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28731 Zip Code (Flat Rock, NC) Detailed Profile




Cities: Flat Rock, NC (20.38%), Dana, NC (18.62%), East Flat Rock, NC (5.54%), Hendersonville, NC (0.15%)
County: Henderson County, NC
Estimated zip code population in 2022: 8,691
Zip code population in 2010: 7,778
Zip code population in 2000: 6,361

Houses and condos: 4,530
Renter-occupied apartments: 718
% of renters here:

19%
State:

33%
March 2022 cost of living index in zip code 28731: 91.0 (less than average, U.S. average is 100)

Land area: 27.0 sq. mi.
Water area: 0.1 sq. mi.
Population density: 322 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28731
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.5% ($1,828)
North Carolina:

0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,574 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,192 (0.6%)

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Males: 4,371  (50.3%)
Females: 4,319  (49.7%)

For population 25 years and over in 28731:

  • High school or higher: 91.3%
  • Bachelor's degree or higher: 35.6%
  • Graduate or professional degree: 14.8%
  • Unemployed: 5.3%
  • Mean travel time to work (commute): 20.4 minutes

For population 15 years and over in 28731:

  • Never married: 20.3%
  • Now married: 63.6%
  • Separated: 1.5%
  • Widowed: 4.5%
  • Divorced: 10.1%

Zip code 28731 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age significantly above state average.
  • Renting percentage below state average.
  • Races in zip code 28731 (2022)
    • 7,12482.0%White
    • 1,07812.4%Hispanic or Latino
    • 2993.4%Two or more races
    • 1421.6%Black
    • 240.3%Asian
    • 230.3%Some other race
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Urban population: 1,394
Rural population: 7,296

Estimated median house/condo value in 2022: $369,355
28731:

$369,355
North Carolina:

$280,600



According to our research of North Carolina and other state lists, there were 9 registered sex offenders living in 28731 zip code as of May 29, 2024.
The ratio of all residents to sex offenders in zip code 28731 is 984 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

53.5 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

2.3 people
North Carolina:

2.4 people

Averages for the 2020 tax year for zip code 28731, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $79,284 (Individual Income Tax Returns)
Here:

$79,284
State:

$70,020

Salary/wage: $53,468 (reported on 66.4% of returns)
Here:

$53,468
State:

$58,387
(% of AGI for various income ranges: 1157.5% for AGIs below $25k, 3502.3% for AGIs $25k-50k, 5743.9% for AGIs $50k-75k, 7365.4% for AGIs $75k-100k, 12047.2% for AGIs $100k-200k, 52180.0% for AGIs over 200k)

Taxable interest for individuals: $2,634 (reported on 42.3% of returns)
This zip code:

$2,634
North Carolina:

$1,479
(% of AGI for various income ranges: 30.6% for AGIs below $25k, 47.1% for AGIs $25k-50k, 184.7% for AGIs $50k-75k, 196.7% for AGIs $75k-100k, 384.2% for AGIs $100k-200k, 2372.5% for AGIs over 200k)

Ordinary dividends: $13,289 (reported on 30.5% of returns)
Here:

$13,289
State:

$7,888
(% of AGI for various income ranges: 63.8% for AGIs below $25k, 134.8% for AGIs $25k-50k, 341.3% for AGIs $50k-75k, 669.2% for AGIs $75k-100k, 1442.2% for AGIs $100k-200k, 10970.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$22,665 (reported on 28.1% of returns)
Here:

+$22,665
State:

+$23,652
(% of AGI for various income ranges: 11.3% for AGIs below $25k, 51.1% for AGIs $25k-50k, 229.7% for AGIs $50k-75k, 375.4% for AGIs $75k-100k, 1613.1% for AGIs $100k-200k, 26163.8% for AGIs over 200k)

Profit/loss from business: +$18,097 (reported on 17.3% of returns)
Here:

+$18,097
State:

+$11,710
(% of AGI for various income ranges: 206.1% for AGIs below $25k, 220.3% for AGIs $25k-50k, 325.0% for AGIs $50k-75k, 320.0% for AGIs $75k-100k, 929.2% for AGIs $100k-200k, 6847.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $33,788 (reported on 18.9% of returns)
28731:

