37095 Zip Code (Liberty, TN) Detailed Profile

Estimated zip code population in 2022: 2,320
Zip code population in 2010: 1,854
Zip code population in 2000: 1,968

Houses and condos: 1,146
Renter-occupied apartments: 279
March 2022 cost of living index in zip code 37095: 80.0 (low, U.S. average is 100)

Land area: 73.4 sq. mi.
Water area: 0.1 sq. mi.

Population density: 32 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $742 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $775 (0.4%)

For population 25 years and over in 37095:

• High school or higher: 86.3%
• Bachelor's degree or higher: 30.6%
• Graduate or professional degree: 11.8%
• Unemployed: 1.2%
• Mean travel time to work (commute): 32.3 minutes

For population 15 years and over in 37095:

• Never married: 12.0%
• Now married: 65.1%
• Separated: 2.4%
• Widowed: 5.5%
• Divorced: 14.9%

• 
• • 2,15793.0%White
  • 1114.8%Hispanic or Latino
  • 441.9%Two or more races
  • 80.3%Black

100% rural population.

Averages for the 2020 tax year for zip code 37095, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $49,201 (Individual Income Tax Returns)

Here:	$49,201
State:	$69,014

Salary/wage: $48,510 (reported on 78.8% of returns)

Here:	$48,510
State:	$55,872

(% of AGI for various income ranges: 1014.6% for AGIs below $25k, 3281.1% for AGIs $25k-50k, 6072.0% for AGIs $50k-75k, 9428.3% for AGIs $75k-100k, 20173.3% for AGIs $100k-200k)

Taxable interest for individuals: $700 (reported on 28.2% of returns)

This zip code:	$700
Tennessee:	$1,945

(% of AGI for various income ranges: 25.8% for AGIs below $25k, 23.2% for AGIs $25k-50k, 22.0% for AGIs $50k-75k, 33.3% for AGIs $75k-100k, 33.3% for AGIs $100k-200k)

Ordinary dividends: $2,010 (reported on 11.8% of returns)

Here:	$2,010
State:	$8,105

(% of AGI for various income ranges: 18.8% for AGIs below $25k, 39.5% for AGIs $25k-50k, 43.0% for AGIs $50k-75k, 63.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,888 (reported on 9.4% of returns)

Here:	+$2,888
State:	+$33,664

(% of AGI for various income ranges: 14.6% for AGIs below $25k, 35.8% for AGIs $25k-50k, 213.3% for AGIs $100k-200k)

Profit/loss from business: +$12,633 (reported on 21.2% of returns)

Here:	+$12,633
State:	+$18,991

(% of AGI for various income ranges: 283.8% for AGIs below $25k, 214.7% for AGIs $25k-50k, 549.0% for AGIs $50k-75k, 1060.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,686 (reported on 8.2% of returns)

37095:	$10,686
Tennessee:	$20,036

(% of AGI for various income ranges: 148.8% for AGIs below $25k, 391.0% for AGIs $50k-75k)

Earned income credit: $2,153 (reported on 22.4% of returns)

Here:	$2,153
State:	$2,391

(% of AGI for various income ranges: 111.7% for AGIs below $25k, 74.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 98.8%

Here:	99%
State:	93%

(% for various income ranges: 97.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 37095, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,251 (Individual Income Tax Returns)

Here:	$35,251
State:	$53,767

Salary/wage: $33,649 (reported on 81.2% of returns)

Here:	$33,649
State:	$45,421

(% of AGI for various income ranges: 71.8% for AGIs below $25k, 81.9% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 87.0% for AGIs $75k-100k, 67.5% for AGIs $100k-200k)

Taxable interest for individuals: $641 (reported on 33.8% of returns)

This zip code:	$641
Tennessee:	$1,732

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $911 (reported on 11.2% of returns)

Here:	$911
State:	$6,739

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,190 (reported on 12.5% of returns)

Here:	+$2,190
State:	+$19,082

(% of AGI for various income ranges: 3.5% for AGIs $50k-75k)

Profit/loss from business: +$8,836 (reported on 17.5% of returns)

Here:	+$8,836
State:	+$15,240

(% of AGI for various income ranges: 12.4% for AGIs below $25k, 5.6% for AGIs $25k-50k, 3.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,880 (reported on 6.2% of returns)

37095:	$11,880
Tennessee:	$15,505

Total itemized deductions: $15,160 (23% of AGI, reported on 12.5% of returns)

Here:	$15,160
State:	$21,976

Here:	22.5% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 9.8% for AGIs below $25k, 6.5% for AGIs $50k-75k, 15.7% for AGIs $75k-100k)

Charity contributions: $4,550 (reported on 7.5% of returns)

