27857 Zip Code (Oak City, NC) Detailed Profile

Estimated zip code population in 2022: 1,119
Zip code population in 2010: 1,298
Zip code population in 2000: 2,103

Houses and condos: 669
Renter-occupied apartments: 246
March 2022 cost of living index in zip code 27857: 77.5 (low, U.S. average is 100)

Land area: 63.2 sq. mi.
Water area: 0.1 sq. mi.

Population density: 18 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,567 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $718 (0.7%)

For population 25 years and over in 27857:

• High school or higher: 86.4%
• Bachelor's degree or higher: 6.5%
• Graduate or professional degree: 1.2%
• Unemployed: 1.9%
• Mean travel time to work (commute): 31.2 minutes

For population 15 years and over in 27857:

• Never married: 25.3%
• Now married: 41.8%
• Separated: 6.6%
• Widowed: 13.8%
• Divorced: 12.5%

• 
• • 59353.0%Black
  • 50745.3%White
  • 181.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 27857, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $39,906 (Individual Income Tax Returns)

Here:	$39,906
State:	$70,020

Salary/wage: $35,010 (reported on 78.4% of returns)

Here:	$35,010
State:	$58,387

(% of AGI for various income ranges: 1368.1% for AGIs below $25k, 3966.7% for AGIs $25k-50k, 5545.0% for AGIs $50k-75k, 6890.0% for AGIs $75k-100k)

Taxable interest for individuals: $318 (reported on 21.6% of returns)

This zip code:	$318
North Carolina:	$1,479

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 5.0% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 50.0% for AGIs $75k-100k)

Ordinary dividends: $2,040 (reported on 9.8% of returns)

Here:	$2,040
State:	$7,888

(% of AGI for various income ranges: 14.4% for AGIs below $25k, 197.5% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$800 (reported on 9.8% of returns)

Here:	+$800
State:	+$23,652

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 123.3% for AGIs $75k-100k)

Profit/loss from business: +$6,983 (reported on 11.8% of returns)

Here:	+$6,983
State:	+$11,710

(% of AGI for various income ranges: 48.8% for AGIs below $25k, 852.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $5,267 (reported on 5.9% of returns)

27857:	$5,267
North Carolina:	$20,247

(% of AGI for various income ranges: 98.8% for AGIs below $25k)

Earned income credit: $2,683 (reported on 23.5% of returns)

Here:	$2,683
State:	$2,337

(% of AGI for various income ranges: 143.1% for AGIs below $25k, 77.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.2%

Here:	92%
State:	93%

(% for various income ranges: 90.9% for AGIs below $25k, 93.8% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 27857, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $31,771 (Individual Income Tax Returns)

Here:	$31,771
State:	$54,937

Salary/wage: $26,891 (reported on 83.6% of returns)

Here:	$26,891
State:	$46,336

(% of AGI for various income ranges: 76.5% for AGIs below $25k, 79.1% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 57.7% for AGIs $75k-100k)

Taxable interest for individuals: $600 (reported on 29.1% of returns)

This zip code:	$600
North Carolina:	$1,298

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Ordinary dividends: $1,857 (reported on 12.7% of returns)

Here:	$1,857
State:	$6,213

Net capital gain/loss in AGI: +$829 (reported on 12.7% of returns)

Here:	+$829
State:	+$12,740

Profit/loss from business: +$6,400 (reported on 9.1% of returns)

Here:	+$6,400
State:	+$10,311

Taxable individual retirement arrangement distribution: $5,933 (reported on 5.5% of returns)

27857:	$5,933
North Carolina:	$15,575

Total itemized deductions: $14,620 (28% of AGI, reported on 18.2% of returns)

Here:	$14,620
State:	$23,438

Here:	28.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 12.9% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 7.9% for AGIs $75k-100k)

Charity contributions: $4,525 (reported on 14.5% of returns)

Here:	$4,525
State:	$4,687

Taxes paid: $3,630 (reported on 18.2% of returns)

