55615 Zip Code (Lutsen, MN) Detailed Profile

Estimated zip code population in 2022: 340
Zip code population in 2010: 256
Zip code population in 2000: 246

Houses and condos: 341
Renter-occupied apartments: 45
March 2022 cost of living index in zip code 55615: 89.7 (less than average, U.S. average is 100)

Land area: 110.4 sq. mi.
Water area: 4.3 sq. mi.

Population density: 3 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,876 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,269 (0.8%)

For population 25 years and over in 55615:

• High school or higher: 95.6%
• Bachelor's degree or higher: 40.5%
• Graduate or professional degree: 14.1%
• Unemployed: 8.5%
• Mean travel time to work (commute): 21.5 minutes

For population 15 years and over in 55615:

• Never married: 31.0%
• Now married: 54.8%
• Separated: 0.0%
• Widowed: 8.2%
• Divorced: 5.9%

• 
• • 22165.2%White
  • 3811.2%Hispanic or Latino
  • 3510.3%Two or more races
  • 3410.0%Asian
  • 113.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 55615, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $48,865 (Individual Income Tax Returns)

Here:	$48,865
State:	$82,178

Salary/wage: $36,100 (reported on 75.0% of returns)

Here:	$36,100
State:	$67,438

(% of AGI for various income ranges: 1142.0% for AGIs below $25k, 3915.0% for AGIs $25k-50k, 8195.0% for AGIs $50k-75k)

Taxable interest for individuals: $300 (reported on 40.0% of returns)

This zip code:	$300
Minnesota:	$1,814

(% of AGI for various income ranges: 34.0% for AGIs below $25k, 17.5% for AGIs $50k-75k)

Ordinary dividends: $1,600 (reported on 20.0% of returns)

Here:	$1,600
State:	$6,928

(% of AGI for various income ranges: 160.0% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$250 (reported on 10.0% of returns)

Here:	+$250
State:	+$20,591

(% of AGI for various income ranges: 10.0% for AGIs below $25k)

Profit/loss from business: +$5,200 (reported on 15.0% of returns)

Here:	+$5,200
State:	+$14,342

(% of AGI for various income ranges: 390.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $10,233 (reported on 15.0% of returns)

55615:	$10,233
Minnesota:	$20,675

(% of AGI for various income ranges: 767.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.0%

Here:	90%
State:	94%

(% for various income ranges: 85.7% for AGIs below $25k, 83.3% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 55615, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,462 (Individual Income Tax Returns)

Here:	$44,462
State:	$67,192

Salary/wage: $34,510 (reported on 76.9% of returns)

Here:	$34,510
State:	$55,182

(% of AGI for various income ranges: 81.3% for AGIs below $25k, 106.5% for AGIs $25k-50k, 56.6% for AGIs $75k-100k)

Taxable interest for individuals: $329 (reported on 53.8% of returns)

This zip code:	$329
Minnesota:	$1,664

Ordinary dividends: $1,367 (reported on 23.1% of returns)

Here:	$1,367
State:	$5,665

Net capital gain/loss in AGI: +$500 (reported on 15.4% of returns)

Here:	+$500
State:	+$16,131

Profit/loss from business: +$10,950 (reported on 15.4% of returns)

Here:	+$10,950
State:	+$12,430

Total itemized deductions: $20,380 (33% of AGI, reported on 38.5% of returns)

Here:	$20,380
State:	$24,665

Here:	33.1% of AGI
State:	19.6% of AGI

Charity contributions: $1,100 (reported on 30.8% of returns)

Here:	$1,100
State:	$3,948

Taxes paid: $5,540 (reported on 38.5% of returns)

55615:	$5,540
State:	$10,589

Percentage of individuals using paid preparers for their 2012 taxes: 53.8%

Here:	54%
State:	55%

Averages for the 2004 tax year for zip code 55615, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,993 (Individual Income Tax Returns)

