55612 Zip Code (Lutsen, MN) Detailed Profile

Estimated zip code population in 2022: 534
Zip code population in 2010: 518
Zip code population in 2000: 510

Houses and condos: 1,069
Renter-occupied apartments: 58
March 2022 cost of living index in zip code 55612: 87.5 (less than average, U.S. average is 100)

Land area: 162.2 sq. mi.
Water area: 11.9 sq. mi.

Population density: 3 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,529 (0.8%)

For population 25 years and over in 55612:

• High school or higher: 100.0%
• Bachelor's degree or higher: 56.3%
• Graduate or professional degree: 23.7%
• Unemployed: 2.2%
• Mean travel time to work (commute): 15.4 minutes

For population 15 years and over in 55612:

• Never married: 18.2%
• Now married: 56.5%
• Separated: 0.0%
• Widowed: 11.3%
• Divorced: 14.0%

• 
• • 49793.2%White
  • 264.9%Hispanic or Latino
  • 61.1%Two or more races
  • 40.8%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 55612, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $62,563 (Individual Income Tax Returns)

Here:	$62,563
State:	$82,178

Salary/wage: $42,883 (reported on 76.3% of returns)

Here:	$42,883
State:	$67,438

(% of AGI for various income ranges: 1076.7% for AGIs below $25k, 3602.9% for AGIs $25k-50k, 5823.3% for AGIs $50k-75k, 6835.0% for AGIs $75k-100k, 19436.7% for AGIs $100k-200k)

Taxable interest for individuals: $1,416 (reported on 50.0% of returns)

This zip code:	$1,416
Minnesota:	$1,814

(% of AGI for various income ranges: 26.7% for AGIs below $25k, 22.9% for AGIs $25k-50k, 46.7% for AGIs $50k-75k, 290.0% for AGIs $75k-100k, 523.3% for AGIs $100k-200k)

Ordinary dividends: $5,289 (reported on 23.7% of returns)

Here:	$5,289
State:	$6,928

(% of AGI for various income ranges: 65.6% for AGIs below $25k, 463.3% for AGIs $50k-75k, 926.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$13,675 (reported on 21.1% of returns)

Here:	+$13,675
State:	+$20,591

(% of AGI for various income ranges: 34.4% for AGIs below $25k, 683.3% for AGIs $50k-75k, 2860.0% for AGIs $100k-200k)

Profit/loss from business: +$14,662 (reported on 21.1% of returns)

Here:	+$14,662
State:	+$14,342

(% of AGI for various income ranges: 160.0% for AGIs below $25k, 237.1% for AGIs $25k-50k, 4315.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $17,960 (reported on 13.2% of returns)

55612:	$17,960
Minnesota:	$20,675

(% of AGI for various income ranges: 208.9% for AGIs below $25k, 2366.7% for AGIs $100k-200k)

Total itemized deductions: $26,300 (reported on 7.9% of returns)

Here:	$26,300
State:	$33,311

(% of AGI for various income ranges: 3945.0% for AGIs $75k-100k)

Charity contributions: $3,300 (reported on 5.3% of returns)

Here:	$3,300
State:	$11,879

(% of AGI for various income ranges: 94.3% for AGIs $25k-50k)

Taxes paid: $8,567 (reported on 7.9% of returns)

55612:	$8,567
State:	$8,252

(% of AGI for various income ranges: 856.7% for AGIs $100k-200k)

Earned income credit: $967 (reported on 7.9% of returns)

Here:	$967
State:	$2,055

(% of AGI for various income ranges: 32.2% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.1%

Here:	92%
State:	94%

(% for various income ranges: 85.7% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 55612, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,590 (Individual Income Tax Returns)

Here:	$50,590
State:	$67,192

Salary/wage: $33,477 (reported on 75.9% of returns)

Here:	$33,477
State:	$55,182

(% of AGI for various income ranges: 74.4% for AGIs below $25k, 70.2% for AGIs $25k-50k, 56.8% for AGIs $50k-75k, 34.0% for AGIs $75k-100k, 43.1% for AGIs $100k-200k)

Taxable interest for individuals: $1,200 (reported on 58.6% of returns)

This zip code:	$1,200
Minnesota:	$1,664

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Ordinary dividends: $5,471 (reported on 24.1% of returns)

Here:	$5,471
State:	$5,665

(% of AGI for various income ranges: 4.4% for AGIs $25k-50k, 3.3% for AGIs $75k-100k, 3.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,283 (reported on 20.7% of returns)