27857:	$3,630
State:	$8,823

(% of AGI for various income ranges: 2.3% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Earned income credit: $2,476 (reported on 30.9% of returns)

Here:	$2,476
State:	$2,376

(% of AGI for various income ranges: 8.6% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.4%

Here:	56%
State:	53%

(% for various income ranges: 56.7% for AGIs below $25k, 46.7% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 27857, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,585 (Individual Income Tax Returns)

Here:	$25,585
State:	$45,376

Salary/wage: $23,809 (reported on 84.4% of returns)

Here:	$23,809
State:	$39,442

(% of AGI for various income ranges: 88.5% for AGIs below $10k, 83.4% for AGIs $10k-25k, 82.6% for AGIs $25k-50k, 76.9% for AGIs $50k-75k, 60.3% for AGIs $75k-100k, 73.4% for AGIs over 100k)

Taxable interest for individuals: $713 (reported on 31.3% of returns)

This zip code:	$713
North Carolina:	$1,515

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Taxable dividends: $1,120 (reported on 13.0% of returns)

Here:	$1,120
State:	$4,016

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $75k-100k)

Profit/loss from business: +$1,750 (reported on 9.0% of returns)

Here:	+$1,750
State:	+$9,490

Profit/loss from farming: +$2,308 (reported on 4.5% of returns)

Here:	+$2,308
State:	-$3,231

IRA payment deduction: $2,923 (reported on 2.2% of returns)

27857:	$2,923
North Carolina:	$2,967

Total itemized deductions: $13,168 (29% of AGI, reported on 19.6% of returns)

Here:	$13,168
State:	$19,464

Here:	28.8% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 9.7% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 13.0% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Charity contributions deductions: $3,802 (8% of AGI, reported on 17.5% of returns)

Here:	$3,802
State:	$4,035

Here:	8.1% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 8.2% for AGIs $75k-100k)

Total tax: $2,926 (reported on 56.2% of returns)

27857:	$2,926
State:	$7,257

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 14.8% for AGIs over 100k)

Earned income credit: $2,118 (reported on 36.7% of returns)

Here:	$2,118
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.8%

Here:	67%
State:	62%

(% for various income ranges: 59.2% for AGIs below $10k, 71.1% for AGIs $10k-25k, 57.7% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Nearest zip codes: 27841, 27840, 27843, 27849, 27881, 27861.
Hamilton Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 129
Household did not receive Food Stamps/SNAP in the past 12 months: 475

Women who had a birth in the past 12 months: 10 (3 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 222 (51 now married, 169 unmarried)

Housing units in zip code 27857 with a mortgage: 133 (1 second mortgage)
Median monthly owner costs for units with a mortgage: $1,104
Median monthly owner costs for units without a mortgage: $397

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 27857 household income distribution in 2022

• 83Less than $10,000
• 41$10,000 to $14,999
• 19$15,000 to $19,999
• 24$20,000 to $24,999
• 13$25,000 to $29,999
• 3$30,000 to $34,999
• 59$35,000 to $39,999
• 14$40,000 to $44,999
• 23$45,000 to $49,999
• 131$50,000 to $59,999
• 33$60,000 to $74,999
• 30$75,000 to $99,999
• 6$100,000 to $124,999
• 2$125,000 to $149,999
• 113$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 27857

• 15Less than $10,000
• 19$10,000 to $14,999
• 57$15,000 to $19,999
• 3$25,000 to $29,999
• 9$30,000 to $34,999
• 11$35,000 to $39,999
• 3$40,000 to $49,999
• 8$50,000 to $59,999
• 1$60,000 to $69,999
• 31$70,000 to $79,999
• 17$80,000 to $89,999
• 17$90,000 to $99,999
• 18$100,000 to $124,999
• 22$125,000 to $149,999
• 49$150,000 to $174,999
• 3$175,000 to $199,999
• 8$300,000 to $399,999

• Rent paid by renters in 2022 in zip code 27857

• 23Less than $100
• 6$100 to $149
• 5$200 to $249
• 27$250 to $299
• 2$350 to $399
• 4$450 to $499
• 6$500 to $549
• 3$550 to $599
• 30$600 to $649
• 3$800 to $899
• 122No cash rent

Median gross rent in 2022: $537.

