28654 Zip Code (Moravian Falls, NC) Detailed Profile

Estimated zip code population in 2022: 3,210
Zip code population in 2010: 3,495
Zip code population in 2000: 2,865

Houses and condos: 1,926
Renter-occupied apartments: 268
March 2022 cost of living index in zip code 28654: 82.7 (low, U.S. average is 100)

Land area: 62.8 sq. mi.
Water area: 0.0 sq. mi.

Population density: 51 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,056 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $937 (0.4%)

For population 25 years and over in 28654:

• High school or higher: 83.6%
• Bachelor's degree or higher: 23.3%
• Graduate or professional degree: 5.1%
• Unemployed: 0.3%
• Mean travel time to work (commute): 35.3 minutes

For population 15 years and over in 28654:

• Never married: 28.1%
• Now married: 52.4%
• Separated: 2.7%
• Widowed: 3.9%
• Divorced: 12.9%

• 
• • 2,87089.5%White
  • 1835.7%Asian
  • 812.5%Hispanic or Latino
  • 331.0%Native Hawaiian and Other
    Pacific Islander
  • 290.9%Black
  • 110.3%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 28654, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $53,861 (Individual Income Tax Returns)

Here:	$53,861
State:	$70,020

Salary/wage: $41,817 (reported on 78.8% of returns)

Here:	$41,817
State:	$58,387

(% of AGI for various income ranges: 1155.1% for AGIs below $25k, 3787.4% for AGIs $25k-50k, 6446.7% for AGIs $50k-75k, 8853.3% for AGIs $75k-100k, 14555.6% for AGIs $100k-200k)

Taxable interest for individuals: $1,215 (reported on 29.4% of returns)

This zip code:	$1,215
North Carolina:	$1,479

(% of AGI for various income ranges: 10.9% for AGIs below $25k, 18.7% for AGIs $25k-50k, 28.7% for AGIs $50k-75k, 57.8% for AGIs $75k-100k, 167.8% for AGIs $100k-200k)

Ordinary dividends: $10,703 (reported on 18.1% of returns)

Here:	$10,703
State:	$7,888

(% of AGI for various income ranges: 33.3% for AGIs below $25k, 43.9% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 326.7% for AGIs $75k-100k, 507.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$26,924 (reported on 15.6% of returns)

Here:	+$26,924
State:	+$23,652

(% of AGI for various income ranges: 18.9% for AGIs below $25k, 32.6% for AGIs $25k-50k, 134.7% for AGIs $50k-75k, 433.3% for AGIs $75k-100k, 1037.8% for AGIs $100k-200k)

Profit/loss from business: +$7,540 (reported on 18.8% of returns)

Here:	+$7,540
State:	+$11,710

(% of AGI for various income ranges: 154.2% for AGIs below $25k, 147.4% for AGIs $25k-50k, 265.3% for AGIs $50k-75k, 245.6% for AGIs $75k-100k, 546.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $19,180 (reported on 9.4% of returns)

28654:	$19,180
North Carolina:	$20,247

(% of AGI for various income ranges: 55.1% for AGIs below $25k, 131.3% for AGIs $25k-50k, 286.0% for AGIs $50k-75k, 614.4% for AGIs $75k-100k, 1377.8% for AGIs $100k-200k)

Total itemized deductions: $42,371 (reported on 4.4% of returns)

Here:	$42,371
State:	$34,549

(% of AGI for various income ranges: 231.3% for AGIs $25k-50k, 917.8% for AGIs $100k-200k)

Charity contributions: $24,150 (reported on 3.8% of returns)

Here:	$24,150
State:	$13,360

(% of AGI for various income ranges: 95.2% for AGIs $25k-50k, 338.9% for AGIs $100k-200k)

Taxes paid: $8,157 (reported on 4.4% of returns)

28654:	$8,157
State:	$7,586

(% of AGI for various income ranges: 45.2% for AGIs $25k-50k, 211.1% for AGIs $100k-200k)

Earned income credit: $2,139 (reported on 20.6% of returns)

Here:	$2,139
State:	$2,337

(% of AGI for various income ranges: 101.1% for AGIs below $25k, 81.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.6%

Here:	96%
State:	93%

(% for various income ranges: 95.2% for AGIs below $25k, 97.6% for AGIs $25k-50k, 95.5% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28654, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,343 (Individual Income Tax Returns)

Here:	$39,343
State:	$54,937

Salary/wage: $33,501 (reported on 81.8% of returns)

Here:	$33,501
State:	$46,336

(% of AGI for various income ranges: 75.1% for AGIs below $25k, 81.2% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 101.9% for AGIs $100k-200k)

Taxable interest for individuals: $706 (reported on 32.5% of returns)

This zip code:	$706
North Carolina:	$1,298

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $6,029 (reported on 15.6% of returns)

Here:	$6,029
State:	$6,213

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 9.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,561 (reported on 11.7% of returns)

