28698 Zip Code (Cove Creek, NC) Detailed Profile

Estimated zip code population in 2022: 2,638
Zip code population in 2010: 2,256
Zip code population in 2000: 2,258

Houses and condos: 1,341
Renter-occupied apartments: 122
March 2022 cost of living index in zip code 28698: 80.5 (low, U.S. average is 100)

Land area: 25.1 sq. mi.
Water area: 0.0 sq. mi.

Population density: 105 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $935 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $849 (0.4%)

For population 25 years and over in 28698:

• High school or higher: 87.2%
• Bachelor's degree or higher: 21.0%
• Graduate or professional degree: 7.1%
• Unemployed: 0.7%
• Mean travel time to work (commute): 22.4 minutes

For population 15 years and over in 28698:

• Never married: 20.1%
• Now married: 45.7%
• Separated: 0.6%
• Widowed: 4.7%
• Divorced: 29.0%

• 
• • 2,58397.9%White
  • 501.9%Hispanic or Latino
  • 50.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 28698, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $51,287 (Individual Income Tax Returns)

Here:	$51,287
State:	$70,020

Salary/wage: $44,580 (reported on 78.0% of returns)

Here:	$44,580
State:	$58,387

(% of AGI for various income ranges: 1153.3% for AGIs below $25k, 3618.9% for AGIs $25k-50k, 6922.0% for AGIs $50k-75k, 8621.7% for AGIs $75k-100k, 20550.0% for AGIs $100k-200k)

Taxable interest for individuals: $836 (reported on 36.3% of returns)

This zip code:	$836
North Carolina:	$1,479

(% of AGI for various income ranges: 17.5% for AGIs below $25k, 44.4% for AGIs $25k-50k, 30.0% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 160.0% for AGIs $100k-200k)

Ordinary dividends: $1,473 (reported on 12.1% of returns)

Here:	$1,473
State:	$7,888

(% of AGI for various income ranges: 38.3% for AGIs $25k-50k, 31.0% for AGIs $50k-75k, 124.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$11,209 (reported on 12.1% of returns)

Here:	+$11,209
State:	+$23,652

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 42.8% for AGIs $25k-50k, 142.0% for AGIs $50k-75k, 2012.0% for AGIs $100k-200k)

Profit/loss from business: +$10,937 (reported on 20.9% of returns)

Here:	+$10,937
State:	+$11,710

(% of AGI for various income ranges: 272.5% for AGIs below $25k, 337.8% for AGIs $25k-50k, 385.0% for AGIs $50k-75k, 862.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,038 (reported on 8.8% of returns)

28698:	$10,038
North Carolina:	$20,247

(% of AGI for various income ranges: 166.1% for AGIs $25k-50k, 840.0% for AGIs $75k-100k)

Total itemized deductions: $28,275 (reported on 4.4% of returns)

Here:	$28,275
State:	$34,549

(% of AGI for various income ranges: 2262.0% for AGIs $100k-200k)

Charity contributions: $7,733 (reported on 3.3% of returns)

Here:	$7,733
State:	$13,360

(% of AGI for various income ranges: 464.0% for AGIs $100k-200k)

Taxes paid: $8,567 (reported on 3.3% of returns)

28698:	$8,567
State:	$7,586

(% of AGI for various income ranges: 514.0% for AGIs $100k-200k)

Earned income credit: $1,835 (reported on 18.7% of returns)

Here:	$1,835
State:	$2,337

(% of AGI for various income ranges: 76.7% for AGIs below $25k, 71.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.3%

Here:	92%
State:	93%

(% for various income ranges: 93.9% for AGIs below $25k, 91.7% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 88.9% for AGIs $75k-100k, 90.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 28698, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,733 (Individual Income Tax Returns)

Here:	$38,733
State:	$54,937

Salary/wage: $34,844 (reported on 81.9% of returns)

Here:	$34,844
State:	$46,336

(% of AGI for various income ranges: 65.0% for AGIs below $25k, 72.6% for AGIs $25k-50k, 77.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 69.2% for AGIs $100k-200k)

Taxable interest for individuals: $894 (reported on 41.0% of returns)

This zip code:	$894
North Carolina:	$1,298

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $925 (reported on 9.6% of returns)

Here:	$925
State:	$6,213

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,920 (reported on 12.0% of returns)

Here:	+$2,920
State:	+$12,740

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 4.7% for AGIs $75k-100k)

