40068 Zip Code (Smithfield, KY) Detailed Profile

Estimated zip code population in 2022: 2,542
Zip code population in 2010: 2,131
Zip code population in 2000: 2,058

Houses and condos: 999
Renter-occupied apartments: 196
March 2022 cost of living index in zip code 40068: 84.1 (less than average, U.S. average is 100)

Land area: 43.6 sq. mi.
Water area: 0.8 sq. mi.

Population density: 58 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,401 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,855 (0.8%)

For population 25 years and over in 40068:

• High school or higher: 90.4%
• Bachelor's degree or higher: 29.8%
• Graduate or professional degree: 7.9%
• Unemployed: 0.7%
• Mean travel time to work (commute): 30.9 minutes

For population 15 years and over in 40068:

• Never married: 24.0%
• Now married: 60.3%
• Separated: 1.5%
• Widowed: 3.8%
• Divorced: 10.4%

• 
• • 2,33591.9%White
  • 1224.8%Hispanic or Latino
  • 813.2%Black
  • 30.1%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 40068, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $77,231 (Individual Income Tax Returns)

Here:	$77,231
State:	$61,342

Salary/wage: $69,511 (reported on 81.7% of returns)

Here:	$69,511
State:	$50,827

(% of AGI for various income ranges: 1018.5% for AGIs below $25k, 3472.1% for AGIs $25k-50k, 6292.3% for AGIs $50k-75k, 8914.4% for AGIs $75k-100k, 18489.3% for AGIs $100k-200k, 52732.5% for AGIs over 200k)

Taxable interest for individuals: $878 (reported on 28.2% of returns)

This zip code:	$878
Kentucky:	$1,441

(% of AGI for various income ranges: 25.9% for AGIs below $25k, 13.2% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 95.3% for AGIs $100k-200k, 122.5% for AGIs over 200k)

Ordinary dividends: $5,005 (reported on 15.3% of returns)

Here:	$5,005
State:	$7,388

(% of AGI for various income ranges: 26.3% for AGIs below $25k, 43.2% for AGIs $25k-50k, 82.3% for AGIs $50k-75k, 142.7% for AGIs $100k-200k, 1317.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$15,790 (reported on 15.3% of returns)

Here:	+$15,790
State:	+$19,475

(% of AGI for various income ranges: 33.7% for AGIs below $25k, 32.6% for AGIs $25k-50k, 92.3% for AGIs $50k-75k, 171.1% for AGIs $75k-100k, 782.7% for AGIs $100k-200k, 3892.5% for AGIs over 200k)

Profit/loss from business: +$12,696 (reported on 18.3% of returns)

Here:	+$12,696
State:	+$11,386

(% of AGI for various income ranges: 138.1% for AGIs below $25k, 223.2% for AGIs $25k-50k, 191.5% for AGIs $50k-75k, 695.6% for AGIs $75k-100k, 916.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,985 (reported on 9.9% of returns)

40068:	$14,985
Kentucky:	$18,941

(% of AGI for various income ranges: 112.2% for AGIs below $25k, 293.1% for AGIs $50k-75k, 842.7% for AGIs $100k-200k)

Total itemized deductions: $30,783 (reported on 9.2% of returns)

Here:	$30,783
State:	$32,473

(% of AGI for various income ranges: 676.2% for AGIs $50k-75k, 814.0% for AGIs $100k-200k, 3985.0% for AGIs over 200k)

Charity contributions: $8,860 (reported on 7.6% of returns)

Here:	$8,860
State:	$13,472

(% of AGI for various income ranges: 83.1% for AGIs $50k-75k, 226.0% for AGIs $100k-200k, 1097.5% for AGIs over 200k)

Taxes paid: $8,442 (reported on 9.2% of returns)

40068:	$8,442
State:	$7,830

(% of AGI for various income ranges: 173.1% for AGIs $50k-75k, 266.7% for AGIs $100k-200k, 970.0% for AGIs over 200k)

Earned income credit: $2,113 (reported on 11.5% of returns)

Here:	$2,113
State:	$2,336

(% of AGI for various income ranges: 80.4% for AGIs below $25k, 52.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.9%

Here:	94%
State:	94%

(% for various income ranges: 90.0% for AGIs below $25k, 96.0% for AGIs $25k-50k, 94.4% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 96.2% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 40068, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,633 (Individual Income Tax Returns)

Here:	$58,633
State:	$50,814

Salary/wage: $51,483 (reported on 85.2% of returns)

Here:	$51,483
State:	$42,723

(% of AGI for various income ranges: 69.9% for AGIs below $25k, 76.7% for AGIs $25k-50k, 77.4% for AGIs $50k-75k, 77.3% for AGIs $75k-100k, 74.8% for AGIs $100k-200k, 71.4% for AGIs over 200k)

