AGI for various income ranges: 22.6% for AGIs $50k-75k, 8.6% for AGIs $100k-200k, 8.6% for AGIs over 200k)


Percentage of individuals using paid preparers for their 2012 taxes: 55.6%
Here:

56%
State:

52%
(% for various income ranges: 75.0% for AGIs below $25k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 20686, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $88,681 (Individual Income Tax Returns)
Here:

$88,681
State:

$60,339

Salary/wage: $71,519 (reported on 72.2% of returns)
Here:

$71,519
State:

$52,211
(% of AGI for various income ranges: 95.6% for AGIs below $10k, 65.3% for AGIs $10k-25k, 80.3% for AGIs $25k-50k, 52.2% for AGIs $50k-75k, 62.1% for AGIs $75k-100k, 56.1% for AGIs over 100k)

Taxable interest for individuals: $2,273 (reported on 74.5% of returns)
This zip code:

$2,273
Maryland:

$1,701
(% of AGI for various income ranges: 8.1% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $4,760 (reported on 48.1% of returns)
Here:

$4,760
State:

$4,235
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 7.6% for AGIs $10k-25k, 3.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Net capital gain/loss: +$14,779 (reported on 31.5% of returns)
Here:

+$14,779
State:

+$15,888
(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 0.9% for AGIs $50k-75k, 7.2% for AGIs over 100k)

Profit/loss from business: +$17,222 (reported on 12.5% of returns)
Here:

+$17,222
State:

+$12,221

Total itemized deductions: $29,569 (21% of AGI, reported on 53.7% of returns)
Here:

$29,569
State:

$22,960

Here:

20.9% of AGI
State:

23.3% of AGI
(% of AGI for various income ranges: 28.1% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 23.1% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Charity contributions deductions: $5,407 (4% of AGI, reported on 50.0% of returns)
Here:

$5,407
State:

$4,031

Here:

4.0% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 5.1% for AGIs $10k-25k, 2.5% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $16,293 (reported on 85.2% of returns)
20686:

$16,293
State:

$10,167
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 6.0% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 18.3% for AGIs over 100k)


Percentage of individuals using paid preparers for their 2004 taxes: 53.7%
Here:

54%
State:

55%
(% for various income ranges: 36.1% for AGIs below $10k, 57.9% for AGIs $10k-25k, 57.1% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 47.8% for AGIs $75k-100k, 53.2% for AGIs over 100k)

Nearest zip codes: 20667, 20684, 20630, 20653, 20692, 20680.

Women who did not have a birth in the past 12 months: 538 (17 now married, 519 unmarried)


  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders

  • Notable locations in zip code 20686: Athletic Stadium (A), Townhouse Green (B), Clockers Fancy (C), Turner Sailing Center (D), Townhouse Crescent (E), The Edward T Lewis Quadrangle (F), Teddy Turner Sailing Center (G), Student Pavilion (H), Somerset Gymnasium (I), Schaefer Hall (J), Queen Anne Residence Hall (K), Prince George Residence Hall (L), Montgomery Fine Arts Center (M), Margaret Wing Dodge House (N), Margaret Brent Hall (O), Homer L Dodge House (P), Geneva Boone House (Q), Eleanor Diggs Harrington House (R), Dorchester Residence Hall (S), Daugherty-Palmer Commons (T). Display/hide their locations on the map

    Church in zip code 20686: Trinity Episcopal Church (A). Display/hide its location on the map

    Lake: Wherritts Pond (A). Display/hide its location on the map

    Creek: Mill Creek (A). Display/hide its location on the map

    Parks in zip code 20686 include: Chancellors Point Natural History Area (1), Saint Marys City Historic Park (2), Garden of Remembrance (3). Display/hide their locations on the map


Unemployment: 6.2%

  • Means of transportation to work in zip code 20686

  • Means of transportation to work in zip code 20686
  • 22.5%41Drove a car alone
  • 2.2%4Carpooled
  • 5.5%10Bicycle
  • 53.2%97Walked
  • 15.9%29Worked at home

  • Travel time to work (commute) in zip code 20686

  • Travel time to work (commute) in zip code 20686
  • 34Less than 5 minutes
  • 475 to 9 minutes
  • 1810 to 14 minutes
  • 315 to 19 minutes
  • 1720 to 24 minutes
  • 625 to 29 minutes
  • 1530 to 34 minutes
  • 345 to 59 minutes
  • 460 to 89 minutes

Percentage of zip code residents living and working in this county: 99.5%

Household type by relationship:

90.8% of residents of 20686 zip code speak English at home.
2.1% of residents speak Spanish at home (80% very well, 20% well).
0.9% of residents speak other Indo-European language at home (100% very well).
1.3% of residents speak Asian or Pacific Island language at home (100% very well).
2.3% of residents speak other language at home (36% very well, 64% well).

Foreign born population: 33 (3.4%)
(29.1% of them are naturalized citizens)
This zip code:

3.4%
Whole state:

16.7%
Most common places of birth for foreign-born residents
  • 58%Eritrea
  • 18%Japan
  • 15%Serbia
  • 9%Dominica
Most common first ancestries reported in 20686
  • 20%Irish
  • 15%English
  • 9%European
  • 7%German
  • 5%Italian
  • 4%Ethiopian
  • 4%British
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 272010 or later
  • 152000 to 2009
  • 41990 to 1999
  • 0Before 1990

Facilities with environmental interests located in this zip code:

  • ST. MARY S COLLEGE (18952 FISHER in ST. MARY S CITY, MD)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
    Business SIC classification: COLLEGES, UNIVERSITIES, AND PROFESSIONAL SCHOOLS
    Alternative names: SAINT MARYS COLLEGE
  • CHESAPEAKE & POTOMAC TELE CO (MD RTE 242 in SAINT MARYS CITY, MD)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: OPERNAME (CONTACT/OPERATOR) , CHESAPEAKE & POTOMAC TELEPHONE COMPANY (CONTACT/OWNER)

Place of birth for U.S.-born residents:

  • This state: 710
  • Northeast: 27
  • Midwest: 48
  • South: 125
  • West: 2

100% of the 20686 zip code residents lived in the same house 1 year ago.

Students in private undergraduate colleges: 39
Here:

4.3%
Maryland:

20.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 21,740Office and administrative support occupations
  • 8,763Food preparation and serving related occupations
  • 2,750Personal care and service occupations
  • 2,517Sales and related occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Food Service Contractors (50-99 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
  • Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (10-19: 1)
  • Finance and Insurance: Commercial Banking (1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 1)
  • Finance and Insurance: Portfolio Management (1-4: 1)

Most common first names in zip code 20686 among deceased individuals
NameCountLived (average)
John876.7 years
Mary381.3 years
Robert384.0 years
Charles255.5 years
George284.0 years
Dorothy287.0 years
Anna285.0 years
Elizabeth289.4 years
Beatrice288.0 years
James273.0 years
Most common last names in zip code 20686 among deceased individuals
Last nameCountLived (average)
Baroniak372.0 years
Clark377.0 years
Leopard379.0 years
Milburn376.4 years
Fletcher281.0 years
Ford284.0 years
Howard285.5 years
Ericson278.0 years
Hogaboom281.0 years
Butler275.0 years

Businesses in zip code 20686

  • Quiznos: 1

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