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45321 Zip Code (Eldorado, OH) Detailed Profile




City: Eldorado, OH (1.74%)
County: Preble County, OH
Estimated zip code population in 2022: 1,233
Zip code population in 2010: 931
Zip code population in 2000: 1,015

Houses and condos: 490
Renter-occupied apartments: 77
% of renters here:

16%
State:

33%
March 2022 cost of living index in zip code 45321: 83.4 (less than average, U.S. average is 100)

Land area: 13.1 sq. mi.
Water area: 0.0 sq. mi.
Population density: 94 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 45321
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.9% ($1,263)
Ohio:

1.3% ($2,639)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,248 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,302 (1.1%)

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Males: 610  (49.5%)
Females: 622  (50.5%)

For population 25 years and over in 45321:

  • High school or higher: 88.4%
  • Bachelor's degree or higher: 18.5%
  • Graduate or professional degree: 5.6%
  • Unemployed: 4.3%
  • Mean travel time to work (commute): 30.2 minutes

For population 15 years and over in 45321:

  • Never married: 19.5%
  • Now married: 61.1%
  • Separated: 1.2%
  • Widowed: 7.6%
  • Divorced: 10.6%

Zip code 45321 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in significantly below state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 45321 (2022)
    • 1,18496.3%White
    • 302.4%Two or more races
    • 110.9%Hispanic or Latino
    • 50.4%Black
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45321, OH forum
Discuss zip code 45321 area on our local forum with over 2,400,000 registered users
100% rural population.

Estimated median house/condo value in 2022: $140,298
45321:

$140,298
Ohio:

$204,100



According to our research of Ohio and other state lists, there were 3 registered sex offenders living in 45321 zip code as of June 08, 2024.
The ratio of all residents to sex offenders in zip code 45321 is 276 to 1.


Median resident age:
This zip code:

30.0 years
Ohio median age:

39.9 years
Average household size:
This zip code:

2.6 people
Ohio:

2.4 people

Averages for the 2020 tax year for zip code 45321, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $46,932 (Individual Income Tax Returns)
Here:

$46,932
State:

$67,288

Salary/wage: $43,646 (reported on 79.5% of returns)
Here:

$43,646
State:

$55,628
(% of AGI for various income ranges: 922.2% for AGIs below $25k, 3593.0% for AGIs $25k-50k, 6996.7% for AGIs $50k-75k, 9976.7% for AGIs $75k-100k, 18310.0% for AGIs $100k-200k)

Taxable interest for individuals: $320 (reported on 22.7% of returns)
This zip code:

$320
Ohio:

$1,518
(% of AGI for various income ranges: 12.2% for AGIs below $25k, 16.7% for AGIs $50k-75k, 36.7% for AGIs $75k-100k)

Ordinary dividends: $360 (reported on 11.4% of returns)
Here:

$360
State:

$7,167
(% of AGI for various income ranges: 30.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$4,100 (reported on 9.1% of returns)
Here:

+$4,100
State:

+$18,919
(% of AGI for various income ranges: 273.3% for AGIs $50k-75k)

Profit/loss from business: +$6,560 (reported on 11.4% of returns)
Here:

+$6,560
State:

+$13,744
(% of AGI for various income ranges: 328.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $4,367 (reported on 6.8% of returns)
45321:

$4,367
Ohio:

$18,876
(% of AGI for various income ranges: 145.6% for AGIs below $25k)

Earned income credit: $2,300 (reported on 11.4% of returns)
Here:

$2,300
State:

$2,304
(% of AGI for various income ranges: 55.6% for AGIs below $25k, 65.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.2%
Here:

93%
State:

94%
(% for various income ranges: 92.3% for AGIs below $25k, 92.3% for AGIs $25k-50k, 88.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 45321, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,775 (Individual Income Tax Returns)
Here:

$39,775
State:

$54,926

Salary/wage: $34,011 (reported on 84.1% of returns)
Here:

$34,011
State:

$45,869
(% of AGI for various income ranges: 75.5% for AGIs below $25k, 79.6% for AGIs $25k-50k, 77.4% for AGIs $50k-75k, 58.7% for AGIs $75k-100k)

Taxable interest for individuals: $536 (reported on 25.0% of returns)
This zip code:

$536
Ohio:

$1,297
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Ordinary dividends: $550 (reported on 9.1% of returns)
Here:

