50628 Zip Code (Elma, IA) Detailed Profile

Estimated zip code population in 2022: 1,187
Zip code population in 2010: 1,374
Zip code population in 2000: 1,420

Houses and condos: 559
Renter-occupied apartments: 109
March 2022 cost of living index in zip code 50628: 81.8 (low, U.S. average is 100)

Land area: 111.6 sq. mi.
Water area: 0.1 sq. mi.

Population density: 11 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,622 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,249 (0.9%)

For population 25 years and over in 50628:

• High school or higher: 90.5%
• Bachelor's degree or higher: 15.1%
• Graduate or professional degree: 1.0%
• Unemployed: 1.1%
• Mean travel time to work (commute): 25.5 minutes

For population 15 years and over in 50628:

• Never married: 24.7%
• Now married: 54.1%
• Separated: 1.0%
• Widowed: 12.0%
• Divorced: 8.2%

• 
• • 1,15797.5%White
  • 201.7%Two or more races
  • 100.8%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 50628, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $61,041 (Individual Income Tax Returns)

Here:	$61,041
State:	$71,087

Salary/wage: $42,805 (reported on 69.6% of returns)

Here:	$42,805
State:	$57,361

(% of AGI for various income ranges: 1887.5% for AGIs below $25k, 4065.0% for AGIs $25k-50k, 6762.0% for AGIs $50k-75k, 7270.0% for AGIs $75k-100k)

Taxable interest for individuals: $1,827 (reported on 46.4% of returns)

This zip code:	$1,827
Iowa:	$1,633

(% of AGI for various income ranges: 42.5% for AGIs below $25k, 94.0% for AGIs $25k-50k, 194.0% for AGIs $50k-75k, 144.0% for AGIs $75k-100k)

Ordinary dividends: $4,209 (reported on 19.6% of returns)

Here:	$4,209
State:	$5,432

(% of AGI for various income ranges: 26.0% for AGIs $25k-50k, 74.0% for AGIs $50k-75k, 110.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$10,718 (reported on 19.6% of returns)

Here:	+$10,718
State:	+$15,243

(% of AGI for various income ranges: 71.2% for AGIs below $25k, 316.0% for AGIs $50k-75k, 326.0% for AGIs $75k-100k)

Profit/loss from business: +$21,044 (reported on 16.1% of returns)

Here:	+$21,044
State:	+$11,763

(% of AGI for various income ranges: 1121.0% for AGIs $25k-50k, 1546.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $5,688 (reported on 14.3% of returns)

50628:	$5,688
Iowa:	$17,324

(% of AGI for various income ranges: 181.2% for AGIs below $25k, 174.0% for AGIs $50k-75k, 446.0% for AGIs $75k-100k)

Total itemized deductions: $38,300 (reported on 3.6% of returns)

Here:	$38,300
State:	$33,775

(% of AGI for various income ranges: 957.5% for AGIs below $25k)

Earned income credit: $1,814 (reported on 12.5% of returns)

Here:	$1,814
State:	$2,195

(% of AGI for various income ranges: 105.0% for AGIs below $25k, 43.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 87.5%

Here:	88%
State:	95%

(% for various income ranges: 87.5% for AGIs below $25k, 86.7% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 50628, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $48,878 (Individual Income Tax Returns)

Here:	$48,878
State:	$58,860

Salary/wage: $31,737 (reported on 74.5% of returns)

Here:	$31,737
State:	$46,659

(% of AGI for various income ranges: 67.9% for AGIs below $25k, 71.8% for AGIs $25k-50k, 56.0% for AGIs $50k-75k, 51.0% for AGIs $75k-100k, 20.6% for AGIs $100k-200k)

Taxable interest for individuals: $2,044 (reported on 49.1% of returns)

This zip code:	$2,044
Iowa:	$1,537

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Ordinary dividends: $1,233 (reported on 21.8% of returns)

Here:	$1,233
State:	$4,542

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,267 (reported on 16.4% of returns)

Here:	+$5,267
State:	+$11,802

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.0% for AGIs $50k-75k, 7.3% for AGIs $75k-100k)

Profit/loss from business: +$6,122 (reported on 16.4% of returns)

Here:	+$6,122
State:	+$10,509

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 3.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $3,662 (reported on 14.5% of returns)

50628:	$3,662
Iowa:	$11,773

Total itemized deductions: $17,000 (20% of AGI, reported on 20.0% of returns)

Here:	$17,000
State:	$21,278

Here:	20.4% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 9.4% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 6.6% for AGIs $100k-200k)