Profit/loss from business: +$8,218 (reported on 20.5% of returns)

Here:	+$8,218
State:	+$10,311

(% of AGI for various income ranges: 12.3% for AGIs below $25k, 7.0% for AGIs $25k-50k, 3.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $9,086 (reported on 8.4% of returns)

28698:	$9,086
North Carolina:	$15,575

Total itemized deductions: $18,055 (26% of AGI, reported on 24.1% of returns)

Here:	$18,055
State:	$23,438

Here:	26.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 8.2% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 17.4% for AGIs $100k-200k)

Charity contributions: $4,369 (reported on 19.3% of returns)

Here:	$4,369
State:	$4,687

(% of AGI for various income ranges: 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Taxes paid: $4,775 (reported on 24.1% of returns)

28698:	$4,775
State:	$8,823

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $1,930 (reported on 24.1% of returns)

Here:	$1,930
State:	$2,376

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.2%

Here:	48%
State:	53%

(% for various income ranges: 43.2% for AGIs below $25k, 54.5% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 40.0% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28698, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,488 (Individual Income Tax Returns)

Here:	$35,488
State:	$45,376

Salary/wage: $30,417 (reported on 81.5% of returns)

Here:	$30,417
State:	$39,442

(% of AGI for various income ranges: 118.4% for AGIs below $10k, 72.6% for AGIs $10k-25k, 84.3% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 68.2% for AGIs $75k-100k, 37.7% for AGIs over 100k)

Taxable interest for individuals: $1,075 (reported on 49.6% of returns)

This zip code:	$1,075
North Carolina:	$1,515

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,283 (reported on 17.0% of returns)

Here:	$1,283
State:	$4,016

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$5,151 (reported on 15.6% of returns)

Here:	+$5,151
State:	+$11,152

(% of AGI for various income ranges: 5.3% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Profit/loss from business: +$6,961 (reported on 18.8% of returns)

Here:	+$6,961
State:	+$9,490

(% of AGI for various income ranges: 18.0% for AGIs below $10k, 8.7% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k)

IRA payment deduction: $2,000 (reported on 1.5% of returns)

28698:	$2,000
North Carolina:	$2,967

Total itemized deductions: $16,909 (25% of AGI, reported on 20.2% of returns)

Here:	$16,909
State:	$19,464

Here:	24.8% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 8.5% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 10.0% for AGIs over 100k)

Charity contributions deductions: $3,969 (5% of AGI, reported on 16.0% of returns)

Here:	$3,969
State:	$4,035

Here:	5.2% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $4,669 (reported on 74.7% of returns)

28698:	$4,669
State:	$7,257

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 20.4% for AGIs over 100k)

Earned income credit: $1,667 (reported on 18.5% of returns)

Here:	$1,667
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 56.0%

Here:	56%
State:	62%

(% for various income ranges: 51.4% for AGIs below $10k, 58.5% for AGIs $10k-25k, 52.6% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 72.4% for AGIs over 100k)

Nearest zip codes: 37691, 28692, 28679, 28684, 28615, 37683.
Cove Creek Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 73
Household did not receive Food Stamps/SNAP in the past 12 months: 1,026

Women who had a birth in the past 12 months: 4 (4 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 345 (209 now married, 137 unmarried)

Housing units in zip code 28698 with a mortgage: 376 (96 second mortgage, 101 both second mortgage and home equity loan)
Houses without a mortgage: 38

Median monthly owner costs for units with a mortgage: $1,299
Median monthly owner costs for units without a mortgage: $337

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28698 household income distribution in 2022

• 79Less than $10,000
• 15$10,000 to $14,999
• 63$15,000 to $19,999
• 24$20,000 to $24,999
• 27$25,000 to $29,999
• 16$30,000 to $34,999
• 98$35,000 to $39,999
• 126$40,000 to $44,999
• 82$45,000 to $49,999
• 67$50,000 to $59,999
• 22$60,000 to $74,999
• 211$75,000 to $99,999
• 121$100,000 to $124,999
• 71$125,000 to $149,999
• 43$150,000 to $199,999
• 29$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28698

• 41Less than $10,000
• 14$10,000 to $14,999
• 8$30,000 to $34,999
• 6$60,000 to $69,999
• 9$80,000 to $89,999
• 172$100,000 to $124,999
• 36$125,000 to $149,999
• 54$150,000 to $174,999
• 61$175,000 to $199,999
• 118$200,000 to $249,999
• 68$250,000 to $299,999
• 131$300,000 to $399,999
• 21$400,000 to $499,999
• 165$500,000 to $749,999
• 9$1,000,000 to $1,499,999
• 41$2,000,000 or more

