Jump to a detailed profile or search site with Google Custom Search

56304 Zip Code (St. Cloud, MN) Detailed Profile




Cities: St. Cloud, MN (12.83%), Sauk Rapids, MN (0.10%)
Counties: Sherburne County, MN (87.73%), Benton County, MN (12.27%)
Estimated zip code population in 2022: 16,948
Zip code population in 2010: 16,020
Zip code population in 2000: 15,703

Houses and condos: 7,483
Renter-occupied apartments: 4,195
% of renters here:

59%
State:

28%
March 2022 cost of living index in zip code 56304: 103.5 (near average, U.S. average is 100)

Land area: 59.9 sq. mi.
Water area: 1.7 sq. mi.
Population density: 283 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 56304
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2022:
This zip code:

0.9% ($2,001)
Minnesota:

1.0% ($3,087)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,992 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,004 (1.0%)

Business Profiles
Profiles of local businesses
Put your B&M business profile right here for free. 50,000 businesses already created their profiles!
Business Search - 14 Million verified businesses
Search for: near:  

Males: 8,978  (53.0%)
Females: 7,970  (47.0%)

For population 25 years and over in 56304:

  • High school or higher: 85.8%
  • Bachelor's degree or higher: 24.4%
  • Graduate or professional degree: 6.9%
  • Unemployed: 6.0%
  • Mean travel time to work (commute): 21.0 minutes

For population 15 years and over in 56304:

  • Never married: 44.2%
  • Now married: 37.0%
  • Separated: 2.5%
  • Widowed: 5.1%
  • Divorced: 11.3%

Zip code 56304 compared to state average:

  • Median household income below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • Median age below state average.
  • Foreign-born population percentage above state average.
  • Renting percentage above state average.
  • Length of stay since moving in above state average.
  • Number of rooms per house below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 56304 (2022)
    • 10,81563.8%White
    • 3,44920.4%Black
    • 9935.9%Two or more races
    • 8114.8%Asian
    • 6603.9%Hispanic or Latino
    • 1831.1%American Indian
    • 350.2%Some other race
Settings
X
Data:
Loading data...
Based on 2000-2022 data
Loading data...

123
Hide US histogram

56304, MN forum
Discuss zip code 56304 area on our local forum with over 2,400,000 registered users
Urban population: 13,644
Rural population: 3,303

Estimated median house/condo value in 2022: $218,838
56304:

$218,838
Minnesota:

$314,600



According to our research of Minnesota and other state lists, there were 5 registered sex offenders living in 56304 zip code as of May 16, 2024.
The ratio of all residents to sex offenders in zip code 56304 is 3,279 to 1.


Median resident age:
This zip code:

32.3 years
Minnesota median age:

39.0 years
Average household size:
This zip code:

2.2 people
Minnesota:

2.4 people

Averages for the 2020 tax year for zip code 56304, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $51,149 (Individual Income Tax Returns)
Here:

$51,149
State:

$82,178

Salary/wage: $42,077 (reported on 84.5% of returns)
Here:

$42,077
State:

$67,438
(% of AGI for various income ranges: 1215.8% for AGIs below $25k, 3556.3% for AGIs $25k-50k, 6652.9% for AGIs $50k-75k, 9914.4% for AGIs $75k-100k, 17409.5% for AGIs $100k-200k, 82682.5% for AGIs over 200k)

Taxable interest for individuals: $1,307 (reported on 23.6% of returns)
This zip code:

$1,307
Minnesota:

$1,814
(% of AGI for various income ranges: 9.6% for AGIs below $25k, 11.4% for AGIs $25k-50k, 34.4% for AGIs $50k-75k, 92.4% for AGIs $75k-100k, 148.2% for AGIs $100k-200k, 2055.0% for AGIs over 200k)

Ordinary dividends: $3,557 (reported on 13.8% of returns)
Here:

$3,557
State:

$6,928
(% of AGI for various income ranges: 10.9% for AGIs below $25k, 17.4% for AGIs $25k-50k, 64.0% for AGIs $50k-75k, 118.5% for AGIs $75k-100k, 308.8% for AGIs $100k-200k, 2937.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,577 (reported on 13.2% of returns)
Here:

+$10,577
State:

+$20,591
(% of AGI for various income ranges: 8.3% for AGIs below $25k, 19.0% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 221.8% for AGIs $75k-100k, 642.5% for AGIs $100k-200k, 16005.0% for AGIs over 200k)

