74338 Zip Code (Cloud Creek, OK) Detailed Profile

Estimated zip code population in 2022: 4,939
Zip code population in 2010: 5,480
Zip code population in 2000: 4,711

Houses and condos: 2,150
Renter-occupied apartments: 488
March 2022 cost of living index in zip code 74338: 78.3 (low, U.S. average is 100)

Land area: 165.8 sq. mi.
Water area: 0.6 sq. mi.

Population density: 30 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $934 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $589 (0.6%)

For population 25 years and over in 74338:

• High school or higher: 80.9%
• Bachelor's degree or higher: 13.0%
• Graduate or professional degree: 2.3%
• Unemployed: 3.7%
• Mean travel time to work (commute): 28.2 minutes

For population 15 years and over in 74338:

• Never married: 22.5%
• Now married: 54.6%
• Separated: 5.1%
• Widowed: 7.5%
• Divorced: 10.2%

• 
• • 2,74355.6%White
  • 1,19224.1%American Indian
  • 61212.4%Two or more races
  • 2575.2%Hispanic or Latino
  • 992.0%Asian
  • 200.4%Black
  • 140.3%Native Hawaiian and Other
    Pacific Islander

Urban population: 447
Rural population: 4,491

Averages for the 2020 tax year for zip code 74338, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $46,261 (Individual Income Tax Returns)

Here:	$46,261
State:	$63,060

Salary/wage: $40,244 (reported on 83.0% of returns)

Here:	$40,244
State:	$52,427

(% of AGI for various income ranges: 1142.3% for AGIs below $25k, 3580.0% for AGIs $25k-50k, 7104.3% for AGIs $50k-75k, 11106.7% for AGIs $75k-100k, 12430.9% for AGIs $100k-200k)

Taxable interest for individuals: $838 (reported on 19.1% of returns)

This zip code:	$838
Oklahoma:	$1,603

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 8.1% for AGIs $25k-50k, 24.3% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 134.5% for AGIs $100k-200k)

Ordinary dividends: $1,293 (reported on 7.2% of returns)

Here:	$1,293
State:	$7,001

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 6.9% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 68.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$14,881 (reported on 8.2% of returns)

Here:	+$14,881
State:	+$19,855

(% of AGI for various income ranges: 12.5% for AGIs below $25k, 36.2% for AGIs $25k-50k, 204.3% for AGIs $50k-75k, 1552.7% for AGIs $100k-200k)

Profit/loss from business: +$10,990 (reported on 16.0% of returns)

Here:	+$10,990
State:	+$9,904

(% of AGI for various income ranges: 163.0% for AGIs below $25k, 191.9% for AGIs $25k-50k, 257.1% for AGIs $50k-75k, 627.8% for AGIs $75k-100k, 425.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,480 (reported on 5.2% of returns)

74338:	$12,480
Oklahoma:	$20,476

(% of AGI for various income ranges: 33.4% for AGIs below $25k, 77.5% for AGIs $25k-50k, 328.1% for AGIs $50k-75k)

Total itemized deductions: $33,500 (reported on 2.6% of returns)

Here:	$33,500
State:	$39,736

(% of AGI for various income ranges: 183.3% for AGIs $25k-50k, 722.7% for AGIs $100k-200k)

Charity contributions: $6,533 (reported on 1.5% of returns)

Here:	$6,533
State:	$17,288

(% of AGI for various income ranges: 93.3% for AGIs $50k-75k)

Taxes paid: $5,540 (reported on 2.6% of returns)

74338:	$5,540
State:	$7,046

(% of AGI for various income ranges: 22.7% for AGIs $25k-50k, 152.7% for AGIs $100k-200k)

Earned income credit: $2,479 (reported on 27.3% of returns)

Here:	$2,479
State:	$2,435

(% of AGI for various income ranges: 127.9% for AGIs below $25k, 124.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.4%