Here:	+$10,561
State:	+$12,740

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 16.4% for AGIs $100k-200k)

Profit/loss from business: +$6,063 (reported on 17.5% of returns)

Here:	+$6,063
State:	+$10,311

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,973 (reported on 9.7% of returns)

28654:	$16,973
North Carolina:	$15,575

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 8.9% for AGIs $100k-200k)

Total itemized deductions: $20,591 (23% of AGI, reported on 22.1% of returns)

Here:	$20,591
State:	$23,438

Here:	23.1% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 8.6% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 19.8% for AGIs $100k-200k, 12.6% for AGIs over 200k)

Charity contributions: $5,577 (reported on 19.5% of returns)

Here:	$5,577
State:	$4,687

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Taxes paid: $6,700 (reported on 22.1% of returns)

28654:	$6,700
State:	$8,823

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.9% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 7.2% for AGIs $100k-200k, 6.6% for AGIs over 200k)

Earned income credit: $2,229 (reported on 27.3% of returns)

Here:	$2,229
State:	$2,376

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 66.9%

Here:	67%
State:	53%

(% for various income ranges: 63.6% for AGIs below $25k, 66.7% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28654, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,275 (Individual Income Tax Returns)

Here:	$34,275
State:	$45,376

Salary/wage: $28,773 (reported on 86.8% of returns)

Here:	$28,773
State:	$39,442

(% of AGI for various income ranges: 87.9% for AGIs below $10k, 82.4% for AGIs $10k-25k, 83.5% for AGIs $25k-50k, 81.9% for AGIs $50k-75k, 60.2% for AGIs $75k-100k, 46.1% for AGIs over 100k)

Taxable interest for individuals: $872 (reported on 37.4% of returns)

This zip code:	$872
North Carolina:	$1,515

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,980 (reported on 18.8% of returns)

Here:	$2,980
State:	$4,016

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Net capital gain/loss: +$11,845 (reported on 14.2% of returns)

Here:	+$11,845
State:	+$11,152

(% of AGI for various income ranges: -2.0% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Profit/loss from business: +$6,257 (reported on 19.2% of returns)

Here:	+$6,257
State:	+$9,490

(% of AGI for various income ranges: 15.0% for AGIs below $10k, 6.1% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.1% for AGIs over 100k)

IRA payment deduction: $2,972 (reported on 2.3% of returns)

28654:	$2,972
North Carolina:	$2,967

Total itemized deductions: $17,970 (25% of AGI, reported on 23.4% of returns)

Here:	$17,970
State:	$19,464

Here:	25.2% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 6.9% for AGIs $10k-25k, 9.3% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Charity contributions deductions: $5,245 (7% of AGI, reported on 20.0% of returns)

Here:	$5,245
State:	$4,035

Here:	7.1% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Total tax: $4,283 (reported on 69.3% of returns)

28654:	$4,283
State:	$7,257

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,858 (reported on 23.5% of returns)

Here:	$1,858
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.3%

Here:	70%
State:	62%

(% for various income ranges: 64.5% for AGIs below $10k, 69.2% for AGIs $10k-25k, 73.6% for AGIs $25k-50k, 68.0% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 80.6% for AGIs over 100k)

Nearest zip codes: 28697, 28681, 28636, 28659, 28606, 28689.
Moravian Falls Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 45
Household did not receive Food Stamps/SNAP in the past 12 months: 1,387

Women who did not have a birth in the past 12 months: 599 (229 now married, 369 unmarried)

Housing units in zip code 28654 with a mortgage: 632 (100 second mortgage, 105 both second mortgage and home equity loan)
Houses without a mortgage: 31

Median monthly owner costs for units with a mortgage: $1,053
Median monthly owner costs for units without a mortgage: $319

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28654 household income distribution in 2022

• 80Less than $10,000
• 56$10,000 to $14,999
• 37$15,000 to $19,999
• 69$20,000 to $24,999
• 47$25,000 to $29,999
• 66$30,000 to $34,999
• 175$35,000 to $39,999
• 156$40,000 to $44,999
• 32$45,000 to $49,999
• 253$50,000 to $59,999
• 71$60,000 to $74,999
• 61$75,000 to $99,999
• 46$100,000 to $124,999
• 82$125,000 to $149,999
• 158$150,000 to $199,999
• 42$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28654

• 8Less than $10,000
• 11$10,000 to $14,999
• 11$15,000 to $19,999
• 33$40,000 to $49,999
• 20$50,000 to $59,999
• 15$60,000 to $69,999
• 83$70,000 to $79,999
• 84$80,000 to $89,999
• 8$90,000 to $99,999
• 68$100,000 to $124,999
• 24$125,000 to $149,999
• 27$150,000 to $174,999
• 9$175,000 to $199,999
• 259$200,000 to $249,999
• 142$250,000 to $299,999
• 128$300,000 to $399,999
• 153$400,000 to $499,999
• 13$500,000 to $749,999
• 21$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 28654

