38224 Zip Code (Cottage Grove, TN) Detailed Profile

Estimated zip code population in 2022: 875
Zip code population in 2010: 956
Zip code population in 2000: 975

Houses and condos: 365
Renter-occupied apartments: 55
March 2022 cost of living index in zip code 38224: 78.4 (low, U.S. average is 100)

Land area: 56.0 sq. mi.
Water area: 0.2 sq. mi.

Population density: 16 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $583 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $641 (0.4%)

For population 25 years and over in 38224:

• High school or higher: 91.1%
• Bachelor's degree or higher: 14.4%
• Graduate or professional degree: 0.5%
• Unemployed: 3.9%
• Mean travel time to work (commute): 32.5 minutes

For population 15 years and over in 38224:

• Never married: 12.0%
• Now married: 65.6%
• Separated: 2.8%
• Widowed: 8.9%
• Divorced: 10.7%

• 
• • 79891.3%White
  • 394.5%Two or more races
  • 141.6%Native Hawaiian and Other
    Pacific Islander
  • 131.5%Black
  • 101.1%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38224, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,358 (Individual Income Tax Returns)

Here:	$44,358
State:	$69,014

Salary/wage: $37,067 (reported on 69.8% of returns)

Here:	$37,067
State:	$55,872

(% of AGI for various income ranges: 964.5% for AGIs below $25k, 3362.0% for AGIs $25k-50k, 7438.0% for AGIs $50k-75k, 14890.0% for AGIs $100k-200k)

Taxable interest for individuals: $431 (reported on 30.2% of returns)

This zip code:	$431
Tennessee:	$1,945

(% of AGI for various income ranges: 16.4% for AGIs below $25k, 17.0% for AGIs $25k-50k, 16.0% for AGIs $50k-75k, 65.0% for AGIs $100k-200k)

Ordinary dividends: $1,340 (reported on 11.6% of returns)

Here:	$1,340
State:	$8,105

(% of AGI for various income ranges: 19.1% for AGIs below $25k, 92.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$6,733 (reported on 14.0% of returns)

Here:	+$6,733
State:	+$33,664

(% of AGI for various income ranges: 89.0% for AGIs $25k-50k)

Profit/loss from business: +$14,162 (reported on 18.6% of returns)

Here:	+$14,162
State:	+$18,991

(% of AGI for various income ranges: 250.0% for AGIs below $25k, 397.0% for AGIs $25k-50k, 922.0% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $5,150 (reported on 4.7% of returns)

38224:	$5,150
Tennessee:	$20,036

(% of AGI for various income ranges: 93.6% for AGIs below $25k)

Earned income credit: $2,060 (reported on 23.3% of returns)

Here:	$2,060
State:	$2,391

(% of AGI for various income ranges: 88.2% for AGIs below $25k, 109.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.3%

Here:	95%
State:	93%

(% for various income ranges: 93.8% for AGIs below $25k, 92.3% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 38224, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,608 (Individual Income Tax Returns)

Here:	$35,608
State:	$53,767

Salary/wage: $30,710 (reported on 72.5% of returns)

Here:	$30,710
State:	$45,421

(% of AGI for various income ranges: 63.6% for AGIs below $25k, 68.0% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 152.2% for AGIs $75k-100k)

Taxable interest for individuals: $842 (reported on 30.0% of returns)

This zip code:	$842
Tennessee:	$1,732

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $75k-100k)

Ordinary dividends: $500 (reported on 15.0% of returns)

Here:	$500
State:	$6,739

Net capital gain/loss in AGI: +$2,540 (reported on 12.5% of returns)

Here:	+$2,540
State:	+$19,082

Profit/loss from business: +$6,900 (reported on 17.5% of returns)

Here:	+$6,900
State:	+$15,240

Taxable individual retirement arrangement distribution: $6,067 (reported on 7.5% of returns)

38224:	$6,067
Tennessee:	$15,505

Total itemized deductions: $16,525 (25% of AGI, reported on 10.0% of returns)

Here:	$16,525
State:	$21,976

Here:	25.4% of AGI
State:	17.8% of AGI

Charity contributions: $2,850 (reported on 5.0% of returns)

Here:	$2,850
State:	$6,709

Taxes paid: $2,867 (reported on 7.5% of returns)

38224:	$2,867
State:	$4,829

Earned income credit: $2,750 (reported on 25.0% of returns)