Here:	96%
State:	94%

(% for various income ranges: 95.9% for AGIs below $25k, 96.6% for AGIs $25k-50k, 96.6% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 74338, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,489 (Individual Income Tax Returns)

Here:	$35,489
State:	$58,581

Salary/wage: $31,574 (reported on 86.1% of returns)

Here:	$31,574
State:	$45,973

(% of AGI for various income ranges: 77.3% for AGIs below $25k, 85.1% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 46.8% for AGIs $100k-200k)

Taxable interest for individuals: $729 (reported on 21.1% of returns)

This zip code:	$729
Oklahoma:	$1,625

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $1,436 (reported on 8.4% of returns)

Here:	$1,436
State:	$6,374

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$5,957 (reported on 8.4% of returns)

Here:	+$5,957
State:	+$24,023

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 5.1% for AGIs $75k-100k)

Profit/loss from business: +$6,984 (reported on 15.1% of returns)

Here:	+$6,984
State:	+$11,913

(% of AGI for various income ranges: 7.3% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 5.1% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,240 (reported on 6.0% of returns)

74338:	$11,240
Oklahoma:	$15,242

Total itemized deductions: $21,933 (30% of AGI, reported on 14.5% of returns)

Here:	$21,933
State:	$24,882

Here:	29.7% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 5.4% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 25.5% for AGIs $100k-200k)

Charity contributions: $4,114 (reported on 8.4% of returns)

Here:	$4,114
State:	$6,591

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxes paid: $3,700 (reported on 14.5% of returns)

74338:	$3,700
State:	$7,196

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.4% for AGIs $100k-200k)

Earned income credit: $2,524 (reported on 32.5% of returns)

Here:	$2,524
State:	$2,354

(% of AGI for various income ranges: 9.9% for AGIs below $25k, 1.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 79.5%

Here:	80%
State:	56%

(% for various income ranges: 74.7% for AGIs below $25k, 82.4% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 74338, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $26,255 (Individual Income Tax Returns)

Here:	$26,255
State:	$41,245

Salary/wage: $26,388 (reported on 85.7% of returns)

Here:	$26,388
State:	$35,318

(% of AGI for various income ranges: 263.2% for AGIs below $10k, 78.7% for AGIs $10k-25k, 88.9% for AGIs $25k-50k, 85.6% for AGIs $50k-75k, 74.3% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Taxable interest for individuals: $1,647 (reported on 29.0% of returns)

This zip code:	$1,647
Oklahoma:	$1,745

(% of AGI for various income ranges: 16.8% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,240 (reported on 11.1% of returns)

Here:	$1,240
State:	$2,920

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Net capital gain/loss: +$7,131 (reported on 12.9% of returns)

Here:	+$7,131
State:	+$10,653

(% of AGI for various income ranges: 24.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 16.8% for AGIs $75k-100k)

Profit/loss from business: +$4,768 (reported on 14.1% of returns)

Here:	+$4,768
State:	+$8,532

(% of AGI for various income ranges: 0.0% for AGIs below $10k, 7.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.0% for AGIs $50k-75k)

IRA payment deduction: $3,077 (reported on 0.8% of returns)

74338:	$3,077
Oklahoma:	$3,127

Total itemized deductions: $13,421 (27% of AGI, reported on 14.2% of returns)

Here:	$13,421
State:	$17,093

Here:	27.1% of AGI
State:	20.5% of AGI

(% of AGI for various income ranges: 5.1% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Charity contributions deductions: $3,395 (7% of AGI, reported on 10.4% of returns)

Here:	$3,395
State:	$4,240

Here:	6.7% of AGI
State:	4.8% of AGI

(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $2,632 (reported on 64.5% of returns)

74338:	$2,632
State:	$6,542

(% of AGI for various income ranges: 7.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,940 (reported on 30.4% of returns)