Taxable interest for individuals: $1,080 (reported on 32.4% of returns)

This zip code:	$1,080
Kentucky:	$1,381

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $4,528 (reported on 16.7% of returns)

Here:	$4,528
State:	$6,239

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,712 (reported on 14.8% of returns)

Here:	+$6,712
State:	+$11,336

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Profit/loss from business: +$8,156 (reported on 16.7% of returns)

Here:	+$8,156
State:	+$10,862

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 3.2% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,400 (reported on 9.3% of returns)

40068:	$18,400
Kentucky:	$14,296

(% of AGI for various income ranges: 6.1% for AGIs below $25k, 4.3% for AGIs $50k-75k, 6.5% for AGIs $100k-200k)

Total itemized deductions: $22,995 (22% of AGI, reported on 36.1% of returns)

Here:	$22,995
State:	$21,160

Here:	22.0% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 10.1% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 14.5% for AGIs $75k-100k, 18.0% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $3,987 (reported on 28.7% of returns)

Here:	$3,987
State:	$4,303

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Taxes paid: $8,805 (reported on 36.1% of returns)

40068:	$8,805
State:	$8,496

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.8% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 7.0% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Earned income credit: $2,012 (reported on 15.7% of returns)

Here:	$2,012
State:	$2,273

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.0%

Here:	63%
State:	60%

(% for various income ranges: 59.0% for AGIs below $25k, 62.5% for AGIs $25k-50k, 68.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 61.5% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 40068, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,042 (Individual Income Tax Returns)

Here:	$42,042
State:	$41,540

Salary/wage: $38,604 (reported on 87.0% of returns)

Here:	$38,604
State:	$36,432

(% of AGI for various income ranges: 189.6% for AGIs below $10k, 77.3% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 82.7% for AGIs $50k-75k, 82.1% for AGIs $75k-100k, 66.8% for AGIs over 100k)

Taxable interest for individuals: $1,334 (reported on 42.1% of returns)

This zip code:	$1,334
Kentucky:	$1,571

(% of AGI for various income ranges: 8.6% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $1,664 (reported on 16.0% of returns)

Here:	$1,664
State:	$3,453

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$7,952 (reported on 16.0% of returns)

Here:	+$7,952
State:	+$9,663

(% of AGI for various income ranges: -3.6% for AGIs below $10k, -0.1% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Profit/loss from business: +$6,370 (reported on 18.1% of returns)

Here:	+$6,370
State:	+$9,233

(% of AGI for various income ranges: 26.4% for AGIs below $10k, 6.7% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 2.8% for AGIs over 100k)

IRA payment deduction: $3,833 (reported on 1.3% of returns)

40068:	$3,833
Kentucky:	$2,955

Total itemized deductions: $17,644 (25% of AGI, reported on 36.7% of returns)

Here:	$17,644
State:	$17,474

Here:	24.6% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 10.6% for AGIs $10k-25k, 12.0% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 20.2% for AGIs over 100k)

Charity contributions deductions: $2,698 (4% of AGI, reported on 31.3% of returns)

Here:	$2,698
State:	$3,494

Here:	3.6% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $5,012 (reported on 79.2% of returns)

40068:	$5,012
State:	$6,162

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,525 (reported on 13.4% of returns)

Here:	$1,525
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 70.0%

Here:	70%
State:	66%

(% for various income ranges: 64.0% for AGIs below $10k, 71.0% for AGIs $10k-25k, 71.7% for AGIs $25k-50k, 66.9% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 75.0% for AGIs over 100k)

Nearest zip codes: 40070, 40050, 40058, 40019, 40055, 40031.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 70
Household did not receive Food Stamps/SNAP in the past 12 months: 926

Women who did not have a birth in the past 12 months: 533 (340 now married, 196 unmarried)

Housing units in zip code 40068 with a mortgage: 568 (105 second mortgage, 105 both second mortgage and home equity loan)
Houses without a mortgage: 32

Median monthly owner costs for units with a mortgage: $1,657
Median monthly owner costs for units without a mortgage: $532

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40068 household income distribution in 2022

• 38Less than $10,000
• 23$10,000 to $14,999
• 2$15,000 to $19,999
• 87$20,000 to $24,999
• 33$25,000 to $29,999
• 15$30,000 to $34,999
• 22$35,000 to $39,999
• 31$40,000 to $44,999
• 23$45,000 to $49,999
• 89$50,000 to $59,999
• 145$60,000 to $74,999
• 107$75,000 to $99,999
• 81$100,000 to $124,999
• 63$125,000 to $149,999
• 100$150,000 to $199,999
• 129$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40068

