38585 Zip Code (Spencer, TN) Detailed Profile

Estimated zip code population in 2022: 4,728
Zip code population in 2010: 3,717
Zip code population in 2000: 4,386

Houses and condos: 2,083
Renter-occupied apartments: 429
March 2022 cost of living index in zip code 38585: 78.9 (low, U.S. average is 100)

Land area: 165.8 sq. mi.
Water area: 0.3 sq. mi.

Population density: 29 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $946 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $484 (0.4%)

For population 25 years and over in 38585:

• High school or higher: 77.0%
• Bachelor's degree or higher: 9.0%
• Graduate or professional degree: 3.8%
• Unemployed: 3.3%
• Mean travel time to work (commute): 31.0 minutes

For population 15 years and over in 38585:

• Never married: 20.5%
• Now married: 53.2%
• Separated: 2.1%
• Widowed: 6.8%
• Divorced: 17.4%

• 
• • 4,54396.1%White
  • 1322.8%Two or more races
  • 260.6%American Indian
  • 180.4%Hispanic or Latino
  • 80.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 38585, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $46,096 (Individual Income Tax Returns)

Here:	$46,096
State:	$69,014

Salary/wage: $38,432 (reported on 76.8% of returns)

Here:	$38,432
State:	$55,872

(% of AGI for various income ranges: 1011.7% for AGIs below $25k, 3510.0% for AGIs $25k-50k, 5747.4% for AGIs $50k-75k, 7657.3% for AGIs $75k-100k, 14982.5% for AGIs $100k-200k)

Taxable interest for individuals: $887 (reported on 27.4% of returns)

This zip code:	$887
Tennessee:	$1,945

(% of AGI for various income ranges: 14.2% for AGIs below $25k, 21.1% for AGIs $25k-50k, 37.4% for AGIs $50k-75k, 20.9% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Ordinary dividends: $1,708 (reported on 7.7% of returns)

Here:	$1,708
State:	$8,105

(% of AGI for various income ranges: 2.3% for AGIs below $25k, 6.5% for AGIs $25k-50k, 35.3% for AGIs $50k-75k, 148.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$13,557 (reported on 8.3% of returns)

Here:	+$13,557
State:	+$33,664

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 33.5% for AGIs $25k-50k, 48.4% for AGIs $50k-75k, 2083.8% for AGIs $100k-200k)

Profit/loss from business: +$16,056 (reported on 19.0% of returns)

Here:	+$16,056
State:	+$18,991

(% of AGI for various income ranges: 217.5% for AGIs below $25k, 256.5% for AGIs $25k-50k, 601.6% for AGIs $50k-75k, 518.2% for AGIs $75k-100k, 1681.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,885 (reported on 7.7% of returns)

38585:	$17,885
Tennessee:	$20,036

(% of AGI for various income ranges: 31.9% for AGIs below $25k, 74.6% for AGIs $25k-50k, 186.3% for AGIs $50k-75k, 1911.2% for AGIs $100k-200k)

Total itemized deductions: $37,350 (reported on 2.4% of returns)

Here:	$37,350
State:	$40,136

(% of AGI for various income ranges: 1867.5% for AGIs $100k-200k)

Charity contributions: $14,367 (reported on 1.8% of returns)

Here:	$14,367
State:	$19,852

(% of AGI for various income ranges: 538.8% for AGIs $100k-200k)

Taxes paid: $5,875 (reported on 2.4% of returns)

38585:	$5,875
State:	$6,038

(% of AGI for various income ranges: 293.8% for AGIs $100k-200k)

Earned income credit: $2,315 (reported on 24.4% of returns)

Here:	$2,315
State:	$2,391

(% of AGI for various income ranges: 116.3% for AGIs below $25k, 93.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.1%

Here:	91%
State:	93%

(% for various income ranges: 89.6% for AGIs below $25k, 89.6% for AGIs $25k-50k, 95.8% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 91.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38585, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,714 (Individual Income Tax Returns)

Here:	$35,714
State:	$53,767

Salary/wage: $30,567 (reported on 84.4% of returns)

Here:	$30,567
State:	$45,421

(% of AGI for various income ranges: 73.4% for AGIs below $25k, 82.2% for AGIs $25k-50k, 83.9% for AGIs $50k-75k, 79.4% for AGIs $75k-100k, 34.6% for AGIs $100k-200k)

Taxable interest for individuals: $805 (reported on 25.9% of returns)

This zip code:	$805
Tennessee:	$1,732

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,320 (reported on 6.8% of returns)

Here:	$2,320
State:	$6,739

Net capital gain/loss in AGI: +$9,373 (reported on 7.5% of returns)

Here:	+$9,373
State:	+$19,082

(% of AGI for various income ranges: 7.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 13.3% for AGIs $75k-100k)

