38260 Zip Code (Troy, TN) Detailed Profile

Estimated zip code population in 2022: 3,751
Zip code population in 2010: 3,804
Zip code population in 2000: 3,776

Houses and condos: 1,773
Renter-occupied apartments: 354
March 2022 cost of living index in zip code 38260: 78.4 (low, U.S. average is 100)

Land area: 65.7 sq. mi.
Water area: 0.1 sq. mi.

Population density: 57 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $844 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $648 (0.5%)

For population 25 years and over in 38260:

• High school or higher: 84.3%
• Bachelor's degree or higher: 16.9%
• Graduate or professional degree: 5.3%
• Unemployed: 2.5%
• Mean travel time to work (commute): 19.8 minutes

For population 15 years and over in 38260:

• Never married: 23.3%
• Now married: 50.9%
• Separated: 1.8%
• Widowed: 8.4%
• Divorced: 15.6%

• 
• • 3,58295.5%White
  • 701.9%Black
  • 661.8%Two or more races
  • 190.5%Hispanic or Latino
  • 130.3%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 38260, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $52,587 (Individual Income Tax Returns)

Here:	$52,587
State:	$69,014

Salary/wage: $45,468 (reported on 81.1% of returns)

Here:	$45,468
State:	$55,872

(% of AGI for various income ranges: 1089.0% for AGIs below $25k, 3471.1% for AGIs $25k-50k, 6215.7% for AGIs $50k-75k, 8925.7% for AGIs $75k-100k, 16983.3% for AGIs $100k-200k)

Taxable interest for individuals: $790 (reported on 27.4% of returns)

This zip code:	$790
Tennessee:	$1,945

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 26.1% for AGIs $25k-50k, 43.8% for AGIs $50k-75k, 34.3% for AGIs $75k-100k, 63.3% for AGIs $100k-200k)

Ordinary dividends: $4,005 (reported on 12.0% of returns)

Here:	$4,005
State:	$8,105

(% of AGI for various income ranges: 10.8% for AGIs below $25k, 20.3% for AGIs $25k-50k, 17.1% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 540.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,467 (reported on 10.3% of returns)

Here:	+$8,467
State:	+$33,664

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 27.1% for AGIs $25k-50k, 50.5% for AGIs $50k-75k, 152.1% for AGIs $75k-100k, 900.0% for AGIs $100k-200k)

Profit/loss from business: +$17,037 (reported on 15.4% of returns)

Here:	+$17,037
State:	+$18,991

(% of AGI for various income ranges: 102.2% for AGIs below $25k, 113.9% for AGIs $25k-50k, 232.9% for AGIs $50k-75k, 222.1% for AGIs $75k-100k, 2380.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,631 (reported on 7.4% of returns)

38260:	$11,631
Tennessee:	$20,036

(% of AGI for various income ranges: 46.2% for AGIs below $25k, 47.4% for AGIs $25k-50k, 266.2% for AGIs $50k-75k, 451.7% for AGIs $100k-200k)

Total itemized deductions: $31,667 (reported on 1.7% of returns)

Here:	$31,667
State:	$40,136

(% of AGI for various income ranges: 678.6% for AGIs $75k-100k)

Charity contributions: $19,500 (reported on 1.7% of returns)

Here:	$19,500
State:	$19,852

(% of AGI for various income ranges: 417.9% for AGIs $75k-100k)

Taxes paid: $4,633 (reported on 1.7% of returns)

38260:	$4,633
State:	$6,038

(% of AGI for various income ranges: 99.3% for AGIs $75k-100k)

Earned income credit: $2,511 (reported on 20.0% of returns)

Here:	$2,511
State:	$2,391

(% of AGI for various income ranges: 109.2% for AGIs below $25k, 87.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.7%

Here:	94%
State:	93%

(% for various income ranges: 90.5% for AGIs below $25k, 95.7% for AGIs $25k-50k, 92.6% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 94.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38260, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,862 (Individual Income Tax Returns)

Here:	$38,862
State:	$53,767

Salary/wage: $33,768 (reported on 82.0% of returns)

Here:	$33,768
State:	$45,421

(% of AGI for various income ranges: 70.7% for AGIs below $25k, 77.1% for AGIs $25k-50k, 78.3% for AGIs $50k-75k, 77.7% for AGIs $75k-100k, 54.3% for AGIs $100k-200k)

Taxable interest for individuals: $855 (reported on 35.9% of returns)

This zip code:	$855
Tennessee:	$1,732

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,488 (reported on 10.2% of returns)

Here:	$1,488
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,058 (reported on 7.2% of returns)