$550
State:

$5,821
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.2% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$2,425 (reported on 9.1% of returns)
Here:

+$2,425
State:

+$11,232
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.5% for AGIs $50k-75k)

Profit/loss from business: +$4,500 (reported on 13.6% of returns)
Here:

+$4,500
State:

+$12,773
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 3.3% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $4,350 (reported on 9.1% of returns)
45321:

$4,350
Ohio:

$14,511
(% of AGI for various income ranges: 3.6% for AGIs $25k-50k)

Total itemized deductions: $13,257 (24% of AGI, reported on 15.9% of returns)
Here:

$13,257
State:

$21,278

Here:

23.8% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 5.8% for AGIs $25k-50k, 13.3% for AGIs $50k-75k)

Charity contributions: $2,300 (reported on 9.1% of returns)
Here:

$2,300
State:

$3,943
(% of AGI for various income ranges: 1.9% for AGIs $50k-75k)

Taxes paid: $5,100 (reported on 13.6% of returns)
45321:

$5,100
State:

$9,568
(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 5.0% for AGIs $50k-75k)

Earned income credit: $2,250 (reported on 18.2% of returns)
Here:

$2,250
State:

$2,285
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.6%
Here:

64%
State:

51%
(% for various income ranges: 61.1% for AGIs below $25k, 61.5% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 80.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 45321, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,659 (Individual Income Tax Returns)
Here:

$33,659
State:

$44,480

Salary/wage: $31,462 (reported on 89.7% of returns)
Here:

$31,462
State:

$39,198
(% of AGI for various income ranges: 103.8% for AGIs below $10k, 80.9% for AGIs $10k-25k, 84.0% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 77.0% for AGIs $75k-100k)

Taxable interest for individuals: $631 (reported on 39.5% of returns)
This zip code:

$631
Ohio:

$1,532
(% of AGI for various income ranges: 10.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Taxable dividends: $294 (reported on 15.2% of returns)
Here:

$294
State:

$3,496
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$263 (reported on 8.5% of returns)
Here:

+$263
State:

+$8,582

Profit/loss from business: +$4,846 (reported on 14.6% of returns)
Here:

+$4,846
State:

+$10,813

Total itemized deductions: $12,270 (25% of AGI, reported on 27.4% of returns)
Here:

$12,270
State:

$17,503

Here:

24.7% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 7.5% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 12.9% for AGIs $75k-100k)

Charity contributions deductions: $1,333 (3% of AGI, reported on 16.8% of returns)
Here:

$1,333
State:

$3,087

Here:

2.6% of AGI
State:

3.4% of AGI

Total tax: $3,294 (reported on 74.7% of returns)
45321:

$3,294
State:

$6,781
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.8% for AGIs $75k-100k)

Earned income credit: $1,805 (reported on 17.3% of returns)
Here:

$1,805
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 57.8%
Here:

58%
State:

55%
(% for various income ranges: 46.6% for AGIs below $10k, 65.5% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 50.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k)

Estimated median household income in 2022:
This zip code:

$62,452
Ohio:

$65,720
Eldorado, OH (45321) map Nearest zip codes: 45347, 45382, 45346, 45320, 45338, 45332.
Percentage of family households:
This zip code:

44.7%
Ohio:

43.3%
Percentage of households with unmarried partners:
This zip code:

1.3%
Ohio:

44.6%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 10
Household did not receive Food Stamps/SNAP in the past 12 months: 470


Women who had a birth in the past 12 months: 45 (46 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 297 (138 now married, 159 unmarried)


Housing units in zip code 45321 with a mortgage: 258 (16 second mortgage, 3 both second mortgage and home equity loan)
Houses without a mortgage: 4

Median monthly owner costs for units with a mortgage: $1,103
Median monthly owner costs for units without a mortgage: $426

Residents with income below the poverty level in 2022:
This zip code:

9.8%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

8.1%
Whole state:

7.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.7
Median number of rooms in apartments:
Here:

5.8
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 45321: Growing Acres Farm (A), National Trail Family Farm (B), North Central Ambulance District (C), Eldorado Village Fire Department (D). Display/hide their locations on the map

    Churches in zip code 45321 include: Eldorado United Methodist Church (A), Unitarian Universalist Church (B). Display/hide their locations on the map

