12187 Zip Code (Cobleskill, NY) Detailed Profile

Estimated zip code population in 2022: 689
Zip code population in 2010: 697
Zip code population in 2000: 684

Houses and condos: 474
Renter-occupied apartments: 49
March 2022 cost of living index in zip code 12187: 94.5 (less than average, U.S. average is 100)

Land area: 23.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 30 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $5,187 (2.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $5,318 (3.2%)

For population 25 years and over in 12187:

• High school or higher: 92.6%
• Bachelor's degree or higher: 22.6%
• Graduate or professional degree: 16.4%
• Unemployed: 5.2%
• Mean travel time to work (commute): 27.1 minutes

For population 15 years and over in 12187:

• Never married: 19.6%
• Now married: 54.9%
• Separated: 3.7%
• Widowed: 1.7%
• Divorced: 20.1%

• 
• • 66997.2%White
  • 111.6%Hispanic or Latino
  • 81.2%Black

Urban population: 204
Rural population: 484

Averages for the 2020 tax year for zip code 12187, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $59,212 (Individual Income Tax Returns)

Here:	$59,212
State:	$90,930

Salary/wage: $52,555 (reported on 72.5% of returns)

Here:	$52,555
State:	$72,104

(% of AGI for various income ranges: 1180.0% for AGIs below $25k, 3016.7% for AGIs $25k-50k, 5795.0% for AGIs $50k-75k, 6953.3% for AGIs $75k-100k, 24320.0% for AGIs $100k-200k)

Taxable interest for individuals: $486 (reported on 35.0% of returns)

This zip code:	$486
New York:	$3,075

(% of AGI for various income ranges: 22.9% for AGIs below $25k, 21.1% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 93.3% for AGIs $100k-200k)

Ordinary dividends: $2,378 (reported on 22.5% of returns)

Here:	$2,378
State:	$11,095

(% of AGI for various income ranges: 34.3% for AGIs below $25k, 70.0% for AGIs $50k-75k, 540.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$900 (reported on 20.0% of returns)

Here:	+$900
State:	+$44,925

(% of AGI for various income ranges: 115.0% for AGIs $50k-75k, 103.3% for AGIs $100k-200k)

Profit/loss from business: +$9,280 (reported on 12.5% of returns)

Here:	+$9,280
State:	+$14,940

(% of AGI for various income ranges: 447.1% for AGIs below $25k, 503.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,600 (reported on 10.0% of returns)

12187:	$8,600
New York:	$19,609

(% of AGI for various income ranges: 860.0% for AGIs $50k-75k)

Earned income credit: $1,800 (reported on 12.5% of returns)

Here:	$1,800
State:	$2,138

(% of AGI for various income ranges: 128.6% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.5%

Here:	92%
State:	95%

(% for various income ranges: 91.7% for AGIs below $25k, 90.9% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12187, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,267 (Individual Income Tax Returns)

Here:	$40,267
State:	$77,088

Salary/wage: $36,391 (reported on 81.4% of returns)

Here:	$36,391
State:	$60,593

(% of AGI for various income ranges: 66.1% for AGIs below $25k, 70.4% for AGIs $25k-50k, 64.5% for AGIs $50k-75k, 81.3% for AGIs $75k-100k, 82.1% for AGIs $100k-200k)

Taxable interest for individuals: $600 (reported on 37.2% of returns)

This zip code:	$600
New York:	$3,125

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,264 (reported on 25.6% of returns)

Here:	$1,264
State:	$10,299

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$829 (reported on 16.3% of returns)

Here:	+$829
State:	+$42,474

Profit/loss from business: +$5,980 (reported on 11.6% of returns)

Here:	+$5,980
State:	+$16,168

Taxable individual retirement arrangement distribution: $7,200 (reported on 7.0% of returns)

12187:	$7,200
New York:	$17,621

Total itemized deductions: $19,127 (25% of AGI, reported on 25.6% of returns)

Here:	$19,127
State:	$34,985

Here:	25.4% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 10.2% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 16.1% for AGIs $100k-200k)

Charity contributions: $2,417 (reported on 14.0% of returns)

Here:	$2,417
State:	$5,572

Taxes paid: $8,609 (reported on 25.6% of returns)

12187:	$8,609
State:	$18,656

(% of AGI for various income ranges: 4.1% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 8.4% for AGIs $100k-200k)

Earned income credit: $1,762 (reported on 18.6% of returns)

Here:	$1,762
State:	$2,230

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.5%

Here:	53%
State:	66%

(% for various income ranges: 50.0% for AGIs below $25k, 54.5% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12187, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,679 (Individual Income Tax Returns)

Here:	$35,679
State:	$59,519

Salary/wage: $32,473 (reported on 81.0% of returns)

Here:	$32,473
State:	$50,673

(% of AGI for various income ranges: 67.4% for AGIs below $10k, 64.6% for AGIs $10k-25k, 78.9% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 106.8% for AGIs $75k-100k)

Taxable interest for individuals: $714 (reported on 51.9% of returns)

This zip code:	$714
New York:	$2,377

(% of AGI for various income ranges: 8.5% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Taxable dividends: $945 (reported on 26.9% of returns)

Here:	$945
State:	$5,394

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k)

Net capital gain/loss: +$5,771 (reported on 20.5% of returns)

Here:	+$5,771
State:	+$23,581

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, -0.5% for AGIs $50k-75k, 17.2% for AGIs $75k-100k)

Profit/loss from business: +$6,068 (reported on 14.6% of returns)