Here:	+$3,283
State:	+$16,131

Profit/loss from business: +$9,838 (reported on 27.6% of returns)

Here:	+$9,838
State:	+$12,430

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 9.7% for AGIs $25k-50k, 12.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $13,917 (reported on 20.7% of returns)

55612:	$13,917
Minnesota:	$15,212

Total itemized deductions: $24,710 (27% of AGI, reported on 34.5% of returns)

Here:	$24,710
State:	$24,665

Here:	26.7% of AGI
State:	19.6% of AGI

(% of AGI for various income ranges: 32.4% for AGIs $25k-50k, 19.1% for AGIs $75k-100k, 22.4% for AGIs $100k-200k)

Charity contributions: $2,511 (reported on 31.0% of returns)

Here:	$2,511
State:	$3,948

(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 2.7% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $7,580 (reported on 34.5% of returns)

55612:	$7,580
State:	$10,589

(% of AGI for various income ranges: 7.7% for AGIs $25k-50k, 6.1% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Earned income credit: $1,500 (reported on 10.3% of returns)

Here:	$1,500
State:	$2,037

(% of AGI for various income ranges: 3.1% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.6%

Here:	59%
State:	55%

(% for various income ranges: 45.5% for AGIs below $25k, 50.0% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 55612, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $50,386 (Individual Income Tax Returns)

Here:	$50,386
State:	$53,560

Salary/wage: $29,521 (reported on 74.9% of returns)

Here:	$29,521
State:	$46,177

(% of AGI for various income ranges: 108.0% for AGIs below $10k, 82.3% for AGIs $10k-25k, 56.4% for AGIs $25k-50k, 49.7% for AGIs $50k-75k, 53.7% for AGIs $75k-100k, 22.8% for AGIs over 100k)

Taxable interest for individuals: $2,921 (reported on 58.7% of returns)

This zip code:	$2,921
Minnesota:	$1,796

(% of AGI for various income ranges: 14.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 4.6% for AGIs over 100k)

Taxable dividends: $3,600 (reported on 34.7% of returns)

Here:	$3,600
State:	$3,096

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.9% for AGIs over 100k)

Net capital gain/loss: +$16,310 (reported on 27.4% of returns)

Here:	+$16,310
State:	+$10,864

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 0.2% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 21.9% for AGIs over 100k)

Profit/loss from business: +$10,630 (reported on 28.2% of returns)

Here:	+$10,630
State:	+$10,442

(% of AGI for various income ranges: -2.0% for AGIs below $10k, 14.2% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 13.8% for AGIs $75k-100k)

Total itemized deductions: $22,213 (26% of AGI, reported on 36.3% of returns)

Here:	$22,213
State:	$20,035

Here:	26.0% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 59.6% for AGIs below $10k, 11.8% for AGIs $25k-50k, 17.9% for AGIs $50k-75k, 20.1% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Charity contributions deductions: $2,942 (3% of AGI, reported on 33.2% of returns)

Here:	$2,942
State:	$3,333

Here:	3.4% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 1.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $7,316 (reported on 79.5% of returns)

55612:	$7,316
State:	$8,485

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 4.7% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Earned income credit: $1,200 (reported on 5.8% of returns)

Here:	$1,200
State:	$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 62.5%

Here:	63%
State:	59%

(% for various income ranges: 55.9% for AGIs below $10k, 52.3% for AGIs $10k-25k, 65.3% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 78.3% for AGIs over 100k)

Nearest zip codes: 55615, 55604, 55613, 55603, 55606, 55607.
Lutsen Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 6
Household did not receive Food Stamps/SNAP in the past 12 months: 302

Women who had a birth in the past 12 months: 8 (8 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 42 (26 now married, 16 unmarried)

Housing units in zip code 55612 with a mortgage: 108 (18 second mortgage, 19 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,018
Median monthly owner costs for units without a mortgage: $625

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 55612 household income distribution in 2022

• 13Less than $10,000
• 1$15,000 to $19,999
• 13$20,000 to $24,999
• 8$25,000 to $29,999
• 19$35,000 to $39,999
• 19$40,000 to $44,999
• 20$45,000 to $49,999
• 22$50,000 to $59,999
• 49$60,000 to $74,999
• 64$75,000 to $99,999
• 14$100,000 to $124,999
• 16$125,000 to $149,999
• 17$150,000 to $199,999
• 30$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 55612