Profit/loss from business: +$7,238 (reported on 16.3% of returns)

Here:	+$7,238
State:	+$15,240

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 2.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $17,188 (reported on 5.4% of returns)

38585:	$17,188
Tennessee:	$15,505

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.1% for AGIs $50k-75k, 11.3% for AGIs $75k-100k)

Total itemized deductions: $20,227 (26% of AGI, reported on 10.2% of returns)

Here:	$20,227
State:	$21,976

Here:	26.3% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 5.1% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 10.1% for AGIs $100k-200k)

Charity contributions: $4,573 (reported on 7.5% of returns)

Here:	$4,573
State:	$6,709

(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $3,247 (reported on 10.2% of returns)

38585:	$3,247
State:	$4,829

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $2,263 (reported on 29.3% of returns)

Here:	$2,263
State:	$2,404

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.6%

Here:	65%
State:	52%

(% for various income ranges: 60.3% for AGIs below $25k, 65.1% for AGIs $25k-50k, 72.2% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38585, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,309 (Individual Income Tax Returns)

Here:	$30,309
State:	$44,088

Salary/wage: $28,043 (reported on 87.8% of returns)

Here:	$28,043
State:	$38,825

(% of AGI for various income ranges: 99.6% for AGIs below $10k, 81.5% for AGIs $10k-25k, 91.9% for AGIs $25k-50k, 90.2% for AGIs $50k-75k, 84.4% for AGIs $75k-100k, 20.7% for AGIs over 100k)

Taxable interest for individuals: $937 (reported on 31.6% of returns)

This zip code:	$937
Tennessee:	$1,802

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,162 (reported on 5.5% of returns)

Here:	$1,162
State:	$3,727

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$5,154 (reported on 6.3% of returns)

Here:	+$5,154
State:	+$15,776

(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Profit/loss from business: +$3,771 (reported on 16.9% of returns)

Here:	+$3,771
State:	+$12,882

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 4.2% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 5.7% for AGIs $75k-100k)

IRA payment deduction: $2,083 (reported on 0.8% of returns)

38585:	$2,083
Tennessee:	$2,934

Total itemized deductions: $13,850 (26% of AGI, reported on 6.9% of returns)

Here:	$13,850
State:	$18,035

Here:	26.5% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 7.1% for AGIs $75k-100k)

Charity contributions deductions: $3,222 (6% of AGI, reported on 5.0% of returns)

Here:	$3,222
State:	$5,167

Here:	5.8% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Total tax: $3,030 (reported on 71.3% of returns)

38585:	$3,030
State:	$7,482

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 9.7% for AGIs over 100k)

Earned income credit: $1,664 (reported on 27.4% of returns)

Here:	$1,664
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 66.6%

Here:	67%
State:	60%

(% for various income ranges: 61.3% for AGIs below $10k, 69.3% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 82.4% for AGIs over 100k)

Nearest zip codes: 38581, 38559, 37327, 38579, 37365, 37367.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.6% of all households

Household received Food Stamps/SNAP in the past 12 months: 496
Household did not receive Food Stamps/SNAP in the past 12 months: 1,309

Women who had a birth in the past 12 months: 49 (45 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 827 (439 now married, 388 unmarried)

Housing units in zip code 38585 with a mortgage: 465 (7 second mortgage, 5 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 25

Median monthly owner costs for units with a mortgage: $931
Median monthly owner costs for units without a mortgage: $320

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38585 household income distribution in 2022

• 135Less than $10,000
• 166$10,000 to $14,999
• 154$15,000 to $19,999
• 62$20,000 to $24,999
• 69$25,000 to $29,999
• 146$30,000 to $34,999
• 80$35,000 to $39,999
• 130$40,000 to $44,999
• 52$45,000 to $49,999
• 124$50,000 to $59,999
• 215$60,000 to $74,999
• 119$75,000 to $99,999
• 194$100,000 to $124,999
• 17$125,000 to $149,999
• 126$150,000 to $199,999
• 14$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38585

• 16Less than $10,000
• 2$10,000 to $14,999
• 16$15,000 to $19,999
• 36$20,000 to $24,999
• 18$25,000 to $29,999
• 42$30,000 to $34,999
• 1$35,000 to $39,999
• 34$40,000 to $49,999
• 64$50,000 to $59,999
• 28$60,000 to $69,999
• 141$70,000 to $79,999
• 26$80,000 to $89,999
• 30$90,000 to $99,999
• 107$100,000 to $124,999
• 83$125,000 to $149,999
• 142$150,000 to $174,999
• 8$175,000 to $199,999
• 98$200,000 to $249,999
• 84$250,000 to $299,999
• 75$300,000 to $399,999
• 74$400,000 to $499,999
• 59$500,000 to $749,999
• 23$750,000 to $999,999
• 5$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 38585

• 12$100 to $149
• 14$150 to $199
• 24$200 to $249
• 17$250 to $299
• 49$300 to $349
• 36$350 to $399
• 20$400 to $449
• 51$450 to $499
• 20$500 to $549
• 23$550 to $599
• 15$650 to $699
• 2$700 to $749
• 114No cash rent

Median gross rent in 2022: $689.

