54446 Zip Code (Loyal, WI) Detailed Profile

Estimated zip code population in 2022: 3,467
Zip code population in 2010: 3,123
Zip code population in 2000: 2,988

Houses and condos: 1,215
Renter-occupied apartments: 246
March 2022 cost of living index in zip code 54446: 86.0 (less than average, U.S. average is 100)

Land area: 76.5 sq. mi.
Water area: 0.2 sq. mi.

Population density: 45 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,592 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,484 (1.8%)

For population 25 years and over in 54446:

• High school or higher: 84.6%
• Bachelor's degree or higher: 13.9%
• Graduate or professional degree: 3.1%
• Unemployed: 2.1%
• Mean travel time to work (commute): 23.1 minutes

For population 15 years and over in 54446:

• Never married: 26.0%
• Now married: 59.9%
• Separated: 1.3%
• Widowed: 5.0%
• Divorced: 7.8%

• 
• • 3,33496.2%White
  • 712.0%Two or more races
  • 611.8%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 54446, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $57,216 (Individual Income Tax Returns)

Here:	$57,216
State:	$72,319

Salary/wage: $48,362 (reported on 81.4% of returns)

Here:	$48,362
State:	$59,242

(% of AGI for various income ranges: 1613.7% for AGIs below $25k, 4460.0% for AGIs $25k-50k, 7662.3% for AGIs $50k-75k, 10660.0% for AGIs $75k-100k, 22376.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,089 (reported on 34.9% of returns)

This zip code:	$1,089
Wisconsin:	$1,431

(% of AGI for various income ranges: 35.8% for AGIs below $25k, 22.2% for AGIs $25k-50k, 41.5% for AGIs $50k-75k, 22.2% for AGIs $75k-100k, 142.5% for AGIs $100k-200k)

Ordinary dividends: $2,153 (reported on 14.7% of returns)

Here:	$2,153
State:	$6,481

(% of AGI for various income ranges: 41.1% for AGIs below $25k, 20.0% for AGIs $25k-50k, 50.8% for AGIs $50k-75k, 33.3% for AGIs $75k-100k, 236.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$13,648 (reported on 17.8% of returns)

Here:	+$13,648
State:	+$18,329

(% of AGI for various income ranges: 96.8% for AGIs below $25k, 77.8% for AGIs $25k-50k, 314.6% for AGIs $50k-75k, 244.4% for AGIs $75k-100k, 2683.8% for AGIs $100k-200k)

Profit/loss from business: +$22,567 (reported on 14.0% of returns)

Here:	+$22,567
State:	+$14,562

(% of AGI for various income ranges: 265.3% for AGIs below $25k, 235.2% for AGIs $25k-50k, 1066.2% for AGIs $50k-75k, 2038.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,336 (reported on 10.9% of returns)

54446:	$13,336
Wisconsin:	$19,348

(% of AGI for various income ranges: 153.7% for AGIs below $25k, 180.4% for AGIs $25k-50k, 276.2% for AGIs $50k-75k, 890.0% for AGIs $75k-100k)

Total itemized deductions: $24,533 (reported on 2.3% of returns)

Here:	$24,533
State:	$33,000

(% of AGI for various income ranges: 566.2% for AGIs $50k-75k)

Taxes paid: $6,633 (reported on 2.3% of returns)

54446:	$6,633
State:	$8,228

(% of AGI for various income ranges: 221.1% for AGIs $75k-100k)

Earned income credit: $2,087 (reported on 11.6% of returns)

Here:	$2,087
State:	$2,155

(% of AGI for various income ranges: 83.2% for AGIs below $25k, 67.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.0%

Here:	93%
State:	94%

(% for various income ranges: 89.7% for AGIs below $25k, 91.7% for AGIs $25k-50k, 95.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 54446, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,982 (Individual Income Tax Returns)

Here:	$45,982
State:	$57,939

Salary/wage: $41,315 (reported on 81.3% of returns)