    Cemeteries: Stump Cemetery (1), Hamburg Cemetery (2), Monroe Cemetery (3), Petry Cemetery (4). Display/hide their locations on the map

    Park in zip code 45321: Village Park (1). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 152010 to 2019
  • 22000 to 2009
  • 231990 to 1999
  • 171980 to 1989
  • 261970 to 1979
  • 341960 to 1969
  • 381950 to 1959
  • 341940 to 1949
  • 2961939 or earlier

Zip code 45321 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Eldorado, OH (45321)
  • Bedrooms in owner-occupied houses and condos in Eldorado, OH (45321)
  • 0no bedroom
  • 21 bedroom
  • 692 bedrooms
  • 2963 bedrooms
  • 384 bedrooms
  • 05+ bedrooms
Bedrooms in renter-occupied apartments in Eldorado, OH (45321)
  • Bedrooms in renter-occupied apartments in Eldorado, OH (45321)
  • 0no bedroom
  • 41 bedroom
  • 332 bedrooms
  • 223 bedrooms
  • 174 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Eldorado, OH (45321) in owner-occupied houses/condos
  • Cars and other vehicles available in Eldorado, OH (45321) in owner-occupied houses/condos
  • 3no vehicle
  • 1001 vehicle
  • 1932 vehicles
  • 1013 vehicles
  • 104 vehicles
  • 05+ vehicles
Cars and other vehicles available in Eldorado, OH (45321) in renter-occupied apartments
  • Cars and other vehicles available in Eldorado, OH (45321) in renter-occupied apartments
  • 12no vehicle
  • 181 vehicle
  • 222 vehicles
  • 253 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 45321 household income distribution in 2022

  • Zip code 45321 household income distribution in 2022
  • 14$10,000 to $14,999
  • 4$15,000 to $19,999
  • 34$20,000 to $24,999
  • 9$25,000 to $29,999
  • 31$30,000 to $34,999
  • 29$35,000 to $39,999
  • 16$40,000 to $44,999
  • 37$45,000 to $49,999
  • 38$50,000 to $59,999
  • 116$60,000 to $74,999
  • 72$75,000 to $99,999
  • 23$100,000 to $124,999
  • 20$125,000 to $149,999
  • 8$150,000 to $199,999
  • 22$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45321

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45321
  • 2$10,000 to $14,999
  • 2$25,000 to $29,999
  • 16$40,000 to $49,999
  • 8$50,000 to $59,999
  • 14$60,000 to $69,999
  • 30$70,000 to $79,999
  • 36$80,000 to $89,999
  • 13$90,000 to $99,999
  • 55$100,000 to $124,999
  • 30$125,000 to $149,999
  • 63$150,000 to $174,999
  • 31$175,000 to $199,999
  • 25$200,000 to $249,999
  • 2$250,000 to $299,999
  • 7$300,000 to $399,999
  • 10$400,000 to $499,999
  • 32$500,000 to $749,999
  • Rent paid by renters in 2022 in zip code 45321

  • Rent paid by renters in 2022 in zip code 45321
  • 10$200 to $249
  • 7$400 to $449
  • 1$450 to $499
  • 9$550 to $599
  • 19$650 to $699
  • 1$700 to $749
  • 20$750 to $799
  • 1$800 to $899
  • 7No cash rent

Median gross rent in 2022: $982.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $130,203
  • Hispanic or Latino householders: $128,321

Estimated median house or condo value in 2022: $140,298
45321:

$140,298
Ohio:

$204,100
Lower value quartile - upper value quartile: $91,875 - $196,830

Mean price in 2022:

Detached houses: $129,899
Here:

$129,899
State:

$254,366
Owners and renters by unit type in zip code 45321
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 480
  • One, attached: 3
  • Two: 5

Unemployment: 4.3%

  • Means of transportation to work in zip code 45321

  • Means of transportation to work in zip code 45321
  • 80.1%438Drove a car alone
  • 13.0%71Carpooled
  • 4.6%25Worked at home
  • Travel time to work (commute) in zip code 45321

  • Travel time to work (commute) in zip code 45321
  • 30Less than 5 minutes
  • 455 to 9 minutes
  • 1910 to 14 minutes
  • 8115 to 19 minutes
  • 9020 to 24 minutes
  • 9125 to 29 minutes
  • 2830 to 34 minutes
  • 1335 to 39 minutes
  • 540 to 44 minutes
  • 5845 to 59 minutes
  • 1160 to 89 minutes
  • 3290 or more minutes