Profit/loss from business: +$10,752 (reported on 13.3% of returns)
Here:

+$10,752
State:

+$14,342
(% of AGI for various income ranges: 99.9% for AGIs below $25k, 140.2% for AGIs $25k-50k, 236.1% for AGIs $50k-75k, 183.2% for AGIs $75k-100k, 668.0% for AGIs $100k-200k, 3317.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,848 (reported on 8.1% of returns)
56304:

$18,848
Minnesota:

$20,675
(% of AGI for various income ranges: 37.0% for AGIs below $25k, 80.2% for AGIs $25k-50k, 182.4% for AGIs $50k-75k, 638.2% for AGIs $75k-100k, 1038.0% for AGIs $100k-200k, 4785.0% for AGIs over 200k)

Total itemized deductions: $33,494 (reported on 4.2% of returns)
Here:

$33,494
State:

$33,311
(% of AGI for various income ranges: 25.7% for AGIs below $25k, 69.5% for AGIs $25k-50k, 239.7% for AGIs $50k-75k, 280.0% for AGIs $75k-100k, 859.8% for AGIs $100k-200k, 7665.0% for AGIs over 200k)

Charity contributions: $13,919 (reported on 3.3% of returns)
Here:

$13,919
State:

$11,879
(% of AGI for various income ranges: 21.2% for AGIs $25k-50k, 40.0% for AGIs $50k-75k, 85.0% for AGIs $75k-100k, 222.8% for AGIs $100k-200k, 4397.5% for AGIs over 200k)

Taxes paid: $6,788 (reported on 4.2% of returns)
56304:

$6,788
State:

$8,252
(% of AGI for various income ranges: 9.2% for AGIs $25k-50k, 51.4% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 217.0% for AGIs $100k-200k, 1347.5% for AGIs over 200k)

Earned income credit: $2,419 (reported on 21.3% of returns)
Here:

$2,419
State:

$2,055
(% of AGI for various income ranges: 107.5% for AGIs below $25k, 84.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.0%
Here:

95%
State:

94%
(% for various income ranges: 94.0% for AGIs below $25k, 95.7% for AGIs $25k-50k, 95.1% for AGIs $50k-75k, 96.4% for AGIs $75k-100k, 94.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 56304, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,286 (Individual Income Tax Returns)
Here:

$44,286
State:

$67,192

Salary/wage: $36,103 (reported on 87.0% of returns)
Here:

$36,103
State:

$55,182
(% of AGI for various income ranges: 83.7% for AGIs below $25k, 82.1% for AGIs $25k-50k, 76.3% for AGIs $50k-75k, 70.9% for AGIs $75k-100k, 69.8% for AGIs $100k-200k, 45.5% for AGIs over 200k)

Taxable interest for individuals: $1,107 (reported on 28.1% of returns)
This zip code:

$1,107
Minnesota:

$1,664
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $3,995 (reported on 15.8% of returns)
Here:

$3,995
State:

$5,665
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,769 (reported on 12.0% of returns)
Here:

+$4,769
State:

+$16,131
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Profit/loss from business: +$13,692 (reported on 12.0% of returns)
Here:

+$13,692
State:

+$12,430
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 3.4% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,066 (reported on 8.4% of returns)
56304:

$15,066
Minnesota:

$15,212
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Self-employment retirement plans: $12,500 (reported on 0.7% of returns)
56304:

$12,500
Minnesota:

$17,874

Total itemized deductions: $21,188 (21% of AGI, reported on 23.9% of returns)
Here:

$21,188
State:

$24,665

Here:

20.7% of AGI
State:

19.6% of AGI
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 8.0% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 15.8% for AGIs $100k-200k, 13.5% for AGIs over 200k)

Charity contributions: $3,680 (reported on 20.3% of returns)
Here:

$3,680
State:

$3,948
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $8,404 (reported on 23.6% of returns)
56304:

$8,404
State:

$10,589
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 6.6% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Earned income credit: $1,983 (reported on 20.7% of returns)
Here:

$1,983
State:

$2,037
(% of AGI for various income ranges: 5.5% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.7%
Here:

47%
State:

55%
(% for various income ranges: 35.9% for AGIs below $25k, 48.7% for AGIs $25k-50k, 61.3% for AGIs $50k-75k, 64.7% for AGIs $75k-100k, 65.3% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 56304, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,416 (Individual Income Tax Returns)
Here:

$38,416
State:

