40854 Zip Code (Loyall, KY) Detailed Profile

Estimated zip code population in 2022: 1,003
Zip code population in 2010: 1,213
Zip code population in 2000: 1,013

Houses and condos: 543
Renter-occupied apartments: 202
March 2022 cost of living index in zip code 40854: 78.6 (low, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 0.1 sq. mi.

Population density: 465 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $755 (0.9%)

For population 25 years and over in 40854:

• High school or higher: 75.5%
• Bachelor's degree or higher: 5.7%
• Graduate or professional degree: 3.2%
• Unemployed: 19.5%
• Mean travel time to work (commute): 14.4 minutes

For population 15 years and over in 40854:

• Never married: 35.4%
• Now married: 40.0%
• Separated: 0.4%
• Widowed: 8.7%
• Divorced: 15.4%

• 
• • 95895.6%White
  • 242.4%Two or more races
  • 111.1%Black
  • 90.9%Hispanic or Latino

100% urban population.

Averages for the 2004 tax year for zip code 40854, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,302 (Individual Income Tax Returns)

Here:	$31,302
State:	$41,540

Salary/wage: $30,665 (reported on 84.8% of returns)

Here:	$30,665
State:	$36,432

(% of AGI for various income ranges: 89.0% for AGIs below $10k, 76.8% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 83.2% for AGIs over 100k)

Taxable interest for individuals: $1,082 (reported on 35.0% of returns)

This zip code:	$1,082
Kentucky:	$1,571

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $524 (reported on 6.7% of returns)

Here:	$524
State:	$3,453

Net capital gain/loss: +$1,081 (reported on 5.9% of returns)

Here:	+$1,081
State:	+$9,663

Profit/loss from business: +$4,932 (reported on 11.8% of returns)

Here:	+$4,932
State:	+$9,233

(% of AGI for various income ranges: 9.4% for AGIs below $10k, 5.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k)

Total itemized deductions: $13,082 (20% of AGI, reported on 11.7% of returns)

Here:	$13,082
State:	$17,474

Here:	19.7% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 8.7% for AGIs over 100k)

Charity contributions deductions: $3,340 (5% of AGI, reported on 8.5% of returns)

Here:	$3,340
State:	$3,494

Here:	4.8% of AGI
State:	4.0% of AGI

Total tax: $3,827 (reported on 67.6% of returns)

40854:	$3,827
State:	$6,162

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.2% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,938 (reported on 25.9% of returns)

Here:	$1,938
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 70.8%

Here:	71%
State:	66%

(% for various income ranges: 59.5% for AGIs below $10k, 70.9% for AGIs $10k-25k, 72.4% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 93.8% for AGIs over 100k)

Nearest zip codes: 40824, 40873, 40810, 40829, 40806, 40831.
Loyall Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 1.9% of all households
• Gay men: 1.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 167
Household did not receive Food Stamps/SNAP in the past 12 months: 284

Women who did not have a birth in the past 12 months: 223 (94 now married, 129 unmarried)

Housing units in zip code 40854 with a mortgage: 98
Median monthly owner costs for units with a mortgage: $755
Median monthly owner costs for units without a mortgage: $393

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40854 household income distribution in 2022

• 50Less than $10,000
• 34$10,000 to $14,999
• 81$15,000 to $19,999
• 66$20,000 to $24,999
• 11$25,000 to $29,999
• 40$30,000 to $34,999
• 21$35,000 to $39,999
• 14$40,000 to $44,999
• 38$45,000 to $49,999
• 36$50,000 to $59,999
• 24$60,000 to $74,999
• 23$75,000 to $99,999
• 6$100,000 to $124,999
• 2$125,000 to $149,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40854

• 3Less than $10,000
• 1$15,000 to $19,999
• 17$40,000 to $49,999
• 15$50,000 to $59,999
• 100$60,000 to $69,999
• 37$70,000 to $79,999
• 17$80,000 to $89,999
• 17$100,000 to $124,999
• 3$125,000 to $149,999
• 30$150,000 to $174,999
• 1$175,000 to $199,999

• Rent paid by renters in 2022 in zip code 40854

• 13$100 to $149
• 4$250 to $299
• 26$300 to $349
• 4$350 to $399
• 45$400 to $449
• 34$450 to $499
• 2$500 to $549
• 18$550 to $599
• 6$600 to $649
• 41No cash rent

Median gross rent in 2022: $592.