Here:	$41,315
State:	$48,248

(% of AGI for various income ranges: 68.0% for AGIs below $25k, 77.1% for AGIs $25k-50k, 79.7% for AGIs $50k-75k, 73.0% for AGIs $75k-100k, 66.1% for AGIs $100k-200k)

Taxable interest for individuals: $1,212 (reported on 40.7% of returns)

This zip code:	$1,212
Wisconsin:	$1,224

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $1,736 (reported on 17.9% of returns)

Here:	$1,736
State:	$5,137

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,619 (reported on 17.1% of returns)

Here:	+$9,619
State:	+$11,137

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 5.7% for AGIs $100k-200k)

Profit/loss from business: +$9,656 (reported on 14.6% of returns)

Here:	+$9,656
State:	+$11,943

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 5.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 4.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,693 (reported on 11.4% of returns)

54446:	$8,693
Wisconsin:	$14,087

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 3.4% for AGIs $25k-50k, 4.5% for AGIs $75k-100k)

Total itemized deductions: $18,562 (20% of AGI, reported on 21.1% of returns)

Here:	$18,562
State:	$22,257

Here:	20.0% of AGI
State:	20.1% of AGI

(% of AGI for various income ranges: 7.0% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 11.5% for AGIs $100k-200k)

Charity contributions: $2,863 (reported on 15.4% of returns)

Here:	$2,863
State:	$3,370

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxes paid: $7,892 (reported on 21.1% of returns)

54446:	$7,892
State:	$10,731

(% of AGI for various income ranges: 2.0% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,041 (reported on 13.8% of returns)

Here:	$2,041
State:	$2,094

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.1%

Here:	69%
State:	54%

(% for various income ranges: 65.2% for AGIs below $25k, 65.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 76.9% for AGIs $75k-100k, 77.8% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 54446, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,841 (Individual Income Tax Returns)

Here:	$36,841
State:	$47,735

Salary/wage: $31,983 (reported on 82.8% of returns)

Here:	$31,983
State:	$41,540

(% of AGI for various income ranges: 120.5% for AGIs below $10k, 72.5% for AGIs $10k-25k, 77.7% for AGIs $25k-50k, 80.1% for AGIs $50k-75k, 71.9% for AGIs $75k-100k, 48.2% for AGIs over 100k)

Taxable interest for individuals: $1,705 (reported on 54.2% of returns)

This zip code:	$1,705
Wisconsin:	$1,420

(% of AGI for various income ranges: 11.7% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Taxable dividends: $1,674 (reported on 21.4% of returns)

Here:	$1,674
State:	$2,869

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$10,180 (reported on 23.4% of returns)

Here:	+$10,180
State:	+$9,569

(% of AGI for various income ranges: 12.7% for AGIs below $10k, 1.9% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 7.2% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Profit/loss from business: +$8,106 (reported on 18.7% of returns)

Here:	+$8,106
State:	+$10,417

(% of AGI for various income ranges: 17.0% for AGIs below $10k, 7.0% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 6.2% for AGIs $75k-100k)

Profit/loss from farming: +$2,529 (reported on 15.1% of returns)

Here:	+$2,529
State:	-$2,654

(% of AGI for various income ranges: -20.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

IRA payment deduction: $3,060 (reported on 5.3% of returns)

54446:	$3,060
Wisconsin:	$2,900

Self-employed pension: $5,571 (reported on 1.1% of returns)

Here:	$5,571
Wisconsin:	$11,934

Total itemized deductions: $15,164 (21% of AGI, reported on 21.7% of returns)

Here:	$15,164
State:	$18,160

Here:	20.7% of AGI
State:	21.1% of AGI

(% of AGI for various income ranges: 5.2% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 10.9% for AGIs over 100k)

Charity contributions deductions: $2,260 (3% of AGI, reported on 17.3% of returns)