$53,560

Salary/wage: $33,013 (reported on 88.9% of returns)
Here:

$33,013
State:

$46,177
(% of AGI for various income ranges: 100.3% for AGIs below $10k, 86.3% for AGIs $10k-25k, 84.7% for AGIs $25k-50k, 78.8% for AGIs $50k-75k, 79.4% for AGIs $75k-100k, 60.5% for AGIs over 100k)

Taxable interest for individuals: $1,461 (reported on 39.1% of returns)
This zip code:

$1,461
Minnesota:

$1,796
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $1,842 (reported on 21.5% of returns)
Here:

$1,842
State:

$3,096
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$6,190 (reported on 16.8% of returns)
Here:

+$6,190
State:

+$10,864
(% of AGI for various income ranges: 0.1% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 7.6% for AGIs over 100k)

Profit/loss from business: +$10,522 (reported on 11.9% of returns)
Here:

+$10,522
State:

+$10,442
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 5.5% for AGIs over 100k)

IRA payment deduction: $3,140 (reported on 2.3% of returns)
56304:

$3,140
Minnesota:

$2,955
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $11,738 (reported on 0.7% of returns)
Here:

$11,738
Minnesota:

$12,099
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $50k-75k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,610 (22% of AGI, reported on 28.5% of returns)
Here:

$17,610
State:

$20,035

Here:

22.1% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 6.7% for AGIs $10k-25k, 10.8% for AGIs $25k-50k, 14.3% for AGIs $50k-75k, 16.0% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $3,279 (4% of AGI, reported on 25.3% of returns)
Here:

$3,279
State:

$3,333

Here:

3.9% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $5,475 (reported on 74.3% of returns)
56304:

$5,475
State:

$8,485
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Earned income credit: $1,407 (reported on 14.1% of returns)
Here:

$1,407
State:

$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 56.1%
Here:

56%
State:

59%
(% for various income ranges: 47.3% for AGIs below $10k, 52.1% for AGIs $10k-25k, 59.2% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 69.1% for AGIs $75k-100k, 70.3% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$54,284
Minnesota:

$82,338
St. Cloud, MN (56304) map Nearest zip codes: 56379, 55319, 55320, 56303, 56387, 56301.
St. Cloud Zip Code Map

Percentage of family households:
This zip code:

39.0%
Minnesota:

45.6%
Percentage of households with unmarried partners:
This zip code:

13.2%
Minnesota:

49.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1,017
Household did not receive Food Stamps/SNAP in the past 12 months: 6,136


Women who had a birth in the past 12 months: 246 (111 now married, 129 unmarried)
Women who did not have a birth in the past 12 months: 3,731 (1,313 now married, 2,416 unmarried)


Housing units in zip code 56304 with a mortgage: 1,591 (175 second mortgage, 10 home equity loan, 141 both second mortgage and home equity loan)
Houses without a mortgage: 23

Median monthly owner costs for units with a mortgage: $1,466
Median monthly owner costs for units without a mortgage: $574

Residents with income below the poverty level in 2022:
This zip code:

19.3%
Whole state:

9.6%
Residents with income below 50% of the poverty level in 2022:
This zip code:

11.8%
Whole state:

5.2%
Median number of rooms in houses and condos:
Here:

6.8
State:

7.1
Median number of rooms in apartments:
Here:

3.6
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 56304: Saint Cloud Campground and RV Park (A), The Fairways Golf Course (B), Central Minnesota Rest Area (C), Minnesota Correctional Facility (D), Saint Cloud Fire Department Station 3 (E), Saint Cloud Fire Department Station 4 (F). Display/hide their locations on the map

    Shopping Center: East Village Shopping Center (1). Display/hide its location on the map

    Churches in zip code 56304 include: Saint Augustine Church (A), Jehovah's Witnesses - South Congregation (B), Salem Lutheran Church (C), Unity of Saint Cloud Church (D), First Baptist Church (E), Northland Bible Baptist Church (F), Faith Lutheran Church (G). Display/hide their locations on the map

    Cemetery: Minnesota Reformatory Cemetery (1). Display/hide its location on the map

    Lakes and reservoirs: Rice Lake (A), Carter Lake (B), Donovan Lake (C), Mississippi River Reservoir (D). Display/hide their locations on the map

    Streams, rivers, and creeks: Stony Brook (A). Display/hide its location on the map

