40003 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 2,039
Zip code population in 2010: 1,902
Zip code population in 2000: 1,946

Houses and condos: 734
Renter-occupied apartments: 114
March 2022 cost of living index in zip code 40003: 84.2 (less than average, U.S. average is 100)

Land area: 42.2 sq. mi.
Water area: 0.5 sq. mi.

Population density: 48 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,547 (0.5%)

For population 25 years and over in 40003:

• High school or higher: 92.1%
• Bachelor's degree or higher: 24.0%
• Graduate or professional degree: 7.9%
• Unemployed: 1.6%
• Mean travel time to work (commute): 40.4 minutes

For population 15 years and over in 40003:

• Never married: 16.7%
• Now married: 70.3%
• Separated: 2.2%
• Widowed: 4.7%
• Divorced: 6.2%

• 
• • 1,89392.9%White
  • 934.6%Black
  • 381.9%Two or more races
  • 140.7%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 40003, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,803 (Individual Income Tax Returns)

Here:	$60,803
State:	$61,342

Salary/wage: $51,493 (reported on 82.0% of returns)

Here:	$51,493
State:	$50,827

(% of AGI for various income ranges: 1218.3% for AGIs below $25k, 3652.9% for AGIs $25k-50k, 5839.1% for AGIs $50k-75k, 10251.4% for AGIs $75k-100k, 18537.8% for AGIs $100k-200k)

Taxable interest for individuals: $607 (reported on 33.7% of returns)

This zip code:	$607
Kentucky:	$1,441

(% of AGI for various income ranges: 7.8% for AGIs below $25k, 54.3% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 25.7% for AGIs $75k-100k, 57.8% for AGIs $100k-200k)

Ordinary dividends: $4,125 (reported on 13.5% of returns)

Here:	$4,125
State:	$7,388

(% of AGI for various income ranges: 20.0% for AGIs below $25k, 37.9% for AGIs $25k-50k, 93.6% for AGIs $50k-75k, 336.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,382 (reported on 12.4% of returns)

Here:	+$6,382
State:	+$19,475

(% of AGI for various income ranges: 21.7% for AGIs below $25k, 150.9% for AGIs $50k-75k, 552.2% for AGIs $100k-200k)

Profit/loss from business: +$12,179 (reported on 15.7% of returns)

Here:	+$12,179
State:	+$11,386

(% of AGI for various income ranges: 188.3% for AGIs below $25k, 204.3% for AGIs $25k-50k, 491.8% for AGIs $50k-75k, 298.6% for AGIs $75k-100k, 366.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,629 (reported on 7.9% of returns)

40003:	$12,629
Kentucky:	$18,941

(% of AGI for various income ranges: 277.9% for AGIs $25k-50k, 707.1% for AGIs $75k-100k)

Total itemized deductions: $26,520 (reported on 5.6% of returns)

Here:	$26,520
State:	$32,473

(% of AGI for various income ranges: 1473.3% for AGIs $100k-200k)

Charity contributions: $7,933 (reported on 3.4% of returns)

Here:	$7,933
State:	$13,472

(% of AGI for various income ranges: 264.4% for AGIs $100k-200k)

Taxes paid: $7,180 (reported on 5.6% of returns)

40003:	$7,180
State:	$7,830

(% of AGI for various income ranges: 398.9% for AGIs $100k-200k)

Earned income credit: $2,364 (reported on 12.4% of returns)

Here:	$2,364
State:	$2,336

(% of AGI for various income ranges: 93.9% for AGIs below $25k, 65.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.3%

Here:	93%
State:	94%

(% for various income ranges: 88.9% for AGIs below $25k, 95.0% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 90.9% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 40003, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,774 (Individual Income Tax Returns)

Here:	$47,774
State:	$50,814

Salary/wage: $41,704 (reported on 83.5% of returns)

Here:	$41,704
State:	$42,723

(% of AGI for various income ranges: 75.5% for AGIs below $25k, 75.3% for AGIs $25k-50k, 75.7% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 68.7% for AGIs $100k-200k)

Taxable interest for individuals: $997 (reported on 34.1% of returns)

This zip code:	$997
Kentucky:	$1,381

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,118 (reported on 12.9% of returns)

Here:	$2,118
State:	$6,239

(% of AGI for various income ranges: 1.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,633 (reported on 14.1% of returns)

Here:	+$5,633
State:	+$11,336

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.6% for AGIs $100k-200k)

Profit/loss from business: +$8,579 (reported on 16.5% of returns)