Median price asked for vacant for-sale houses and condos in 2022: $115,044.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $106,062
• Black or African American householders: $97,355
• Asian householders: $178,090
• Hispanic or Latino householders: $71,236

Estimated median house or condo value in 2022: $97,356

Mean price in 2022:

Detached houses: $105,042

Here:	$105,042
State:	$375,326

Mobile homes: $89,451

Here:	$89,451
State:	$124,933

Housing units in structures:

• One, detached: 479
• 3 or 4: 41
• Mobile homes: 140

Unemployment: 1.9%

• Means of transportation to work in zip code 27857

• 87.8%465Drove a car alone
• 1.5%8Carpooled
• 0.8%4Other means
• 6.2%33Worked at home

• Travel time to work (commute) in zip code 27857

• 32Less than 5 minutes
• 205 to 9 minutes
• 3610 to 14 minutes
• 515 to 19 minutes
• 4220 to 24 minutes
• 325 to 29 minutes
• 12530 to 34 minutes
• 8535 to 39 minutes
• 8640 to 44 minutes
• 1445 to 59 minutes
• 1160 to 89 minutes
• 1290 or more minutes

Percentage of zip code residents living and working in this county: 35.9%

Household type by relationship:

Households: 1,119

• Male householders: 276 (65 living alone), Female householders: 325 (154 living alone)

• 177 spouses (170 opposite-sex spouses), 13 unmarried partners, (13 opposite-sex unmarried partners), 242 children (238 natural, 0 adopted, 4 stepchildren), 7 grandchildren, 39 brothers or sisters, 30 parents, 0 foster children, 16 other relatives, 0 non-relatives

• In group quarters: 3 (-1 institutionalized population)

Size of family households: 192 2-persons, 168 3-persons, 17 4-persons

Size of nonfamily households: 218 1-person, 5 2-persons

94 married couples with children.
24 single-parent households (10 men, 14 women).

97.9% of residents of 27857 zip code speak English at home.
2.5% of residents speak Spanish at home (100% very well).
0.2% of residents speak other Indo-European language at home (100% very well).

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 0.5%

Population in 1990: 2,268.

Place of birth for U.S.-born residents:

• This state: 946
• Northeast: 71
• Midwest: 4
• South: 58
• West: 5

68% of the 27857 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

95% of the 27857 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 16% moved from this county.
   Out of people who lived in different houses, 98% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 27
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (10-19 employees: 1 establishment)
• Construction: Residential Remodelers (1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)
• Construction: Electrical Contractors (1-4: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
• Wholesale Trade: Grain and Field Bean Merchant Wholesalers (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 7. The highest number of fires - 15 took place in 2017, and the least - 0 in 2003. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (49.5%), and Outside Fires (19.8%).


• Fire incident types reported to NFIRS in Zip Code 27857
• 5549.5%Structure Fires
• 2219.8%Outside Fires
• 2018.0%Mobile Property/Vehicle Fires
• 1412.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 27857, North Carolina

Most common first names in zip code 27857 among deceased individuals
Name	Count	Lived (average)
William	21	70.3 years
Robert	19	72.6 years
James	15	66.6 years
John	15	75.0 years
Mary	15	76.1 years
Annie	13	75.8 years
George	10	79.1 years
Willie	8	68.2 years
Mattie	7	83.3 years
Ernest	6	73.0 years

Most common last names in zip code 27857 among deceased individuals
Last name	Count	Lived (average)
Williams	23	72.3 years
Smith	17	71.2 years
Bryant	16	69.8 years
Spruill	14	63.1 years
Harrell	12	78.2 years
Jones	12	72.0 years
Council	11	73.7 years
Hyman	11	74.3 years
Brown	11	74.5 years
Johnson	11	72.5 years