40806 Zip Code (Loyall, KY) Detailed Profile

Estimated zip code population in 2022: 1,667
Zip code population in 2010: 2,499
Zip code population in 2000: 3,585

Houses and condos: 897
Renter-occupied apartments: 237
March 2022 cost of living index in zip code 40806: 80.9 (low, U.S. average is 100)

Land area: 23.2 sq. mi.
Water area: 0.2 sq. mi.

Population density: 72 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,789 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $770 (0.7%)

For population 25 years and over in 40806:

• High school or higher: 87.6%
• Bachelor's degree or higher: 20.7%
• Graduate or professional degree: 9.3%
• Unemployed: 5.0%
• Mean travel time to work (commute): 22.1 minutes

For population 15 years and over in 40806:

• Never married: 25.2%
• Now married: 49.3%
• Separated: 1.6%
• Widowed: 8.0%
• Divorced: 16.0%

• 
• • 1,57994.7%White
  • 684.1%Two or more races
  • 201.2%Hispanic or Latino

Urban population: 800
Rural population: 866

Averages for the 2020 tax year for zip code 40806, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $40,640 (Individual Income Tax Returns)

Here:	$40,640
State:	$61,342

Salary/wage: $36,522 (reported on 80.0% of returns)

Here:	$36,522
State:	$50,827

(% of AGI for various income ranges: 1162.7% for AGIs below $25k, 3485.7% for AGIs $25k-50k, 6282.5% for AGIs $50k-75k, 11085.0% for AGIs $75k-100k, 22750.0% for AGIs $100k-200k)

Taxable interest for individuals: $393 (reported on 18.7% of returns)

This zip code:	$393
Kentucky:	$1,441

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 6.4% for AGIs $25k-50k, 21.2% for AGIs $50k-75k, 55.0% for AGIs $75k-100k)

Ordinary dividends: $867 (reported on 4.0% of returns)

Here:	$867
State:	$7,388

(% of AGI for various income ranges: 32.5% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$700 (reported on 5.3% of returns)

Here:	+$700
State:	+$19,475

(% of AGI for various income ranges: 20.0% for AGIs $25k-50k)

Profit/loss from business: +$5,570 (reported on 13.3% of returns)

Here:	+$5,570
State:	+$11,386

(% of AGI for various income ranges: 156.9% for AGIs below $25k, 89.3% for AGIs $25k-50k, 60.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $13,900 (reported on 4.0% of returns)

40806:	$13,900
Kentucky:	$18,941

(% of AGI for various income ranges: 521.2% for AGIs $50k-75k)

Earned income credit: $2,887 (reported on 30.7% of returns)

Here:	$2,887
State:	$2,336

(% of AGI for various income ranges: 176.5% for AGIs below $25k, 146.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.0%

Here:	96%
State:	94%

(% for various income ranges: 97.1% for AGIs below $25k, 94.4% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40806, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,372 (Individual Income Tax Returns)

Here:	$42,372
State:	$50,814

Salary/wage: $39,543 (reported on 84.3% of returns)

Here:	$39,543
State:	$42,723

(% of AGI for various income ranges: 68.2% for AGIs below $25k, 81.0% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 76.4% for AGIs $100k-200k)

Taxable interest for individuals: $719 (reported on 19.3% of returns)

This zip code:	$719
Kentucky:	$1,381

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,040 (reported on 6.0% of returns)

Here:	$1,040
State:	$6,239

Net capital gain/loss in AGI: +$33 (reported on 3.6% of returns)

Here:	+$33
State:	+$11,336

Profit/loss from business: +$8,107 (reported on 16.9% of returns)

Here:	+$8,107
State:	+$10,862

Total itemized deductions: $18,042 (19% of AGI, reported on 14.5% of returns)

Here:	$18,042
State:	$21,160

Here:	19.3% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 6.1% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 11.1% for AGIs $100k-200k)

Charity contributions: $4,600 (reported on 9.6% of returns)

Here:	$4,600
State:	$4,303

Taxes paid: $6,050 (reported on 14.5% of returns)

40806:	$6,050
State:	$8,496

(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.7% for AGIs $100k-200k)

Earned income credit: $2,488 (reported on 28.9% of returns)

Here:	$2,488
State:	$2,273

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 1.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 80.7%

Here:	81%
State:	60%

(% for various income ranges: 78.4% for AGIs below $25k, 84.2% for AGIs $25k-50k, 76.9% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40806, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,209 (Individual Income Tax Returns)

Here:	$32,209
State:	$41,540

Salary/wage: $29,757 (reported on 86.9% of returns)