Median price asked for vacant for-sale houses and condos in 2022: $278,374.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $161,521
• American Indian or Alaska Native householders: $221,220
• Two or more races householders: $174,249

Estimated median house or condo value in 2022: $154,855 Lower value quartile - upper value quartile: $87,785 - $253,938

Mean price in 2022:

Detached houses: $236,800

Here:	$236,800
State:	$374,382

Mobile homes: $52,841

Here:	$52,841
State:	$101,421

Housing units in structures:

• One, detached: 1,431
• One, attached: 27
• Two: 41
• 3 or 4: 63
• 5 to 9: 9
• Mobile homes: 484
• Boats, RVs, vans, etc.: 3

Unemployment: 3.3%

• Means of transportation to work in zip code 38585

• 77.9%1,331Drove a car alone
• 9.4%161Carpooled
• 0.2%4Bicycle
• 4.3%74Walked
• 5.4%93Worked at home

• Travel time to work (commute) in zip code 38585

• 133Less than 5 minutes
• 1755 to 9 minutes
• 2610 to 14 minutes
• 13215 to 19 minutes
• 4120 to 24 minutes
• 7025 to 29 minutes
• 43330 to 34 minutes
• 7835 to 39 minutes
• 8740 to 44 minutes
• 18445 to 59 minutes
• 18260 to 89 minutes
• 2790 or more minutes

Percentage of zip code residents living and working in this county: 32.3%

Household type by relationship:

Households: 4,728

• Male householders: 973 (258 living alone), Female householders: 847 (326 living alone)

• 845 spouses (818 opposite-sex spouses), 98 unmarried partners, (89 opposite-sex unmarried partners), 1,301 children (1,148 natural, 41 adopted, 110 stepchildren), 182 grandchildren, 0 brothers or sisters, 38 parents, 21 foster children, 131 other relatives, 159 non-relatives

• In group quarters: 101 (-1 institutionalized population)

Size of family households: 470 2-persons, 189 3-persons, 150 4-persons, 146 5-persons, 81 6-persons, 119 7-or-more-persons

Size of nonfamily households: 584 1-person, 82 2-persons

733 married couples with children.
183 single-parent households (70 men, 113 women).

94.7% of residents of 38585 zip code speak English at home.
5.3% of residents speak other Indo-European language at home (42% very well, 44% well, 14% not at all).

Facilities with environmental interests located in this zip code:

• COLE APPAREL CORP. (P.O. BOX 155 in SPENCER, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: OUTERWEAR KNITTING MILLS.
  

Housing units lacking complete plumbing facilities: 8.0%
Housing units lacking complete kitchen facilities: 8.4%

Population in 1990: 3,954. Population change in the 1990s: +432 (+10.9%).

Place of birth for U.S.-born residents:

• This state: 3,333
• Northeast: 187
• Midwest: 428
• South: 681
• West: 54

72% of the 38585 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

90% of the 38585 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 137
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Drugs and Druggists' Sundries Merchant Wholesalers (100-249 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Finance and Insurance: Commercial Banking (10-19: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (5-9: 1, 1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 59. The highest number of fire incidents - 93 took place in 2008, and the least - 6 in 2002. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (45.8%), and Structure Fires (42.3%).


• Fire incident types reported to NFIRS in Zip Code 38585
• 45945.8%Outside Fires
• 42442.3%Structure Fires
• 828.2%Mobile Property/Vehicle Fires
• 383.8%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38585, Tennessee

Most common first names in zip code 38585 among deceased individuals
Name	Count	Lived (average)
James	37	70.8 years
William	34	77.6 years
John	24	73.8 years
Robert	17	73.4 years
Mary	16	73.6 years
Thomas	15	72.8 years
Charles	14	68.8 years
Joe	13	70.3 years
Willie	11	77.8 years
George	10	78.6 years

Most common last names in zip code 38585 among deceased individuals
Last name	Count	Lived (average)
Hale	27	77.6 years
Simmons	25	70.4 years
Shockley	24	72.8 years
Yates	24	75.4 years
Madewell	23	73.7 years
Bouldin	20	76.4 years
Baker	20	75.8 years
Sullivan	19	70.0 years
Mooneyham	17	77.4 years
Davis	15	76.9 years