Here:	$2,750
State:	$2,404

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.5%

Here:	68%
State:	52%

(% for various income ranges: 60.0% for AGIs below $25k, 66.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 200.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 38224, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,591 (Individual Income Tax Returns)

Here:	$28,591
State:	$44,088

Salary/wage: $27,111 (reported on 75.6% of returns)

Here:	$27,111
State:	$38,825

(% of AGI for various income ranges: 141.3% for AGIs below $10k, 65.4% for AGIs $10k-25k, 78.6% for AGIs $25k-50k, 68.2% for AGIs $50k-75k, 64.7% for AGIs $75k-100k)

Taxable interest for individuals: $1,612 (reported on 34.2% of returns)

This zip code:	$1,612
Tennessee:	$1,802

(% of AGI for various income ranges: 14.4% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

Taxable dividends: $380 (reported on 17.5% of returns)

Here:	$380
State:	$3,727

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Net capital gain/loss: +$3,222 (reported on 15.5% of returns)

Here:	+$3,222
State:	+$15,776

(% of AGI for various income ranges: 32.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 2.9% for AGIs $50k-75k)

Profit/loss from business: +$4,707 (reported on 18.5% of returns)

Here:	+$4,707
State:	+$12,882

Profit/loss from farming: +$4,500 (reported on 18.7% of returns)

Here:	+$4,500
State:	-$6,038

(% of AGI for various income ranges: -3.5% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 7.3% for AGIs $50k-75k)

Total itemized deductions: $16,537 (36% of AGI, reported on 10.1% of returns)

Here:	$16,537
State:	$18,035

Here:	36.3% of AGI
State:	19.9% of AGI

Charity contributions deductions: $2,621 (6% of AGI, reported on 7.1% of returns)

Here:	$2,621
State:	$5,167

Here:	5.6% of AGI
State:	5.3% of AGI

Total tax: $3,255 (reported on 67.5% of returns)

38224:	$3,255
State:	$7,482

(% of AGI for various income ranges: 10.0% for AGIs below $10k, 4.5% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 12.8% for AGIs $75k-100k)

Earned income credit: $1,691 (reported on 20.0% of returns)

Here:	$1,691
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 72.4%

Here:	72%
State:	60%

(% for various income ranges: 67.4% for AGIs below $10k, 76.4% for AGIs $10k-25k, 74.5% for AGIs $25k-50k, 68.5% for AGIs $50k-75k, 70.0% for AGIs $75k-100k)

Nearest zip codes: 38241, 38251, 38242, 38231, 38225, 38229.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 46
Household did not receive Food Stamps/SNAP in the past 12 months: 272

Women who had a birth in the past 12 months: 4 (5 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 114 (70 now married, 44 unmarried)

Housing units in zip code 38224 with a mortgage: 72 (2 second mortgage, 2 both second mortgage and home equity loan)
Houses without a mortgage: 11

Median monthly owner costs for units with a mortgage: $923
Median monthly owner costs for units without a mortgage: $357

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38224 household income distribution in 2022

• 9Less than $10,000
• 24$10,000 to $14,999
• 5$15,000 to $19,999
• 25$20,000 to $24,999
• 10$25,000 to $29,999
• 17$30,000 to $34,999
• 14$35,000 to $39,999
• 17$40,000 to $44,999
• 15$45,000 to $49,999
• 27$50,000 to $59,999
• 24$60,000 to $74,999
• 72$75,000 to $99,999
• 31$100,000 to $124,999
• 4$125,000 to $149,999
• 14$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38224

• 7Less than $10,000
• 14$10,000 to $14,999
• 1$30,000 to $34,999
• 5$35,000 to $39,999
• 7$50,000 to $59,999
• 14$70,000 to $79,999
• 14$80,000 to $89,999
• 10$100,000 to $124,999
• 29$125,000 to $149,999
• 28$150,000 to $174,999
• 33$175,000 to $199,999
• 4$200,000 to $249,999
• 18$250,000 to $299,999
• 2$300,000 to $399,999
• 20$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 38224

• 6$150 to $199
• 7$200 to $249
• 6$350 to $399
• 21$500 to $549
• 10$1,250 to $1,499
• 5No cash rent

Median gross rent in 2022: $646.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $184,421
• Hispanic or Latino householders: $374,564