Here:	$1,940
State:	$1,830

Percentage of individuals using paid preparers for their 2004 taxes: 84.0%

Here:	84%
State:	63%

(% for various income ranges: 76.3% for AGIs below $10k, 85.0% for AGIs $10k-25k, 87.1% for AGIs $25k-50k, 87.8% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 94.1% for AGIs over 100k)

Nearest zip codes: 74347, 74359, 74368, 74964, 74346, 72747.
West Siloam Springs Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 334
Household did not receive Food Stamps/SNAP in the past 12 months: 1,497

Women who had a birth in the past 12 months: 58 (32 now married, 25 unmarried)
Women who did not have a birth in the past 12 months: 1,081 (576 now married, 505 unmarried)

Housing units in zip code 74338 with a mortgage: 615 (45 second mortgage, 45 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,137
Median monthly owner costs for units without a mortgage: $347

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 74338 household income distribution in 2022

• 111Less than $10,000
• 100$10,000 to $14,999
• 53$15,000 to $19,999
• 84$20,000 to $24,999
• 133$25,000 to $29,999
• 68$30,000 to $34,999
• 107$35,000 to $39,999
• 83$40,000 to $44,999
• 55$45,000 to $49,999
• 167$50,000 to $59,999
• 229$60,000 to $74,999
• 240$75,000 to $99,999
• 164$100,000 to $124,999
• 102$125,000 to $149,999
• 71$150,000 to $199,999
• 31$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 74338

• 15Less than $10,000
• 11$10,000 to $14,999
• 46$20,000 to $24,999
• 37$25,000 to $29,999
• 8$30,000 to $34,999
• 7$35,000 to $39,999
• 43$40,000 to $49,999
• 104$50,000 to $59,999
• 88$60,000 to $69,999
• 54$70,000 to $79,999
• 49$80,000 to $89,999
• 47$90,000 to $99,999
• 145$100,000 to $124,999
• 31$125,000 to $149,999
• 85$150,000 to $174,999
• 82$175,000 to $199,999
• 101$200,000 to $249,999
• 75$250,000 to $299,999
• 67$300,000 to $399,999
• 62$400,000 to $499,999
• 70$500,000 to $749,999
• 8$750,000 to $999,999
• 3$1,000,000 to $1,499,999
• 6$1,500,000 to $1,999,999
• 19$2,000,000 or more

• Rent paid by renters in 2022 in zip code 74338

• 49$100 to $149
• 3$150 to $199
• 5$200 to $249
• 3$250 to $299
• 62$300 to $349
• 29$350 to $399
• 43$400 to $449
• 19$450 to $499
• 54$500 to $549
• 22$550 to $599
• 33$600 to $649
• 28$650 to $699
• 25$700 to $749
• 25$750 to $799
• 3$800 to $899
• 4$900 to $999
• 2$3,500 or more
• 81No cash rent

Median gross rent in 2022: $696.

Median price asked for vacant for-sale houses and condos in 2022: $264,582.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $135,149
• American Indian or Alaska Native householders: $121,460
• Two or more races householders: $112,334

Estimated median house or condo value in 2022: $125,589 Lower value quartile - upper value quartile: $67,650 - $234,390

Mean price in 2022:

Detached houses: $243,017

Here:	$243,017
State:	$255,409

Housing units in structures:

• One, detached: 1,464
• One, attached: 16
• Two: 17
• 3 or 4: 2
• 5 to 9: 2
• 10 to 19: 4
• 20 to 49: 2
• Mobile homes: 616

Unemployment: 3.7%

• Means of transportation to work in zip code 74338

• 78.9%1,656Drove a car alone
• 10.4%219Carpooled
• 1.1%24Walked
• 0.0%1Other means
• 9.4%198Worked at home

• Travel time to work (commute) in zip code 74338

• 81Less than 5 minutes
• 1585 to 9 minutes
• 13510 to 14 minutes
• 23215 to 19 minutes
• 29520 to 24 minutes
• 6925 to 29 minutes
• 40230 to 34 minutes
• 8535 to 39 minutes
• 5440 to 44 minutes
• 22145 to 59 minutes
• 14460 to 89 minutes
• 1590 or more minutes