$33,788
North Carolina:

$20,247
(% of AGI for various income ranges: 115.2% for AGIs below $25k, 221.1% for AGIs $25k-50k, 527.1% for AGIs $50k-75k, 1232.5% for AGIs $75k-100k, 2901.9% for AGIs $100k-200k, 13668.8% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $30,767 (reported on 0.7% of returns)
28731:

$30,767
North Carolina:

$26,749
(% of AGI for various income ranges: 256.4% for AGIs $100k-200k)

Total itemized deductions: $36,873 (reported on 10.7% of returns)
Here:

$36,873
State:

$34,549
(% of AGI for various income ranges: 136.5% for AGIs below $25k, 157.1% for AGIs $25k-50k, 510.3% for AGIs $50k-75k, 780.4% for AGIs $75k-100k, 1548.1% for AGIs $100k-200k, 7868.8% for AGIs over 200k)

Charity contributions: $14,826 (reported on 9.2% of returns)
Here:

$14,826
State:

$13,360
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 26.3% for AGIs $25k-50k, 92.4% for AGIs $50k-75k, 235.8% for AGIs $75k-100k, 478.1% for AGIs $100k-200k, 4087.5% for AGIs over 200k)

Taxes paid: $6,973 (reported on 10.7% of returns)
28731:

$6,973
State:

$7,586
(% of AGI for various income ranges: 15.4% for AGIs below $25k, 27.3% for AGIs $25k-50k, 84.5% for AGIs $50k-75k, 179.2% for AGIs $75k-100k, 351.7% for AGIs $100k-200k, 1318.8% for AGIs over 200k)

Earned income credit: $2,065 (reported on 12.1% of returns)
Here:

$2,065
State:

$2,337
(% of AGI for various income ranges: 73.7% for AGIs below $25k, 65.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.5%
Here:

93%
State:

93%
(% for various income ranges: 91.1% for AGIs below $25k, 93.7% for AGIs $25k-50k, 91.9% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 93.6% for AGIs $100k-200k, 92.9% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28731, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $64,014 (Individual Income Tax Returns)
Here:

$64,014
State:

$54,937

Salary/wage: $41,813 (reported on 70.0% of returns)
Here:

$41,813
State:

$46,336
(% of AGI for various income ranges: 67.1% for AGIs below $25k, 66.2% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 36.8% for AGIs $100k-200k, 30.4% for AGIs over 200k)

Taxable interest for individuals: $2,548 (reported on 43.7% of returns)
This zip code:

$2,548
North Carolina:

$1,298
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Ordinary dividends: $10,816 (reported on 29.8% of returns)
Here:

$10,816
State:

$6,213
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 6.8% for AGIs $100k-200k, 6.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$18,655 (reported on 25.5% of returns)
Here:

+$18,655
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 21.7% for AGIs over 200k)

Profit/loss from business: +$13,597 (reported on 17.7% of returns)
Here:

+$13,597
State:

+$10,311
(% of AGI for various income ranges: 8.0% for AGIs below $25k, 4.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $26,454 (reported on 21.4% of returns)
28731:

$26,454
North Carolina:

$15,575
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 4.5% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 13.1% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Self-employment retirement plans: $29,400 (reported on 0.5% of returns)
28731:

$29,400
North Carolina:

$21,078

Total itemized deductions: $25,611 (22% of AGI, reported on 37.8% of returns)
Here:

$25,611
State:

$23,438

Here:

21.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 15.2% for AGIs below $25k, 14.5% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 18.0% for AGIs $100k-200k, 13.1% for AGIs over 200k)

Charity contributions: $6,143 (reported on 32.7% of returns)
Here:

$6,143
State:

$4,687
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Taxes paid: $8,605 (reported on 37.5% of returns)
28731:

$8,605
State:

$8,823
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 6.2% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Earned income credit: $2,213 (reported on 16.1% of returns)
Here:

$2,213
State:

$2,376
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.2%
Here:

59%
State:

53%
(% for various income ranges: 55.5% for AGIs below $25k, 54.9% for AGIs $25k-50k, 62.7% for AGIs $50k-75k, 63.9% for AGIs $75k-100k, 61.9% for AGIs $100k-200k, 87.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28731, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $57,127 (Individual Income Tax Returns)
Here:

$57,127
State:

$45,376

Salary/wage: $39,604 (reported on 73.5% of returns)
Here:

$39,604
State:

$39,442
(% of AGI for various income ranges: 123.1% for AGIs below $10k, 67.7% for AGIs $10k-25k, 68.6% for AGIs $25k-50k, 60.6% for AGIs $50k-75k, 50.3% for AGIs $75k-100k, 39.7% for AGIs over 100k)

Taxable interest for individuals: $3,316 (reported on 51.7% of returns)
This zip code:

$3,316
North Carolina:

$1,515
(% of AGI for various income ranges: 25.0% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $9,205 (reported on 33.9% of returns)
Here:

$9,205
State:

$4,016
(% of AGI for various income ranges: 12.2% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Net capital gain/loss: +$15,732 (reported on 28.3% of returns)
Here:

+$15,732
State:

+$11,152
(% of AGI for various income ranges: -5.6% for AGIs below $10k, -0.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 13.8% for AGIs over 100k)

Profit/loss from business: +$13,940 (reported on 18.2% of returns)
Here:

+$13,940
State:

+$9,490
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 5.8% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Profit/loss from farming: +$2,857 (reported on 1.1% of returns)
Here +$2,857
State -$3,231

IRA payment deduction: $3,490 (reported on 3.0% of returns)
28731:

$3,490
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,757 (reported on 1.1% of returns)
Here:

$11,757
North Carolina:

$14,754

Total itemized deductions: $23,114 (22% of AGI, reported on 39.1% of returns)
Here:

$23,114
State:

$19,464

Here:

22.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 33.6% for AGIs below $10k, 15.1% for AGIs $10k-25k, 15.0% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $5,688 (5% of AGI, reported on 34.5% of returns)
Here:

$5,688
State:

$4,035

Here:

5.2% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $10,309 (reported on 75.8% of returns)
28731:

$10,309
State:

$7,257
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 19.4% for AGIs over 100k)

Earned income credit: $1,655 (reported on 12.9% of returns)
Here:

$1,655
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 62.2%
Here:

62%
State:

62%
(% for various income ranges: 54.7% for AGIs below $10k, 63.5% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 75.1% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$69,612
North Carolina:

$67,481
Flat Rock, NC (28731) map Nearest zip codes: 28726, 28773, 28792, 28791, 28790, 28739.
Hendersonville Zip Code Map

Percentage of family households:
This zip code:

34.1%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

5.6%
North Carolina:

47.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 250
Household did not receive Food Stamps/SNAP in the past 12 months: 3,472


Women who had a birth in the past 12 months: 72 (74 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,237 (644 now married, 594 unmarried)


Housing units in zip code 28731 with a mortgage: 1,478 (209 second mortgage, 9 home equity loan, 206 both second mortgage and home equity loan)
Houses without a mortgage: 109

Median monthly owner costs for units with a mortgage: $1,459
Median monthly owner costs for units without a mortgage: $452

Residents with income below the poverty level in 2022:
This zip code:

14.4%
Whole state:

12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:

8.8%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28731: Bonclarken Assembly Grounds (A), Mud Creek Assembly Grounds (B), Hendersonville Fireman Training Center (C), Kings Mountain Camp (D), Our Lady of the Hills Camp (E), Flat Rock Playhouse (F), Tracy Grove Community Center (G). Display/hide their locations on the map

    Churches in zip code 28731 include: Tracy Grove Church (A), Bethel Church (B), Oak Grove Church (C), Saint John Church (D), Saint Johns Church (E). Display/hide their locations on the map

    Cemeteries: Jones Cemetery (1), Forest Lawn Cemetery (2), Oakdale Cemetery (3). Display/hide their locations on the map

    Reservoirs: Bonclarken Lake (A), Kenmure Pond (B), Side Lake (C), Front Lake (D), Lake Bonclarken (E), Jordans Lake (F), Larry Ball Lake (G), Lake Curtis (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Laurel Branch (A), Beck Creek (B), Tumblebug Creek (C), Mill Creek (D), Little Hungry River (E), Laurel Creek (F), Jones Branch (G), Hill Branch (H). Display/hide their locations on the map