Here:	$2,260
State:	$2,711

Here:	2.8% of AGI
State:	3.0% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $4,491 (reported on 73.2% of returns)

54446:	$4,491
State:	$7,114

(% of AGI for various income ranges: 6.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,525 (reported on 12.7% of returns)

Here:	$1,525
State:	$1,544

Percentage of individuals using paid preparers for their 2004 taxes: 71.3%

Here:	71%
State:	57%

(% for various income ranges: 63.4% for AGIs below $10k, 64.7% for AGIs $10k-25k, 74.9% for AGIs $25k-50k, 79.5% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 88.0% for AGIs over 100k)

Nearest zip codes: 54479, 54488, 54437, 54420, 54460, 54436.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 90
Household did not receive Food Stamps/SNAP in the past 12 months: 1,089

Women who had a birth in the past 12 months: 69 (64 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 686 (389 now married, 297 unmarried)

Housing units in zip code 54446 with a mortgage: 495 (60 second mortgage, 2 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 6

Median monthly owner costs for units with a mortgage: $1,273
Median monthly owner costs for units without a mortgage: $518

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 54446 household income distribution in 2022

• 81Less than $10,000
• 31$10,000 to $14,999
• 38$15,000 to $19,999
• 40$20,000 to $24,999
• 16$25,000 to $29,999
• 26$30,000 to $34,999
• 59$35,000 to $39,999
• 25$40,000 to $44,999
• 55$45,000 to $49,999
• 146$50,000 to $59,999
• 155$60,000 to $74,999
• 221$75,000 to $99,999
• 105$100,000 to $124,999
• 59$125,000 to $149,999
• 74$150,000 to $199,999
• 49$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 54446

• 6Less than $10,000
• 5$10,000 to $14,999
• 27$15,000 to $19,999
• 6$20,000 to $24,999
• 12$25,000 to $29,999
• 8$30,000 to $34,999
• 3$35,000 to $39,999
• 4$40,000 to $49,999
• 21$50,000 to $59,999
• 32$60,000 to $69,999
• 47$70,000 to $79,999
• 36$80,000 to $89,999
• 21$90,000 to $99,999
• 137$100,000 to $124,999
• 51$125,000 to $149,999
• 125$150,000 to $174,999
• 74$175,000 to $199,999
• 63$200,000 to $249,999
• 51$250,000 to $299,999
• 73$300,000 to $399,999
• 36$400,000 to $499,999
• 14$500,000 to $749,999
• 5$750,000 to $999,999
• 20$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 54446

• 4Less than $100
• 4$150 to $199
• 3$200 to $249
• 9$250 to $299
• 2$300 to $349
• 9$350 to $399
• 19$400 to $449
• 11$450 to $499
• 6$500 to $549
• 26$550 to $599
• 19$600 to $649
• 13$650 to $699
• 16$700 to $749
• 29$750 to $799
• 4$800 to $899
• 3$900 to $999
• 4$3,000 to $3,499
• 54No cash rent

Median gross rent in 2022: $793.

Median price asked for vacant for-sale houses and condos in 2022: $1,831,256.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $152,558
• Some other race householders: $42,043

Estimated median house or condo value in 2022: $164,091 Lower value quartile - upper value quartile: $100,040 - $229,452

Mean price in 2022:

Detached houses: $219,280

Here:	$219,280
State:	$308,468

Townhouses or other attached units: $1,350,518

Here:	$1,350,518
State:	$265,873

In 2-unit structures: $117,394

Here:	$117,394
State:	$203,667

Mobile homes: $92,378

Here:	$92,378
State:	$79,042

Housing units in structures:

• One, detached: 1,034
• One, attached: 2
• Two: 24
• 3 or 4: 15
• 5 to 9: 30
• 10 to 19: 34
• Mobile homes: 67

