37184 Zip Code (Watertown, TN) Detailed Profile

Estimated zip code population in 2022: 7,120
Zip code population in 2010: 5,844
Zip code population in 2000: 5,505

Houses and condos: 2,960
Renter-occupied apartments: 489
March 2022 cost of living index in zip code 37184: 80.4 (low, U.S. average is 100)

Land area: 117.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 61 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,234 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $793 (0.3%)

For population 25 years and over in 37184:

• High school or higher: 80.6%
• Bachelor's degree or higher: 20.7%
• Graduate or professional degree: 3.9%
• Unemployed: 3.0%
• Mean travel time to work (commute): 32.8 minutes

For population 15 years and over in 37184:

• Never married: 26.8%
• Now married: 51.2%
• Separated: 0.7%
• Widowed: 6.0%
• Divorced: 15.4%

• 
• • 6,50591.4%White
  • 2153.0%Black
  • 1432.0%Two or more races
  • 1011.4%Asian
  • 751.1%Hispanic or Latino
  • 711.0%Some other race
  • 70.10%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 37184, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $58,044 (Individual Income Tax Returns)

Here:	$58,044
State:	$69,014

Salary/wage: $52,349 (reported on 85.2% of returns)

Here:	$52,349
State:	$55,872

(% of AGI for various income ranges: 1142.6% for AGIs below $25k, 3568.7% for AGIs $25k-50k, 6355.3% for AGIs $50k-75k, 9802.4% for AGIs $75k-100k, 17035.2% for AGIs $100k-200k, 54256.7% for AGIs over 200k)

Taxable interest for individuals: $960 (reported on 29.0% of returns)

This zip code:	$960
Tennessee:	$1,945

(% of AGI for various income ranges: 17.7% for AGIs below $25k, 34.0% for AGIs $25k-50k, 34.7% for AGIs $50k-75k, 49.5% for AGIs $75k-100k, 76.5% for AGIs $100k-200k, 190.0% for AGIs over 200k)

Ordinary dividends: $2,945 (reported on 11.1% of returns)

Here:	$2,945
State:	$8,105

(% of AGI for various income ranges: 16.3% for AGIs below $25k, 30.1% for AGIs $25k-50k, 31.8% for AGIs $50k-75k, 125.2% for AGIs $75k-100k, 53.9% for AGIs $100k-200k, 476.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$15,503 (reported on 9.8% of returns)

Here:	+$15,503
State:	+$33,664

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 44.8% for AGIs $25k-50k, 56.3% for AGIs $50k-75k, 119.0% for AGIs $75k-100k, 208.7% for AGIs $100k-200k, 10726.7% for AGIs over 200k)

Profit/loss from business: +$15,400 (reported on 17.2% of returns)

Here:	+$15,400
State:	+$18,991

(% of AGI for various income ranges: 108.1% for AGIs below $25k, 159.4% for AGIs $25k-50k, 335.5% for AGIs $50k-75k, 818.6% for AGIs $75k-100k, 610.0% for AGIs $100k-200k, 5333.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,005 (reported on 7.4% of returns)

37184:	$16,005
Tennessee:	$20,036

(% of AGI for various income ranges: 51.9% for AGIs below $25k, 79.3% for AGIs $25k-50k, 95.3% for AGIs $50k-75k, 279.5% for AGIs $75k-100k, 722.6% for AGIs $100k-200k)

Total itemized deductions: $32,125 (reported on 4.0% of returns)

Here:	$32,125
State:	$40,136

(% of AGI for various income ranges: 183.9% for AGIs $25k-50k, 577.8% for AGIs $100k-200k, 4313.3% for AGIs over 200k)

Charity contributions: $12,978 (reported on 3.0% of returns)

Here:	$12,978
State:	$19,852

(% of AGI for various income ranges: 14.9% for AGIs below $25k, 154.3% for AGIs $100k-200k, 2346.7% for AGIs over 200k)

Taxes paid: $4,827 (reported on 3.7% of returns)

37184:	$4,827
State:	$6,038

(% of AGI for various income ranges: 22.4% for AGIs $25k-50k, 83.0% for AGIs $100k-200k, 633.3% for AGIs over 200k)

Earned income credit: $2,308 (reported on 16.2% of returns)

Here:	$2,308
State:	$2,391

(% of AGI for various income ranges: 91.9% for AGIs below $25k, 65.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.3%

Here:	94%
State:	93%

(% for various income ranges: 91.6% for AGIs below $25k, 96.2% for AGIs $25k-50k, 95.8% for AGIs $50k-75k, 93.5% for AGIs $75k-100k, 94.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 37184, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,729 (Individual Income Tax Returns)

Here:	$42,729
State:	$53,767

Salary/wage: $39,885 (reported on 85.5% of returns)

Here:	$39,885
State:	$45,421

(% of AGI for various income ranges: 76.7% for AGIs below $25k, 85.0% for AGIs $25k-50k, 84.3% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 70.0% for AGIs $100k-200k)

