46121 Zip Code (Heritage Lake, IN) Detailed Profile

Estimated zip code population in 2022: 4,760
Zip code population in 2010: 5,276
Zip code population in 2000: 4,349

Houses and condos: 2,080
Renter-occupied apartments: 189
March 2022 cost of living index in zip code 46121: 87.5 (less than average, U.S. average is 100)

Land area: 54.4 sq. mi.
Water area: 0.6 sq. mi.

Population density: 87 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,222 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,492 (0.6%)

For population 25 years and over in 46121:

• High school or higher: 91.8%
• Bachelor's degree or higher: 22.0%
• Graduate or professional degree: 4.8%
• Unemployed: 3.2%
• Mean travel time to work (commute): 31.9 minutes

For population 15 years and over in 46121:

• Never married: 30.6%
• Now married: 51.4%
• Separated: 0.9%
• Widowed: 4.6%
• Divorced: 12.6%

• 
• • 4,67498.2%White
  • 390.8%Hispanic or Latino
  • 190.4%Two or more races
  • 160.3%American Indian
  • 120.3%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 46121, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $74,640 (Individual Income Tax Returns)

Here:	$74,640
State:	$64,978

Salary/wage: $66,091 (reported on 84.5% of returns)

Here:	$66,091
State:	$55,245

(% of AGI for various income ranges: 1122.3% for AGIs below $25k, 3638.8% for AGIs $25k-50k, 6886.1% for AGIs $50k-75k, 9550.0% for AGIs $75k-100k, 18255.3% for AGIs $100k-200k, 58477.5% for AGIs over 200k)

Taxable interest for individuals: $928 (reported on 29.1% of returns)

This zip code:	$928
Indiana:	$1,351

(% of AGI for various income ranges: 19.3% for AGIs below $25k, 21.0% for AGIs $25k-50k, 21.3% for AGIs $50k-75k, 21.2% for AGIs $75k-100k, 58.0% for AGIs $100k-200k, 580.0% for AGIs over 200k)

Ordinary dividends: $2,891 (reported on 16.7% of returns)

Here:	$2,891
State:	$5,827

(% of AGI for various income ranges: 26.7% for AGIs below $25k, 30.0% for AGIs $25k-50k, 36.5% for AGIs $50k-75k, 71.9% for AGIs $75k-100k, 105.0% for AGIs $100k-200k, 975.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,522 (reported on 14.3% of returns)

Here:	+$9,522
State:	+$17,730

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 24.1% for AGIs $25k-50k, 49.0% for AGIs $50k-75k, 100.4% for AGIs $75k-100k, 229.0% for AGIs $100k-200k, 5755.0% for AGIs over 200k)

Profit/loss from business: +$14,877 (reported on 13.6% of returns)

Here:	+$14,877
State:	+$12,144

(% of AGI for various income ranges: 69.1% for AGIs below $25k, 80.5% for AGIs $25k-50k, 196.5% for AGIs $50k-75k, 171.2% for AGIs $75k-100k, 646.3% for AGIs $100k-200k, 3967.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,142 (reported on 10.1% of returns)

46121:	$18,142
Indiana:	$18,302

(% of AGI for various income ranges: 82.6% for AGIs below $25k, 148.8% for AGIs $25k-50k, 257.7% for AGIs $50k-75k, 306.2% for AGIs $75k-100k, 719.0% for AGIs $100k-200k)

Total itemized deductions: $29,267 (reported on 5.8% of returns)

Here:	$29,267
State:	$35,601

(% of AGI for various income ranges: 200.7% for AGIs $25k-50k, 216.2% for AGIs $75k-100k, 546.7% for AGIs $100k-200k, 3412.5% for AGIs over 200k)

Charity contributions: $11,590 (reported on 3.9% of returns)

Here:	$11,590
State:	$15,596

(% of AGI for various income ranges: 34.2% for AGIs $50k-75k, 140.7% for AGIs $100k-200k, 1577.5% for AGIs over 200k)