    Parks in zip code 56304 include: Munsinger Gardens (1), Riverside Park (2), Talahi Park (3), Wilson Park (4), Saint Cloud Historical Marker (5), First Granite Quarry Historical Marker (6), Sterling Heights Park (7), Kiawanis Park (8), Selke Field (9). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Benet Place South (Amusement & Theme Parks; 1975 15th Avenue Southeast) (1), Convention & Visitors Bureau (525 Highway 10 South) (2). Display/hide their approximate locations on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 6462010 to 2019
  • 9532000 to 2009
  • 1,0191990 to 1999
  • 9141980 to 1989
  • 1,8371970 to 1979
  • 7201960 to 1969
  • 3481950 to 1959
  • 1701940 to 1949
  • 7391939 or earlier

Zip code 56304 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in St. Cloud, MN (56304)
  • Bedrooms in owner-occupied houses and condos in St. Cloud, MN (56304)
  • 0no bedroom
  • 551 bedroom
  • 6552 bedrooms
  • 1,1133 bedrooms
  • 8064 bedrooms
  • 3335+ bedrooms
Bedrooms in renter-occupied apartments in St. Cloud, MN (56304)
  • Bedrooms in renter-occupied apartments in St. Cloud, MN (56304)
  • 530no bedroom
  • 1,2811 bedroom
  • 1,4182 bedrooms
  • 6933 bedrooms
  • 1364 bedrooms
  • 1495+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in St. Cloud, MN (56304) in owner-occupied houses/condos
  • Cars and other vehicles available in St. Cloud, MN (56304) in owner-occupied houses/condos
  • 53no vehicle
  • 7581 vehicle
  • 1,4182 vehicles
  • 5103 vehicles
  • 1544 vehicles
  • 745+ vehicles
Cars and other vehicles available in St. Cloud, MN (56304) in renter-occupied apartments
  • Cars and other vehicles available in St. Cloud, MN (56304) in renter-occupied apartments
  • 796no vehicle
  • 2,2051 vehicle
  • 8122 vehicles
  • 3183 vehicles
  • 374 vehicles
  • 365+ vehicles

  • Zip code 56304 household income distribution in 2022

  • Zip code 56304 household income distribution in 2022
  • 641Less than $10,000
  • 149$10,000 to $14,999
  • 287$15,000 to $19,999
  • 361$20,000 to $24,999
  • 369$25,000 to $29,999
  • 269$30,000 to $34,999
  • 410$35,000 to $39,999
  • 466$40,000 to $44,999
  • 369$45,000 to $49,999
  • 795$50,000 to $59,999
  • 433$60,000 to $74,999
  • 1,095$75,000 to $99,999
  • 696$100,000 to $124,999
  • 294$125,000 to $149,999
  • 314$150,000 to $199,999
  • 252$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 56304

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 56304
  • 224Less than $10,000
  • 49$10,000 to $14,999
  • 27$15,000 to $19,999
  • 36$40,000 to $49,999
  • 1$50,000 to $59,999
  • 25$80,000 to $89,999
  • 8$90,000 to $99,999
  • 332$100,000 to $124,999
  • 127$125,000 to $149,999
  • 241$150,000 to $174,999
  • 227$175,000 to $199,999
  • 344$200,000 to $249,999
  • 275$250,000 to $299,999
  • 368$300,000 to $399,999
  • 294$400,000 to $499,999
  • 176$500,000 to $749,999
  • 24$750,000 to $999,999
  • 8$1,000,000 to $1,499,999
  • Rent paid by renters in 2022 in zip code 56304

  • Rent paid by renters in 2022 in zip code 56304
  • 42Less than $100
  • 12$200 to $249
  • 17$250 to $299
  • 8$300 to $349
  • 54$350 to $399
  • 15$400 to $449
  • 95$450 to $499
  • 190$500 to $549
  • 239$550 to $599
  • 350$600 to $649
  • 312$650 to $699
  • 147$700 to $749
  • 172$750 to $799
  • 893$800 to $899
  • 238$900 to $999
  • 718$1,000 to $1,249
  • 248$1,250 to $1,499
  • 249$1,500 to $1,999
  • 49$2,000 to $2,499
  • 16$3,000 to $3,499
  • 37$3,500 or more
  • 124No cash rent

Median gross rent in 2022: $933.