• 5$10,000 to $14,999
• 6$25,000 to $29,999
• 8$70,000 to $79,999
• 20$100,000 to $124,999
• 4$125,000 to $149,999
• 6$175,000 to $199,999
• 17$200,000 to $249,999
• 40$250,000 to $299,999
• 35$300,000 to $399,999
• 37$400,000 to $499,999
• 63$500,000 to $749,999
• 6$750,000 to $999,999
• 7$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 55612

• 25$600 to $649
• 13$900 to $999
• 23No cash rent

Median gross rent in 2022: $653.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $339,874

Estimated median house or condo value in 2022: $344,985 Lower value quartile - upper value quartile: $231,630 - $548,736

Mean price in 2022:

Detached houses: $440,277

Here:	$440,277
State:	$374,552

Townhouses or other attached units: $325,196

Here:	$325,196
State:	$312,049

In 2-unit structures: $1,723,505

Here:	$1,723,505
State:	$323,045

In 5-or-more-unit structures: $207,532

Here:	$207,532
State:	$258,516

Mobile homes: $243,790

Here:	$243,790
State:	$94,605

Housing units in structures:

• One, detached: 938
• One, attached: 63
• 3 or 4: 5
• 5 to 9: 20
• 10 to 19: 16
• 50 or more: 7
• Mobile homes: 11

Unemployment: 2.2%

• Means of transportation to work in zip code 55612

• 53.2%140Drove a car alone
• 3.8%10Carpooled
• 19.0%50Walked
• 25.8%68Worked at home

• Travel time to work (commute) in zip code 55612

• 4Less than 5 minutes
• 1155 to 9 minutes
• 710 to 14 minutes
• 815 to 19 minutes
• 2520 to 24 minutes
• 825 to 29 minutes
• 530 to 34 minutes
• 1345 to 59 minutes
• 1060 to 89 minutes

Percentage of zip code residents living and working in this county: 99.2%

Household type by relationship:

Households: 534

• Male householders: 153 (40 living alone), Female householders: 157 (94 living alone)

• 145 spouses (133 opposite-sex spouses), 7 unmarried partners, (7 opposite-sex unmarried partners), 53 children (53 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 2 parents, 0 foster children, 0 other relatives, 23 non-relatives

Size of family households: 111 2-persons, 21 3-persons, 3 4-persons, 6 5-persons

Size of nonfamily households: 133 1-person, 24 2-persons, 11 3-persons

36 married couples with children.
0 single-parent households ().

93.0% of residents of 55612 zip code speak English at home.
8.5% of residents speak Spanish at home (36% very well, 30% well, 34% not well).

Facilities with environmental interests located in this zip code:

• MOFFATT PRODUCTS INC (CARIBOU TRAIL in LUTSEN, MN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• ARROWHEAD ELECTRICAL COOP INC (5401 W HWY 61 in LUTSEN, MN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 5.0%
Housing units lacking complete kitchen facilities: 6.2%

Population in 1990: 381. Population change in the 1990s: +129 (+33.9%).

Place of birth for U.S.-born residents:

• This state: 306
• Northeast: 5
• Midwest: 123
• South: 23
• West: 36

59% of the 55612 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 31% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

87% of the 55612 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 27% moved from this county.
   Out of people who lived in different houses, 21% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 41% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
• Arts, Entertainment, and Recreation: Skiing Facilities (100-249: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 1-4: 2)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
• Utilities: Electric Power Distribution (10-19: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (1-4: 2)

Most common first names in zip code 55612 among deceased individuals
Name	Count	Lived (average)
Robert	4	84.3 years
Donald	3	63.0 years
Mary	3	74.6 years
Ruth	3	81.0 years
Eleanor	2	86.6 years
Elizabeth	2	86.4 years
George	2	83.4 years
Carl	2	81.5 years
John	2	75.6 years
Russell	2	86.5 years

Most common last names in zip code 55612 among deceased individuals
Last name	Count	Lived (average)
Nelson	6	87.5 years
Hansen	3	73.7 years
Johnson	3	86.7 years
Muehlberg	3	81.7 years
Gambill	2	84.5 years
Kollmer	2	82.0 years
Anderson	2	77.0 years
Annis	2	90.5 years
Horseng	2	79.6 years
Hagberg	2	88.9 years

Businesses in zip code 55612

• True Value: 1