Charity contributions: $3,289 (reported on 16.4% of returns)

Here:	$3,289
State:	$4,044

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.2% for AGIs $50k-75k, 1.3% for AGIs $100k-200k)

Taxes paid: $5,791 (reported on 20.0% of returns)

50628:	$5,791
State:	$8,846

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.3% for AGIs $100k-200k)

Earned income credit: $2,362 (reported on 14.5% of returns)

Here:	$2,362
State:	$2,098

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 80.0%

Here:	80%
State:	65%

(% for various income ranges: 68.4% for AGIs below $25k, 80.0% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 50628, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,938 (Individual Income Tax Returns)

Here:	$28,938
State:	$43,875

Salary/wage: $26,216 (reported on 74.9% of returns)

Here:	$26,216
State:	$38,265

(% of AGI for various income ranges: 67.7% for AGIs $10k-25k, 68.6% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 30.7% for AGIs over 100k)

Taxable interest for individuals: $2,199 (reported on 60.1% of returns)

This zip code:	$2,199
Iowa:	$1,768

(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 1.8% for AGIs over 100k)

Taxable dividends: $798 (reported on 28.3% of returns)

Here:	$798
State:	$2,510

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.2% for AGIs $75k-100k)

Net capital gain/loss: +$8,490 (reported on 24.1% of returns)

Here:	+$8,490
State:	+$6,139

(% of AGI for various income ranges: 2.2% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 37.0% for AGIs over 100k)

Profit/loss from business: +$2,525 (reported on 17.0% of returns)

Here:	+$2,525
State:	+$8,574

(% of AGI for various income ranges: 5.0% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

IRA payment deduction: $2,778 (reported on 6.1% of returns)

50628:	$2,778
Iowa:	$2,970

Total itemized deductions: $14,215 (26% of AGI, reported on 13.3% of returns)

Here:	$14,215
State:	$16,976

Here:	26.5% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 12.9% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 27.7% for AGIs $75k-100k)

Charity contributions deductions: $1,155 (2% of AGI, reported on 9.8% of returns)

Here:	$1,155
State:	$3,089

Here:	2.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

Total tax: $3,400 (reported on 74.1% of returns)

50628:	$3,400
State:	$6,177

(% of AGI for various income ranges: 4.8% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,619 (reported on 14.1% of returns)

Here:	$1,619
State:	$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 87.9%

Here:	88%
State:	70%

(% for various income ranges: 79.9% for AGIs below $10k, 85.3% for AGIs $10k-25k, 93.0% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 90.9% for AGIs $75k-100k, 100.0% for AGIs over 100k)

Nearest zip codes: 50603, 52155, 50466, 50659, 52134, 50620.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 51
Household did not receive Food Stamps/SNAP in the past 12 months: 482

Women who had a birth in the past 12 months: 43 (14 now married, 27 unmarried)
Women who did not have a birth in the past 12 months: 180 (86 now married, 93 unmarried)

Housing units in zip code 50628 with a mortgage: 121 (8 second mortgage, 8 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,263
Median monthly owner costs for units without a mortgage: $509

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 50628 household income distribution in 2022

• 9Less than $10,000
• 28$10,000 to $14,999
• 67$15,000 to $19,999
• 29$20,000 to $24,999
• 12$25,000 to $29,999
• 18$30,000 to $34,999
• 10$35,000 to $39,999
• 44$40,000 to $44,999
• 11$45,000 to $49,999
• 40$50,000 to $59,999
• 97$60,000 to $74,999
• 62$75,000 to $99,999
• 34$100,000 to $124,999
• 18$125,000 to $149,999
• 10$150,000 to $199,999
• 41$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 50628

• 2$10,000 to $14,999
• 10$15,000 to $19,999
• 6$25,000 to $29,999
• 9$30,000 to $34,999
• 3$35,000 to $39,999
• 32$40,000 to $49,999
• 24$50,000 to $59,999
• 15$60,000 to $69,999
• 22$70,000 to $79,999
• 10$80,000 to $89,999
• 7$90,000 to $99,999
• 25$100,000 to $124,999
• 50$125,000 to $149,999
• 17$150,000 to $174,999
• 24$175,000 to $199,999
• 23$200,000 to $249,999
• 46$250,000 to $299,999
• 41$300,000 to $399,999
• 20$500,000 to $749,999
• 20$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 50628

• 6$150 to $199
• 4$200 to $249
• 1$300 to $349
• 40$350 to $399
• 15$400 to $449
• 1$650 to $699
• 5$700 to $749
• 1$800 to $899
• 5$1,250 to $1,499
• 1$2,500 to $2,999
• 2$3,000 to $3,499
• 26No cash rent