Median price asked for vacant for-sale houses and condos in 2022: $251,645.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $218,396
  • Asian householders: $240,015
  • Some other race householders: $358,479
  • Two or more races householders: $248,178
  • Hispanic or Latino householders: $248,178

Estimated median house or condo value in 2022: $218,838
56304:

$218,838
Minnesota:

$314,600
Lower value quartile - upper value quartile: $135,543 - $333,061

Mean price in 2022:

Detached houses: $230,735
Here:

$230,735
State:

$374,552

Townhouses or other attached units: $113,832
Here:

$113,832
State:

$312,049

In 2-unit structures: $109,994
Here:

$109,994
State:

$323,045

In 3-to-4-unit structures: $220,565
Here:

$220,565
State:

$238,971

In 5-or-more-unit structures: $105,732
Here:

$105,732
State:

$258,516

Mobile homes: $19,286
Here:

$19,286
State:

$94,605
Owners and renters by unit type in zip code 56304
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,260
  • One, attached: 342
  • Two: 120
  • 3 or 4: 56
  • 5 to 9: 289
  • 10 to 19: 478
  • 20 to 49: 1,074
  • 50 or more: 1,608
  • Mobile homes: 300
  • Boats, RVs, vans, etc.: 21

Unemployment: 6.0%

  • Means of transportation to work in zip code 56304

  • Means of transportation to work in zip code 56304
  • 77.5%6,486Drove a car alone
  • 7.6%636Carpooled
  • 1.1%88Bus or trolley bus
  • 0.0%2Subway or elevated
  • 0.1%5Motorcycle
  • 0.2%16Bicycle
  • 5.0%415Walked
  • 1.0%80Other means
  • 5.0%419Worked at home
  • Travel time to work (commute) in zip code 56304

  • Travel time to work (commute) in zip code 56304
  • 244Less than 5 minutes
  • 9065 to 9 minutes
  • 1,43510 to 14 minutes
  • 2,11115 to 19 minutes
  • 1,18620 to 24 minutes
  • 31925 to 29 minutes
  • 64230 to 34 minutes
  • 6435 to 39 minutes
  • 4340 to 44 minutes
  • 23045 to 59 minutes
  • 28960 to 89 minutes
  • 23390 or more minutes

Percentage of zip code residents living and working in this county: 22.6%

Household type by relationship:

Households: 16,948
  • Male householders: 3,632 (1,269 living alone), Female householders: 3,503 (1,381 living alone)
  • 2,146 spouses (2,124 opposite-sex spouses), 827 unmarried partners, (741 opposite-sex unmarried partners), 4,094 children (3,878 natural, 50 adopted, 167 stepchildren), 62 grandchildren, 204 brothers or sisters, 169 parents, 2 foster children, 227 other relatives, 798 non-relatives
  • In group quarters: 1,235 (-1 institutionalized population)

Size of family households: 1,421 2-persons, 1,084 3-persons, 439 4-persons, 243 5-persons, 179 6-persons, 167 7-or-more-persons

Size of nonfamily households: 2,649 1-person, 739 2-persons, 78 3-persons, 109 4-persons

1,676 married couples with children.
1,673 single-parent households (317 men, 1,356 women).

82.1% of residents of 56304 zip code speak English at home.
3.0% of residents speak Spanish at home (73% very well, 13% well, 14% not well).
1.1% of residents speak other Indo-European language at home (61% very well, 39% well).
2.4% of residents speak Asian or Pacific Island language at home (30% very well, 20% well, 32% not well, 18% not at all).
12.5% of residents speak other language at home (57% very well, 10% well, 32% not well, 2% not at all).

Foreign born population: 2,231 (13.2%)
(46.2% of them are naturalized citizens)
This zip code:

13.2%
Whole state:

8.7%
Most common places of birth for foreign-born residents
  • 32%Kenya
  • 25%Ethiopia
  • 10%Thailand
  • 8%Liberia
  • 5%Honduras
  • 4%Eritrea
  • 3%Bhutan
Most common first ancestries reported in 56304
  • 25%German
  • 12%Somali
  • 6%American
  • 5%African
  • 5%Norwegian
  • 5%Polish
  • 3%Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1,5152010 or later
  • 8112000 to 2009
  • 1471990 to 1999
  • 125Before 1990

Zip code 56304 topographic map

Major facilities with environmental interests located in this zip code:

  • GRANITE CITY READY-MIX - NONMETALLIC (2450 SOUTH HIGHWAY 10 in SAINT CLOUD, MN)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - AIRS-2714100043, AIR PROGRAM, RCRAINFO-MN0000947606, CESQG, RCRIS-MN0000947606,
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - AIRS-2714500148, AIR PROGRAM, PCS-006147839, GENERAL PERMIT STORM WATER IND, AFS-2714500148, AIR SYNTHETIC MINOR, PCS-006147839, NPDES STORMWATER PERMIT
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: CRUSHED AND BROKEN LIMESTONE; CONSTRUCTION SAND AND GRAVEL; READY-MIXED CONCRETE
    Business NAICS classification: CRUSHED AND BROKEN LIMESTONE MINING AND QUARRYING.; CONSTRUCTION SAND AND GRAVEL MINING.; READY-MIX CONCRETE MANUFACTURING.
    Organizations: BOGARD ROBERT (CONTACT/OWNER) , GRANITE CITY READY-MIX INC (CONTACT/OWNER)
    Alternative names: GRANITE CITY READY MIX, GRANITE CITY READY-MIX METRO EAST PLANT, GRANITE CITY REDIMIX
  • NORTH WEST DIESEL & REFRIGERATION SERVICE (601 APOLLO AVENUE NE in SAINT CLOUD, MN)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - AIRS-2700900032, AIR PROGRAM, RCRAINFO-MND054498886, CESQG, AFS-2700900032, AIR SYNTHETIC MINOR, RCRIS-MND054498886, CESQG
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: MOTOR VEHICLE DEALERS (NEW AND USED)
    Organizations: GALL CATHERINE (CONTACT/OWNER) , NORTH WEST DIESEL & REFRIGERATION SERVICE INC (CONTACT/OWNER)
    Alternative names: NORTH WEST DIESEL AND REFRIGATION
  • BESSERS INC DBA HONDA HOUSE (1805 HIGHWAY 23 E in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND023014582, CESQG, RCRIS-MND023014582,
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: MOTOR VEHICLE DEALERS (NEW AND USED)
    Business NAICS classification: NEW CAR DEALERS.
    Organizations: GEORGE A BESSER JR (CONTACT/OWNER)
  • PAN O GOLD BAKING COMPANY (536 EAST SAINT GERMAIN STREET in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND982644759, CESQG, RCRIS-MND982644759, SQG
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC and NAICS classification: RETAIL BAKERIES
    Organizations: ALTON REALTY (CONTACT/OWNER) , PAN-O-GOLD BAKING CO (CONTACT/OWNER)
  • HEARTLAND FOUR WHEEL DRIVE AND TRANSMISSION INCORPORATED (18 7TH AVENUE NORTHEAST in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND982604522, CESQG, RCRIS-MND982604522,
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
    Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
    Organizations: HENDRICKSON TOM (CONTACT/OWNER) , HEARTLAND 4 WHEEL DRIVE & TRANSMISSION (CONTACT/OWNER)
    Alternative names: HEARTLAND 4 WHEEL AND TRANS SPEC, HEARTLAND FOUR WHEEL DRIVE& TRANSMISS
  • AFFORDABLE RADIATOR SERVICE (17 FRANKLIN AVE NE in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0000059980, HAZARDOUS WASTE PROGRAM, RCRIS-MN0000059980,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: ZWILLING JOSEPH JOHN (CONTACT/OWNER)
    Alternative names: AFFORDABLE RADIATIOR SVC
  • ANDYS TOWING INC (675 NE CRESCENT ST in SAINT CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000000489, CESQG, RCRIS-MNR000000489,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: AUTOMOTIVE SERVICES, EXCEPT REPAIR AND CARWASHES
    Business NAICS classification: MOTOR VEHICLE TOWING.
    Organizations: ANDY S TOWING INC (CONTACT/OWNER)
  • BEZEK ROBERT J DDS (409 E SAINT GERMAIN ST in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985750959, CESQG, RCRIS-MND985750959,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: HEALTH AND ALLIED SERVICES
  • MIMBACH FLEET SUPPLY INC (775 MAYHEW LAKE RD NE in ST. CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000067041, CESQG, RCRIS-MNR000067041,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: FARM AND GARDEN MACHINERY AND EQUIPMENT
    Business NAICS classification: OUTDOOR POWER EQUIPMENT STORES.
  • NSP - GRANITE CITY (680 HIGHWAY 10 N in ST. CLOUD, MN)
    AIR MAJOR (AIRS/AFS)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - AIRS-2700900021, AIR PROGRAM, AFS-2700900021, AIR MAJOR
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: ELECTRIC SERVICES
    Business NAICS classification: FOSSIL FUEL ELECTRIC POWER GENERATION.
    Organizations: NORTHERN STATES POWER CO DBA XCEL ENERGY (CONTACT/OWNER)
    Alternative names: XCEL ENERGY GRANITE CITY GENERATING PLT
  • GTC AUTO PARTS (404 EAST SAINT GERMAIN STREET in SAINT CLOUD, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985721216, CESQG, RCRIS-MND985721216,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: AUTOMOTIVE DEALERS
    Organizations: BGM INC (CONTACT/OWNER)
  • NORWEST BANK ST CLOUD E NA (300 E ST GERMAIN ST in ST CLOUD, MN)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: NORWEST CORPORATION (CONTACT/OWNER)
  • GRANITE CITY READY-MIX METRO EAST PLANT (2450 HIGHWAY 10 S in ST. CLOUD, MN)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: READY-MIXED CONCRETE