Taxes paid: $7,633 (reported on 5.8% of returns)

46121:	$7,633
State:	$7,542

(% of AGI for various income ranges: 34.6% for AGIs $25k-50k, 57.3% for AGIs $75k-100k, 164.7% for AGIs $100k-200k, 900.0% for AGIs over 200k)

Earned income credit: $2,052 (reported on 8.9% of returns)

Here:	$2,052
State:	$2,298

(% of AGI for various income ranges: 66.0% for AGIs below $25k, 45.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.2%

Here:	94%
State:	94%

(% for various income ranges: 92.3% for AGIs below $25k, 92.5% for AGIs $25k-50k, 95.2% for AGIs $50k-75k, 94.4% for AGIs $75k-100k, 96.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 46121, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,203 (Individual Income Tax Returns)

Here:	$57,203
State:	$52,932

Salary/wage: $51,232 (reported on 85.2% of returns)

Here:	$51,232
State:	$45,173

(% of AGI for various income ranges: 67.9% for AGIs below $25k, 76.2% for AGIs $25k-50k, 77.5% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 83.1% for AGIs $100k-200k, 54.5% for AGIs over 200k)

Taxable interest for individuals: $738 (reported on 31.0% of returns)

This zip code:	$738
Indiana:	$1,311

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $1,713 (reported on 16.6% of returns)

Here:	$1,713
State:	$4,690

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,244 (reported on 11.8% of returns)

Here:	+$4,244
State:	+$10,406

(% of AGI for various income ranges: 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Profit/loss from business: +$8,632 (reported on 14.8% of returns)

Here:	+$8,632
State:	+$11,105

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,712 (reported on 11.4% of returns)

46121:	$14,712
Indiana:	$13,841

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Total itemized deductions: $18,720 (19% of AGI, reported on 34.5% of returns)

Here:	$18,720
State:	$20,913

Here:	19.1% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 8.2% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 13.5% for AGIs $100k-200k, 10.2% for AGIs over 200k)

Charity contributions: $2,934 (reported on 25.8% of returns)

Here:	$2,934
State:	$4,697

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $6,341 (reported on 34.5% of returns)

46121:	$6,341
State:	$7,456

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 5.4% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Earned income credit: $2,056 (reported on 14.0% of returns)

Here:	$2,056
State:	$2,265

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.1%

Here:	54%
State:	53%

(% for various income ranges: 50.0% for AGIs below $25k, 55.1% for AGIs $25k-50k, 55.0% for AGIs $50k-75k, 55.2% for AGIs $75k-100k, 56.7% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 46121, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,890 (Individual Income Tax Returns)

Here:	$46,890
State:	$44,790

Salary/wage: $44,749 (reported on 87.5% of returns)

Here:	$44,749
State:	$39,615

(% of AGI for various income ranges: 116.6% for AGIs below $10k, 64.6% for AGIs $10k-25k, 81.0% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 81.8% for AGIs over 100k)

Taxable interest for individuals: $1,169 (reported on 47.0% of returns)

This zip code:	$1,169
Indiana:	$1,535

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 3.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $968 (reported on 18.6% of returns)

Here:	$968
State:	$2,998

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$2,000 (reported on 14.4% of returns)

Here:	+$2,000
State:	+$8,619

(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, -0.0% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Profit/loss from business: +$8,234 (reported on 15.5% of returns)

Here:	+$8,234
State:	+$10,071

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 5.3% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $2,238 (reported on 1.9% of returns)

46121:	$2,238
Indiana:	$2,840

Total itemized deductions: $16,242 (23% of AGI, reported on 43.7% of returns)

Here:	$16,242
State:	$17,065

Here:	22.7% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 13.3% for AGIs below $10k, 14.6% for AGIs $10k-25k, 14.0% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 16.2% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $2,160 (3% of AGI, reported on 34.0% of returns)