Median gross rent in 2022: $535.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $110,579
• Two or more races householders: $64,624

Estimated median house or condo value in 2022: $147,343 Lower value quartile - upper value quartile: $71,555 - $282,445

Housing units in structures:

• One, detached: 493
• One, attached: 19
• 3 or 4: 12
• 10 to 19: 14
• Mobile homes: 15

Unemployment: 1.1%

• Means of transportation to work in zip code 50628

• 73.0%406Drove a car alone
• 6.7%37Carpooled
• 1.3%7Walked
• 20.1%112Worked at home

• Travel time to work (commute) in zip code 50628

• 51Less than 5 minutes
• 375 to 9 minutes
• 1810 to 14 minutes
• 9115 to 19 minutes
• 4620 to 24 minutes
• 3625 to 29 minutes
• 8130 to 34 minutes
• 435 to 39 minutes
• 3340 to 44 minutes
• 1245 to 59 minutes
• 3360 to 89 minutes
• 1090 or more minutes

Percentage of zip code residents living and working in this county: 57.0%

Household type by relationship:

Households: 1,187

• Male householders: 254 (52 living alone), Female householders: 280 (148 living alone)

• 265 spouses (265 opposite-sex spouses), 61 unmarried partners, (61 opposite-sex unmarried partners), 291 children (221 natural, 10 adopted, 62 stepchildren), 4 grandchildren, 0 brothers or sisters, 2 parents, 0 foster children, 0 other relatives, 4 non-relatives

• In group quarters: 37 (-1 institutionalized population)

Size of family households: 184 2-persons, 84 3-persons, 37 4-persons, 7 5-persons, 4 6-persons, 9 7-or-more-persons

Size of nonfamily households: 199 1-person, 6 2-persons, 1 3-persons, 1 4-persons

173 married couples with children.
50 single-parent households (32 men, 18 women).

92.3% of residents of 50628 zip code speak English at home.
0.9% of residents speak Spanish at home (30% very well, 70% not well).
7.6% of residents speak other Indo-European language at home (45% very well, 55% well).

Facilities with environmental interests located in this zip code:

• BRUENING ROCK PRODUCTS INCORPORATED ELMA QUARRY (18350 HOLLY AVENUE in ELMA, IA)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE
  Organizations: BRUENING ROCK PRODUCTS, INC. (CONTACT/OWNER)
  Alternative names: BRUENING ROCK PROD INC (ELMA Q

• O'DONNELL QUARRY (19503 CEDAR AVENUE in ELMA, IA)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE
  Organizations: L. R. FALK CONSTRUCTION CO. (CONTACT/OWNER)
  Alternative names: L R FALK CONSTRUCTION CO

• C-H WILSON TRANSPORT INC-FORMER SITE OF (RR DIV, #9/N SIDE OF FOREST ST in ELMA, IA)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: FERTILIZER (MIXING ONLY) MANUFACTURING.
  

• HOWARD COUNTY EQUITY COOP (PO BOX 489 in ELMA, IA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• HOWARD COUNTY EQUITY COOP ASSN. (BUSTIE AVENUE in ELMA, IA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 3.9%
Housing units lacking complete kitchen facilities: 2.2%

Population in 1990: 2,102.

Place of birth for U.S.-born residents:

• This state: 944
• Northeast: 53
• Midwest: 68
• South: 27
• West: 70

73% of the 50628 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Iowa.

97% of the 50628 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 35% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 37
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 2

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (50-99 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 3)
• Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)
• Finance and Insurance: Commercial Banking (10-19: 1)
• Health Care and Social Assistance: Vocational Rehabilitation Services (10-19: 1)
• Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)

Most common first names in zip code 50628 among deceased individuals
Name	Count	Lived (average)
John	21	76.9 years
Frank	18	80.3 years
James	16	74.1 years
Mary	15	86.2 years
William	13	80.4 years
Anna	12	87.5 years
Leo	11	79.1 years
Joseph	11	82.9 years
Charles	10	79.8 years
Margaret	10	87.0 years

Most common last names in zip code 50628 among deceased individuals
Last name	Count	Lived (average)
Johnson	16	77.5 years
Gansen	13	78.2 years
Mcgrane	12	79.2 years
Chihak	10	83.2 years
Biwer	10	86.4 years
Smith	8	82.5 years
Roethler	8	62.9 years
Zobeck	8	77.2 years
Miller	7	78.7 years
Fitzgerald	7	70.9 years