    Park in zip code 28731: Carl Sandburg Home National Historic Site (1). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 332020 or later
  • 5022010 to 2019
  • 9692000 to 2009
  • 1,0721990 to 1999
  • 8081980 to 1989
  • 4251970 to 1979
  • 1531960 to 1969
  • 2281950 to 1959
  • 371940 to 1949
  • 1541939 or earlier

Zip code 28731 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Flat Rock, NC (28731)
  • Bedrooms in owner-occupied houses and condos in Flat Rock, NC (28731)
  • 0no bedroom
  • 891 bedroom
  • 8232 bedrooms
  • 1,4383 bedrooms
  • 5444 bedrooms
  • 1345+ bedrooms
Bedrooms in renter-occupied apartments in Flat Rock, NC (28731)
  • Bedrooms in renter-occupied apartments in Flat Rock, NC (28731)
  • 63no bedroom
  • 1191 bedroom
  • 3062 bedrooms
  • 2183 bedrooms
  • 124 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Flat Rock, NC (28731) in owner-occupied houses/condos
  • Cars and other vehicles available in Flat Rock, NC (28731) in owner-occupied houses/condos
  • 68no vehicle
  • 9641 vehicle
  • 1,2222 vehicles
  • 4273 vehicles
  • 2784 vehicles
  • 855+ vehicles
Cars and other vehicles available in Flat Rock, NC (28731) in renter-occupied apartments
  • Cars and other vehicles available in Flat Rock, NC (28731) in renter-occupied apartments
  • 78no vehicle
  • 3181 vehicle
  • 2542 vehicles
  • 683 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28731 household income distribution in 2022

  • Zip code 28731 household income distribution in 2022
  • 177Less than $10,000
  • 67$10,000 to $14,999
  • 103$15,000 to $19,999
  • 178$20,000 to $24,999
  • 420$25,000 to $29,999
  • 184$30,000 to $34,999
  • 149$35,000 to $39,999
  • 156$40,000 to $44,999
  • 60$45,000 to $49,999
  • 187$50,000 to $59,999
  • 318$60,000 to $74,999
  • 414$75,000 to $99,999
  • 400$100,000 to $124,999
  • 359$125,000 to $149,999
  • 356$150,000 to $199,999
  • 176$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28731

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28731
  • 75Less than $10,000
  • 36$10,000 to $14,999
  • 12$15,000 to $19,999
  • 15$20,000 to $24,999
  • 108$30,000 to $34,999
  • 6$40,000 to $49,999
  • 18$60,000 to $69,999
  • 18$70,000 to $79,999
  • 52$80,000 to $89,999
  • 11$90,000 to $99,999
  • 46$100,000 to $124,999
  • 53$125,000 to $149,999
  • 126$150,000 to $174,999
  • 127$175,000 to $199,999
  • 202$200,000 to $249,999
  • 403$250,000 to $299,999
  • 524$300,000 to $399,999
  • 393$400,000 to $499,999
  • 850$500,000 to $749,999
  • 187$750,000 to $999,999
  • 49$1,000,000 to $1,499,999
  • 30$1,500,000 to $1,999,999
  • Rent paid by renters in 2022 in zip code 28731

  • Rent paid by renters in 2022 in zip code 28731
  • 29$150 to $199
  • 51$250 to $299
  • 25$350 to $399
  • 60$450 to $499
  • 18$500 to $549
  • 24$550 to $599
  • 50$650 to $699
  • 63$750 to $799
  • 85$800 to $899
  • 40$900 to $999
  • 71$1,000 to $1,249
  • 76$1,500 to $1,999
  • 68No cash rent

Median gross rent in 2022: $952.