Estimated median house or condo value in 2022: $179,518 Lower value quartile - upper value quartile: $103,547 - $223,943

Mean price in 2022:

Detached houses: $195,992

Here:	$195,992
State:	$374,382

Mobile homes: $86,543

Here:	$86,543
State:	$101,421

Housing units in structures:

• One, detached: 238
• 5 to 9: 9
• Mobile homes: 112

Unemployment: 3.9%

• Means of transportation to work in zip code 38224

• 82.1%310Drove a car alone
• 2.4%9Carpooled
• 0.5%2Bus or trolley bus
• 2.9%11Walked
• 6.1%23Other means
• 2.9%11Worked at home

• Travel time to work (commute) in zip code 38224

• 18Less than 5 minutes
• 35 to 9 minutes
• 3510 to 14 minutes
• 6515 to 19 minutes
• 5020 to 24 minutes
• 2225 to 29 minutes
• 7430 to 34 minutes
• 2335 to 39 minutes
• 3145 to 59 minutes
• 160 to 89 minutes
• 3190 or more minutes

Percentage of zip code residents living and working in this county: 78.5%

Household type by relationship:

Households: 875

• Male householders: 199 (52 living alone), Female householders: 119 (14 living alone)

• 175 spouses (175 opposite-sex spouses), 39 unmarried partners, (39 opposite-sex unmarried partners), 172 children (163 natural, 1 adopted, 8 stepchildren), 36 grandchildren, 8 brothers or sisters, 18 parents, 0 foster children, 78 other relatives, 23 non-relatives

Size of family households: 133 2-persons, 12 3-persons, 28 4-persons, 29 5-persons, 2 6-persons, 7 7-or-more-persons

Size of nonfamily households: 65 1-person, 39 2-persons

99 married couples with children.
23 single-parent households (22 men, 1 women).

92.8% of residents of 38224 zip code speak English at home.
0.1% of residents speak Spanish at home (100% not well).
5.4% of residents speak other Indo-European language at home (100% very well).
1.8% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• COTTAGE GROVE ELEMENTARY (P O BOX 8 in COTTAGE GROVE, TN)

  (National Center for Education Statistics) - STATE ID-0010
  Organizations: HENRY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• ANR PIPELINE COMPANY (7845 HWY 140 NORTH in COTTAGE GROVE, TN)

  AIR MAJOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: NATURAL GAS TRANSMISSION; NATURAL GAS TRANSMISSION AND DISTRIBUTION
  Alternative names: AMERICAN NATURAL RESOURCES CO., ANR PIPELINE COMPANY COTTAGE GROVE

Housing units lacking complete plumbing facilities: 5.1%
Housing units lacking complete kitchen facilities: 4.1%

Population in 1990: 1,645.

Place of birth for U.S.-born residents:

• This state: 462
• Northeast: 47
• Midwest: 191
• South: 117
• West: 41

61% of the 38224 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

100% of the 38224 zip code residents lived in the same house 1 year ago.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 1
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
• Construction: Electrical Contractors (10-19: 1)
• Finance and Insurance: Direct Health and Medical Insurance Carriers (1-4: 1)
• Finance and Insurance: Commercial Banking (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: All Other Support Services (1-4: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2005 - 2018 the average number of fire incidents per year is 8. The highest number of fires - 20 took place in 2010, and the least - 1 in 2005. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (47.9%), and Structure Fires (35.9%).


• Fire incident types reported to NFIRS in Zip Code 38224
• 5647.9%Outside Fires
• 4235.9%Structure Fires
• 1311.1%Mobile Property/Vehicle Fires
• 65.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38224, Tennessee

Most common first names in zip code 38224 among deceased individuals
Name	Count	Lived (average)
James	13	79.2 years
Mary	11	81.3 years
John	10	76.2 years
George	7	75.7 years
William	7	75.6 years
Charles	6	72.5 years
Thomas	6	77.8 years
David	4	57.5 years
Joe	4	71.2 years
Clarence	4	76.5 years

Most common last names in zip code 38224 among deceased individuals
Last name	Count	Lived (average)
Cox	9	78.2 years
Brown	6	78.0 years
Nance	5	69.8 years
Pennington	5	81.2 years
Ross	5	83.0 years
Thompson	5	76.0 years
Harding	4	77.5 years
Ellison	4	74.5 years
Dumas	4	79.7 years
Atkins	4	80.5 years