Here:	$2,160
State:	$3,550

Here:	2.9% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $5,776 (reported on 78.3% of returns)

46121:	$5,776
State:	$6,914

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,638 (reported on 10.5% of returns)

Here:	$1,638
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 60.3%

Here:	60%
State:	59%

(% for various income ranges: 52.3% for AGIs below $10k, 66.9% for AGIs $10k-25k, 61.1% for AGIs $25k-50k, 62.1% for AGIs $50k-75k, 55.2% for AGIs $75k-100k, 59.9% for AGIs over 100k)

Nearest zip codes: 46103, 46128, 46180, 46105, 46122, 46118.
Heritage Lake Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 83
Household did not receive Food Stamps/SNAP in the past 12 months: 1,793

Women who had a birth in the past 12 months: 58 (34 now married, 22 unmarried)
Women who did not have a birth in the past 12 months: 1,141 (505 now married, 636 unmarried)

Housing units in zip code 46121 with a mortgage: 1,245 (78 second mortgage, 59 both second mortgage and home equity loan)
Houses without a mortgage: 18

Median monthly owner costs for units with a mortgage: $1,390
Median monthly owner costs for units without a mortgage: $587

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 46121 household income distribution in 2022

• 105Less than $10,000
• 51$10,000 to $14,999
• 19$15,000 to $19,999
• 47$20,000 to $24,999
• 10$25,000 to $29,999
• 23$30,000 to $34,999
• 15$35,000 to $39,999
• 27$40,000 to $44,999
• 60$45,000 to $49,999
• 179$50,000 to $59,999
• 263$60,000 to $74,999
• 479$75,000 to $99,999
• 232$100,000 to $124,999
• 66$125,000 to $149,999
• 185$150,000 to $199,999
• 120$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 46121

• 4$10,000 to $14,999
• 48$25,000 to $29,999
• 7$50,000 to $59,999
• 10$80,000 to $89,999
• 32$90,000 to $99,999
• 54$100,000 to $124,999
• 31$125,000 to $149,999
• 252$150,000 to $174,999
• 145$175,000 to $199,999
• 354$200,000 to $249,999
• 224$250,000 to $299,999
• 245$300,000 to $399,999
• 188$400,000 to $499,999
• 150$500,000 to $749,999
• 32$750,000 to $999,999
• 20$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 46121

• 3$250 to $299
• 2$450 to $499
• 5$600 to $649
• 5$700 to $749
• 5$750 to $799
• 99$800 to $899
• 29$900 to $999
• 13$1,000 to $1,249
• 12No cash rent

Median gross rent in 2022: $1,184.

Median price asked for vacant for-sale houses and condos in 2022: $655,796.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $253,955
• Native Hawaiian and other Pacific Islander householders: $274,303

Estimated median house or condo value in 2022: $258,943 Lower value quartile - upper value quartile: $187,816 - $384,934

Mean price in 2022:

Detached houses: $306,211

Here:	$306,211
State:	$257,916

Mobile homes: $87,331

Here:	$87,331
State:	$67,116

Housing units in structures:

• One, detached: 2,016
• 3 or 4: 5
• 10 to 19: 11
• Mobile homes: 39

Unemployment: 3.2%

• Means of transportation to work in zip code 46121

• 83.0%2,212Drove a car alone
• 4.8%129Carpooled
• 0.3%7Walked
• 0.6%16Other means
• 10.6%283Worked at home

• Travel time to work (commute) in zip code 46121

• 2305 to 9 minutes
• 25310 to 14 minutes
• 12615 to 19 minutes
• 50720 to 24 minutes
• 7325 to 29 minutes
• 30430 to 34 minutes
• 7935 to 39 minutes
• 9840 to 44 minutes
• 32845 to 59 minutes
• 33260 to 89 minutes
• 4690 or more minutes

