38581 Zip Code (TN) Detailed Profile

Estimated zip code population in 2022: 3,886
Zip code population in 2010: 4,112
Zip code population in 2000: 4,174

Houses and condos: 2,088
Renter-occupied apartments: 369
March 2022 cost of living index in zip code 38581: 79.2 (low, U.S. average is 100)

Land area: 99.4 sq. mi.
Water area: 1.3 sq. mi.

Population density: 39 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $561 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $603 (0.4%)

For population 25 years and over in 38581:

• High school or higher: 86.8%
• Bachelor's degree or higher: 12.4%
• Graduate or professional degree: 5.2%
• Unemployed: 2.3%
• Mean travel time to work (commute): 33.2 minutes

For population 15 years and over in 38581:

• Never married: 16.0%
• Now married: 54.8%
• Separated: 1.7%
• Widowed: 7.9%
• Divorced: 19.6%

• 
• • 3,47389.4%White
  • 3128.0%Hispanic or Latino
  • 491.3%Two or more races
  • 210.5%Native Hawaiian and Other
    Pacific Islander
  • 140.4%Black
  • 140.4%Asian

100% rural population.

Averages for the 2020 tax year for zip code 38581, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,055 (Individual Income Tax Returns)

Here:	$44,055
State:	$69,014

Salary/wage: $40,058 (reported on 77.7% of returns)

Here:	$40,058
State:	$55,872

(% of AGI for various income ranges: 1043.0% for AGIs below $25k, 3570.0% for AGIs $25k-50k, 6220.5% for AGIs $50k-75k, 8554.5% for AGIs $75k-100k, 17734.4% for AGIs $100k-200k)

Taxable interest for individuals: $904 (reported on 26.4% of returns)

This zip code:	$904
Tennessee:	$1,945

(% of AGI for various income ranges: 16.8% for AGIs below $25k, 20.7% for AGIs $25k-50k, 34.3% for AGIs $50k-75k, 83.6% for AGIs $75k-100k, 122.2% for AGIs $100k-200k)

Ordinary dividends: $2,372 (reported on 9.3% of returns)

Here:	$2,372
State:	$8,105

(% of AGI for various income ranges: 10.2% for AGIs below $25k, 12.7% for AGIs $25k-50k, 21.4% for AGIs $50k-75k, 52.7% for AGIs $75k-100k, 233.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,775 (reported on 10.4% of returns)

Here:	+$10,775
State:	+$33,664

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 45.5% for AGIs $25k-50k, 94.3% for AGIs $50k-75k, 573.6% for AGIs $75k-100k, 1215.6% for AGIs $100k-200k)

Profit/loss from business: +$12,629 (reported on 17.6% of returns)

Here:	+$12,629
State:	+$18,991

(% of AGI for various income ranges: 171.9% for AGIs below $25k, 173.0% for AGIs $25k-50k, 328.1% for AGIs $50k-75k, 417.3% for AGIs $75k-100k, 1561.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,400 (reported on 6.7% of returns)

38581:	$18,400
Tennessee:	$20,036

(% of AGI for various income ranges: 54.9% for AGIs below $25k, 75.7% for AGIs $25k-50k, 130.0% for AGIs $50k-75k, 633.6% for AGIs $75k-100k, 862.2% for AGIs $100k-200k)

Earned income credit: $2,181 (reported on 24.4% of returns)

Here:	$2,181
State:	$2,391

(% of AGI for various income ranges: 110.2% for AGIs below $25k, 90.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.9%

Here:	96%
State:	93%

(% for various income ranges: 94.9% for AGIs below $25k, 96.4% for AGIs $25k-50k, 96.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $36,787 (Individual Income Tax Returns)

Here:	$36,787
State:	$53,767

Salary/wage: $34,139 (reported on 82.8% of returns)

Here:	$34,139
State:	$45,421

(% of AGI for various income ranges: 73.9% for AGIs below $25k, 83.1% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 62.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,472 (reported on 26.4% of returns)

This zip code:	$1,472
Tennessee:	$1,732

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Ordinary dividends: $2,200 (reported on 8.0% of returns)

Here:	$2,200
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,335 (reported on 9.8% of returns)

Here:	+$9,335
State:	+$19,082

(% of AGI for various income ranges: 0.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 9.6% for AGIs $100k-200k)

Profit/loss from business: +$8,433 (reported on 19.0% of returns)