Here:	$4,550
State:	$6,709

Taxes paid: $2,500 (reported on 11.2% of returns)

37095:	$2,500
State:	$4,829

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k)

Earned income credit: $1,952 (reported on 28.7% of returns)

Here:	$1,952
State:	$2,404

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.5%

Here:	68%
State:	52%

(% for various income ranges: 62.5% for AGIs below $25k, 70.0% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37095, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,917 (Individual Income Tax Returns)

Here:	$29,917
State:	$44,088

Salary/wage: $31,432 (reported on 81.8% of returns)

Here:	$31,432
State:	$38,825

(% of AGI for various income ranges: 107.6% for AGIs below $10k, 74.9% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 92.6% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 90.1% for AGIs over 100k)

Taxable interest for individuals: $1,221 (reported on 36.5% of returns)

This zip code:	$1,221
Tennessee:	$1,802

(% of AGI for various income ranges: 12.8% for AGIs below $10k, 3.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $820 (reported on 11.6% of returns)

Here:	$820
State:	$3,727

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Net capital gain/loss: +$2,696 (reported on 11.9% of returns)

Here:	+$2,696
State:	+$15,776

(% of AGI for various income ranges: 3.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Profit/loss from business: +$5,460 (reported on 22.6% of returns)

Here:	+$5,460
State:	+$12,882

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 9.2% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 4.2% for AGIs $75k-100k)

IRA payment deduction: $2,000 (reported on 1.3% of returns)

37095:	$2,000
Tennessee:	$2,934

Total itemized deductions: $17,073 (27% of AGI, reported on 12.5% of returns)

Here:	$17,073
State:	$18,035

Here:	26.7% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.4% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $3,333 (5% of AGI, reported on 9.4% of returns)

Here:	$3,333
State:	$5,167

Here:	5.4% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Total tax: $3,187 (reported on 69.6% of returns)

37095:	$3,187
State:	$7,482

(% of AGI for various income ranges: 6.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 10.2% for AGIs over 100k)

Earned income credit: $1,692 (reported on 23.6% of returns)

Here:	$1,692
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.4%

Here:	74%
State:	60%

(% for various income ranges: 64.6% for AGIs below $10k, 75.5% for AGIs $10k-25k, 79.8% for AGIs $25k-50k, 77.5% for AGIs $50k-75k, 70.6% for AGIs $75k-100k, 92.3% for AGIs over 100k)

Nearest zip codes: 37059, 37012, 37016, 38569, 38567, 37190.
Dowelltown Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 1.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 156
Household did not receive Food Stamps/SNAP in the past 12 months: 825

Women who had a birth in the past 12 months: 42 (29 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 405 (226 now married, 179 unmarried)

Housing units in zip code 37095 with a mortgage: 316 (18 second mortgage, 16 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,350
Median monthly owner costs for units without a mortgage: $318

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 37095 household income distribution in 2022

• 150Less than $10,000
• 19$10,000 to $14,999
• 113$15,000 to $19,999
• 14$20,000 to $24,999
• 5$25,000 to $29,999
• 4$30,000 to $34,999
• 6$35,000 to $39,999
• 64$40,000 to $44,999
• 68$45,000 to $49,999
• 51$50,000 to $59,999
• 72$60,000 to $74,999
• 96$75,000 to $99,999
• 41$100,000 to $124,999
• 96$125,000 to $149,999
• 148$150,000 to $199,999
• 30$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 37095

• 1$15,000 to $19,999
• 14$20,000 to $24,999
• 3$40,000 to $49,999
• 1$50,000 to $59,999
• 14$70,000 to $79,999
• 1$80,000 to $89,999
• 26$90,000 to $99,999
• 66$100,000 to $124,999
• 38$125,000 to $149,999
• 117$150,000 to $174,999
• 25$175,000 to $199,999
• 94$200,000 to $249,999
• 20$250,000 to $299,999
• 78$300,000 to $399,999
• 79$400,000 to $499,999
• 29$500,000 to $749,999
• 22$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 37095

• 2$200 to $249
• 45$300 to $349
• 2$350 to $399
• 26$400 to $449
• 8$450 to $499
• 47$500 to $549
• 53$600 to $649
• 2$650 to $699
• 9$750 to $799
• 2$900 to $999
• 91No cash rent

Median gross rent in 2022: $967.