Here:	+$8,579
State:	+$10,862

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 7.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,129 (reported on 8.2% of returns)

40003:	$10,129
Kentucky:	$14,296

Total itemized deductions: $18,592 (23% of AGI, reported on 30.6% of returns)

Here:	$18,592
State:	$21,160

Here:	22.6% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 9.3% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 15.0% for AGIs $100k-200k)

Charity contributions: $3,386 (reported on 25.9% of returns)

Here:	$3,386
State:	$4,303

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxes paid: $6,296 (reported on 30.6% of returns)

40003:	$6,296
State:	$8,496

(% of AGI for various income ranges: 2.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 5.2% for AGIs $75k-100k, 5.9% for AGIs $100k-200k)

Earned income credit: $1,981 (reported on 18.8% of returns)

Here:	$1,981
State:	$2,273

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.4%

Here:	62%
State:	60%

(% for various income ranges: 61.3% for AGIs below $25k, 59.1% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40003, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,340 (Individual Income Tax Returns)

Here:	$39,340
State:	$41,540

Salary/wage: $37,628 (reported on 83.5% of returns)

Here:	$37,628
State:	$36,432

(% of AGI for various income ranges: 121.2% for AGIs below $10k, 73.1% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 83.4% for AGIs $75k-100k, 67.0% for AGIs over 100k)

Taxable interest for individuals: $1,080 (reported on 44.6% of returns)

This zip code:	$1,080
Kentucky:	$1,571

(% of AGI for various income ranges: 15.0% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $811 (reported on 15.6% of returns)

Here:	$811
State:	$3,453

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$4,103 (reported on 12.4% of returns)

Here:	+$4,103
State:	+$9,663

(% of AGI for various income ranges: -2.4% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 5.5% for AGIs over 100k)

Profit/loss from business: +$6,037 (reported on 17.1% of returns)

Here:	+$6,037
State:	+$9,233

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 6.0% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

IRA payment deduction: $3,000 (reported on 1.8% of returns)

40003:	$3,000
Kentucky:	$2,955

Total itemized deductions: $15,953 (25% of AGI, reported on 35.4% of returns)

Here:	$15,953
State:	$17,474

Here:	25.2% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 15.7% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 13.9% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Charity contributions deductions: $2,468 (4% of AGI, reported on 29.8% of returns)

Here:	$2,468
State:	$3,494

Here:	3.8% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 2.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $4,615 (reported on 75.3% of returns)

40003:	$4,615
State:	$6,162

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Earned income credit: $1,590 (reported on 13.4% of returns)

Here:	$1,590
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 66.4%

Here:	66%
State:	66%

(% for various income ranges: 61.3% for AGIs below $10k, 65.5% for AGIs $10k-25k, 67.4% for AGIs $25k-50k, 70.8% for AGIs $50k-75k, 68.3% for AGIs $75k-100k, 65.8% for AGIs over 100k)

Nearest zip codes: 40057, 40036, 40019, 40076, 40065, 40601.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 140
Household did not receive Food Stamps/SNAP in the past 12 months: 576

Women who had a birth in the past 12 months: 9 (9 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 418 (223 now married, 196 unmarried)

Housing units in zip code 40003 with a mortgage: 454 (69 second mortgage, 15 home equity loan, 50 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,823
Median monthly owner costs for units without a mortgage: $475

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40003 household income distribution in 2022

• 66Less than $10,000
• 11$10,000 to $14,999
• 4$15,000 to $19,999
• 21$20,000 to $24,999
• 20$25,000 to $29,999
• 21$35,000 to $39,999
• 44$40,000 to $44,999
• 9$45,000 to $49,999
• 85$50,000 to $59,999
• 78$60,000 to $74,999
• 87$75,000 to $99,999
• 81$100,000 to $124,999
• 68$125,000 to $149,999
• 44$150,000 to $199,999
• 71$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40003

• 7$40,000 to $49,999
• 7$50,000 to $59,999
• 5$70,000 to $79,999
• 19$90,000 to $99,999
• 48$100,000 to $124,999
• 18$125,000 to $149,999
• 85$150,000 to $174,999
• 7$175,000 to $199,999
• 47$200,000 to $249,999
• 72$250,000 to $299,999
• 228$300,000 to $399,999
• 44$400,000 to $499,999
• 49$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 40003

• 7$550 to $599
• 8$600 to $649
• 15$700 to $749
• 56$800 to $899
• 9$900 to $999
• 10No cash rent

Median gross rent in 2022: $1,075.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $293,940
• Black or African American householders: $181,444