Percentage of zip code residents living and working in this county: 36.9%

Household type by relationship:

Households: 4,939

• Male householders: 768 (216 living alone), Female householders: 1,059 (215 living alone)

• 979 spouses (979 opposite-sex spouses), 143 unmarried partners, (136 opposite-sex unmarried partners), 1,359 children (1,305 natural, 13 adopted, 40 stepchildren), 145 grandchildren, 53 brothers or sisters, 68 parents, 21 foster children, 102 other relatives, 116 non-relatives

• In group quarters: 128 (-1 institutionalized population)

Size of family households: 675 2-persons, 279 3-persons, 179 4-persons, 115 5-persons, 65 6-persons, 14 7-or-more-persons

Size of nonfamily households: 431 1-person, 42 2-persons, 1 3-persons, 3 4-persons, 15 7-or-more-persons

621 married couples with children.
256 single-parent households (45 men, 211 women).

94.1% of residents of 74338 zip code speak English at home.
2.6% of residents speak Spanish at home (94% very well, 2% well, 2% not well, 2% not at all).
0.2% of residents speak other Indo-European language at home (100% very well).
1.8% of residents speak Asian or Pacific Island language at home (45% very well, 27% well, 28% not at all).
1.4% of residents speak other language at home (72% very well, 1% well, 27% not well).

Facilities with environmental interests located in this zip code:

• COLCORD ES (SPENCER & BURBAGE in COLCORD, OK)

  (National Center for Education Statistics) - STATE ID-21-I004-105
  

• COLCORD HS (101 S.COLCORD AVE. in COLCORD, OK)

  (National Center for Education Statistics) - STATE ID-21-I004-715
  

• APAC MI INC MASTERS/PORTABLE PLT 02 (INTERSECTION HWYS 59 & 412EAST in WEST SILOAM SPRINGS, OK)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
  

• COLCORD SCHOOLS (P O BOX 188 in COLCORD, OK)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 6.9%
Housing units lacking complete kitchen facilities: 5.1%

Population in 1990: 4,202. Population change in the 1990s: +509 (+12.1%).

Place of birth for U.S.-born residents:

• This state: 1,443
• Northeast: 71
• Midwest: 403
• South: 2,372
• West: 540

58% of the 74338 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in Oklahoma.

90% of the 74338 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 30% moved from this county.
   Out of people who lived in different houses, 26% moved from different county within same state.
   Out of people who lived in different houses, 51% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 16
Students in private schools in grades 9 to 12 (high school): 51 Students in private undergraduate colleges: 14

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Other Gambling Industries (250-499 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (20-49: 1)
• Construction: Industrial Building Construction (10-19: 1)
• Construction: Other Building Equipment Contractors (10-19: 1)
• Health Care and Social Assistance: Home Health Care Services (10-19: 1)
• Finance and Insurance: Consumer Lending (5-9: 1, 1-4: 3)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (5-9: 1, 1-4: 1)

Most common first names in zip code 74338 among deceased individuals
Name	Count	Lived (average)
John	28	73.5 years
Mary	18	80.9 years
William	16	74.1 years
James	15	79.4 years
Ruby	13	80.6 years
Henry	12	75.5 years
Roy	12	74.4 years
Ruth	10	77.1 years
Opal	10	84.9 years
Robert	10	69.3 years

Most common last names in zip code 74338 among deceased individuals
Last name	Count	Lived (average)
January	13	74.3 years
Wofford	13	74.3 years
Brown	11	73.0 years
Foreman	11	69.2 years
Potter	10	74.4 years
Wood	10	76.3 years
Smith	10	78.0 years
Linn	10	76.2 years
Chamberlain	7	80.9 years
Hurt	7	73.9 years