Percentage of zip code residents living and working in this county: 52.4%

Household type by relationship:

Households: 4,760

• Male householders: 1,026 (156 living alone), Female householders: 851 (161 living alone)

• 902 spouses (901 opposite-sex spouses), 397 unmarried partners, (397 opposite-sex unmarried partners), 1,381 children (1,337 natural, 14 adopted, 28 stepchildren), 94 grandchildren, 5 brothers or sisters, 15 parents, 0 foster children, 13 other relatives, 80 non-relatives

Size of family households: 531 2-persons, 448 3-persons, 178 4-persons, 132 5-persons, 36 6-persons, 77 7-or-more-persons

Size of nonfamily households: 316 1-person, 147 2-persons, 10 3-persons

593 married couples with children.
454 single-parent households (253 men, 201 women).

97.2% of residents of 46121 zip code speak English at home.
0.5% of residents speak Spanish at home (50% very well, 50% well).
1.1% of residents speak other Indo-European language at home (52% very well, 19% well, 29% not well).

Facilities with environmental interests located in this zip code:

• CLEAR CREEK CONSERVANCY DISTRICT (HERITAGE DRIVE SOUTH OF DAM in COATESVILLE, IN)

  STATE MASTER (Indiana facility tracking) - IN-NPDES-IN0045527, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: DOUG CLODFELTER 9478 (CONTACT/OPERATOR) , CLEAR CREEK CONSERVANCY DSTRCT (CONTACT/OWNER)
  Alternative names: CLEAR CREEK CONSERVANCY DSTRCT

• AMERICAN HERITAGE ACADEMY 67 (RR 2 in COATESVILLE, IN)

  STATE MASTER (Indiana facility tracking)
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 1.4%

Population in 1990: 1,992. Population change in the 1990s: +2,357 (+118.3%).

Place of birth for U.S.-born residents:

• This state: 3,912
• Northeast: 76
• Midwest: 288
• South: 215
• West: 186

59% of the 46121 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

93% of the 46121 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 36% moved from this county.
   Out of people who lived in different houses, 36% moved from different county within same state.
   Out of people who lived in different houses, 28% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 47
Students in private schools in grades 9 to 12 (high school): 66 Students in private undergraduate colleges: 59

Top industries in this zip code by the number of employees in 2005:

• Construction: Poured Concrete Foundation and Structure Contractors (10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (5-9: 1, 1-4: 1)
• Construction: Site Preparation Contractors (5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (5-9: 1)
• Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (5-9: 1)
• Other Services (except Public Administration): Home and Garden Equipment Repair and Maintenance (5-9: 1)

Detailed HMDA statistics for the following Tracts: 2111.00 , 9564.00, 9565.00


Detailed PMIC statistics for the following Tracts: 2111.00 , 9564.00, 9565.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 26. The highest number of fire incidents - 57 took place in 2007, and the least - 4 in 2014. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (45.4%), and Outside Fires (34.0%).


• Fire incident types reported to NFIRS in Zip Code 46121
• 20045.4%Structure Fires
• 15034.0%Outside Fires
• 6013.6%Other
• 317.0%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 46121, Indiana

Most common first names in zip code 46121 among deceased individuals
Name	Count	Lived (average)
Mary	22	81.9 years
William	19	75.0 years
Robert	17	68.9 years
John	16	76.3 years
Charles	15	77.9 years
James	15	72.6 years
Roy	11	76.5 years
Dorothy	10	84.4 years
George	9	73.7 years
Donald	8	68.1 years

Most common last names in zip code 46121 among deceased individuals
Last name	Count	Lived (average)
Brown	15	80.0 years
Smith	11	79.2 years
Johnson	10	74.0 years
Phillips	9	80.2 years
Wallace	8	79.0 years
Miller	7	69.7 years
Cline	7	88.8 years
Masten	7	82.7 years
Mccammack	7	80.7 years
Nichols	7	75.2 years