• 17$200 to $249
• 33$300 to $349
• 4$400 to $449
• 20$450 to $499
• 11$550 to $599
• 46$750 to $799
• 71$800 to $899
• 36$1,250 to $1,499

Median gross rent in 2022: $990.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $290,720
• Black or African American householders: $377,047
• Some other race householders: $185,667
• Hispanic or Latino householders: $185,667

Estimated median house or condo value in 2022: $259,934 Lower value quartile - upper value quartile: $104,599 - $336,019

Mean price in 2022:

Detached houses: $272,066

Here:	$272,066
State:	$375,326

Mobile homes: $89,873

Here:	$89,873
State:	$124,933

Housing units in structures:

• One, detached: 1,516
• Two: 33
• Mobile homes: 354

Unemployment: 0.3%

• Means of transportation to work in zip code 28654

• 84.3%1,475Drove a car alone
• 0.9%16Carpooled
• 0.4%7Walked
• 12.9%226Worked at home

• Travel time to work (commute) in zip code 28654

• 69Less than 5 minutes
• 365 to 9 minutes
• 17010 to 14 minutes
• 22115 to 19 minutes
• 31220 to 24 minutes
• 12525 to 29 minutes
• 7930 to 34 minutes
• 635 to 39 minutes
• 8045 to 59 minutes
• 27160 to 89 minutes
• 12890 or more minutes

Percentage of zip code residents living and working in this county: 75.0%

Household type by relationship:

Households: 3,210

• Male householders: 649 (247 living alone), Female householders: 799 (128 living alone)

• 710 spouses (710 opposite-sex spouses), 140 unmarried partners, (140 opposite-sex unmarried partners), 621 children (605 natural, 0 adopted, 16 stepchildren), 52 grandchildren, 7 brothers or sisters, 79 parents, 0 foster children, 50 other relatives, 109 non-relatives

• In group quarters: 5 (-1 institutionalized population)

Size of family households: 548 2-persons, 176 3-persons, 73 4-persons, 70 5-persons, 24 6-persons, 7 7-or-more-persons

Size of nonfamily households: 376 1-person, 152 2-persons, 23 3-persons

238 married couples with children.
101 single-parent households (16 men, 85 women).

92.8% of residents of 28654 zip code speak English at home.
2.0% of residents speak Spanish at home (100% very well).
2.7% of residents speak other Indo-European language at home (100% very well).
2.9% of residents speak Asian or Pacific Island language at home (100% well).

Facilities with environmental interests located in this zip code:

• CENTRAL WILKES MIDDLE (3541 SOUTH NC HWY 16 in MORAVIAN FALLS, NC)

  (National Center for Education Statistics) - STATE ID-315
  Organizations: WILKES COUNTY SCHOOLS (SCHOOL DISTRICT)
  

• BRUSHY MOUNTAIN BEE FARM INC (610 BETHANY CHURCH RD in MORAVIAN FALLS, NC)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 4.1%
Housing units lacking complete kitchen facilities: 4.6%

Population in 1990: 3,071.

Place of birth for U.S.-born residents:

• This state: 2,068
• Northeast: 262
• Midwest: 153
• South: 425
• West: 117

67% of the 28654 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

96% of the 28654 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from different county within same state.
   Out of people who lived in different houses, 54% moved from different state.
   Out of people who lived in different houses, 18% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 7
Students in private schools in grades 9 to 12 (high school): 10 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment, 1-4 employees: 1 establishment)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 2, 1-4: 2)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)
• Other Services (except Public Administration): General Automotive Repair (10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 1)
• Professional, Scientific, and Technical Services: Human Resources and Executive Search Consulting Services (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 1)

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2005 - 2018 the average number of fire incidents per year is 19. The highest number of reported fire incidents - 32 took place in 2012, and the least - 3 in 2006. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (62.0%), and Outside Fires (24.4%).


• Fire incident types reported to NFIRS in Zip Code 28654
• 16562.0%Structure Fires
• 6524.4%Outside Fires
• 238.6%Mobile Property/Vehicle Fires
• 134.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28654, North Carolina

Most common first names in zip code 28654 among deceased individuals
Name	Count	Lived (average)
James	31	73.9 years
William	29	74.5 years
John	24	74.7 years
Robert	18	71.7 years
Mary	17	76.8 years
Charlie	11	79.4 years
Charles	10	68.3 years
Ruth	8	72.1 years
Joseph	8	80.6 years
George	7	76.7 years

Most common last names in zip code 28654 among deceased individuals
Last name	Count	Lived (average)
Hayes	22	75.6 years
Lowe	18	77.0 years
Smithey	14	74.8 years
Barnes	13	76.8 years
Minton	13	65.0 years
Eller	13	72.9 years
Anderson	12	78.8 years
Brock	12	78.4 years
Davis	12	79.0 years
Joines	12	81.8 years