47970 Zip Code (Otterbein, IN) Detailed Profile

Estimated zip code population in 2022: 2,210
Zip code population in 2010: 2,034
Zip code population in 2000: 2,094

Houses and condos: 899
Renter-occupied apartments: 200
March 2022 cost of living index in zip code 47970: 85.6 (less than average, U.S. average is 100)

Land area: 58.7 sq. mi.
Water area: 0.4 sq. mi.

Population density: 38 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $983 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $674 (0.4%)

For population 25 years and over in 47970:

• High school or higher: 89.6%
• Bachelor's degree or higher: 25.0%
• Graduate or professional degree: 9.4%
• Unemployed: 2.8%
• Mean travel time to work (commute): 26.2 minutes

For population 15 years and over in 47970:

• Never married: 26.7%
• Now married: 51.4%
• Separated: 1.2%
• Widowed: 4.7%
• Divorced: 16.0%

• 
• • 1,96488.9%White
  • 1115.0%Two or more races
  • 974.4%Hispanic or Latino
  • 291.3%Black
  • 60.3%Asian
  • 10.05%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 47970, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $62,187 (Individual Income Tax Returns)

Here:	$62,187
State:	$64,978

Salary/wage: $49,065 (reported on 83.5% of returns)

Here:	$49,065
State:	$55,245

(% of AGI for various income ranges: 1191.4% for AGIs below $25k, 3568.2% for AGIs $25k-50k, 6575.8% for AGIs $50k-75k, 10755.0% for AGIs $75k-100k, 21495.7% for AGIs $100k-200k)

Taxable interest for individuals: $537 (reported on 30.9% of returns)

This zip code:	$537
Indiana:	$1,351

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 10.9% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 63.3% for AGIs $75k-100k, 72.9% for AGIs $100k-200k)

Ordinary dividends: $4,457 (reported on 14.4% of returns)

Here:	$4,457
State:	$5,827

(% of AGI for various income ranges: 28.6% for AGIs $25k-50k, 65.0% for AGIs $75k-100k, 137.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,917 (reported on 12.4% of returns)

Here:	+$7,917
State:	+$17,730

(% of AGI for various income ranges: 114.2% for AGIs $50k-75k, 430.0% for AGIs $100k-200k)

Profit/loss from business: +$9,400 (reported on 13.4% of returns)

Here:	+$9,400
State:	+$12,144

(% of AGI for various income ranges: 45.7% for AGIs below $25k, 65.5% for AGIs $25k-50k, 319.2% for AGIs $50k-75k, 855.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,688 (reported on 8.2% of returns)

47970:	$11,688
Indiana:	$18,302

(% of AGI for various income ranges: 80.5% for AGIs below $25k, 253.3% for AGIs $50k-75k, 660.0% for AGIs $100k-200k)

Earned income credit: $2,362 (reported on 16.5% of returns)

Here:	$2,362
State:	$2,298

(% of AGI for various income ranges: 107.6% for AGIs below $25k, 69.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.8%

Here:	95%
State:	94%

(% for various income ranges: 93.1% for AGIs below $25k, 96.3% for AGIs $25k-50k, 93.8% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 47970, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,343 (Individual Income Tax Returns)

Here:	$47,343
State:	$52,932

Salary/wage: $39,649 (reported on 84.5% of returns)

Here:	$39,649
State:	$45,173

(% of AGI for various income ranges: 76.4% for AGIs below $25k, 85.3% for AGIs $25k-50k, 86.3% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 47.8% for AGIs $100k-200k)

Taxable interest for individuals: $638 (reported on 29.9% of returns)

This zip code:	$638
Indiana:	$1,311

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $1,493 (reported on 14.4% of returns)

Here:	$1,493
State:	$4,690

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,100 (reported on 9.3% of returns)

Here:	+$7,100
State:	+$10,406

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 4.1% for AGIs $100k-200k)

Profit/loss from business: +$7,207 (reported on 15.5% of returns)

Here:	+$7,207
State:	+$11,105

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $7,783 (reported on 6.2% of returns)

47970:	$7,783
Indiana:	$13,841

Total itemized deductions: $17,316 (18% of AGI, reported on 19.6% of returns)

Here:	$17,316
State:	$20,913

Here:	17.9% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 7.2% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 7.0% for AGIs $75k-100k, 9.1% for AGIs $100k-200k)

Charity contributions: $3,693 (reported on 14.4% of returns)

Here:	$3,693
State:	$4,697

(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxes paid: $6,347 (reported on 19.6% of returns)

47970:	$6,347
State:	$7,456

(% of AGI for various income ranges: 1.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Earned income credit: $2,033 (reported on 18.6% of returns)

