42048 Zip Code (Hardin, KY) Detailed Profile

Estimated zip code population in 2022: 2,318
Zip code population in 2010: 2,147
Zip code population in 2000: 1,989

Houses and condos: 1,270
Renter-occupied apartments: 218
March 2022 cost of living index in zip code 42048: 81.1 (low, U.S. average is 100)

Land area: 26.3 sq. mi.
Water area: 4.0 sq. mi.

Population density: 88 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $808 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $834 (0.8%)

For population 25 years and over in 42048:

• High school or higher: 90.8%
• Bachelor's degree or higher: 23.3%
• Graduate or professional degree: 6.4%
• Unemployed: 1.7%
• Mean travel time to work (commute): 31.0 minutes

For population 15 years and over in 42048:

• Never married: 19.9%
• Now married: 55.4%
• Separated: 0.9%
• Widowed: 5.4%
• Divorced: 18.4%

• 
• • 2,29198.8%White
  • 170.7%Two or more races
  • 70.3%Hispanic or Latino
  • 30.1%Black

100% rural population.

Averages for the 2020 tax year for zip code 42048, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $40,207 (Individual Income Tax Returns)

Here:	$40,207
State:	$61,342

Salary/wage: $36,517 (reported on 76.8% of returns)

Here:	$36,517
State:	$50,827

(% of AGI for various income ranges: 1053.2% for AGIs below $25k, 3116.2% for AGIs $25k-50k, 6101.0% for AGIs $50k-75k, 10200.0% for AGIs $75k-100k, 18617.5% for AGIs $100k-200k)

Taxable interest for individuals: $660 (reported on 30.3% of returns)

This zip code:	$660
Kentucky:	$1,441

(% of AGI for various income ranges: 12.6% for AGIs below $25k, 30.0% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 47.5% for AGIs $75k-100k, 57.5% for AGIs $100k-200k)

Ordinary dividends: $1,442 (reported on 12.1% of returns)

Here:	$1,442
State:	$7,388

(% of AGI for various income ranges: 13.2% for AGIs below $25k, 11.4% for AGIs $25k-50k, 45.0% for AGIs $50k-75k, 147.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,640 (reported on 10.1% of returns)

Here:	+$2,640
State:	+$19,475

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 22.4% for AGIs $25k-50k, 52.0% for AGIs $50k-75k, 402.5% for AGIs $75k-100k)

Profit/loss from business: +$7,047 (reported on 15.2% of returns)

Here:	+$7,047
State:	+$11,386

(% of AGI for various income ranges: 97.9% for AGIs below $25k, 119.0% for AGIs $25k-50k, 99.0% for AGIs $50k-75k, 937.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,600 (reported on 7.1% of returns)

42048:	$12,600
Kentucky:	$18,941

(% of AGI for various income ranges: 204.3% for AGIs $25k-50k, 1132.5% for AGIs $75k-100k)

Earned income credit: $2,704 (reported on 23.2% of returns)

Here:	$2,704
State:	$2,336

(% of AGI for various income ranges: 132.6% for AGIs below $25k, 81.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.0%

Here:	96%
State:	94%

(% for various income ranges: 95.5% for AGIs below $25k, 96.2% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 42048, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,173 (Individual Income Tax Returns)

Here:	$33,173
State:	$50,814

Salary/wage: $30,488 (reported on 81.3% of returns)

Here:	$30,488
State:	$42,723

(% of AGI for various income ranges: 69.5% for AGIs below $25k, 74.6% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 81.7% for AGIs $100k-200k)

Taxable interest for individuals: $1,008 (reported on 26.4% of returns)

This zip code:	$1,008
Kentucky:	$1,381

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,522 (reported on 9.9% of returns)

Here:	$1,522
State:	$6,239

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.2% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$962 (reported on 8.8% of returns)

Here:	+$962
State:	+$11,336

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k)

Profit/loss from business: +$7,492 (reported on 14.3% of returns)

Here:	+$7,492
State:	+$10,862

(% of AGI for various income ranges: 10.2% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.0% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $8,750 (reported on 8.8% of returns)

42048:	$8,750
Kentucky:	$14,296

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.9% for AGIs $25k-50k, 6.0% for AGIs $50k-75k)

Total itemized deductions: $15,950 (24% of AGI, reported on 17.6% of returns)

Here:	$15,950
State:	$21,160

Here:	23.8% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 5.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 13.4% for AGIs $100k-200k)

Charity contributions: $2,985 (reported on 14.3% of returns)

Here:	$2,985
State:	$4,303

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxes paid: $4,894 (reported on 17.6% of returns)

42048:	$4,894
State:	$8,496

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,267 (reported on 29.7% of returns)

Here:	$2,267
State:	$2,273

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.5%

Here:	62%
State:	60%

(% for various income ranges: 60.0% for AGIs below $25k, 66.7% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 42048, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,271 (Individual Income Tax Returns)

Here:	$28,271
State:	$41,540

Salary/wage: $25,610 (reported on 81.9% of returns)