Zip code 56304 marital status for males
Zip code 56304 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 4.3%

Most commonly used house heating fuel
  • 45.6%Electricity
  • 44.8%Utility gas
  • 5.2%Bottled, tank, or LP gas
  • 2.0%Other fuel
  • 1.1%No fuel used
  • 0.8%Fuel oil, kerosene, etc.
  • 0.6%Wood

Population in 1990: 13,570. Population change in the 1990s: +2,133 (+15.7%).

Place of birth for U.S.-born residents:

  • This state: 11,067
  • Northeast: 247
  • Midwest: 1,775
  • South: 877
  • West: 552

44% of the 56304 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 17% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

75% of the 56304 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 16% moved from this county.
   Out of people who lived in different houses, 74% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year householders moved into unit in St. Cloud, MN (56304)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 259
Here:

16.4%
Minnesota:

12.9%
Students in private schools in grades 9 to 12 (high school): 143
Here:

13.9%
Minnesota:

8.6%
Students in private undergraduate colleges: 105
Here:

8.9%
Minnesota:

26.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 72,308Law enforcement workers including supervisors
  • 67,377Architecture and engineering occupations
  • 67,073Computer and mathematical occupations
  • 60,409Health diagnosing and treating practitioners and other technical occupations
  • 60,335Transportation occupations
  • 55,614Construction and extraction occupations

Companies with federal contracts located in this zip code (SAINT CLOUD, MN):

  • APPERTS FOODSERVICE (900 S HWY 10; small business) : $1,299,662 in 85 contracts from 1999 to 2006
    Contracts for Composite Food Packages, Fruits and Vegetables, Miscellaneous Items by Army, Defense Logistics Agency, Department of Veterans Affairs
    Signed by year: 2000: $707,908; 2001: $307,855; 2002: $50,988; 2003: $26,463; 2004: $61,887; 2005: $88,744; 2006: $238.

    Biggest contracts:
    $104,114 with Army for Composite Food Packages. Signed on 2000-06-07. Completion date: 2000-06-07.
    $87,449, same as above. Signed on 2000-06-14. Completion date: 2000-06-14.
    $79,861, same as above. Signed on 2001-06-11. Completion date: 2001-06-11.
    $77,732, same as above. Signed on 2000-05-19. Completion date: 2000-05-19.
  • NASTROM CONSULTING, LLC (5407 SAND BUNKER STREET; small business) : $169,000 in 4 contracts from 1999 to 2004
    $75,000 with Air Force for Physical Sciences -- Basic Research (R&D). Signed on 1999-12-14. Completion date: 2001-03-14.
    $70,000, same as above. Signed on 2001-02-06. Completion date: 2001-12-14.
    $24,000 with Air Force for Scientific Data Studies. Taking place in NM. Signed on 2004-08-19. Completion date: 2005-07-31.
    $0, same as above. Signed on 2004-08-19. Completion date: 2005-07-31.
  • DEFENSE PROCUREMENT MANUFACTUR (3312 - 12TH ST SE; small business) : $79,589 in 5 contracts from 2002 to 2005
    Contracts for Guns, through 30 mm by Department of State, Bureau of Reclamation, Army
    Signed by year: 2000: $0; 2001: $0; 2002: $35,000; 2003: $0; 2004: $17,433; 2005: $27,156; 2006: $0.