Here:	$2,033
State:	$2,265

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 49.5%

Here:	49%
State:	53%

(% for various income ranges: 41.0% for AGIs below $25k, 43.5% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 77.8% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 47970, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,226 (Individual Income Tax Returns)

Here:	$38,226
State:	$44,790

Salary/wage: $35,176 (reported on 86.8% of returns)

Here:	$35,176
State:	$39,615

(% of AGI for various income ranges: 96.9% for AGIs below $10k, 80.1% for AGIs $10k-25k, 86.8% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 83.0% for AGIs $75k-100k, 57.7% for AGIs over 100k)

Taxable interest for individuals: $1,039 (reported on 44.8% of returns)

This zip code:	$1,039
Indiana:	$1,535

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,635 (reported on 18.4% of returns)

Here:	$1,635
State:	$2,998

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$809 (reported on 12.1% of returns)

Here:	+$809
State:	+$8,619

(% of AGI for various income ranges: -2.2% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Profit/loss from business: +$5,408 (reported on 14.3% of returns)

Here:	+$5,408
State:	+$10,071

(% of AGI for various income ranges: 8.8% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 3.1% for AGIs $75k-100k)

Profit/loss from farming: +$6,135 (reported on 5.7% of returns)

Here:	+$6,135
State:	-$2,212

IRA payment deduction: $3,286 (reported on 2.3% of returns)

47970:	$3,286
Indiana:	$2,840

Total itemized deductions: $13,776 (21% of AGI, reported on 22.6% of returns)

Here:	$13,776
State:	$17,065

Here:	20.8% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 7.9% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $2,242 (3% of AGI, reported on 17.7% of returns)

Here:	$2,242
State:	$3,550

Here:	3.1% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,869 (reported on 73.2% of returns)

47970:	$4,869
State:	$6,914

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Earned income credit: $1,660 (reported on 15.5% of returns)

Here:	$1,660
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 61.3%

Here:	61%
State:	59%

(% for various income ranges: 58.8% for AGIs below $10k, 64.5% for AGIs $10k-25k, 60.5% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 67.5% for AGIs over 100k)

Nearest zip codes: 47975, 47971, 47906, 47992, 47918, 47907.
Otterbein Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 85
Household did not receive Food Stamps/SNAP in the past 12 months: 775

Women who had a birth in the past 12 months: 14 (0 now married, 12 unmarried)
Women who did not have a birth in the past 12 months: 498 (224 now married, 274 unmarried)

Housing units in zip code 47970 with a mortgage: 438 (55 second mortgage, 48 both second mortgage and home equity loan)
Houses without a mortgage: 8

Median monthly owner costs for units with a mortgage: $1,166
Median monthly owner costs for units without a mortgage: $464

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 47970 household income distribution in 2022

• 3Less than $10,000
• 61$10,000 to $14,999
• 58$15,000 to $19,999
• 3$20,000 to $24,999
• 28$25,000 to $29,999
• 41$30,000 to $34,999
• 12$35,000 to $39,999
• 30$40,000 to $44,999
• 60$45,000 to $49,999
• 69$50,000 to $59,999
• 135$60,000 to $74,999
• 116$75,000 to $99,999
• 112$100,000 to $124,999
• 85$125,000 to $149,999
• 19$150,000 to $199,999
• 15$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 47970

• 17Less than $10,000
• 4$40,000 to $49,999
• 1$50,000 to $59,999
• 54$70,000 to $79,999
• 29$80,000 to $89,999
• 40$90,000 to $99,999
• 54$100,000 to $124,999
• 48$125,000 to $149,999
• 65$150,000 to $174,999
• 57$175,000 to $199,999
• 57$200,000 to $249,999
• 137$250,000 to $299,999
• 25$300,000 to $399,999
• 17$400,000 to $499,999
• 15$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 47970

• 5Less than $100
• 2$100 to $149
• 17$300 to $349
• 3$350 to $399
• 7$400 to $449
• 1$450 to $499
• 47$500 to $549
• 12$550 to $599
• 22$600 to $649
• 10$700 to $749
• 3$750 to $799
• 8$800 to $899
• 3$900 to $999
• 60No cash rent

Median gross rent in 2022: $856.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $182,689

Estimated median house or condo value in 2022: $180,396 Lower value quartile - upper value quartile: $109,346 - $283,100

Mean price in 2022:

Detached houses: $149,437

Here:	$149,437
State:	$257,916

Housing units in structures:

• One, detached: 772
• One, attached: 2
• Two: 30
• 5 to 9: 4
• 20 to 49: 26
• Mobile homes: 56
• Boats, RVs, vans, etc.: 6

Unemployment: 2.8%

• Means of transportation to work in zip code 47970

• 84.0%808Drove a car alone
• 5.9%57Carpooled
• 0.2%2Bus or trolley bus
• 0.3%3Taxi
• 3.5%34Walked
• 0.5%5Other means
• 2.8%27Worked at home

