40489 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 4,259
Zip code population in 2010: 4,109
Zip code population in 2000: 4,823

Houses and condos: 1,602
Renter-occupied apartments: 140
March 2022 cost of living index in zip code 40489: 81.2 (low, U.S. average is 100)

Land area: 66.3 sq. mi.
Water area: 0.3 sq. mi.

Population density: 64 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $932 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $602 (0.7%)

For population 25 years and over in 40489:

• High school or higher: 72.9%
• Bachelor's degree or higher: 12.8%
• Graduate or professional degree: 4.7%
• Unemployed: 1.8%
• Mean travel time to work (commute): 40.6 minutes

For population 15 years and over in 40489:

• Never married: 23.6%
• Now married: 57.1%
• Separated: 0.9%
• Widowed: 9.6%
• Divorced: 8.8%

• 
• • 4,15597.6%White
  • 1042.4%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 40489, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $41,938 (Individual Income Tax Returns)

Here:	$41,938
State:	$61,342

Salary/wage: $37,486 (reported on 81.2% of returns)

Here:	$37,486
State:	$50,827

(% of AGI for various income ranges: 1227.4% for AGIs below $25k, 3321.8% for AGIs $25k-50k, 6234.7% for AGIs $50k-75k, 8930.0% for AGIs $75k-100k, 16855.7% for AGIs $100k-200k)

Taxable interest for individuals: $575 (reported on 16.1% of returns)

This zip code:	$575
Kentucky:	$1,441

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 10.3% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 41.2% for AGIs $75k-100k, 28.6% for AGIs $100k-200k)

Ordinary dividends: $1,418 (reported on 7.4% of returns)

Here:	$1,418
State:	$7,388

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 18.5% for AGIs $25k-50k, 80.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$7,854 (reported on 8.7% of returns)

Here:	+$7,854
State:	+$19,475

(% of AGI for various income ranges: 13.2% for AGIs below $25k, 40.0% for AGIs $25k-50k, 238.7% for AGIs $50k-75k, 664.3% for AGIs $100k-200k)

Profit/loss from business: +$13,679 (reported on 16.1% of returns)

Here:	+$13,679
State:	+$11,386

(% of AGI for various income ranges: 147.4% for AGIs below $25k, 245.6% for AGIs $25k-50k, 848.7% for AGIs $50k-75k, 688.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,100 (reported on 4.7% of returns)

40489:	$10,100
Kentucky:	$18,941

(% of AGI for various income ranges: 36.8% for AGIs below $25k, 50.9% for AGIs $25k-50k, 240.7% for AGIs $50k-75k)

Earned income credit: $2,402 (reported on 28.2% of returns)

Here:	$2,402
State:	$2,336

(% of AGI for various income ranges: 145.3% for AGIs below $25k, 95.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.3%

Here:	97%
State:	94%

(% for various income ranges: 96.9% for AGIs below $25k, 97.6% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 90.9% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40489, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,422 (Individual Income Tax Returns)

Here:	$33,422
State:	$50,814

Salary/wage: $31,817 (reported on 82.4% of returns)

Here:	$31,817
State:	$42,723

(% of AGI for various income ranges: 72.0% for AGIs below $25k, 80.4% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 81.1% for AGIs $75k-100k, 73.5% for AGIs $100k-200k)

Taxable interest for individuals: $672 (reported on 25.4% of returns)

This zip code:	$672
Kentucky:	$1,381

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,375 (reported on 8.5% of returns)

Here:	$1,375
State:	$6,239

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,079 (reported on 13.4% of returns)

Here:	+$2,079
State:	+$11,336

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Profit/loss from business: +$7,656 (reported on 19.0% of returns)

Here:	+$7,656
State:	+$10,862

(% of AGI for various income ranges: 12.1% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $6,229 (reported on 4.9% of returns)

40489:	$6,229
Kentucky:	$14,296

Total itemized deductions: $18,277 (27% of AGI, reported on 15.5% of returns)

Here:	$18,277
State:	$21,160

Here:	26.5% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 6.1% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 16.4% for AGIs $100k-200k)

Charity contributions: $4,631 (reported on 11.3% of returns)

Here:	$4,631
State:	$4,303

(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Taxes paid: $5,390 (reported on 14.8% of returns)

40489:	$5,390
State:	$8,496

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,443 (reported on 31.0% of returns)

Here:	$2,443
State:	$2,273

(% of AGI for various income ranges: 9.9% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 78.2%

Here:	78%
State:	60%

(% for various income ranges: 74.6% for AGIs below $25k, 80.5% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40489, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $26,773 (Individual Income Tax Returns)