    Biggest contracts:
    $35,000 with Department of State for Guns, through 30 mm. Signed on 2002-08-15. Completion date: 2002-08-15.
    $17,433 with Bureau of Reclamation for Guns, through 30 mm. Taking place in NV. Signed on 2004-06-29. Completion date: 2004-06-29.
    $17,084, same as above. Signed on 2005-01-06. Completion date: 2005-06-01.
    $10,092 with Army for Guns, through 30 mm. Signed on 2005-02-17. Completion date: 2005-02-28.
  • MUMM, CORY R (3635 31ST ST SE; small business) : $9,475 in 2 contracts in 2005
    $4,975 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2005-11-22. Completion date: 2006-01-13.
    $4,500 with Army for Material Handling Equipment, Nonself-Propelled. Signed on 2005-01-31. Completion date: 2005-02-04.
  • ST CLOUD CHARTER SERVICE, INC (427 LINCOLN AVE N E; small business)
    $5,000 with Army for Motor Passenger Services. Signed on 2006-06-15. Completion date: 2006-06-19.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (250-499 employees: 1 establishment, 100-249 employees: 1 establishment)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 4, 5-9: 1, 1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249: 1, 50-99: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 2)
  • Other Services (except Public Administration): Beauty Salons (100-249: 1, 50-99: 1, 5-9: 1, 1-4: 2)
  • Real Estate and Rental and Leasing: Residential Property Managers (100-249: 1, 50-99: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 1,000 people in state prisons
  • 316 people in nursing facilities/skilled-nursing facilities
  • 86 people in other noninstitutional facilities
  • 67 people in group homes intended for adults
  • 40 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 26 people in residential treatment centers for adults

People in group quarters in 2000:

  • 800 people in state prisons
  • 289 people in nursing homes
  • 109 people in religious group quarters
  • 109 people in other noninstitutional group quarters
  • 13 people in homes or halfway houses for drug/alcohol abuse
  • 11 people in homes for the mentally retarded
  • 10 people in short-term care, detention or diagnostic centers for delinquent children
  • 4 people in other group homes

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED101$123,054108$117,499550$155,49324$85,60411$1,196,46144$119,08123$34,662
APPLICATIONS APPROVED, NOT ACCEPTED4$102,96012$81,57235$170,6174$103,5300$02$91,9455$17,508
APPLICATIONS DENIED6$106,46226$51,595131$181,18810$65,5720$011$173,67516$33,366
APPLICATIONS WITHDRAWN2$198,30512$116,303122$176,3416$46,1650$013$131,6982$178,425
FILES CLOSED FOR INCOMPLETENESS0$00$031$136,8841$33,8000$01$33,8000$0

Detailed HMDA statistics for the following Tracts: 0212.00 , 0303.00, 0313.00, 0314.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$167,76419$208,0921$156,060
APPLICATIONS APPROVED, NOT ACCEPTED6$133,7407$226,8710$0
APPLICATIONS DENIED3$202,4434$171,9480$0
APPLICATIONS WITHDRAWN1$253,4700$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0212.00 , 0303.00, 0313.00

Conventional Home Purchase Loans in zip code 56304
Conventional Home Purchase Loans in zip code 56304 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 54. The highest number of fires - 75 took place in 2015, and the least - 40 in 2008. The data has a declining trend.
    Fire incident types in Zip Code 56304 When looking into fire subcategories, the most incidents belonged to: Structure Fires (59.7%), and Outside Fires (26.1%).

    • Fire incident types reported to NFIRS in Zip Code 56304
    • 55159.7%Structure Fires
    • 24126.1%Outside Fires
    • 12713.8%Mobile Property/Vehicle Fires
    • 40.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 56304, Minnesota

Most common first names in zip code 56304 among deceased individuals
NameCountLived (average)
Mary3083.7 years
John2784.2 years
Helen2486.2 years
Irene2388.3 years
Donald2372.8 years
Dorothy1884.2 years
Richard1872.0 years
Clara1888.3 years
Robert1774.0 years
George1783.9 years
Most common last names in zip code 56304 among deceased individuals
Last nameCountLived (average)
Johnson1582.3 years
Anderson1174.8 years
Peterson977.9 years
Smith784.8 years
Larson781.4 years
Sauer785.4 years
Henry682.7 years
Erickson675.7 years
Braun688.2 years
Jensen571.8 years
Businesses in zip code 56304
NameCountNameCount
Best Western1Starbucks1
Burger King1T-Mobile1
Dairy Queen1Taco Bell1
FedEx1Target1
H&R Block1U-Haul1
Honda1UPS1
KFC1Wendy's1
McDonald's1
Discuss St. Cloud, Minnesota (MN) on our hugely popular Minnesota forum.
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2024 Advameg, Inc.