Here:	+$8,433
State:	+$15,240

(% of AGI for various income ranges: 8.6% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,664 (reported on 6.3% of returns)

38581:	$13,664
Tennessee:	$15,505

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 7.3% for AGIs $75k-100k)

Total itemized deductions: $18,353 (25% of AGI, reported on 9.8% of returns)

Here:	$18,353
State:	$21,976

Here:	24.8% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 3.5% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.7% for AGIs $100k-200k)

Charity contributions: $5,236 (reported on 6.3% of returns)

Here:	$5,236
State:	$6,709

(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Taxes paid: $3,088 (reported on 9.2% of returns)

38581:	$3,088
State:	$4,829

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)

Earned income credit: $2,222 (reported on 28.7% of returns)

Here:	$2,222
State:	$2,404

(% of AGI for various income ranges: 7.8% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.8%

Here:	72%
State:	52%

(% for various income ranges: 68.7% for AGIs below $25k, 71.4% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 88.9% for AGIs $75k-100k, 85.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,513 (Individual Income Tax Returns)

Here:	$31,513
State:	$44,088

Salary/wage: $30,608 (reported on 85.3% of returns)

Here:	$30,608
State:	$38,825

(% of AGI for various income ranges: 109.9% for AGIs below $10k, 80.7% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 61.2% for AGIs over 100k)

Taxable interest for individuals: $1,176 (reported on 32.8% of returns)

This zip code:	$1,176
Tennessee:	$1,802

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,433 (reported on 9.0% of returns)

Here:	$1,433
State:	$3,727

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$6,792 (reported on 10.5% of returns)

Here:	+$6,792
State:	+$15,776

(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$7,164 (reported on 18.9% of returns)

Here:	+$7,164
State:	+$12,882

(% of AGI for various income ranges: 31.3% for AGIs below $10k, 7.5% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 10.9% for AGIs over 100k)

IRA payment deduction: $2,618 (reported on 1.9% of returns)

38581:	$2,618
Tennessee:	$2,934

Total itemized deductions: $14,988 (23% of AGI, reported on 9.7% of returns)

Here:	$14,988
State:	$18,035

Here:	22.9% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 3.3% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 5.8% for AGIs over 100k)

Charity contributions deductions: $4,333 (6% of AGI, reported on 7.7% of returns)

Here:	$4,333
State:	$5,167

Here:	6.4% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $3,847 (reported on 71.2% of returns)

38581:	$3,847
State:	$7,482

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Earned income credit: $1,696 (reported on 24.7% of returns)

Here:	$1,696
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.0%

Here:	74%
State:	60%

(% for various income ranges: 67.3% for AGIs below $10k, 76.7% for AGIs $10k-25k, 74.6% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 76.1% for AGIs $75k-100k, 84.4% for AGIs over 100k)

Nearest zip codes: 38579, 38587, 38559, 37110, 38585, 37166.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 158
Household did not receive Food Stamps/SNAP in the past 12 months: 1,588

Women who had a birth in the past 12 months: 51 (39 now married, 12 unmarried)
Women who did not have a birth in the past 12 months: 642 (387 now married, 255 unmarried)

Housing units in zip code 38581 with a mortgage: 545 (108 second mortgage, 110 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $881
Median monthly owner costs for units without a mortgage: $356

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38581 household income distribution in 2022

• 144Less than $10,000
• 36$10,000 to $14,999
• 58$15,000 to $19,999
• 161$20,000 to $24,999
• 179$25,000 to $29,999
• 98$30,000 to $34,999
• 85$35,000 to $39,999
• 105$40,000 to $44,999
• 42$45,000 to $49,999
• 198$50,000 to $59,999
• 176$60,000 to $74,999
• 163$75,000 to $99,999
• 110$100,000 to $124,999
• 60$125,000 to $149,999
• 95$150,000 to $199,999
• 9$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38581

• 22Less than $10,000
• 21$10,000 to $14,999
• 7$15,000 to $19,999
• 41$20,000 to $24,999
• 26$30,000 to $34,999
• 7$35,000 to $39,999
• 24$50,000 to $59,999
• 67$60,000 to $69,999
• 130$70,000 to $79,999
• 93$80,000 to $89,999
• 3$90,000 to $99,999
• 186$100,000 to $124,999
• 59$125,000 to $149,999
• 82$150,000 to $174,999
• 32$175,000 to $199,999
• 74$200,000 to $249,999
• 60$250,000 to $299,999
• 167$300,000 to $399,999
• 33$400,000 to $499,999
• 73$500,000 to $749,999
• 23$750,000 to $999,999
• 14$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 38581