Here:	+$1,058
State:	+$19,082

(% of AGI for various income ranges: 4.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Profit/loss from business: +$7,146 (reported on 15.6% of returns)

Here:	+$7,146
State:	+$15,240

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 5.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,929 (reported on 10.2% of returns)

38260:	$10,929
Tennessee:	$15,505

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 8.9% for AGIs $75k-100k)

Total itemized deductions: $17,938 (22% of AGI, reported on 12.6% of returns)

Here:	$17,938
State:	$21,976

Here:	22.0% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 6.2% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.0% for AGIs $75k-100k, 8.4% for AGIs $100k-200k)

Charity contributions: $7,194 (reported on 9.6% of returns)

Here:	$7,194
State:	$6,709

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Taxes paid: $2,633 (reported on 12.6% of returns)

38260:	$2,633
State:	$4,829

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Earned income credit: $2,327 (reported on 24.6% of returns)

Here:	$2,327
State:	$2,404

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.7%

Here:	62%
State:	52%

(% for various income ranges: 57.9% for AGIs below $25k, 63.3% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38260, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,719 (Individual Income Tax Returns)

Here:	$35,719
State:	$44,088

Salary/wage: $32,868 (reported on 87.0% of returns)

Here:	$32,868
State:	$38,825

(% of AGI for various income ranges: 100.6% for AGIs below $10k, 76.0% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 87.7% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 47.8% for AGIs over 100k)

Taxable interest for individuals: $1,162 (reported on 39.1% of returns)

This zip code:	$1,162
Tennessee:	$1,802

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $985 (reported on 11.8% of returns)

Here:	$985
State:	$3,727

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$2,815 (reported on 9.7% of returns)

Here:	+$2,815
State:	+$15,776

(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Profit/loss from business: +$5,173 (reported on 16.2% of returns)

Here:	+$5,173
State:	+$12,882

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 5.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Total itemized deductions: $14,486 (21% of AGI, reported on 12.4% of returns)

Here:	$14,486
State:	$18,035

Here:	21.1% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Charity contributions deductions: $4,948 (7% of AGI, reported on 10.4% of returns)

Here:	$4,948
State:	$5,167

Here:	6.8% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $4,231 (reported on 72.9% of returns)

38260:	$4,231
State:	$7,482

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,766 (reported on 20.0% of returns)

Here:	$1,766
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 63.6%

Here:	64%
State:	60%

(% for various income ranges: 55.0% for AGIs below $10k, 66.0% for AGIs $10k-25k, 65.0% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 79.2% for AGIs over 100k)

Nearest zip codes: 38261, 38232, 38254, 38259, 38240, 38253.
Troy Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 265
Household did not receive Food Stamps/SNAP in the past 12 months: 1,362

Women who had a birth in the past 12 months: 30 (13 now married, 17 unmarried)
Women who did not have a birth in the past 12 months: 824 (394 now married, 430 unmarried)

Housing units in zip code 38260 with a mortgage: 665 (53 second mortgage, 42 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $962
Median monthly owner costs for units without a mortgage: $381

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38260 household income distribution in 2022

• 95Less than $10,000
• 88$10,000 to $14,999
• 85$15,000 to $19,999
• 71$20,000 to $24,999
• 73$25,000 to $29,999
• 86$30,000 to $34,999
• 118$35,000 to $39,999
• 84$40,000 to $44,999
• 73$45,000 to $49,999
• 188$50,000 to $59,999
• 170$60,000 to $74,999
• 214$75,000 to $99,999
• 68$100,000 to $124,999
• 119$125,000 to $149,999
• 48$150,000 to $199,999
• 33$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38260

• 25Less than $10,000
• 3$10,000 to $14,999
• 2$15,000 to $19,999
• 4$20,000 to $24,999
• 26$30,000 to $34,999
• 26$35,000 to $39,999
• 20$40,000 to $49,999
• 70$50,000 to $59,999
• 62$60,000 to $69,999
• 59$70,000 to $79,999
• 94$80,000 to $89,999
• 36$90,000 to $99,999
• 180$100,000 to $124,999
• 46$125,000 to $149,999
• 90$150,000 to $174,999
• 38$175,000 to $199,999
• 93$200,000 to $249,999
• 27$250,000 to $299,999
• 107$300,000 to $399,999
• 43$400,000 to $499,999
• 12$500,000 to $749,999
• 4$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 38260

• 8$250 to $299
• 15$300 to $349
• 27$350 to $399
• 21$400 to $449
• 63$450 to $499
• 58$500 to $549
• 16$550 to $599
• 46$600 to $649
• 25$650 to $699
• 8$750 to $799
• 5$1,000 to $1,249
• 21No cash rent