Taxable interest for individuals: $923 (reported on 33.1% of returns)

This zip code:	$923
Tennessee:	$1,732

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $2,011 (reported on 10.9% of returns)

Here:	$2,011
State:	$6,739

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,764 (reported on 10.1% of returns)

Here:	+$2,764
State:	+$19,082

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Profit/loss from business: +$10,290 (reported on 15.7% of returns)

Here:	+$10,290
State:	+$15,240

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,806 (reported on 6.9% of returns)

37184:	$10,806
Tennessee:	$15,505

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.6% for AGIs $75k-100k)

Total itemized deductions: $17,669 (24% of AGI, reported on 18.1% of returns)

Here:	$17,669
State:	$21,976

Here:	23.9% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.2% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Charity contributions: $3,900 (reported on 13.3% of returns)

Here:	$3,900
State:	$6,709

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $3,045 (reported on 17.7% of returns)

37184:	$3,045
State:	$4,829

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Earned income credit: $2,169 (reported on 22.2% of returns)

Here:	$2,169
State:	$2,404

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.5%

Here:	62%
State:	52%

(% for various income ranges: 56.6% for AGIs below $25k, 64.8% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 68.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 37184, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,026 (Individual Income Tax Returns)

Here:	$35,026
State:	$44,088

Salary/wage: $34,594 (reported on 87.1% of returns)

Here:	$34,594
State:	$38,825

(% of AGI for various income ranges: 93.9% for AGIs below $10k, 83.6% for AGIs $10k-25k, 87.9% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 91.5% for AGIs $75k-100k, 66.5% for AGIs over 100k)

Taxable interest for individuals: $1,351 (reported on 34.2% of returns)

This zip code:	$1,351
Tennessee:	$1,802

(% of AGI for various income ranges: 7.1% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,342 (reported on 11.4% of returns)

Here:	$1,342
State:	$3,727

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$5,487 (reported on 11.2% of returns)

Here:	+$5,487
State:	+$15,776

(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 8.5% for AGIs over 100k)

Profit/loss from business: +$8,864 (reported on 15.5% of returns)

Here:	+$8,864
State:	+$12,882

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 5.2% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 6.7% for AGIs over 100k)

IRA payment deduction: $2,167 (reported on 1.7% of returns)

37184:	$2,167
Tennessee:	$2,934

Total itemized deductions: $14,212 (24% of AGI, reported on 19.5% of returns)

Here:	$14,212
State:	$18,035

Here:	24.1% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.6% for AGIs below $10k, 6.4% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Charity contributions deductions: $3,174 (5% of AGI, reported on 13.9% of returns)

Here:	$3,174
State:	$5,167

Here:	4.9% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $4,136 (reported on 73.9% of returns)

37184:	$4,136
State:	$7,482

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,673 (reported on 19.3% of returns)

Here:	$1,673
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 68.9%

Here:	69%
State:	60%

(% for various income ranges: 63.5% for AGIs below $10k, 71.0% for AGIs $10k-25k, 71.3% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 81.2% for AGIs over 100k)

Nearest zip codes: 37016, 37012, 38547, 37090, 37118, 38563.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 378
Household did not receive Food Stamps/SNAP in the past 12 months: 2,398

Women who had a birth in the past 12 months: 19 (12 now married, 7 unmarried)
Women who did not have a birth in the past 12 months: 1,453 (561 now married, 891 unmarried)

Housing units in zip code 37184 with a mortgage: 1,221 (113 second mortgage, 82 both second mortgage and home equity loan)
Houses without a mortgage: 25

Median monthly owner costs for units with a mortgage: $1,585
Median monthly owner costs for units without a mortgage: $418

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 37184 household income distribution in 2022

• 142Less than $10,000
• 330$10,000 to $14,999
• 133$15,000 to $19,999
• 22$20,000 to $24,999
• 94$25,000 to $29,999
• 91$30,000 to $34,999
• 58$35,000 to $39,999
• 127$40,000 to $44,999
• 73$45,000 to $49,999
• 165$50,000 to $59,999
• 289$60,000 to $74,999
• 579$75,000 to $99,999
• 261$100,000 to $124,999
• 117$125,000 to $149,999
• 126$150,000 to $199,999
• 158$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 37184

• 28$15,000 to $19,999
• 13$20,000 to $24,999
• 18$30,000 to $34,999
• 2$40,000 to $49,999
• 2$50,000 to $59,999
• 16$60,000 to $69,999
• 21$70,000 to $79,999
• 17$80,000 to $89,999
• 6$90,000 to $99,999
• 81$100,000 to $124,999
• 40$125,000 to $149,999
• 361$150,000 to $174,999
• 84$175,000 to $199,999
• 394$200,000 to $249,999
• 133$250,000 to $299,999
• 429$300,000 to $399,999
• 264$400,000 to $499,999
• 188$500,000 to $749,999
• 36$750,000 to $999,999
• 53$1,000,000 to $1,499,999
• 110$1,500,000 to $1,999,999
• 35$2,000,000 or more

• Rent paid by renters in 2022 in zip code 37184

• 2$250 to $299
• 4$400 to $449
• 71$450 to $499
• 9$550 to $599
• 57$600 to $649
• 28$650 to $699
• 10$700 to $749
• 12$750 to $799
• 33$800 to $899
• 107$900 to $999
• 11$1,000 to $1,249
• 23$1,250 to $1,499
• 17$1,500 to $1,999
• 60No cash rent

Median gross rent in 2022: $932.