Here:	$25,610
State:	$36,432

(% of AGI for various income ranges: 84.9% for AGIs below $10k, 67.7% for AGIs $10k-25k, 77.4% for AGIs $25k-50k, 79.3% for AGIs $50k-75k, 122.4% for AGIs $75k-100k)

Taxable interest for individuals: $1,332 (reported on 31.3% of returns)

This zip code:	$1,332
Kentucky:	$1,571

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $1,000 (reported on 13.9% of returns)

Here:	$1,000
State:	$3,453

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.1% for AGIs $50k-75k)

Net capital gain/loss: +$1,240 (reported on 8.5% of returns)

Here:	+$1,240
State:	+$9,663

(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

Profit/loss from business: +$8,667 (reported on 17.3% of returns)

Here:	+$8,667
State:	+$9,233

(% of AGI for various income ranges: 11.9% for AGIs below $10k, 9.8% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 5.5% for AGIs $50k-75k)

Total itemized deductions: $13,975 (25% of AGI, reported on 17.8% of returns)

Here:	$13,975
State:	$17,474

Here:	25.2% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $2,567 (5% of AGI, reported on 14.4% of returns)

Here:	$2,567
State:	$3,494

Here:	4.7% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Total tax: $3,035 (reported on 68.3% of returns)

42048:	$3,035
State:	$6,162

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 11.3% for AGIs over 100k)

Earned income credit: $1,797 (reported on 25.7% of returns)

Here:	$1,797
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 67.2%

Here:	67%
State:	66%

(% for various income ranges: 64.6% for AGIs below $10k, 71.8% for AGIs $10k-25k, 65.5% for AGIs $25k-50k, 64.7% for AGIs $50k-75k, 96.2% for AGIs $75k-100k)

Nearest zip codes: 42036, 42020, 42025, 42071, 42044, 42054.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 211
Household did not receive Food Stamps/SNAP in the past 12 months: 730

Women who had a birth in the past 12 months: 3 (3 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 448 (261 now married, 189 unmarried)

Housing units in zip code 42048 with a mortgage: 458 (16 second mortgage, 14 both second mortgage and home equity loan)
Houses without a mortgage: 35

Median monthly owner costs for units with a mortgage: $948
Median monthly owner costs for units without a mortgage: $405

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 42048 household income distribution in 2022

• 86Less than $10,000
• 60$10,000 to $14,999
• 26$15,000 to $19,999
• 99$20,000 to $24,999
• 73$25,000 to $29,999
• 62$30,000 to $34,999
• 48$35,000 to $39,999
• 73$40,000 to $44,999
• 35$45,000 to $49,999
• 68$50,000 to $59,999
• 64$60,000 to $74,999
• 49$75,000 to $99,999
• 65$100,000 to $124,999
• 32$125,000 to $149,999
• 53$150,000 to $199,999
• 46$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 42048

• 2Less than $10,000
• 1$20,000 to $24,999
• 2$30,000 to $34,999
• 7$40,000 to $49,999
• 39$50,000 to $59,999
• 98$70,000 to $79,999
• 41$80,000 to $89,999
• 58$90,000 to $99,999
• 80$100,000 to $124,999
• 114$125,000 to $149,999
• 15$150,000 to $174,999
• 23$175,000 to $199,999
• 21$200,000 to $249,999
• 54$250,000 to $299,999
• 54$300,000 to $399,999
• 26$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 42048

• 9Less than $100
• 11$100 to $149
• 3$150 to $199
• 16$200 to $249
• 8$250 to $299
• 50$300 to $349
• 15$350 to $399
• 5$400 to $449
• 30$450 to $499
• 10$500 to $549
• 6$550 to $599
• 4$600 to $649
• 16$650 to $699
• 1$750 to $799
• 8$900 to $999
• 19No cash rent

Median gross rent in 2022: $578.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $148,689
• Two or more races householders: $268,500

Estimated median house or condo value in 2022: $130,312 Lower value quartile - upper value quartile: $91,879 - $165,699

Mean price in 2022:

Detached houses: $164,534

Here:	$164,534
State:	$256,452

Mobile homes: $85,630

Here:	$85,630
State:	$84,635

Housing units in structures:

• One, detached: 770
• One, attached: 3
• Two: 1
• 3 or 4: 32
• 5 to 9: 44
• 50 or more: 9
• Mobile homes: 402

Unemployment: 1.7%

• Means of transportation to work in zip code 42048

• 74.4%607Drove a car alone
• 7.8%64Carpooled
• 3.2%26Walked
• 8.5%69Other means
• 5.4%44Worked at home

• Travel time to work (commute) in zip code 42048

• 39Less than 5 minutes
• 705 to 9 minutes
• 7710 to 14 minutes
• 14115 to 19 minutes
• 12620 to 24 minutes
• 225 to 29 minutes
• 10330 to 34 minutes
• 1235 to 39 minutes
• 5140 to 44 minutes
• 5245 to 59 minutes
• 3360 to 89 minutes
• 4890 or more minutes

Percentage of zip code residents living and working in this county: 59.7%

Household type by relationship:

Households: 2,318

• Male householders: 375 (152 living alone), Female householders: 570 (59 living alone)

• 468 spouses (451 opposite-sex spouses), 82 unmarried partners, (79 opposite-sex unmarried partners), 659 children (569 natural, 13 adopted, 75 stepchildren), 78 grandchildren, 0 brothers or sisters, 4 parents, 0 foster children, 0 other relatives, 65 non-relatives

• In group quarters: 32 (-1 institutionalized population)

Size of family households: 306 2-persons, 188 3-persons, 62 4-persons, 93 5-persons

Size of nonfamily households: 210 1-person, 53 2-persons, 20 3-persons, 1 4-persons

306 married couples with children.
159 single-parent households (12 men, 147 women).