Median price asked for vacant for-sale houses and condos in 2022: $356,656.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $477,083
  • American Indian or Alaska Native householders: $500,168
  • Asian householders: $500,168
  • Some other race householders: $346,270
  • Hispanic or Latino householders: $241,004

Estimated median house or condo value in 2022: $369,355
28731:

$369,355
North Carolina:

$280,600
Lower value quartile - upper value quartile: $219,305 - $595,564

Mean price in 2022:

Detached houses: $556,367
Here:

$556,367
State:

$375,326

Townhouses or other attached units: $891,608
Here:

$891,608
State:

$317,935
Owners and renters by unit type in zip code 28731
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,162
  • One, attached: 252
  • Two: 43
  • 3 or 4: 13
  • 5 to 9: 32
  • 20 to 49: 11
  • 50 or more: 68
  • Mobile homes: 884
  • Boats, RVs, vans, etc.: 25

Unemployment: 5.3%

  • Means of transportation to work in zip code 28731

  • Means of transportation to work in zip code 28731
  • 73.5%2,892Drove a car alone
  • 6.4%252Carpooled
  • 1.5%59Walked
  • 2.5%98Other means
  • 16.1%634Worked at home
  • Travel time to work (commute) in zip code 28731

  • Travel time to work (commute) in zip code 28731
  • 51Less than 5 minutes
  • 5775 to 9 minutes
  • 62610 to 14 minutes
  • 60915 to 19 minutes
  • 57920 to 24 minutes
  • 11325 to 29 minutes
  • 19130 to 34 minutes
  • 20735 to 39 minutes
  • 8840 to 44 minutes
  • 12445 to 59 minutes
  • 2160 to 89 minutes
  • 10090 or more minutes

Percentage of zip code residents living and working in this county: 80.2%

Household type by relationship:

Households: 8,691
  • Male householders: 1,754 (390 living alone), Female householders: 1,994 (595 living alone)
  • 2,374 spouses (2,343 opposite-sex spouses), 389 unmarried partners, (389 opposite-sex unmarried partners), 1,520 children (1,435 natural, 23 adopted, 62 stepchildren), 279 grandchildren, 29 brothers or sisters, 68 parents, 0 foster children, 61 other relatives, 103 non-relatives
  • In group quarters: 205 (-1 institutionalized population)

Size of family households: 1,566 2-persons, 498 3-persons, 326 4-persons, 140 5-persons, 43 7-or-more-persons

Size of nonfamily households: 984 1-person, 191 2-persons, 7 3-persons

763 married couples with children.
326 single-parent households (29 men, 297 women).

91.5% of residents of 28731 zip code speak English at home.
8.0% of residents speak Spanish at home (54% very well, 11% well, 20% not well, 15% not at all).
0.7% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 513 (5.9%)
(39.2% of them are naturalized citizens)
This zip code:

5.9%
Whole state:

8.6%
Most common places of birth for foreign-born residents
  • 70%Honduras
  • 3%France
  • 3%Belgium
  • 3%Syria
  • 3%Sweden
  • 3%United Kingdom, excluding England and Scotland
  • 2%Liberia
Most common first ancestries reported in 28731
  • 13%English
  • 12%American
  • 9%Irish
  • 6%German
  • 5%Scotch-Irish
  • 4%Italian
  • 3%Welsh
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1072010 or later
  • 2592000 to 2009
  • 151990 to 1999
  • 376Before 1990

Zip code 28731 topographic map

Facilities with environmental interests located in this zip code:

  • CARL SANDBURG HOME NHS (1928 LITTLE RIVER ROAD in FLAT ROCK, NC)
    STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Alternative names: CARL SANDBURGS (HOME-HISTORICAL), NATIONAL PARK SERVICE
  • ANDY PETREE RACING INC (1100 UPWARD RD in FLAT ROCK, NC)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • BLUE RIDGE COMMUNITY COLLEGE (180 WEST CAMPUS DR in FLAT ROCK, NC)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: STATE OF N.C. (CONTACT/OPERATOR)

Zip code 28731 marital status for males
Zip code 28731 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 0.8%

Most commonly used house heating fuel
  • 53.3%Electricity
  • 30.2%Utility gas
  • 7.3%Bottled, tank, or LP gas
  • 4.9%Wood
  • 3.6%Fuel oil, kerosene, etc.
  • 0.8%No fuel used

Population in 1990: 4,240. Population change in the 1990s: +2,121 (+50.0%).