• Travel time to work (commute) in zip code 47970

• 58Less than 5 minutes
• 385 to 9 minutes
• 8110 to 14 minutes
• 14815 to 19 minutes
• 6720 to 24 minutes
• 11325 to 29 minutes
• 23630 to 34 minutes
• 5135 to 39 minutes
• 3940 to 44 minutes
• 3845 to 59 minutes
• 1460 to 89 minutes
• 2690 or more minutes

Percentage of zip code residents living and working in this county: 37.3%

Household type by relationship:

Households: 2,210

• Male householders: 457 (121 living alone), Female householders: 403 (91 living alone)

• 436 spouses (436 opposite-sex spouses), 78 unmarried partners, (78 opposite-sex unmarried partners), 636 children (596 natural, 8 adopted, 31 stepchildren), 64 grandchildren, 19 brothers or sisters, 3 parents, 0 foster children, 28 other relatives, 78 non-relatives

Size of family households: 271 2-persons, 178 3-persons, 85 4-persons, 46 5-persons, 18 6-persons, 2 7-or-more-persons

Size of nonfamily households: 211 1-person, 11 2-persons, 29 3-persons, 3 4-persons

297 married couples with children.
183 single-parent households (59 men, 124 women).

96.9% of residents of 47970 zip code speak English at home.
1.7% of residents speak Spanish at home (100% very well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• AMERITECH (127 N MAIN ST in OTTERBEIN, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-95, EPCRA
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: INDIANA BELL TELEPHONE CO (CONTACT/OWNER) , INDIANA BELL TELEPHONE CO INC (CONTACT/OWNER)
  Alternative names: IND BELL TEL CO OTTERBEIN 583 OFFICE

• OTTERBEIN ELEMENTARY SCHOOL (111 W OXFORD ST in OTTERBEIN, IN)

  (Geographic Names Information System)
  STATE MASTER (Indiana facility tracking) - UST-11097, UNDERGROUND STORAGE TANK PROGRAM
  (National Center for Education Statistics) - STATE ID-0421
  Organizations: BENTON COMMUNITY SCHOOL CORP (SCHOOL DISTRICT)
  

• OTTERBEIN WWTP (502 E 2ND ST in OTTERBEIN, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-1401, EPCRA
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: DAN BROCK CERT OPER 10497 (CONTACT/OPERATOR) , OTTERBEIN TOWN COUNCIL (CONTACT/OWNER)
  Alternative names: OTTERBEIN MUNICIPAL STP, OTTERBIEN MUNICIPAL STP

• MUSSER AUTO & TRUCK SUPPLY INC (7695 S 1150 E in OTTERBEIN, IN)

  STATE MASTER (Indiana facility tracking) - UST-15102, UNDERGROUND STORAGE TANK PROGRAM
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: CASE JI (CONTACT/OWNER)
  Alternative names: MINNIEAR FARM EQUIPMENT INC

• AMOCO FERTILIZER PLT (RTE 52 N in OTTERBEIN, IN)

  STATE MASTER (Indiana facility tracking)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• ROWE TRUCK EQUIPMENT (102 W FIRST ST in OTTERBEIN, IN)

  STATE MASTER (Indiana facility tracking)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 0.7%

Population in 1990: 1,527. Population change in the 1990s: +567 (+37.1%).

Place of birth for U.S.-born residents:

• This state: 1,770
• Northeast: 6
• Midwest: 188
• South: 99
• West: 73

57% of the 47970 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

95% of the 47970 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 8% moved from this county.
   Out of people who lived in different houses, 30% moved from different county within same state.
   Out of people who lived in different houses, 42% moved from different state.
   Out of people who lived in different houses, 30% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 18
Students in private schools in grades 9 to 12 (high school): 22 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Farm Supplies Merchant Wholesalers (10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 2)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1)
• Finance and Insurance: Commercial Banking (5-9: 2)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
• Construction: Electrical Contractors (5-9: 1)

Most common first names in zip code 47970 among deceased individuals
Name	Count	Lived (average)
William	17	75.2 years
Mary	16	83.6 years
Charles	13	78.7 years
John	13	77.2 years
Robert	10	74.5 years
James	10	70.2 years
George	10	82.3 years
Ruth	9	80.5 years
Carl	7	77.6 years
Alice	6	83.5 years

Most common last names in zip code 47970 among deceased individuals
Last name	Count	Lived (average)
Buck	10	80.6 years
Mills	7	68.8 years
Weigle	7	80.7 years
Anderson	6	83.3 years
Johnson	6	83.3 years
Davis	6	73.5 years
Mckinney	6	81.0 years
Mckinnis	6	68.7 years
Nichols	6	74.5 years
Smith	6	77.2 years