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I have noticed that the more we make/save, the less we spend on junk so it is not just about having stuff.
Yes. The minute I was able to easily afford anything in the mall, the mall became a boring place. I don't shop anymore. It wasn't that interesting before and now I am not interested in 'stuff.'
What reasons would cause you to want to be "rich"?
NOTE: Don't put down that you just want more stuff or more money to buy more stuff. Those are not valid reasons to want to be "rich".
That said what would motivate you to desire to be "rich"??
First off, "rich" is a subjective term.
I have dependants who rely upon me for food, shelter etc. so it would be nice that if my company laid me off that I would be able to find some type of employment but not have to say...sell my house and move out of state disrupting everyones lives.
So, in short...having wealth is a safety net against unforseen circumstances. If my car breaks down on the way home tonight I can pay to have it fixed instead of wondering how I'm going to get to work each day and so on and so forth.
It's MUCH MUCH easier when you have only yourself to take care of. Heck, I could live at the local shelter and get books from the library if push comes to shove but I have a duty to my kids to provide them a safe environment, education etc.
P.S. Money problems are a major source of stress for marriages and people in general...some of that is self-inflicted of course but it's basic stuff.
Count me in the 'I want to travel the world' group. And while I don't need five star hotels, I'm not cut out for doign the long term backpacking version of a globetrot.
To me, being "rich" is not having to worry about working. Being able to work because I WANT to work, not because I have to deal with mortgage payments or utility bills. Having all my expenses paid, and still having money coming in, is what would constitute "rich" to me.
So - I'd want to be rich, to do the things that I haven't been able to afford to do while my spouse and I were busy paying the bills. Sure we could go on vacation for a week or two every year, but we couldn't stay in the absolute best hotels, travel first class, couldn't eat lobster every night and have room service for breakfast every morning.
Being rich would allow me to indulge on the things I couldn't do when I was younger, but always wanted to do. I wouldn't have to worry about balancing the budget just to figure out how to afford to rent a compact car for my week in Florida. I'd be too busy sipping wine on my balcony in Venice that week to worry about it.
I can enjoy "little luxuries" now like good moisturizer, or a candybar. Being rich would give me access to the bigger luxuries. Like room service and clothing custom-tailored to fit me instead of "medium."
I love what Tony Robbins said once about money. To paraphrase, "Being rich doesn't solve all of your problems, but at least you can show up to your problems in a chauffeur-driven limousine."
Maybe the greatest reward to having a frugal mindset, is that it doesn't take very much money to be rich. And that means you don't need to sell as much of your soul, in order to fulfill your needs and desires.
Freedom. But don't mistake owning a bunch of stuff, including properties and businesses, as being free.
The more you own, the more it owns you.
Ah, you are a wise grasshopper to know the value of "enough".
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