Unemployment: 2.1%

• Means of transportation to work in zip code 54446

• 71.9%1,098Drove a car alone
• 8.0%122Carpooled
• 0.8%12Bicycle
• 4.5%68Walked
• 2.0%30Other means
• 13.0%198Worked at home

• Travel time to work (commute) in zip code 54446

• 138Less than 5 minutes
• 2365 to 9 minutes
• 10810 to 14 minutes
• 14115 to 19 minutes
• 10020 to 24 minutes
• 16925 to 29 minutes
• 22130 to 34 minutes
• 4935 to 39 minutes
• 2740 to 44 minutes
• 8745 to 59 minutes
• 2360 to 89 minutes
• 2690 or more minutes

Percentage of zip code residents living and working in this county: 67.3%

Household type by relationship:

Households: 3,467

• Male householders: 655 (161 living alone), Female householders: 530 (160 living alone)

• 740 spouses (737 opposite-sex spouses), 93 unmarried partners, (93 opposite-sex unmarried partners), 1,327 children (1,267 natural, 16 adopted, 43 stepchildren), 16 grandchildren, 25 brothers or sisters, 28 parents, 0 foster children, 10 other relatives, 33 non-relatives

Size of family households: 332 2-persons, 166 3-persons, 116 4-persons, 100 5-persons, 33 6-persons, 60 7-or-more-persons

Size of nonfamily households: 321 1-person, 45 2-persons, 4 3-persons

1,102 married couples with children.
138 single-parent households (45 men, 93 women).

84.1% of residents of 54446 zip code speak English at home.
1.3% of residents speak Spanish at home (62% very well, 38% not well).
14.7% of residents speak other Indo-European language at home (54% very well, 29% well, 9% not well, 8% not at all).

Facilities with environmental interests located in this zip code:

• C J AUTO& MACHINE INC (132 N MAIN ST in LOYAL, WI)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  STATE MASTER (Wisconsin database) - RCRAINFO-WI0000125732, CESQG
  Organizations: C AND J AUTO AND MACHINE IN (CONTACT/OWNER)
  Alternative names: C AND J AUTO AND MACHINE INC

• CLARK COUNTY GARAGE (503 W SOUTH ST in LOYAL, WI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BUGAR, PAUL TRUCKING - CRUSHER #54010 (W2944 STATE ROAD 98 in LOYAL, WI)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  Business SIC classification: CRUSHED AND BROKEN STONE
  

Housing units lacking complete plumbing facilities: 3.7%
Housing units lacking complete kitchen facilities: 3.4%

Population in 1990: 3,809.

Place of birth for U.S.-born residents:

• This state: 2,781
• Northeast: 265
• Midwest: 195
• South: 59
• West: 94

63% of the 54446 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Wisconsin.

91% of the 54446 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 44% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 241
Students in private schools in grades 9 to 12 (high school): 24 Students in private undergraduate colleges: 1

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Commercial Banking (20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
• Construction: All Other Specialty Trade Contractors (20-49: 1, 1-4: 1)
• Wholesale Trade: Farm Supplies Merchant Wholesalers (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 1, 1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 3)
• Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (10-19: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (5-9: 2, 1-4: 1)

Most common first names in zip code 54446 among deceased individuals
Name	Count	Lived (average)
Mary	16	81.3 years
William	13	85.1 years
John	13	78.3 years
Albert	12	78.0 years
Frank	12	79.8 years
Raymond	11	73.6 years
George	11	78.5 years
Robert	10	76.1 years
Margaret	9	81.9 years
Walter	9	83.2 years

Most common last names in zip code 54446 among deceased individuals
Last name	Count	Lived (average)
Rueth	12	75.2 years
Schmidt	12	75.5 years
Oestreich	10	76.2 years
Smith	9	82.2 years
Haslow	8	85.5 years
Davel	8	79.6 years
Walter	8	86.3 years
Miller	6	80.2 years
Loos	6	75.6 years
Degenhardt	6	68.7 years