Here:	+$6,068
State:	+$13,809

Total itemized deductions: $13,913 (21% of AGI, reported on 25.7% of returns)

Here:	$13,913
State:	$25,864

Here:	21.0% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 9.1% for AGIs $25k-50k, 12.2% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 13.9% for AGIs over 100k)

Charity contributions deductions: $1,541 (2% of AGI, reported on 21.0% of returns)

Here:	$1,541
State:	$4,439

Here:	2.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Total tax: $3,925 (reported on 75.3% of returns)

12187:	$3,925
State:	$11,730

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $1,773 (reported on 16.3% of returns)

Here:	$1,773
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 64.2%

Here:	64%
State:	67%

(% for various income ranges: 65.4% for AGIs below $10k, 62.4% for AGIs $10k-25k, 60.8% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 83.3% for AGIs over 100k)

Nearest zip codes: 12071, 12194, 12149, 12043, 12092, 12175.
Cobleskill Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 74
Household did not receive Food Stamps/SNAP in the past 12 months: 228

Women who did not have a birth in the past 12 months: 120 (77 now married, 41 unmarried)

Housing units in zip code 12187 with a mortgage: 90 (10 second mortgage, 10 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,557
Median monthly owner costs for units without a mortgage: $757

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12187 household income distribution in 2022

• 58Less than $10,000
• 19$10,000 to $14,999
• 5$25,000 to $29,999
• 2$40,000 to $44,999
• 25$45,000 to $49,999
• 24$50,000 to $59,999
• 22$60,000 to $74,999
• 43$75,000 to $99,999
• 8$100,000 to $124,999
• 31$125,000 to $149,999
• 14$150,000 to $199,999
• 49$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12187

• 5$80,000 to $89,999
• 8$90,000 to $99,999
• 4$100,000 to $124,999
• 30$125,000 to $149,999
• 14$150,000 to $174,999
• 48$175,000 to $199,999
• 15$200,000 to $249,999
• 4$250,000 to $299,999
• 102$300,000 to $399,999
• 1$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 12187

• 4$550 to $599
• 52$600 to $649

Median gross rent in 2022: $767.

Median price asked for vacant for-sale houses and condos in 2022: $225,764.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $212,660

Estimated median house or condo value in 2022: $204,630 Lower value quartile - upper value quartile: $159,459 - $343,162

Mean price in 2022:

Detached houses: $251,821

Here:	$251,821
State:	$476,719

Mobile homes: $139,549

Here:	$139,549
State:	$88,925

Housing units in structures:

• One, detached: 392
• Two: 19
• 3 or 4: 22
• Mobile homes: 29
• Boats, RVs, vans, etc.: 5

Unemployment: 5.2%

• Means of transportation to work in zip code 12187

• 55.4%214Drove a car alone
• 24.3%94Carpooled
• 1.3%5Walked
• 1.8%7Other means
• 19.7%76Worked at home

• Travel time to work (commute) in zip code 12187

• 27Less than 5 minutes
• 3210 to 14 minutes
• 11015 to 19 minutes
• 1520 to 24 minutes
• 230 to 34 minutes
• 235 to 39 minutes
• 10845 to 59 minutes
• 1460 to 89 minutes

Percentage of zip code residents living and working in this county: 68.9%

Household type by relationship:

Households: 689

• Male householders: 124 (51 living alone), Female householders: 177 (68 living alone)

• 127 spouses (127 opposite-sex spouses), 40 unmarried partners, (40 opposite-sex unmarried partners), 153 children (145 natural, 8 adopted, 0 stepchildren), 12 grandchildren, 0 brothers or sisters, 0 parents, 5 foster children, 33 other relatives, 21 non-relatives

Size of family households: 53 2-persons, 9 3-persons, 95 4-persons

Size of nonfamily households: 118 1-person, 6 2-persons, 9 3-persons, 5 4-persons

26 married couples with children.
37 single-parent households (37 women).

100.1% of residents of 12187 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• BERARD OIL INC - BULK PLT (RTE 7 in WARNERVILLE, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: SANDRA SNYDER (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 9.9%
Housing units lacking complete kitchen facilities: 10.0%

Population in 1990: 782.

Place of birth for U.S.-born residents:

• This state: 581
• Northeast: 64
• South: 8
• West: 4

59% of the 12187 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

97% of the 12187 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 38% moved from this county.
   Out of people who lived in different houses, 54% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 6
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Other Miscellaneous Nondurable Goods Merchant Wholesalers (5-9 employees: 1 establishment)
• Other Services (except Public Administration): General Automotive Repair (5-9: 1)
• Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)
• Construction: All Other Specialty Trade Contractors (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)

Most common first names in zip code 12187 among deceased individuals
Name	Count	Lived (average)
John	11	74.2 years
Robert	11	72.4 years
William	7	78.7 years
Charles	7	74.0 years
George	6	76.3 years
James	4	62.7 years
Mary	4	77.0 years
Anna	3	85.4 years
Frances	3	83.7 years
Clyde	3	68.6 years

Most common last names in zip code 12187 among deceased individuals
Last name	Count	Lived (average)
English	6	68.6 years
Stanton	5	78.2 years
Lockwood	4	84.5 years
Dante	3	84.0 years
Hadsell	3	77.4 years
Johnson	3	75.4 years
Barlow	3	63.0 years
Becker	3	77.0 years
Hellijas	3	72.3 years
George	3	72.7 years

Businesses in zip code 12187

• U-Haul: 1