Here:	$29,757
State:	$36,432

(% of AGI for various income ranges: 97.8% for AGIs below $10k, 78.4% for AGIs $10k-25k, 84.1% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 63.5% for AGIs over 100k)

Taxable interest for individuals: $1,184 (reported on 29.1% of returns)

This zip code:	$1,184
Kentucky:	$1,571

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $843 (reported on 6.3% of returns)

Here:	$843
State:	$3,453

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$1,472 (reported on 6.6% of returns)

Here:	+$1,472
State:	+$9,663

Profit/loss from business: +$5,811 (reported on 13.8% of returns)

Here:	+$5,811
State:	+$9,233

(% of AGI for various income ranges: 10.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k)

Total itemized deductions: $14,406 (18% of AGI, reported on 11.9% of returns)

Here:	$14,406
State:	$17,474

Here:	17.9% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 3.4% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $3,532 (4% of AGI, reported on 9.6% of returns)

Here:	$3,532
State:	$3,494

Here:	4.2% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $4,118 (reported on 66.2% of returns)

40806:	$4,118
State:	$6,162

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.3% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,902 (reported on 28.0% of returns)

Here:	$1,902
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 72.5%

Here:	73%
State:	66%

(% for various income ranges: 70.6% for AGIs below $10k, 70.4% for AGIs $10k-25k, 72.4% for AGIs $25k-50k, 80.9% for AGIs $50k-75k, 64.6% for AGIs $75k-100k, 89.7% for AGIs over 100k)

Nearest zip codes: 40801, 40854, 40810, 40818, 40865, 40829.
Loyall Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 87
Household did not receive Food Stamps/SNAP in the past 12 months: 692

Women who did not have a birth in the past 12 months: 370 (122 now married, 247 unmarried)

Housing units in zip code 40806 with a mortgage: 190 (17 second mortgage)
Median monthly owner costs for units with a mortgage: $1,435
Median monthly owner costs for units without a mortgage: $351

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40806 household income distribution in 2022

• 49Less than $10,000
• 58$10,000 to $14,999
• 18$15,000 to $19,999
• 74$20,000 to $24,999
• 55$25,000 to $29,999
• 40$30,000 to $34,999
• 9$35,000 to $39,999
• 40$40,000 to $44,999
• 17$45,000 to $49,999
• 54$50,000 to $59,999
• 48$60,000 to $74,999
• 85$75,000 to $99,999
• 73$100,000 to $124,999
• 20$125,000 to $149,999
• 64$150,000 to $199,999
• 69$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40806

• 5$25,000 to $29,999
• 23$30,000 to $34,999
• 14$35,000 to $39,999
• 40$40,000 to $49,999
• 27$50,000 to $59,999
• 31$70,000 to $79,999
• 25$80,000 to $89,999
• 9$90,000 to $99,999
• 72$100,000 to $124,999
• 53$125,000 to $149,999
• 54$150,000 to $174,999
• 10$175,000 to $199,999
• 10$200,000 to $249,999
• 51$250,000 to $299,999
• 67$300,000 to $399,999
• 14$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 40806

• 15Less than $100
• 22$300 to $349
• 23$450 to $499
• 52$500 to $549
• 38$550 to $599
• 17$700 to $749
• 53No cash rent

Median gross rent in 2022: $650.

Median price asked for vacant for-sale houses and condos in 2022: $161,262.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $158,245
• Black or African American householders: $89,030
• Asian householders: $209,319
• Two or more races householders: $260,393
• Hispanic or Latino householders: $313,979

Estimated median house or condo value in 2022: $135,081 Lower value quartile - upper value quartile: $78,861 - $193,149

Mean price in 2022:

Detached houses: $164,743

Here:	$164,743
State:	$256,452

Mobile homes: $77,307

Here:	$77,307
State:	$84,635

Housing units in structures:

• One, detached: 723
• Two: 31
• 3 or 4: 72
• Mobile homes: 63

Unemployment: 5.0%

• Means of transportation to work in zip code 40806

• 75.0%487Drove a car alone
• 15.4%100Carpooled
• 9.9%64Worked at home

• Travel time to work (commute) in zip code 40806

• 41Less than 5 minutes
• 735 to 9 minutes
• 15110 to 14 minutes
• 6415 to 19 minutes
• 11220 to 24 minutes
• 225 to 29 minutes
• 3930 to 34 minutes
• 1435 to 39 minutes
• 2340 to 44 minutes
• 1145 to 59 minutes
• 1460 to 89 minutes
• 3190 or more minutes

Percentage of zip code residents living and working in this county: 88.0%

Household type by relationship:

Households: 1,667

• Male householders: 416 (190 living alone), Female householders: 362 (96 living alone)

• 336 spouses (336 opposite-sex spouses), 45 unmarried partners, (45 opposite-sex unmarried partners), 292 children (276 natural, 16 adopted, 0 stepchildren), 62 grandchildren, 23 brothers or sisters, 11 parents, 0 foster children, 12 other relatives, 101 non-relatives

Size of family households: 254 2-persons, 52 3-persons, 105 4-persons, 44 5-persons

Size of nonfamily households: 285 1-person, 40 2-persons

77 married couples with children.
90 single-parent households (14 men, 76 women).