Estimated median house or condo value in 2022: $299,219 Lower value quartile - upper value quartile: $166,545 - $398,364

Mean price in 2022:

Detached houses: $348,248

Here:	$348,248
State:	$256,452

Housing units in structures:

• One, detached: 723
• One, attached: 5

Unemployment: 1.6%

• Means of transportation to work in zip code 40003

• 78.3%739Drove a car alone
• 7.4%70Carpooled
• 15.4%145Worked at home

• Travel time to work (commute) in zip code 40003

• 9Less than 5 minutes
• 510 to 14 minutes
• 15515 to 19 minutes
• 17620 to 24 minutes
• 7225 to 29 minutes
• 10530 to 34 minutes
• 435 to 39 minutes
• 12645 to 59 minutes
• 8560 to 89 minutes
• 6890 or more minutes

Percentage of zip code residents living and working in this county: 58.4%

Household type by relationship:

Households: 2,039

• Male householders: 386 (41 living alone), Female householders: 327 (17 living alone)

• 588 spouses (588 opposite-sex spouses), 26 unmarried partners, (26 opposite-sex unmarried partners), 493 children (475 natural, 0 adopted, 19 stepchildren), 74 grandchildren, 0 brothers or sisters, 57 parents, 0 foster children, 31 other relatives, 49 non-relatives

Size of family households: 254 2-persons, 145 3-persons, 166 4-persons, 57 6-persons

Size of nonfamily households: 58 1-person, 13 2-persons, 7 5-persons

201 married couples with children.
90 single-parent households (19 men, 71 women).

99.2% of residents of 40003 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (100% not well).

Facilities with environmental interests located in this zip code:

• CEDARMORE CAMP & CONF CTR WEST (3083 CEDARMORE RD RAMBO CAMPUS in BAGDAD, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SPORTING AND RECREATIONAL CAMPS
  Organizations: CEDARMORE CAMP & CONF CTR EAST (CONTACT/OWNER)
  Alternative names: CEDARMORE BAPT CONFERENCE EAST, CEDARMORE BAPT CONFERENCE WEST, CEDARMORE CAMP & CONF CTR EAST

• BAGDAD ROLLER MILLS INCORPORATED (5740 ELMBURG ROAD in BAGDAD, KY)

  AIR MINOR (AIRS/AFS)
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: FLOUR AND OTHER GRAIN MILL PRODUCTS; GRAIN AND FIELD BEANS
  Business NAICS classification: FLOUR MILLING.
  

• B & N FOOD MART (HIGHWAY 395 in BAGDAD, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: RUSTY NEWTON (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 3.8%
Housing units lacking complete kitchen facilities: 3.8%

Population in 1990: 1,272. Population change in the 1990s: +674 (+53.0%).

Place of birth for U.S.-born residents:

• This state: 1,373
• Northeast: 144
• Midwest: 283
• South: 133
• West: 84

58% of the 40003 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

98% of the 40003 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 29% moved from this county.
   Out of people who lived in different houses, 21% moved from different county within same state.
   Out of people who lived in different houses, 67% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Utilities: Water Supply and Irrigation Systems (10-19: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
• Professional, Scientific, and Technical Services: Process, Physical Distribution, and Logistics Consulting Services (1-4: 1)
• Construction: Site Preparation Contractors (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0401.00


Detailed PMIC statistics for the following Tracts: 0401.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 14. The highest number of reported fires - 22 took place in 2009, and the least - 6 in 2012. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (43.5%), and Outside Fires (36.2%).


• Fire incident types reported to NFIRS in Zip Code 40003
• 10143.5%Structure Fires
• 8436.2%Outside Fires
• 3916.8%Mobile Property/Vehicle Fires
• 83.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40003, Kentucky

Most common first names in zip code 40003 among deceased individuals
Name	Count	Lived (average)
John	15	72.5 years
William	14	75.5 years
James	13	70.2 years
Mary	11	77.1 years
Robert	7	68.8 years
Elizabeth	6	78.6 years
Anna	5	78.2 years
Charles	5	70.4 years
Ralph	5	72.0 years
Thomas	5	69.2 years

Most common last names in zip code 40003 among deceased individuals
Last name	Count	Lived (average)
Smith	13	81.9 years
Goins	9	79.5 years
Johnson	9	84.6 years
Tipton	8	72.6 years
Thompson	7	84.4 years
Lecompte	7	68.0 years
Early	7	78.1 years
Clark	7	80.1 years
Young	6	81.5 years
Brown	6	77.5 years