Here:	$26,773
State:	$41,540

Salary/wage: $26,697 (reported on 82.3% of returns)

Here:	$26,697
State:	$36,432

(% of AGI for various income ranges: 105.1% for AGIs below $10k, 79.2% for AGIs $10k-25k, 84.3% for AGIs $25k-50k, 86.2% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 60.6% for AGIs over 100k)

Taxable interest for individuals: $1,047 (reported on 31.5% of returns)

This zip code:	$1,047
Kentucky:	$1,571

(% of AGI for various income ranges: 7.5% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Taxable dividends: $667 (reported on 9.3% of returns)

Here:	$667
State:	$3,453

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Net capital gain/loss: +$6,754 (reported on 9.4% of returns)

Here:	+$6,754
State:	+$9,663

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 5.2% for AGIs $75k-100k)

Profit/loss from business: +$6,444 (reported on 17.7% of returns)

Here:	+$6,444
State:	+$9,233

(% of AGI for various income ranges: 15.6% for AGIs below $10k, 7.3% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, -0.9% for AGIs $75k-100k)

IRA payment deduction: $2,500 (reported on 1.4% of returns)

40489:	$2,500
Kentucky:	$2,955

Total itemized deductions: $14,765 (27% of AGI, reported on 15.6% of returns)

Here:	$14,765
State:	$17,474

Here:	26.8% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 17.7% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Charity contributions deductions: $3,288 (6% of AGI, reported on 11.0% of returns)

Here:	$3,288
State:	$3,494

Here:	5.7% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 5.1% for AGIs $75k-100k)

Total tax: $2,678 (reported on 66.0% of returns)

40489:	$2,678
State:	$6,162

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.5% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 13.2% for AGIs over 100k)

Earned income credit: $1,796 (reported on 27.9% of returns)

Here:	$1,796
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 84.5%

Here:	85%
State:	66%

(% for various income ranges: 79.9% for AGIs below $10k, 88.9% for AGIs $10k-25k, 84.4% for AGIs $25k-50k, 83.1% for AGIs $50k-75k, 84.3% for AGIs $75k-100k, 78.6% for AGIs over 100k)

Nearest zip codes: 42567, 40442, 40448, 42541, 40484, 40419.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.6% of all households

Household received Food Stamps/SNAP in the past 12 months: 271
Household did not receive Food Stamps/SNAP in the past 12 months: 1,334

Women who had a birth in the past 12 months: 36 (35 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 782 (311 now married, 470 unmarried)

Housing units in zip code 40489 with a mortgage: 565 (12 second mortgage, 12 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $864
Median monthly owner costs for units without a mortgage: $345

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40489 household income distribution in 2022

• 116Less than $10,000
• 172$10,000 to $14,999
• 54$15,000 to $19,999
• 70$20,000 to $24,999
• 85$25,000 to $29,999
• 35$30,000 to $34,999
• 18$35,000 to $39,999
• 146$40,000 to $44,999
• 135$45,000 to $49,999
• 128$50,000 to $59,999
• 231$60,000 to $74,999
• 201$75,000 to $99,999
• 131$100,000 to $124,999
• 18$125,000 to $149,999
• 45$150,000 to $199,999
• 14$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40489

• 62Less than $10,000
• 19$10,000 to $14,999
• 40$15,000 to $19,999
• 7$20,000 to $24,999
• 22$35,000 to $39,999
• 66$40,000 to $49,999
• 153$50,000 to $59,999
• 41$60,000 to $69,999
• 91$70,000 to $79,999
• 28$80,000 to $89,999
• 92$90,000 to $99,999
• 128$100,000 to $124,999
• 72$125,000 to $149,999
• 105$150,000 to $174,999
• 64$175,000 to $199,999
• 128$200,000 to $249,999
• 100$250,000 to $299,999
• 60$300,000 to $399,999
• 34$500,000 to $749,999
• 11$750,000 to $999,999
• 7$1,000,000 to $1,499,999
• 25$2,000,000 or more

• Rent paid by renters in 2022 in zip code 40489

• 16$200 to $249
• 9$250 to $299
• 21$300 to $349
• 32$400 to $449
• 28$700 to $749
• 37No cash rent

Median gross rent in 2022: $751.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $121,849
• Two or more races householders: $182,667

Estimated median house or condo value in 2022: $113,898 Lower value quartile - upper value quartile: $61,755 - $207,981

Mean price in 2022:

Detached houses: $200,196

Here:	$200,196
State:	$256,452

Mobile homes: $119,459

Here:	$119,459
State:	$84,635

Housing units in structures:

• One, detached: 1,206
• One, attached: 51
• Mobile homes: 335

Unemployment: 1.8%

• Means of transportation to work in zip code 40489

• 78.2%1,045Drove a car alone
• 8.5%113Carpooled
• 1.8%24Bus or trolley bus
• 1.0%14Motorcycle
• 9.4%126Worked at home

• Travel time to work (commute) in zip code 40489

• 305 to 9 minutes
• 2910 to 14 minutes
• 4415 to 19 minutes
• 21620 to 24 minutes
• 4925 to 29 minutes
• 14430 to 34 minutes
• 6235 to 39 minutes
• 16040 to 44 minutes
• 29245 to 59 minutes
• 12760 to 89 minutes
• 4690 or more minutes

Percentage of zip code residents living and working in this county: 33.9%

Household type by relationship:

Households: 4,259

• Male householders: 818 (195 living alone), Female householders: 783 (232 living alone)

• 896 spouses (896 opposite-sex spouses), 31 unmarried partners, (31 opposite-sex unmarried partners), 1,185 children (1,029 natural, 0 adopted, 156 stepchildren), 471 grandchildren, 19 brothers or sisters, 0 parents, 0 foster children, 22 other relatives, 17 non-relatives

Size of family households: 581 2-persons, 113 3-persons, 228 4-persons, 109 5-persons, 62 6-persons, 52 7-or-more-persons

Size of nonfamily households: 426 1-person, 16 2-persons, 7 3-persons

734 married couples with children.
138 single-parent households (23 men, 115 women).

98.8% of residents of 40489 zip code speak English at home.
1.2% of residents speak other Indo-European language at home (70% well, 21% not well, 9% not at all).

Facilities with environmental interests located in this zip code:

• KINGS MOUNTAIN ELEMENTARY SCHOOL (11650 OLD SOMERSET RD in WAYNESBURG, KY)

  (National Center for Education Statistics) - STATE ID-069341090
  Organizations: LINCOLN COUNTY (SCHOOL DISTRICT)
  

• NASH PROPERTY (10445 US HWY 27 S in WAYNESBURG, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: RONALD NASH (CONTACT/OWNER)
  

• PAYLESS MARKET (11575 US HWY 27 S in WAYNESBURG, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: KENAS HALL (CONTACT/OWNER)
  

• FIELDS BROTHERS SAW MILL (235 OLD SOUTHFORK LAKE RD in WAYNESBURG, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: WOOD PALLETS AND SKIDS
  

Housing units lacking complete kitchen facilities: 1.0%

Population in 1990: 4,024. Population change in the 1990s: +799 (+19.9%).

Place of birth for U.S.-born residents:

• This state: 3,429
• Northeast: 77
• Midwest: 368
• South: 283
• West: 81

68% of the 40489 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

98% of the 40489 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 25% moved from this county.
   Out of people who lived in different houses, 77% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 50
Students in private schools in grades 9 to 12 (high school): 48 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (5-9 employees: 2 establishments, 1-4 employees: 4 establishments)
• Construction: Electrical Contractors (10-19: 1, 1-4: 1)
• Health Care and Social Assistance: Nursing Care Facilities (10-19: 1)
• Construction: Site Preparation Contractors (5-9: 1, 1-4: 1)
• Health Care and Social Assistance: Ambulance Services (5-9: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 21. The highest number of fire incidents - 76 took place in 2016, and the least - 0 in 2005. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (51.4%), and Outside Fires (26.7%).


• Fire incident types reported to NFIRS in Zip Code 40489
• 18151.4%Structure Fires
• 9426.7%Outside Fires
• 4111.6%Mobile Property/Vehicle Fires
• 3610.2%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40489, Kentucky

Most common first names in zip code 40489 among deceased individuals
Name	Count	Lived (average)
James	53	67.6 years
John	34	78.2 years
William	31	77.3 years
Mary	22	73.4 years
Clarence	15	73.7 years
Charles	13	74.5 years
George	12	79.3 years
Fred	11	71.5 years
Walter	11	79.5 years
Raymond	10	72.6 years

Most common last names in zip code 40489 among deceased individuals
Last name	Count	Lived (average)
Padgett	45	74.0 years
Caudill	26	73.0 years
Mullins	21	70.2 years
Wall	18	75.9 years
Reynolds	16	72.5 years
Williams	15	71.1 years
Singleton	15	74.8 years
Oaks	13	72.5 years
Elliott	12	80.4 years
Young	11	65.1 years