99.2% of residents of 42048 zip code speak English at home.
0.7% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• LAKE REGION PROPANE GAS, INC. (31 SMALL LANE in HARDIN, KY)

  (Integrated Compliance Information System) - ICIS-04-2001-9030, FORMAL ENFORCEMENT ACTION
  Business SIC classification: COMBINATION UTILITIES
  

• ASHLAND BRANDED MARKETING INC. 128-018 (US 641 & KY 80 in HARDIN, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• PIRATE'S COVE - USA FINANCIAL SERV. (ROUTE 1, HIGHWAY 80 in HARDIN, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: USA FINANCIAL SERVICES INC. (CONTACT/OWNER)
  

• FORMER NEWCOMB SERVICE STATION (INTERSECTION US 60/80 in AURORA, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: C. L. NEWCOMB (CONTACT/OWNER)
  

• MACK & MACK MARINE SALES (HWY 68 EAST in AURORA, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: BOAT DEALERS.
  Organizations: LARRY RYAN (CONTACT/OWNER)
  

• MARSHALL CO SANIT DIST #1 (100 CHEROKEE LN HWY 68 in AURORA, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  

Housing units lacking complete plumbing facilities: 4.0%
Housing units lacking complete kitchen facilities: 4.9%

Population in 1990: 3,246.

Place of birth for U.S.-born residents:

• This state: 1,581
• Northeast: 23
• Midwest: 451
• South: 182
• West: 37

53% of the 42048 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

94% of the 42048 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 40% moved from this county.
   Out of people who lived in different houses, 46% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 92
Students in private schools in grades 9 to 12 (high school): 24 Students in private undergraduate colleges: 25

Companies with federal contracts located in this zip code:

• SHORELINE IMPROVEMENTS, INC (15623 US HIGHWAY 68 E in HARDIN, KY; small business) : $33,640 in 5 contracts from 2003 to 2005

  Contracts for Vessel Towing Service, Floating Drydocks by U.S. Army Corps of Engineers - civil program financing only, Army
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $13,500; 2004: $4,140; 2005: $16,000; 2006: $0.
  
  Biggest contracts:
  $13,500 with U.S. Army Corps of Engineers - civil program financing only for Vessel Towing Service. Signed on 2003-09-23. Completion date: 2003-12-31.
  $8,000 with Army for Floating Drydocks. Signed on 2005-05-19. Completion date: 2005-06-30.
  $8,000 with U.S. Army Corps of Engineers - civil program financing only for Floating Drydocks. Signed on 2005-05-19. Completion date: 2005-06-30.
  $2,070 with Army for Vessel Towing Service. Signed on 2004-04-20. Completion date: 2003-12-31.
  

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 2 establishments, 5-9 employees: 2 establishments, 1-4 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 1-4: 3)
• Construction: Other Heavy and Civil Engineering Construction (10-19: 1, 1-4: 1)
• Other Services (except Public Administration): Political Organizations (10-19: 1)
• Wholesale Trade: Farm Supplies Merchant Wholesalers (10-19: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1)
• Construction: Masonry Contractors (5-9: 1)
• Arts, Entertainment, and Recreation: Marinas (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 21. The highest number of reported fire incidents - 56 took place in 2012, and the least - 2 in 2003. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (44.5%), and Outside Fires (41.7%).


• Fire incident types reported to NFIRS in Zip Code 42048
• 15944.5%Structure Fires
• 14941.7%Outside Fires
• 3810.6%Mobile Property/Vehicle Fires
• 113.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 42048, Kentucky

Most common first names in zip code 42048 among deceased individuals
Name	Count	Lived (average)
John	20	73.8 years
James	20	68.5 years
William	19	70.2 years
Robert	15	72.3 years
Mary	14	74.4 years
Charles	12	73.5 years
Ruth	9	78.9 years
Joe	9	74.1 years
George	9	72.0 years
Dorothy	7	70.8 years

Most common last names in zip code 42048 among deceased individuals
Last name	Count	Lived (average)
Jones	29	72.9 years
Henson	12	72.2 years
Cope	11	75.2 years
Pace	11	80.2 years
Jackson	11	79.9 years
Harrison	10	80.5 years
Brown	10	72.6 years
Gardner	10	78.7 years
Smith	10	81.8 years
Lovett	10	74.9 years