42054 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 1,066
Zip code population in 2010: 984
Zip code population in 2000: 1,026

Houses and condos: 611
Renter-occupied apartments: 168
March 2022 cost of living index in zip code 42054: 82.8 (low, U.S. average is 100)

Land area: 29.2 sq. mi.
Water area: 0.3 sq. mi.

Population density: 37 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,393

For population 25 years and over in 42054:

• High school or higher: 90.1%
• Bachelor's degree or higher: 21.4%
• Graduate or professional degree: 5.2%
• Unemployed: 8.0%
• Mean travel time to work (commute): 22.6 minutes

For population 15 years and over in 42054:

• Never married: 10.6%
• Now married: 51.0%
• Separated: 5.0%
• Widowed: 10.3%
• Divorced: 23.1%

• 
• • 94388.5%White
  • 666.2%Hispanic or Latino
  • 565.3%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 42054, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $61,916 (Individual Income Tax Returns)

Here:	$61,916
State:	$61,342

Salary/wage: $48,678 (reported on 82.2% of returns)

Here:	$48,678
State:	$50,827

(% of AGI for various income ranges: 1392.0% for AGIs below $25k, 3812.5% for AGIs $25k-50k, 5788.0% for AGIs $50k-75k, 8730.0% for AGIs $75k-100k, 17957.5% for AGIs $100k-200k)

Taxable interest for individuals: $588 (reported on 35.6% of returns)

This zip code:	$588
Kentucky:	$1,441

(% of AGI for various income ranges: 7.0% for AGIs below $25k, 8.8% for AGIs $25k-50k, 46.0% for AGIs $50k-75k, 12.5% for AGIs $75k-100k, 130.0% for AGIs $100k-200k)

Ordinary dividends: $1,120 (reported on 11.1% of returns)

Here:	$1,120
State:	$7,388

(% of AGI for various income ranges: 25.0% for AGIs $25k-50k, 90.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,350 (reported on 13.3% of returns)

Here:	+$5,350
State:	+$19,475

(% of AGI for various income ranges: 93.8% for AGIs $25k-50k, 615.0% for AGIs $100k-200k)

Profit/loss from business: +$5,614 (reported on 15.6% of returns)

Here:	+$5,614
State:	+$11,386

(% of AGI for various income ranges: 290.0% for AGIs below $25k, 257.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $15,000 (reported on 4.4% of returns)

42054:	$15,000
Kentucky:	$18,941

(% of AGI for various income ranges: 300.0% for AGIs below $25k)

Earned income credit: $1,912 (reported on 17.8% of returns)

Here:	$1,912
State:	$2,336

(% of AGI for various income ranges: 153.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.8%

Here:	98%
State:	94%

(% for various income ranges: 94.1% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 42054, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,772 (Individual Income Tax Returns)

Here:	$45,772
State:	$50,814

Salary/wage: $40,169 (reported on 83.7% of returns)

Here:	$40,169
State:	$42,723

(% of AGI for various income ranges: 73.2% for AGIs below $25k, 78.3% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 83.7% for AGIs $75k-100k, 65.5% for AGIs $100k-200k)

Taxable interest for individuals: $633 (reported on 34.9% of returns)

This zip code:	$633
Kentucky:	$1,381

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k)

Ordinary dividends: $817 (reported on 14.0% of returns)

Here:	$817
State:	$6,239

Net capital gain/loss in AGI: +$3,583 (reported on 14.0% of returns)

Here:	+$3,583
State:	+$11,336

Profit/loss from business: +$5,029 (reported on 16.3% of returns)

Here:	+$5,029
State:	+$10,862

Taxable individual retirement arrangement distribution: $17,833 (reported on 7.0% of returns)

42054:	$17,833
Kentucky:	$14,296

Total itemized deductions: $21,409 (28% of AGI, reported on 25.6% of returns)

Here:	$21,409
State:	$21,160

Here:	27.5% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 15.9% for AGIs $25k-50k, 18.2% for AGIs $50k-75k, 15.3% for AGIs $100k-200k)

Charity contributions: $4,400 (reported on 20.9% of returns)

Here:	$4,400
State:	$4,303

(% of AGI for various income ranges: 2.8% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.5% for AGIs $100k-200k)

Taxes paid: $5,836 (reported on 25.6% of returns)

42054:	$5,836
State:	$8,496

(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 4.9% for AGIs $100k-200k)

Earned income credit: $2,622 (reported on 20.9% of returns)

Here:	$2,622
State:	$2,273

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 74.4%

Here:	74%
State:	60%

(% for various income ranges: 68.4% for AGIs below $25k, 72.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 42054, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,285 (Individual Income Tax Returns)

Here:	$35,285
State:	$41,540

Salary/wage: $34,394 (reported on 84.1% of returns)

Here:	$34,394
State:	$36,432

(% of AGI for various income ranges: 106.5% for AGIs below $10k, 69.2% for AGIs $10k-25k, 80.2% for AGIs $25k-50k, 81.4% for AGIs $50k-75k, 86.8% for AGIs $75k-100k, 87.7% for AGIs over 100k)

Taxable interest for individuals: $936 (reported on 42.0% of returns)

This zip code:	$936
Kentucky:	$1,571

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Taxable dividends: $457 (reported on 17.1% of returns)

Here:	$457
State:	$3,453

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

Net capital gain/loss: +$64 (reported on 11.5% of returns)

Here:	+$64
State:	+$9,663

Profit/loss from business: +$6,655 (reported on 21.2% of returns)