Median price asked for vacant for-sale houses and condos in 2022: $1,432,220.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $182,341
• Black or African American householders: $145,767
• Native Hawaiian and other Pacific Islander householders: $33,128
• Hispanic or Latino householders: $172,270

Estimated median house or condo value in 2022: $208,845 Lower value quartile - upper value quartile: $152,775 - $309,745

Mean price in 2022:

Detached houses: $212,213

Here:	$212,213
State:	$374,382

Mobile homes: $271,496

Here:	$271,496
State:	$101,421

Housing units in structures:

• One, detached: 940
• One, attached: 12
• Two: 11
• 3 or 4: 4
• Mobile homes: 169

Unemployment: 1.2%

• Means of transportation to work in zip code 37095

• 81.3%902Drove a car alone
• 4.6%51Carpooled
• 1.0%11Motorcycle
• 0.2%2Walked
• 1.4%15Other means
• 9.8%109Worked at home

• Travel time to work (commute) in zip code 37095

• 22Less than 5 minutes
• 335 to 9 minutes
• 610 to 14 minutes
• 25915 to 19 minutes
• 7420 to 24 minutes
• 7925 to 29 minutes
• 15930 to 34 minutes
• 1735 to 39 minutes
• 6440 to 44 minutes
• 15345 to 59 minutes
• 10360 to 89 minutes
• 1690 or more minutes

Percentage of zip code residents living and working in this county: 37.8%

Household type by relationship:

Households: 2,320

• Male householders: 586 (110 living alone), Female householders: 396 (65 living alone)

• 567 spouses (567 opposite-sex spouses), 8 unmarried partners, (7 opposite-sex unmarried partners), 437 children (376 natural, 61 adopted, 3 stepchildren), 11 grandchildren, 25 brothers or sisters, 8 parents, 0 foster children, 112 other relatives, 148 non-relatives

Size of family households: 382 2-persons, 202 3-persons, 75 4-persons, 38 5-persons, 49 7-or-more-persons

Size of nonfamily households: 174 1-person, 25 2-persons, 2 3-persons, 37 5-persons

293 married couples with children.
70 single-parent households (5 men, 65 women).

98.5% of residents of 37095 zip code speak English at home.
1.2% of residents speak Spanish at home (92% very well, 8% not well).
0.1% of residents speak other language at home (100% not well).

Facilities with environmental interests located in this zip code:

• DOWELL TOWN-LIBERTY WTP (P.O. BOX 23LIBERTY WTP in LIBERTY, DEKALB COUNTY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: WATER SUPPLY
  Organizations: BOBBY C. MARTIN (CONTACT/OWNER)
  Alternative names: DOWELLTOWN-LIBERTY WATERWORKS, DOWELLTOWN-LIBERTY WTP

• ALL-STATE ASPHALT (HWY 53 in LIBERTY, TN)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
  

• DEKALB COUNTY HIGHWAY DEPARTMENT (COURTHOUSE in LIBERTY, TN)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE; HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
  

Housing units lacking complete plumbing facilities: 14.3%
Housing units lacking complete kitchen facilities: 7.3%

Population in 1990: 2,236.

Place of birth for U.S.-born residents:

• This state: 1,354
• Northeast: 93
• Midwest: 180
• South: 607
• West: 49

59% of the 37095 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

97% of the 37095 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 27% moved from this county.
   Out of people who lived in different houses, 89% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 15

Companies with federal contracts located in this zip code:

• ROGERS GROUP INC (470 WOODBURY HWY in LIBERTY, TN) : $24,352 in 2 contracts in 2003

  $15,029 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Construction Materials. Signed on 2003-09-23. Completion date: 2003-09-30.
  $9,323, same as above. Signed on 2003-09-23. Completion date: 2003-10-03.
  

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Finance and Insurance: Commercial Banking (10-19: 1)
• Mining: Crushed and Broken Limestone Mining and Quarrying (5-9: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (5-9: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 2)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 10. The highest number of reported fires - 22 took place in 2008, and the least - 1 in 2002. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (47.7%), and Outside Fires (40.2%).


• Fire incident types reported to NFIRS in Zip Code 37095
• 8347.7%Structure Fires
• 7040.2%Outside Fires
• 169.2%Mobile Property/Vehicle Fires
• 52.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 37095, Tennessee

Most common first names in zip code 37095 among deceased individuals
Name	Count	Lived (average)
Robert	22	75.1 years
John	22	76.8 years
James	20	73.2 years
Willie	16	81.0 years
Mary	15	74.8 years
George	12	77.0 years
William	11	78.6 years
Ben	6	74.0 years
Jessie	6	85.6 years
Charles	6	67.2 years

Most common last names in zip code 37095 among deceased individuals
Last name	Count	Lived (average)
Mathis	18	83.3 years
Hale	16	78.8 years
Cook	11	72.6 years
Anderson	11	77.8 years
Driver	11	81.7 years
Evans	10	80.3 years
Nokes	10	69.2 years
Crook	9	72.1 years
Williams	9	83.4 years
Allen	9	77.2 years