Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
"Kenn Dahl says he has always been a careful driver. The owner of a software company near Seattle, he drives a leased Chevrolet Bolt. He’s never been responsible for an accident.
So Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor."
And I'm sure lots of people consider themselves "safe drivers" when in reality they're probably not as angelic as all that. But I wonder how much of Mr. Dahl's increased rate is actually the amount of driving he does. Insurance rates are based on a lot of assumptions and statistics, and post-COVID, I imagine 4 trips/day might be on the high side.
I know that there have been voluntary programs for folks to put trackers on to reduce their insurance rates. But I guess it makes sense that if there is data available, people will figure out a way to make $$$ off of it. That said, there should definitely be a disclosure and/or data should be aggregated or otherwise anonymized if they're using/selling it without consent. I can see this going through the courts and becoming opt-in, like much of our data tracking is.
Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
44,551 posts, read 81,085,957 times
Reputation: 57734
My 2017 F150 does not have any internet, unless I stream to the stereo, and that's never since I have Sirius. Likewise, my fun car, a 1974 Nova has no electronics other than a simple classic car stereo. We have been offered those dongles by our insurance provider but always pass. I have always enjoyed "spirited" driving.
Manufacturers of connected cars are sharing way more data than customers may realize, the New York Times reported Monday, and that's only half the problem. According to the report, automakers may be sharing statistics about customer driving habits with their insurance companies directly....
That is why I am careful to always stay below 80 mph, so that Buick Smart Driver does not rat me out to my insurance company.
Didn't actually read it, did you?
"So far, the Times has only linked the activity to instances where customers voluntarily opt into various connected features"
Not to even mention, Volvo nor Mazda (my cars) have any clue who my insurance company is. So they wouldn't know who to "rat me out" to.
I don't have a Tesla: In the cases of OEMs like Tesla, who provide their own insurance either in-house or via a partnership, customers are made aware that the service will monitor their driving behavior.
So, again, opt in.
Click bait article.
You still shouldn't be driving over 80 much though.
"So far, the Times has only linked the activity to instances where customers voluntarily opt into various connected features"
Not to even mention, Volvo nor Mazda (my cars) have any clue who my insurance company is. So they wouldn't know who to "rat me out" to.
I don't have a Tesla: In the cases of OEMs like Tesla, who provide their own insurance either in-house or via a partnership, customers are made aware that the service will monitor their driving behavior.
"So far, the Times has only linked the activity to instances where customers voluntarily opt into various connected features"
Not to even mention, Volvo nor Mazda (my cars) have any clue who my insurance company is. So they wouldn't know who to "rat me out" to.
I don't have a Tesla: In the cases of OEMs like Tesla, who provide their own insurance either in-house or via a partnership, customers are made aware that the service will monitor their driving behavior.
So, again, opt in.
Click bait article.
You still shouldn't be driving over 80 much though.
I imagine what these manufacturers will do is that they will submit your information to a database that all car insurance companies will have access to, so the manufacturer wouldn't have to know who your specific insurance carrier is to "rat" on you.
One solution is to drive an old car with minimal electronics.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Your car may be ratting you out to your insurance company