Median price asked for vacant for-sale houses and condos in 2022: $1,254,171.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $252,315
• Black or African American householders: $220,813
• Some other race householders: $54,761
• Two or more races householders: $239,655
• Hispanic or Latino householders: $54,761

Estimated median house or condo value in 2022: $283,818 Lower value quartile - upper value quartile: $200,183 - $449,441

Mean price in 2022:

Detached houses: $210,165

Here:	$210,165
State:	$374,382

Mobile homes: $60,716

Here:	$60,716
State:	$101,421

Housing units in structures:

• One, detached: 2,165
• One, attached: 4
• Two: 32
• 3 or 4: 12
• 5 to 9: 3
• 10 to 19: 10
• Mobile homes: 700

Unemployment: 3.0%

• Means of transportation to work in zip code 37184

• 79.6%2,575Drove a car alone
• 9.3%300Carpooled
• 0.2%7Subway or elevated
• 0.2%5Walked
• 9.0%290Worked at home

• Travel time to work (commute) in zip code 37184

• 59Less than 5 minutes
• 485 to 9 minutes
• 31010 to 14 minutes
• 29415 to 19 minutes
• 35120 to 24 minutes
• 23125 to 29 minutes
• 48030 to 34 minutes
• 14535 to 39 minutes
• 13140 to 44 minutes
• 27745 to 59 minutes
• 55360 to 89 minutes
• 1790 or more minutes

Percentage of zip code residents living and working in this county: 69.1%

Household type by relationship:

Households: 7,120

• Male householders: 1,591 (349 living alone), Female householders: 1,186 (229 living alone)

• 1,507 spouses (1,507 opposite-sex spouses), 86 unmarried partners, (86 opposite-sex unmarried partners), 1,648 children (1,435 natural, 10 adopted, 195 stepchildren), 591 grandchildren, 106 brothers or sisters, 70 parents, 8 foster children, 128 other relatives, 194 non-relatives

Size of family households: 946 2-persons, 455 3-persons, 473 4-persons, 150 5-persons, 49 6-persons, 44 7-or-more-persons

Size of nonfamily households: 574 1-person, 79 2-persons, 4 4-persons

820 married couples with children.
258 single-parent households (57 men, 201 women).

96.5% of residents of 37184 zip code speak English at home.
0.9% of residents speak Spanish at home (77% very well, 23% not well).
0.8% of residents speak other Indo-European language at home (45% very well, 55% well).
1.4% of residents speak Asian or Pacific Island language at home (51% very well, 20% well, 29% not well).

Facilities with environmental interests located in this zip code:

• CHRISTIAN FLOYD (131 PEARL STREET in WATERTOWN, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 2.4%

Population in 1990: 3,640. Population change in the 1990s: +1,865 (+51.2%).

Place of birth for U.S.-born residents:

• This state: 5,025
• Northeast: 169
• Midwest: 821
• South: 658
• West: 240

60% of the 37184 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

91% of the 37184 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 47% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 83
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 36

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Carpet and Upholstery Cleaning Services (10-19: 1)
• Real Estate and Rental and Leasing: Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (5-9: 1)
• Wholesale Trade: Furniture Merchant Wholesalers (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0308.00 , 0310.00


Detailed PMIC statistics for the following Tracts: 0308.00 , 0310.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 33. The highest number of fire incidents - 71 took place in 2007, and the least - 2 in 2002. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (45.8%), and Structure Fires (38.9%).


• Fire incident types reported to NFIRS in Zip Code 37184
• 25845.8%Outside Fires
• 21938.9%Structure Fires
• 6010.7%Mobile Property/Vehicle Fires
• 264.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 37184, Tennessee

Most common first names in zip code 37184 among deceased individuals
Name	Count	Lived (average)
James	52	72.9 years
John	50	74.9 years
Mary	39	77.3 years
William	35	71.5 years
Robert	30	73.8 years
Willie	21	77.1 years
Thomas	20	75.5 years
Charles	14	65.1 years
Jessie	12	77.0 years
Margaret	12	77.7 years

Most common last names in zip code 37184 among deceased individuals
Last name	Count	Lived (average)
Williams	29	80.2 years
Patton	25	80.7 years
Smith	23	72.3 years
Bass	21	75.9 years
Oakley	18	81.9 years
Jennings	17	79.9 years
Phillips	16	73.1 years
Hudson	15	82.9 years
Vantrease	14	74.6 years
Neal	12	79.3 years