• 1$10,000 to $14,999
• 7$35,000 to $39,999
• 6$40,000 to $49,999
• 5$70,000 to $79,999
• 21$80,000 to $89,999
• 7$90,000 to $99,999
• 17$100,000 to $124,999
• 43$125,000 to $149,999
• 116$150,000 to $174,999
• 53$175,000 to $199,999
• 87$200,000 to $249,999
• 38$250,000 to $299,999
• 210$300,000 to $399,999
• 76$400,000 to $499,999
• 157$500,000 to $749,999
• 13$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 40068

• 2$350 to $399
• 32$400 to $449
• 24$500 to $549
• 1$550 to $599
• 1$600 to $649
• 6$700 to $749
• 64$800 to $899
• 23$2,000 to $2,499
• 41No cash rent

Median gross rent in 2022: $1,048.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $313,479
• Black or African American householders: $169,528
• Asian householders: $408,951
• Two or more races householders: $223,064
• Hispanic or Latino householders: $2,602,415

Estimated median house or condo value in 2022: $282,251 Lower value quartile - upper value quartile: $176,228 - $441,422

Mean price in 2022:

Detached houses: $249,168

Here:	$249,168
State:	$256,452

Mobile homes: $116,997

Here:	$116,997
State:	$84,635

Housing units in structures:

• One, detached: 843
• One, attached: 23
• Mobile homes: 125

Unemployment: 0.7%

• Means of transportation to work in zip code 40068

• 65.4%943Drove a car alone
• 8.3%119Carpooled
• 0.4%6Walked
• 2.1%31Other means
• 28.7%414Worked at home

• Travel time to work (commute) in zip code 40068

• 17Less than 5 minutes
• 165 to 9 minutes
• 5910 to 14 minutes
• 12615 to 19 minutes
• 11720 to 24 minutes
• 11425 to 29 minutes
• 30830 to 34 minutes
• 9635 to 39 minutes
• 9140 to 44 minutes
• 10045 to 59 minutes
• 1860 to 89 minutes
• 2890 or more minutes

Percentage of zip code residents living and working in this county: 44.7%

Household type by relationship:

Households: 2,542

• Male householders: 428 (75 living alone), Female householders: 574 (95 living alone)

• 630 spouses (603 opposite-sex spouses), 36 unmarried partners, (36 opposite-sex unmarried partners), 686 children (652 natural, 11 adopted, 23 stepchildren), 65 grandchildren, 36 brothers or sisters, 42 parents, 0 foster children, 0 other relatives, 53 non-relatives

Size of family households: 412 2-persons, 170 3-persons, 103 4-persons, 96 5-persons, 9 6-persons, 3 7-or-more-persons

Size of nonfamily households: 170 1-person, 29 2-persons

352 married couples with children.
80 single-parent households (80 women).

95.7% of residents of 40068 zip code speak English at home.
4.2% of residents speak Spanish at home (48% very well, 52% well).
0.3% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CA GARNER VENEER INC (2125 LAKE JERICHO ROAD in SMITHFIELD, KY)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC and NAICS classification: HARDWOOD VENEER AND PLYWOOD
  Alternative names: C A GARNER VENEER INC

• C A GAMER VANEER INC (2125 LAKE JERICHO RD in SMITHFIELD, KY)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: HARDWOOD VENEER AND PLYWOOD
  

Housing units lacking complete plumbing facilities: 1.2%
Housing units lacking complete kitchen facilities: 1.3%

Population in 1990: 1,250. Population change in the 1990s: +808 (+64.6%).

Place of birth for U.S.-born residents:

• This state: 1,498
• Northeast: 85
• Midwest: 476
• South: 345
• West: 92

54% of the 40068 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

92% of the 40068 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 35% moved from this county.
   Out of people who lived in different houses, 42% moved from different county within same state.
   Out of people who lived in different houses, 24% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 49
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 25

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (20-49 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
• Wholesale Trade: Wholesale Trade Agents and Brokers (10-19: 1)
• Construction: Structural Steel and Precast Concrete Contractors (10-19: 1)
• Construction: All Other Specialty Trade Contractors (5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Other Waste Collection (5-9: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)

Detailed HMDA statistics for the following Tracts: 0304.00


Detailed PMIC statistics for the following Tracts: 0304.00

Most common first names in zip code 40068 among deceased individuals
Name	Count	Lived (average)
John	18	76.0 years
Mary	16	80.8 years
William	14	76.6 years
Charles	7	61.3 years
James	7	81.6 years
Joseph	6	74.2 years
George	5	74.2 years
Anna	5	86.2 years
Donald	4	68.5 years
Richard	4	77.5 years

Most common last names in zip code 40068 among deceased individuals
Last name	Count	Lived (average)
Wilson	10	76.2 years
Baxter	7	73.2 years
Roberts	7	72.6 years
Smith	6	83.5 years
Allen	5	86.2 years
Brown	4	80.0 years
Morgan	4	77.7 years
Willhite	4	70.8 years
Webster	4	66.3 years
Hatton	4	76.5 years