• 27$400 to $449
• 42$450 to $499
• 47$550 to $599
• 56$600 to $649
• 29$700 to $749
• 32$800 to $899
• 10$1,250 to $1,499
• 68No cash rent

Median gross rent in 2022: $852.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $148,244
• Black or African American householders: $142,966
• American Indian or Alaska Native householders: $227,865

Estimated median house or condo value in 2022: $146,265 Lower value quartile - upper value quartile: $94,211 - $267,561

Mean price in 2022:

Detached houses: $228,310

Here:	$228,310
State:	$374,382

Mobile homes: $62,754

Here:	$62,754
State:	$101,421

Housing units in structures:

• One, detached: 1,594
• One, attached: 35
• Mobile homes: 441

Unemployment: 2.3%

• Means of transportation to work in zip code 38581

• 77.5%1,324Drove a car alone
• 11.3%193Carpooled
• 0.5%8Bus or trolley bus
• 9.1%156Worked at home

• Travel time to work (commute) in zip code 38581

• 18Less than 5 minutes
• 565 to 9 minutes
• 10610 to 14 minutes
• 23015 to 19 minutes
• 35520 to 24 minutes
• 9825 to 29 minutes
• 18730 to 34 minutes
• 2935 to 39 minutes
• 9740 to 44 minutes
• 10945 to 59 minutes
• 9260 to 89 minutes
• 14890 or more minutes

Percentage of zip code residents living and working in this county: 58.3%

Household type by relationship:

Households: 3,886

• Male householders: 1,016 (354 living alone), Female householders: 726 (248 living alone)

• 812 spouses (812 opposite-sex spouses), 54 unmarried partners, (54 opposite-sex unmarried partners), 1,000 children (941 natural, 21 adopted, 38 stepchildren), 81 grandchildren, 41 brothers or sisters, 12 parents, 0 foster children, 85 other relatives, 51 non-relatives

• In group quarters: 20 (-1 institutionalized population)

Size of family households: 462 2-persons, 293 3-persons, 204 4-persons, 82 5-persons, 23 6-persons

Size of nonfamily households: 599 1-person, 71 2-persons, 4 4-persons

545 married couples with children.
163 single-parent households (146 men, 17 women).

96.6% of residents of 38581 zip code speak English at home.
3.0% of residents speak Spanish at home (30% very well, 70% well).
0.4% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• APAC-TENNESSEE, INC. (5493 SPARTA HIGHWAY BOX 225 in ROCK ISLAND, TN)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
  Alternative names: HILLIS GROUP, LLC

Housing units lacking complete plumbing facilities: 5.8%
Housing units lacking complete kitchen facilities: 6.8%

Population in 1990: 3,954. Population change in the 1990s: +220 (+5.6%).

Place of birth for U.S.-born residents:

• This state: 2,837
• Northeast: 127
• Midwest: 235
• South: 326
• West: 110

62% of the 38581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

91% of the 38581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Students in private schools in grades 9 to 12 (high school): 28 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
• Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
• Health Care and Social Assistance: Child Day Care Services (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 16. The highest number of fire incidents - 33 took place in 2007, and the least - 3 in 2003. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (48.7%), and Outside Fires (38.2%).


• Fire incident types reported to NFIRS in Zip Code 38581
• 13048.7%Structure Fires
• 10238.2%Outside Fires
• 228.2%Mobile Property/Vehicle Fires
• 134.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38581, Tennessee

Most common first names in zip code 38581 among deceased individuals
Name	Count	Lived (average)
James	32	70.3 years
Mary	26	78.5 years
William	21	71.3 years
John	20	78.8 years
Robert	18	70.7 years
Charles	13	70.2 years
George	11	75.2 years
Joe	9	75.6 years
Willie	8	80.0 years
Charlie	7	82.4 years

Most common last names in zip code 38581 among deceased individuals
Last name	Count	Lived (average)
Moore	22	71.3 years
Grissom	21	80.8 years
Hillis	19	75.9 years
Martin	17	75.3 years
Jones	15	73.8 years
Roberts	14	74.0 years
Mccormick	13	74.0 years
Gribble	13	82.1 years
Dunlap	13	78.8 years
Bouldin	12	71.3 years

Businesses in zip code 38581

• U-Haul: 1