• Rent paid by renters in 2022 in zip code 28698

• 11$300 to $349
• 37$400 to $449
• 19$550 to $599
• 8$750 to $799
• 6$800 to $899
• 13$1,250 to $1,499
• 12$2,000 to $2,499
• 13No cash rent

Median gross rent in 2022: $701.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $244,692
• Some other race householders: $295,681
• Hispanic or Latino householders: $328,535

Estimated median house or condo value in 2022: $233,654 Lower value quartile - upper value quartile: $138,917 - $382,137

Mean price in 2022:

Detached houses: $276,059

Here:	$276,059
State:	$375,326

Mobile homes: $120,103

Here:	$120,103
State:	$124,933

Housing units in structures:

• One, detached: 1,038
• Two: 47
• 3 or 4: 50
• Mobile homes: 195

Unemployment: 0.7%

• Means of transportation to work in zip code 28698

• 75.7%1,110Drove a car alone
• 8.5%125Carpooled
• 15.2%223Worked at home

• Travel time to work (commute) in zip code 28698

• 325 to 9 minutes
• 10910 to 14 minutes
• 12115 to 19 minutes
• 51120 to 24 minutes
• 17725 to 29 minutes
• 18330 to 34 minutes
• 2535 to 39 minutes
• 1940 to 44 minutes
• 4645 to 59 minutes
• 660 to 89 minutes

Percentage of zip code residents living and working in this county: 85.1%

Household type by relationship:

Households: 2,638

• Male householders: 542 (256 living alone), Female householders: 564 (180 living alone)

• 462 spouses (431 opposite-sex spouses), 39 unmarried partners, (39 opposite-sex unmarried partners), 944 children (903 natural, 31 adopted, 9 stepchildren), 0 grandchildren, 12 brothers or sisters, 0 parents, 0 foster children, 16 other relatives, 49 non-relatives

• In group quarters: 12 (-1 institutionalized population)

Size of family households: 345 2-persons, 115 3-persons, 68 4-persons, 47 5-persons, 25 6-persons, 9 7-or-more-persons

Size of nonfamily households: 436 1-person, 60 2-persons

377 married couples with children.
51 single-parent households (36 men, 15 women).

98.5% of residents of 28698 zip code speak English at home.
0.3% of residents speak Spanish at home (50% very well, 50% well).
0.8% of residents speak other Indo-European language at home (48% very well, 52% well).

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 2.2%

Population in 1990: 1,633. Population change in the 1990s: +625 (+38.3%).

Place of birth for U.S.-born residents:

• This state: 1,933
• Northeast: 85
• Midwest: 138
• South: 281
• West: 113

64% of the 28698 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

98% of the 28698 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 10% moved from this county.
   Out of people who lived in different houses, 74% moved from different county within same state.
   Out of people who lived in different houses, 38% moved from different state.
   Out of people who lived in different houses, 12% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 55
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 3 establishments)
• Construction: New Housing Operative Builders (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
• Construction: All Other Specialty Trade Contractors (5-9: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (1-4: 2)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
• Other Services (except Public Administration): Religious Organizations (1-4: 2)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 11. The highest number of reported fire incidents - 25 took place in 2008, and the least - 1 in 2002. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (52.7%), and Outside Fires (34.9%).


• Fire incident types reported to NFIRS in Zip Code 28698
• 9852.7%Structure Fires
• 6534.9%Outside Fires
• 1910.2%Mobile Property/Vehicle Fires
• 42.2%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28698, North Carolina

Most common first names in zip code 28698 among deceased individuals
Name	Count	Lived (average)
William	13	75.2 years
James	9	67.1 years
John	8	76.9 years
Robert	7	67.3 years
George	7	76.4 years
Edna	6	74.2 years
Mary	6	78.2 years
Charles	5	72.0 years
Edith	5	73.6 years
Edward	5	81.4 years

Most common last names in zip code 28698 among deceased individuals
Last name	Count	Lived (average)
Wilson	27	78.7 years
Reece	18	72.7 years
Miller	14	79.3 years
Isaacs	13	75.6 years
Greer	13	80.7 years
Norris	12	75.6 years
Thomas	12	83.6 years
Greene	12	73.8 years
Eggers	11	78.9 years
Brown	11	59.8 years