Percentage of zip code residents living and working in this county: 39.0%

Household type by relationship:

Households: 1,233
  • Male householders: 289 (76 living alone), Female householders: 193 (60 living alone)
  • 297 spouses (290 opposite-sex spouses), 24 unmarried partners, (24 opposite-sex unmarried partners), 407 children (349 natural, 3 adopted, 53 stepchildren), 1 grandchildren, 0 brothers or sisters, 8 parents, 0 foster children, 7 other relatives, 9 non-relatives

Size of family households: 132 2-persons, 20 3-persons, 128 4-persons, 24 5-persons, 13 6-persons

Size of nonfamily households: 136 1-person, 24 2-persons

308 married couples with children.
33 single-parent households (33 women).

98.9% of residents of 45321 zip code speak English at home.
0.3% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 2 (0.2%)
(100.0% of them are naturalized citizens)
This zip code:

0.2%
Whole state:

5.0%
Most common first ancestries reported in 45321
  • 64%German
  • 15%American
  • 9%English
  • 2%Irish
  • 2%Dutch
  • 2%Polish
  • 1%Swedish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 3Before 1990

Zip code 45321 topographic map

Facilities with environmental interests located in this zip code:

  • AW GRAPHICS INC (101 S MAIN ST in ELDORADO, OH)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: WILLETTS RUTH (CONTACT/OWNER)

Zip code 45321 marital status for males
Zip code 45321 marital status for females

Most commonly used house heating fuel
  • 59.7%Utility gas
  • 18.6%Bottled, tank, or LP gas
  • 17.2%Electricity
  • 3.2%Other fuel
  • 0.8%Wood
  • 0.8%Solar energy

Population in 1990: 1,168.

Place of birth for U.S.-born residents:

  • This state: 926
  • Midwest: 237
  • South: 50
  • West: 11

72% of the 45321 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 79% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

86% of the 45321 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 85% moved from this county.
   Out of people who lived in different houses, 7% moved from different county within same state.

Year householders moved into unit in Eldorado, OH (45321)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Ohio:

16.0%
Students in private schools in grades 9 to 12 (high school): 1
Here:

1.5%
Ohio:

13.1%
Students in private undergraduate colleges: 2
Here:

7.1%
Ohio:

22.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 62,957Transportation occupations
  • 53,799Management occupations
  • 46,989Production occupations
  • 35,919Office and administrative support occupations
  • 34,036Construction and extraction occupations
  • 32,232Material moving occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment)
  • Wholesale Trade: Livestock Merchant Wholesalers (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (1-4: 1)
  • Construction: Electrical Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$99,4329$74,55223$105,7953$84,343
APPLICATIONS APPROVED, NOT ACCEPTED0$01$80,8402$49,3101$61,440
APPLICATIONS DENIED5$115,9244$74,98014$85,6330$0
APPLICATIONS WITHDRAWN2$60,6301$16,1705$113,0141$48,500
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 4101.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$01$70,330
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED1$52,5500$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 4101.00

Conventional Home Purchase Loans in zip code 45321
Conventional Home Purchase Loans in zip code 45321 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fires per year is 8. The highest number of reported fires - 16 took place in 2016, and the least - 0 in 2005. The data has an increasing trend.
    Fire incident types in Zip Code 45321 When looking into fire subcategories, the most incidents belonged to: Structure Fires (51.9%), and Outside Fires (30.4%).

    • Fire incident types reported to NFIRS in Zip Code 45321
    • 7051.9%Structure Fires
    • 4130.4%Outside Fires
    • 2317.0%Mobile Property/Vehicle Fires
    • 10.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45321, Ohio

Most common first names in zip code 45321 among deceased individuals
NameCountLived (average)
Robert1373.7 years
Charles869.6 years
John870.5 years
Mary576.6 years
Harold466.5 years
George479.2 years
Edith485.7 years
Ruth477.2 years
Ella376.3 years
Evelyn377.3 years
Most common last names in zip code 45321 among deceased individuals
Last nameCountLived (average)
Brown972.5 years
Stayton786.6 years
Kimmel674.8 years
Cox560.8 years
Miller567.6 years
Petry588.4 years
Bussard470.5 years
Lee483.2 years
Swihart472.5 years
Wilt483.0 years
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