99.9% of residents of 40806 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• CLOSPLINT STP (KY 38 in BAXTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: LAND SUBDIVIDERS AND DEVELOPERS, EXCEPT CEMETERIES
  

• NOLAN HOWARD TRAILER PARK (112 HENSLEY DR / ROSSPOINT in BAXTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: OPERATORS OF RESIDENTIAL MOBILE HOME SITES
  

• LIQUID PETROLEUM ENERGY INC (JCT OF HWYS 840 & 421 in BAXTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
  

• LP ENERGY (160 HWY 840 in BAXTER, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: DARYL ROBINSON (CONTACT/OWNER)
  

• BAXTER METAL COMPANY (US HWY 413 in BAXTER, KY)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: SCRAP AND WASTE MATERIALS
  

• MELVIN COAL COMPANY (US HIGHWAY 119 in BAXTER, KY)

  AIR MAJOR (AIRS/AFS)
  

Housing units lacking complete plumbing facilities: 5.2%
Housing units lacking complete kitchen facilities: 7.6%

Population in 1990: 2,151. Population change in the 1990s: +1,434 (+66.7%).

Place of birth for U.S.-born residents:

• This state: 1,390
• Northeast: 7
• Midwest: 86
• South: 121

72% of the 40806 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 85% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

92% of the 40806 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 23% moved from this county.
   Out of people who lived in different houses, 26% moved from different county within same state.
   Out of people who lived in different houses, 55% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 20
Students in private schools in grades 9 to 12 (high school): 28 Students in private undergraduate colleges: 12

Companies with federal contracts located in this zip code:

• RT WELDING & FABRICATION (973 N HGWY 413 in BAXTER, KY; small business) : $10,820 in 2 contracts in 2005

  $5,410 with Army for Gas Welding, Heat Cutting, and Metalizing Equipment. Signed on 2005-05-09. Completion date: 2005-05-31.
  $5,410 with U.S. Army Corps of Engineers - civil program financing only for Gas Welding, Heat Cutting, and Metalizing Equipment. Signed on 2005-05-09. Completion date: 2005-05-31.
  

• HOWARD HEATING & AIR CONDITION (138 N HWY 413 in BAXTER, KY; small business) : $8,400 in 2 contracts in 2005

  $4,200 with Army for Air Conditioning Equipment. Signed on 2005-09-12. Completion date: 2005-09-30.
  $4,200 with U.S. Army Corps of Engineers - civil program financing only for Air Conditioning Equipment. Signed on 2005-09-12. Completion date: 2005-09-30.
  

Top industries in this zip code by the number of employees in 2005:

• Professional, Scientific, and Technical Services: Computer Systems Design Services (20-49 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1, 1-4: 2)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (10-19: 1, 5-9: 1, 1-4: 1)
• Wholesale Trade: Recyclable Material Merchant Wholesalers (10-19: 1)
• Professional, Scientific, and Technical Services: Engineering Services (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 8. The highest number of reported fire incidents - 16 took place in 2002, and the least - 2 in 2013. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (46.9%), and Outside Fires (19.2%).


• Fire incident types reported to NFIRS in Zip Code 40806
• 6146.9%Structure Fires
• 2519.2%Outside Fires
• 2418.5%Mobile Property/Vehicle Fires
• 2015.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40806, Kentucky

Most common first names in zip code 40806 among deceased individuals
Name	Count	Lived (average)
James	18	66.6 years
John	18	71.3 years
Mary	17	75.7 years
William	14	64.1 years
George	10	68.1 years
Charles	9	66.9 years
Edward	9	62.3 years
Chester	7	64.3 years
Henry	6	79.3 years
Glen	5	58.6 years

Most common last names in zip code 40806 among deceased individuals
Last name	Count	Lived (average)
Howard	45	72.6 years
Sergent	23	78.0 years
Johnson	19	72.3 years
Middleton	16	62.1 years
Saylor	14	78.4 years
Hensley	12	72.8 years
Ellis	10	74.6 years
Lewis	10	75.6 years
Smith	9	67.9 years
Boggs	9	69.1 years

Businesses in zip code 40806

• Arby's: 1
• Dairy Queen: 1
• UPS: 1