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Thing is, many insurance plans come with virtual care already, and the co-pay for it is $0.00. So it's important if you have an insurance plan, to see what virtual care is included. If there is none, then sure - having a solid virtual option is great and at $9/month a good price.
But when the virtual doctor says "yeah that headache sounds unusual, you need to go in for an MRI" - you'd better make sure you have a local in-person place to go. And that you have insurance to offset some of the costs involved.
They'd probably tell you you need a written prescription to get it. I don't know if an on-line tele-doc who doesn't know you from Adam would write a prescription for a controlled substance.
They'd probably tell you you need a written prescription to get it. I don't know if an on-line tele-doc who doesn't know you from Adam would write a prescription for a controlled substance.
I got some from my Doc and just took some magic for a nice nap soon.
I seek to divest myself from these subscription based services as much as possible. I have a costco membership, which I will cancel if they raise the price significantly above the $60 level it's at now, cancelled prime, will not join Hyvee plus, Best buy this, walmart that, and pay $150 a year to all these services. If I think I'm the one who will profit joining the service, than I might. I do a cost/benefit analysis and most services and all these websites which want to charge you to watch, have ads to visit... I'm content giving up all content and focusing on hobbies over consumption.
I get health care from work. So you have to get prime for $150/year and then pay another $9/month. I suppose it could be worth it to the right people, but they wouldn't be offering this if they didn't think they could profit from it.
Even if they prescribe it for you, They may not sell it through their amazon pharmacy which you'd need if your local pharmacy is one that will not fill prescriptions done by virtual doctor visits unless it is a well known physician. I've seen articles about pharmacies not filling virtual doctor appointment prescriptions.
Correct. Many consumer are not aware that each state sets certain requirements for when virtual or on-line prescriptions can be filled.
In some states, unless you already have/had an in-person health relationship with a provider, they can't write certain prescriptions. Others allow these prescriptions providing the prescriber is part of a health group that has a health relationship with you. Some will allow a provider to write a virtual/online prescription providing they are located within that state as well.
here's a link to the industry's website that explains each state's regulations: CCPH - Online Prescribing
Because healthcare in US is a ripoff system. People must use it and the healthcare company has a blank check when they go to the insurance companies until the ACA came out they are forced to use certain price range and many must cover items. In many countries you can walk into a hospital 24/7 and pay a very affordable fee to get healthcare compared to the US where it can bankrupt someone if they break something without health insurance.
Amazon? Health care? What could possibly go wrong? I have enough trouble finding good doctors w/o a questionably competent online product reseller in charge of it!
Because healthcare in US is a ripoff system. People must use it and the healthcare company has a blank check when they go to the insurance companies until the ACA came out they are forced to use certain price range and many must cover items. In many countries you can walk into a hospital 24/7 and pay a very affordable fee to get healthcare compared to the US where it can bankrupt someone if they break something without health insurance.
Yes health care is socialized in Canada, your coverage comes from income tax dollars.
A friend of mine who lives in Canada was telling me all about it. His doctor thinks he might have pancreatic cancer. He has to wait til the end of November for the tests. He's been on the waiting list since June.
That's some great health care there - having to wait 5 MONTHS from the time your doctor suspects you might have cancer, until you can even be tested for it. And then you still have to wait for the results of the test and consultation - and then maybe another 6 month wait for a specialist to work out a treatment plan. By the time you have your first chemo section - woops. Too late. Dead. You waited too long.
Meanwhile in the US, you pay through the nose - or go into massive debt, but hey you know you have cancer and can start your grueling chemo treatment, lose your job, become homeless because you can't pay the mortgage without a job.
The tl;dr version of the above is: great health care means nothing if you have to either wait til you're dead to get it, OR if you can't afford to pay for it.
Correct. Many consumer are not aware that each state sets certain requirements for when virtual or on-line prescriptions can be filled.
In some states, unless you already have/had an in-person health relationship with a provider, they can't write certain prescriptions. Others allow these prescriptions providing the prescriber is part of a health group that has a health relationship with you. Some will allow a provider to write a virtual/online prescription providing they are located within that state as well.
here's a link to the industry's website that explains each state's regulations: CCPH - Online Prescribing
Thanks for adding the link.
Quote:
Originally Posted by Ghaati
Yes health care is socialized in Canada, your coverage comes from income tax dollars.
A friend of mine who lives in Canada was telling me all about it. His doctor thinks he might have pancreatic cancer. He has to wait til the end of November for the tests. He's been on the waiting list since June.
That's some great health care there - having to wait 5 MONTHS from the time your doctor suspects you might have cancer, until you can even be tested for it. And then you still have to wait for the results of the test and consultation - and then maybe another 6 month wait for a specialist to work out a treatment plan. By the time you have your first chemo section - woops. Too late. Dead. You waited too long.
Meanwhile in the US, you pay through the nose - or go into massive debt, but hey you know you have cancer and can start your grueling chemo treatment, lose your job, become homeless because you can't pay the mortgage without a job.
The tl;dr version of the above is: great health care means nothing if you have to either wait til you're dead to get it, OR if you can't afford to pay for it.
I would much rather have the choice we do in the US then to have to use a medical system like Canada where you have to wait for your turn.
Back in 2009 my hub had tonsil cancer that was stage 4. He had the bad tonsil removed, plus a golf ball in his neck and a dozen lymph nodes. Chemo and radiation, we owed $75k that insurance didn't cover, applied for charity care, they forgave it. My hub has been doing well since healing.
Back around the same time, the husband of a friend of mine in Canada had a similar oral cancer. He did not make it. My friend ended up dying from cancer too about two years after losing her husband. She was originally from Canada, all of her family was there. They didn't have kids. They felt going back to Canada to retire would be best. The Canadian healthcare was another reason they moved back.
Many retired people choose to have an advantage plan which is referred to as a part C on the commercials running on TV where it sounds like they're missing out on something if they don't call the 800 number to see if there is a plan in their area. They do not realize they're giving up Medicare parts A & B. Someone with cancer may not get the treatment they need because there is no local provider. I saw it happen before COVID where a member here was diagnosed with breast cancer. By the time she found a place to go for treatment, it was too late.
I don't know if there is a happy medium with healthcare.
How would the doctor take your BP or pluse, or take your temp, or listen to your lungs on a virtual appt?
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