Median price asked for vacant for-sale houses and condos in 2022: $103,898.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $73,349

Estimated median house or condo value in 2022: $76,302 Lower value quartile - upper value quartile: $66,596 - $97,515

Mean price in 2022:

Detached houses: $114,061

Here:	$114,061
State:	$256,452

Mobile homes: $15,445

Here:	$15,445
State:	$84,635

Housing units in structures:

• One, detached: 351
• Two: 33
• 3 or 4: 20
• 5 to 9: 17
• Mobile homes: 117

Unemployment: 19.5%

• Means of transportation to work in zip code 40854

• 65.5%157Drove a car alone
• 10.0%24Carpooled
• 7.5%18Walked
• 18.8%45Worked at home

• Travel time to work (commute) in zip code 40854

• 445 to 9 minutes
• 9410 to 14 minutes
• 4315 to 19 minutes
• 530 to 34 minutes
• 560 to 89 minutes
• 490 or more minutes

Percentage of zip code residents living and working in this county: 80.8%

Household type by relationship:

Households: 1,003

• Male householders: 138 (42 living alone), Female householders: 316 (106 living alone)

• 150 spouses (150 opposite-sex spouses), 17 unmarried partners, (8 opposite-sex unmarried partners), 259 children (259 natural, 0 adopted, 0 stepchildren), 72 grandchildren, 6 brothers or sisters, 6 parents, 0 foster children, 8 other relatives, 34 non-relatives

Size of family households: 172 2-persons, 52 3-persons, 21 4-persons, 23 5-persons, 6 6-persons

Size of nonfamily households: 149 1-person, 14 2-persons, 5 3-persons, 5 4-persons

95 married couples with children.
37 single-parent households (37 women).

99.9% of residents of 40854 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• L&N RAILROAD (US HWY 119 & 421 in LOYALL, KY)

  (Integrated Compliance Information System) - ICIS-04-1979-0009, FORMAL ENFORCEMENT ACTION
  Business SIC classification: RAILROADS, LINE-HAUL OPERATING
  

• KTC HARLAN CO MAINT GARAGE (OLD US 119 in LOYALL, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: TERMINAL AND SERVICE FACILITIES FOR MOTOR VEHICLE PASSENGER TRANSPORTATION
  

• LOYALL STP (GOOD NEIGHBOR RD in LOYALL, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  

• B & B REPAIR (121 3RD STREET, RIO VISTA in LOYALL, KY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  

Housing units lacking complete plumbing facilities: 11.3%
Housing units lacking complete kitchen facilities: 9.6%

Place of birth for U.S.-born residents:

• This state: 811
• Northeast: 24
• Midwest: 16
• South: 145

66% of the 40854 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 85% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

90% of the 40854 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 30% moved from this county.
   Out of people who lived in different houses, 68% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 11 Students in private undergraduate colleges: 9

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Health Care and Social Assistance: Child Day Care Services (5-9: 1, 1-4: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
• Construction: Electrical Contractors (1-4: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)
• Other Services (except Public Administration): Funeral Homes and Funeral Services (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 6. The highest number of fires - 15 took place in 2014, and the least - 1 in 2002. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (74.1%), and Outside Fires (20.4%).


• Fire incident types reported to NFIRS in Zip Code 40854
• 8074.1%Structure Fires
• 2220.4%Outside Fires
• 54.6%Mobile Property/Vehicle Fires
• 10.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40854, Kentucky

Most common first names in zip code 40854 among deceased individuals
Name	Count	Lived (average)
William	15	73.8 years
John	14	77.1 years
James	13	68.2 years
Mary	11	77.5 years
Charles	9	62.8 years
Edna	7	76.3 years
George	7	61.6 years
Joe	6	82.3 years
Margaret	6	77.0 years
Ethel	6	79.3 years

Most common last names in zip code 40854 among deceased individuals
Last name	Count	Lived (average)
Howard	14	77.7 years
Wilson	10	72.1 years
Johnson	10	70.2 years
Saylor	8	78.7 years
Hall	8	74.5 years
Noe	8	69.9 years
Nolan	7	73.9 years
Belcher	7	66.9 years
Helton	6	71.3 years
Creech	6	82.1 years