Here:	$35,993
State:	$53,560

Salary/wage: $25,191 (reported on 75.7% of returns)

Here:	$25,191
State:	$46,177

(% of AGI for various income ranges: 95.8% for AGIs below $10k, 68.0% for AGIs $10k-25k, 83.4% for AGIs $25k-50k, 37.1% for AGIs $75k-100k)

Taxable interest for individuals: $881 (reported on 44.1% of returns)

This zip code:	$881
Minnesota:	$1,796

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.4% for AGIs $75k-100k)

Taxable dividends: $1,615 (reported on 25.7% of returns)

Here:	$1,615
State:	$3,096

Net capital gain/loss: +$2,433 (reported on 19.7% of returns)

Here:	+$2,433
State:	+$10,864

Profit/loss from business: +$8,098 (reported on 27.0% of returns)

Here:	+$8,098
State:	+$10,442

Total itemized deductions: $16,897 (25% of AGI, reported on 25.7% of returns)

Here:	$16,897
State:	$20,035

Here:	25.0% of AGI
State:	21.3% of AGI

Charity contributions deductions: $1,379 (2% of AGI, reported on 19.1% of returns)

Here:	$1,379
State:	$3,333

Here:	1.8% of AGI
State:	3.4% of AGI

Total tax: $4,595 (reported on 79.6% of returns)

55615:	$4,595
State:	$8,485

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 5.4% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 13.6% for AGIs $75k-100k)

Percentage of individuals using paid preparers for their 2004 taxes: 53.3%

Here:	53%
State:	59%

(% for various income ranges: 46.4% for AGIs below $10k, 50.0% for AGIs $10k-25k, 66.0% for AGIs $25k-50k, 68.4% for AGIs $75k-100k)

Nearest zip codes: 55613, 55612, 55604, 55603, 55607, 55614.
Lutsen Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 8
Household did not receive Food Stamps/SNAP in the past 12 months: 143

Women who had a birth in the past 12 months: 19 (20 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 90 (33 now married, 57 unmarried)

Housing units in zip code 55615 with a mortgage: 46 (8 second mortgage, 8 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,830
Median monthly owner costs for units without a mortgage: $698

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 55615 household income distribution in 2022

• 6Less than $10,000
• 10$10,000 to $14,999
• 7$20,000 to $24,999
• 8$25,000 to $29,999
• 1$30,000 to $34,999
• 12$35,000 to $39,999
• 18$40,000 to $44,999
• 3$50,000 to $59,999
• 24$60,000 to $74,999
• 14$75,000 to $99,999
• 10$100,000 to $124,999
• 5$150,000 to $199,999
• 32$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 55615

• 2Less than $10,000
• 10$100,000 to $124,999
• 17$150,000 to $174,999
• 3$175,000 to $199,999
• 10$200,000 to $249,999
• 9$250,000 to $299,999
• 16$300,000 to $399,999
• 6$400,000 to $499,999
• 11$500,000 to $749,999
• 12$750,000 to $999,999
• 1$1,000,000 to $1,499,999
• 6$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 55615

• 2$400 to $449
• 1$550 to $599
• 5$600 to $649
• 13$1,000 to $1,249
• 22$1,250 to $1,499

Median gross rent in 2022: $1,358.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $314,688

Estimated median house or condo value in 2022: $290,687 Lower value quartile - upper value quartile: $181,630 - $521,439

Mean price in 2022:

Detached houses: $440,277

Here:	$440,277
State:	$374,552

Townhouses or other attached units: $325,196

Here:	$325,196
State:	$312,049

In 2-unit structures: $1,723,505

Here:	$1,723,505
State:	$323,045

In 5-or-more-unit structures: $207,532

Here:	$207,532
State:	$258,516

Mobile homes: $243,790

Here:	$243,790
State:	$94,605

Housing units in structures:

• One, detached: 247
• One, attached: 45
• Two: 13
• 3 or 4: 13
• 5 to 9: 12
• 20 to 49: 2
• Mobile homes: 3

Unemployment: 8.5%

• Means of transportation to work in zip code 55615

• 44.2%66Drove a car alone
• 2.7%4Carpooled
• 14.1%21Walked
• 7.4%11Other means
• 35.5%53Worked at home

• Travel time to work (commute) in zip code 55615

• 12Less than 5 minutes
• 175 to 9 minutes
• 2110 to 14 minutes
• 515 to 19 minutes
• 320 to 24 minutes
• 2130 to 34 minutes
• 135 to 39 minutes
• 440 to 44 minutes
• 645 to 59 minutes
• 260 to 89 minutes
• 390 or more minutes

Percentage of zip code residents living and working in this county: 90.6%

Household type by relationship:

Households: 340

• Male householders: 56 (13 living alone), Female householders: 97 (27 living alone)

• 70 spouses (70 opposite-sex spouses), 26 unmarried partners, (26 opposite-sex unmarried partners), 61 children (61 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 30 non-relatives

Size of family households: 47 2-persons, 2 3-persons, 35 4-persons

Size of nonfamily households: 39 1-person, 24 2-persons, 5 6-persons

51 married couples with children.
0 single-parent households ().

87.5% of residents of 55615 zip code speak English at home.
6.4% of residents speak Spanish at home (68% very well, 5% well, 26% not well).
2.7% of residents speak other Indo-European language at home (100% not well).
1.7% of residents speak Asian or Pacific Island language at home (100% well).
1.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BIRCH GROVE EL. ( in TOFTE, MN)

  (National Center for Education Statistics) - STATE ID-010166070
  Organizations: COOK COUNTY (SCHOOL DISTRICT)
  

• AT AND T LINES (RURAL ROUTE in TOFTE, MN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BLUEFIN BAY CONDOMINIUMS (7142 W HWY 61 in TOFTE, MN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: BUSINESS ASSOCIATIONS
  Organizations: BLUEFIN BAY RESORT (CONTACT/OPERATOR)
  Alternative names: BLUEFIN BAY RESORT, RYSDAHL, BUNTZ & ASSOCIATES

• MPCA COOK CO GARAGE HHW (SAWBILL TRAIL in TOFTE, MN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 4.8%
Housing units lacking complete kitchen facilities: 5.2%

Population in 1990: 341.

Place of birth for U.S.-born residents:

• This state: 215
• Northeast: 1
• Midwest: 33
• South: 12
• West: 23

63% of the 55615 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 14% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

81% of the 55615 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.
   Out of people who lived in different houses, 16% moved from abroad.

Students in private undergraduate colleges: 5

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
• Accommodation and Food Services: Rooming and Boarding Houses (10-19: 1)
• Construction: Tile and Terrazzo Contractors (1-4: 1)
• Educational Services: Elementary and Secondary Schools (1-4: 1)
• Construction: All Other Specialty Trade Contractors (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (1-4: 1)
• Other Services (except Public Administration): Grantmaking Foundations (1-4: 1)
• Finance and Insurance: Commercial Banking (1-4: 1)

Most common first names in zip code 55615 among deceased individuals
Name	Count	Lived (average)
John	4	76.8 years
Richard	3	60.7 years
Edward	2	68.0 years
George	2	89.0 years
Harry	2	74.0 years
Lars	2	74.0 years
Thomas	2	69.0 years

Most common last names in zip code 55615 among deceased individuals
Last name	Count	Lived (average)
Tofte	6	81.7 years
Krueger	3	84.0 years
Johnson	3	75.4 years
Nelson	3	74.0 years
Tormondsen	3	87.0 years
Tormondson	3	74.4 years
Sloan	2	74.0 years
Dunder	2	77.9 years
Hansen	2	75.5 years
Laine	2	66.6 years

Businesses in zip code 55615

• AmericInn: 1