Median gross rent in 2022: $793.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $147,942
• Asian householders: $123,099
• Two or more races householders: $145,480
• Hispanic or Latino householders: $145,480

Estimated median house or condo value in 2022: $136,081 Lower value quartile - upper value quartile: $91,786 - $210,798

Mean price in 2022:

Detached houses: $294,520

Here:	$294,520
State:	$374,382

Mobile homes: $92,742

Here:	$92,742
State:	$101,421

Housing units in structures:

• One, detached: 1,395
• One, attached: 19
• Two: 20
• 3 or 4: 25
• 5 to 9: 39
• Mobile homes: 259

Unemployment: 2.5%

• Means of transportation to work in zip code 38260

• 82.5%1,451Drove a car alone
• 7.5%132Carpooled
• 0.6%11Walked
• 2.2%38Other means
• 4.7%82Worked at home

• Travel time to work (commute) in zip code 38260

• 106Less than 5 minutes
• 1385 to 9 minutes
• 22310 to 14 minutes
• 39615 to 19 minutes
• 23920 to 24 minutes
• 18925 to 29 minutes
• 18230 to 34 minutes
• 4235 to 39 minutes
• 5240 to 44 minutes
• 1245 to 59 minutes
• 1660 to 89 minutes
• 3090 or more minutes

Percentage of zip code residents living and working in this county: 80.4%

Household type by relationship:

Households: 3,751

• Male householders: 897 (350 living alone), Female householders: 733 (244 living alone)

• 779 spouses (779 opposite-sex spouses), 159 unmarried partners, (159 opposite-sex unmarried partners), 892 children (794 natural, 4 adopted, 91 stepchildren), 71 grandchildren, 19 brothers or sisters, 41 parents, 0 foster children, 0 other relatives, 152 non-relatives

• In group quarters: 12 (-1 institutionalized population)

Size of family households: 389 2-persons, 258 3-persons, 199 4-persons, 46 5-persons, 13 6-persons, 15 7-or-more-persons

Size of nonfamily households: 590 1-person, 103 2-persons, 4 3-persons, 11 4-persons

544 married couples with children.
111 single-parent households (56 men, 55 women).

99.0% of residents of 38260 zip code speak English at home.
0.8% of residents speak Spanish at home (43% very well, 32% well, 25% not well).

Facilities with environmental interests located in this zip code:

• BARKER BROS TRUCKING CO (HWY 51 in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• CLIFT & DUGGER FLYING SERVICE (THUNDER ROAD in TROY, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: SOIL PREPARATION, PLANTING, AND CULTIVATING.
  

Housing units lacking complete kitchen facilities: 2.1%

Population in 1990: 1,588. Population change in the 1990s: +2,188 (+137.8%).

Place of birth for U.S.-born residents:

• This state: 2,752
• Northeast: 54
• Midwest: 443
• South: 413
• West: 33

60% of the 38260 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 76% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

91% of the 38260 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 68% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 5
Students in private schools in grades 9 to 12 (high school): 3 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Construction: Commercial and Institutional Building Construction (20-49 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Industrial Design Services (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 6)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (10-19: 1)
• Utilities: Electric Power Distribution (10-19: 1)

2004 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2004 - 2018 the average number of fires per year is 20. The highest number of reported fire incidents - 34 took place in 2007, and the least - 10 in 2013. The data has a decreasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (48.5%), and Outside Fires (28.3%).


• Fire incident types reported to NFIRS in Zip Code 38260
• 14948.5%Structure Fires
• 8728.3%Outside Fires
• 4815.6%Other
• 237.5%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 38260, Tennessee

Most common first names in zip code 38260 among deceased individuals
Name	Count	Lived (average)
James	50	73.7 years
John	41	73.0 years
Mary	38	74.2 years
William	28	78.0 years
Robert	24	73.2 years
Paul	13	73.6 years
Ruth	11	79.1 years
Charles	11	75.7 years
Martha	10	75.3 years
Mildred	10	79.6 years

Most common last names in zip code 38260 among deceased individuals
Last name	Count	Lived (average)
Johnson	19	80.7 years
King	17	77.4 years
Jones	12	78.3 years
Brown	12	82.4 years
Davis	11	79.1 years
Moore	11	66.5 years
Scott	10	85.5 years
Muse	10	74.0 years
Roberson	10	76.1 years
Coleman	9	77.9 years

Businesses in zip code 38260

• Baskin-Robbins: 1
• Lane Furniture: 1
• Subway: 1