Here:	+$6,655
State:	+$9,233

(% of AGI for various income ranges: 16.2% for AGIs below $10k, 7.6% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

Total itemized deductions: $15,227 (23% of AGI, reported on 26.8% of returns)

Here:	$15,227
State:	$17,474

Here:	23.0% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 7.3% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Charity contributions deductions: $3,224 (5% of AGI, reported on 23.9% of returns)

Here:	$3,224
State:	$3,494

Here:	4.7% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Total tax: $3,685 (reported on 77.3% of returns)

42054:	$3,685
State:	$6,162

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 13.4% for AGIs over 100k)

Earned income credit: $1,585 (reported on 20.0% of returns)

Here:	$1,585
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 74.4%

Here:	74%
State:	66%

(% for various income ranges: 67.0% for AGIs below $10k, 70.9% for AGIs $10k-25k, 77.3% for AGIs $25k-50k, 86.5% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 87.5% for AGIs over 100k)

Nearest zip codes: 42040, 42020, 42025, 42071, 42066, 42048.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 152
Household did not receive Food Stamps/SNAP in the past 12 months: 402

Women who did not have a birth in the past 12 months: 346 (146 now married, 199 unmarried)

Housing units in zip code 42054 with a mortgage: 179 (7 second mortgage, 7 both second mortgage and home equity loan)
Houses without a mortgage: 32

Median monthly owner costs for units with a mortgage: $992
Median monthly owner costs for units without a mortgage: $428

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 42054 household income distribution in 2022

• 80Less than $10,000
• 50$10,000 to $14,999
• 27$15,000 to $19,999
• 5$20,000 to $24,999
• 27$25,000 to $29,999
• 22$35,000 to $39,999
• 14$45,000 to $49,999
• 39$50,000 to $59,999
• 63$60,000 to $74,999
• 119$75,000 to $99,999
• 46$100,000 to $124,999
• 18$150,000 to $199,999
• 39$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 42054

• 14$10,000 to $14,999
• 27$15,000 to $19,999
• 5$30,000 to $34,999
• 32$35,000 to $39,999
• 3$40,000 to $49,999
• 12$50,000 to $59,999
• 32$80,000 to $89,999
• 41$100,000 to $124,999
• 12$125,000 to $149,999
• 23$150,000 to $174,999
• 60$175,000 to $199,999
• 7$200,000 to $249,999
• 83$300,000 to $399,999
• 25$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 42054

• 46$400 to $449
• 83$800 to $899
• 11$900 to $999
• 31No cash rent

Median gross rent in 2022: $1,065.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $164,536

Estimated median house or condo value in 2022: $155,044

Mean price in 2022:

Detached houses: $212,278

Here:	$212,278
State:	$256,452

Mobile homes: $37,345

Here:	$37,345
State:	$84,635

Housing units in structures:

• One, detached: 379
• 10 to 19: 87
• Mobile homes: 141

Unemployment: 8.0%

• Means of transportation to work in zip code 42054

• 89.0%494Drove a car alone
• 0.7%4Carpooled
• 0.2%1Bus or trolley bus
• 7.9%44Worked at home

• Travel time to work (commute) in zip code 42054

• 85Less than 5 minutes
• 1010 to 14 minutes
• 11115 to 19 minutes
• 12020 to 24 minutes
• 3625 to 29 minutes
• 2235 to 39 minutes
• 8240 to 44 minutes
• 1845 to 59 minutes
• 1860 to 89 minutes

Percentage of zip code residents living and working in this county: 59.1%

Household type by relationship:

Households: 1,066

• Male householders: 173 (55 living alone), Female householders: 385 (113 living alone)

• 172 spouses (172 opposite-sex spouses), 37 unmarried partners, (37 opposite-sex unmarried partners), 194 children (194 natural, 0 adopted, 0 stepchildren), 48 grandchildren, 8 brothers or sisters, 8 parents, 0 foster children, 6 other relatives, 42 non-relatives

Size of family households: 99 2-persons, 40 3-persons, 185 4-persons, 7 6-persons

Size of nonfamily households: 168 1-person, 32 2-persons, 17 4-persons

141 married couples with children.
0 single-parent households ().

98.6% of residents of 42054 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
0.8% of residents speak other Indo-European language at home (100% very well).

Housing units lacking complete plumbing facilities: 3.0%
Housing units lacking complete kitchen facilities: 3.0%

Population in 1990: 3,190.

Place of birth for U.S.-born residents:

• This state: 620
• Northeast: 61
• Midwest: 118
• South: 252
• West: 13

51% of the 42054 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

87% of the 42054 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 77% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 21
Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Construction: Framing Contractors (1-4: 1)

Most common first names in zip code 42054 among deceased individuals
Name	Count	Lived (average)
James	14	72.1 years
John	5	80.4 years
George	5	86.4 years
Mary	5	81.2 years
William	5	78.6 years
Edward	4	77.2 years
Fred	3	76.0 years
Curtis	3	77.3 years
Eula	3	75.0 years
Lois	3	90.0 years

Most common last names in zip code 42054 among deceased individuals
Last name	Count	Lived (average)
Smith	17	77.8 years
Tucker	9	81.0 years
Riley	9	82.5 years
Beach	9	77.0 years
Potts	6	78.7 years
Gupton	6	75.7 years
Newsome	6	82.5 years
Lawrence	6	66.0 years
Mason	5	64.0 years
Rule	5	75.2 years