Place of birth for U.S.-born residents:

  • This state: 4,090
  • Northeast: 993
  • Midwest: 756
  • South: 1,807
  • West: 289

51% of the 28731 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

86% of the 28731 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 26% moved from different county within same state.
   Out of people who lived in different houses, 36% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year householders moved into unit in Flat Rock, NC (28731)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 25
Here:

4.0%
North Carolina:

13.8%
Students in private schools in grades 9 to 12 (high school): 27
Here:

13.7%
North Carolina:

11.9%
Students in private undergraduate colleges: 73
Here:

26.5%
North Carolina:

19.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 103,728Life, physical, and social science occupations
  • 100,606Computer and mathematical occupations
  • 76,025Management occupations
  • 56,324Transportation occupations
  • 51,519Health technologists and technicians
  • 49,468Installation, maintenance, and repair occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 3 establishments, 5-9 employees: 1 establishment)
  • Construction: Electrical Contractors (20-49: 2, 10-19: 2, 5-9: 1, 1-4: 2)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (50-99: 1, 20-49: 1)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 1-4: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1)
  • Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (50-99: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 5-9: 3, 1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 5-9: 3, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 2, 1-4: 5)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 94 people in nursing facilities/skilled-nursing facilities
  • 76 people in group homes intended for adults
  • 7 people in in-patient hospice facilities

People in group quarters in 2000:

  • 59 people in nursing homes
  • 46 people in other noninstitutional group quarters
  • 8 people in hospitals/wards and hospices for chronically ill
  • 8 people in hospices or homes for chronically ill

Fatal accident statistics in 2014:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED44$147,43287$231,805472$198,03618$145,7382$321,12572$211,49925$91,440
APPLICATIONS APPROVED, NOT ACCEPTED2$170,0204$406,29022$176,1471$32,2100$05$249,4283$65,200
APPLICATIONS DENIED9$115,03025$175,859133$188,5228$34,5910$014$237,38318$80,064
APPLICATIONS WITHDRAWN3$157,97311$155,06393$196,8850$00$09$167,9336$77,665
FILES CLOSED FOR INCOMPLETENESS0$03$290,29031$183,4340$00$02$111,6801$60,550
Choose year:  2009 2008 2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$241,3709$169,9341$155,930
APPLICATIONS APPROVED, NOT ACCEPTED3$222,6332$197,9251$197,750
APPLICATIONS DENIED1$64,4206$314,2051$155,930
APPLICATIONS WITHDRAWN0$01$196,2800$0
FILES CLOSED FOR INCOMPLETENESS0$01$164,6500$0
Choose year:  2009 2008 2007 2006 2005 2004
Conventional Home Purchase Loans in zip code 28731
Conventional Home Purchase Loans in zip code 28731 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2002 - 2018 the average number of fires per year is 17. The highest number of fires - 36 took place in 2018, and the least - 1 in 2002. The data has a growing trend.
    Fire incident types in Zip Code 28731 When looking into fire subcategories, the most incidents belonged to: Structure Fires (54.1%), and Outside Fires (23.3%).

    • Fire incident types reported to NFIRS in Zip Code 28731
    • 16054.1%Structure Fires
    • 6923.3%Outside Fires
    • 4013.5%Mobile Property/Vehicle Fires
    • 279.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28731, North Carolina

Most common first names in zip code 28731 among deceased individuals
NameCountLived (average)
William6174.2 years
James5472.7 years
John4577.5 years
Mary3379.4 years
Robert3072.4 years
George2673.1 years
Helen2283.0 years
Walter1881.2 years
Margaret1881.1 years
Charles1773.0 years
Most common last names in zip code 28731 among deceased individuals
Last nameCountLived (average)
Jones3373.0 years
Hill2976.4 years
King2382.9 years
Stepp2172.9 years
Jackson2078.2 years
Pace1872.3 years
Case1775.5 years
Smith1678.7 years
Justus1377.6 years
Williams1377.6 years
Businesses in zip code 28731
NameCountNameCount
Cracker Barrel1Starbucks1
Curves1Subway1
FedEx1UPS1
Holiday Inn1Waffle House1
McDonald's1
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