Estimated zip code population in 2022: 3,956 Zip code population in 2010: 3,540 Zip code population in 2000: 4,200
Houses and condos: 1,695 Renter-occupied apartments: 632
% of renters here:
44%
State:
31%
March 2022 cost of living index in zip code 41095: 81.0 (low, U.S. average is 100)
Land area: 29.0 sq. mi. Water area: 2.4 sq. mi.
Population density: 137 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.8% ($1,221)
Kentucky:
0.7% ($1,456)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,390 (0.7%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,098 (0.9%)
Business Search- 14 Million verified businesses
Males: 2,126
(53.8%)
Females: 1,829
(46.2%)
For population 25 years and over in 41095:
High school or higher: 82.0%
Bachelor's degree or higher: 14.4%
Graduate or professional degree: 4.5%
Unemployed: 4.3%
Mean travel time to work (commute): 25.5 minutes
For population 15 years and over in 41095:
Never married: 30.8%
Now married: 44.6%
Separated: 1.5%
Widowed: 9.7%
Divorced: 13.4%
Zip code 41095 compared to state average:
Length of stay since moving in significantly above state average.
Number of college students below state average.
Percentage of population with a bachelor's degree or higher below state average.
Averages for the 2020 tax year for zip code 41095, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $50,823 (Individual Income Tax Returns)
Here:
$50,823
State:
$61,342
Salary/wage: $42,845 (reported on 87.3% of returns)
Here:
$42,845
State:
$50,827
(% of AGI for various income ranges: 1166.7% for AGIs below $25k, 3643.1% for AGIs $25k-50k, 6362.0% for AGIs $50k-75k, 10431.1% for AGIs $75k-100k, 15213.3% for AGIs $100k-200k)
Taxable interest for individuals: $512 (reported on 14.5% of returns)
This zip code:
$512
Kentucky:
$1,441
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 4.6% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 39.2% for AGIs $100k-200k)
Ordinary dividends: $908 (reported on 7.2% of returns)
Here:
$908
State:
$7,388
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 9.0% for AGIs $50k-75k, 60.0% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$17,655 (reported on 6.6% of returns)
Here:
+$17,655
State:
+$19,475
(% of AGI for various income ranges: 10.5% for AGIs below $25k, 74.0% for AGIs $50k-75k, 1457.5% for AGIs $100k-200k)
Profit/loss from business: +$7,468 (reported on 11.4% of returns)
Here:
+$7,468
State:
+$11,386
(% of AGI for various income ranges: 88.6% for AGIs below $25k, 65.6% for AGIs $25k-50k, 160.5% for AGIs $50k-75k, 384.2% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $20,100 (reported on 4.8% of returns)
41095:
$20,100
Kentucky:
$18,941
(% of AGI for various income ranges: 140.3% for AGIs $25k-50k, 884.2% for AGIs $100k-200k)
Total itemized deductions: $31,020 (reported on 3.0% of returns)
Here:
$31,020
State:
$32,473
(% of AGI for various income ranges: 1292.5% for AGIs $100k-200k)
Charity contributions: $12,633 (reported on 1.8% of returns)
Here:
$12,633
State:
$13,472
(% of AGI for various income ranges: 315.8% for AGIs $100k-200k)
Taxes paid: $6,760 (reported on 3.0% of returns)
41095:
$6,760
State:
$7,830
(% of AGI for various income ranges: 281.7% for AGIs $100k-200k)
Earned income credit: $2,389 (reported on 21.1% of returns)
Here:
$2,389
State:
$2,336
(% of AGI for various income ranges: 118.6% for AGIs below $25k, 83.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 94.6%
Here:
95%
State:
94%
(% for various income ranges: 93.0% for AGIs below $25k, 97.9% for AGIs $25k-50k, 92.6% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 94.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 41095, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $39,404 (Individual Income Tax Returns)
Here:
$39,404
State:
$50,814
Salary/wage: $35,671 (reported on 88.5% of returns)
Here:
$35,671
State:
$42,723
(% of AGI for various income ranges: 80.4% for AGIs below $25k, 83.1% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 86.0% for AGIs $75k-100k, 71.2% for AGIs $100k-200k)
Taxable interest for individuals: $673 (reported on 19.1% of returns)
This zip code:
$673
Kentucky:
$1,381
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $100k-200k)
Ordinary dividends: $1,431 (reported on 8.3% of returns)
Here:
$1,431
State:
$6,239
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$1,230 (reported on 6.4% of returns)
Here:
+$1,230
State:
+$11,336
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)
Profit/loss from business: +$5,768 (reported on 12.1% of returns)
Here:
+$5,768
State:
+$10,862
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)
Taxable individual retirement arrangement distribution: $16,700 (reported on 5.1% of returns)
41095:
$16,700
Kentucky:
$14,296
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.8% for AGIs $25k-50k, 7.7% for AGIs $75k-100k)
Total itemized deductions: $20,368 (25% of AGI, reported on 21.7% of returns)
Here:
$20,368
State:
$21,160
Here:
24.6% of AGI
State:
20.0% of AGI
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 6.4% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 19.0% for AGIs $100k-200k)
Charity contributions: $3,096 (reported on 15.3% of returns)
Here:
$3,096
State:
$4,303
(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)
Taxes paid: $6,462 (reported on 21.7% of returns)
41095:
$6,462
State:
$8,496
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)
Earned income credit: $2,372 (reported on 24.8% of returns)
Here:
$2,372
State:
$2,273
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 65.0%
Here:
65%
State:
60%
(% for various income ranges: 62.0% for AGIs below $25k, 65.1% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 41095, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $34,733 (Individual Income Tax Returns)
Here:
$34,733
State:
$41,540
Salary/wage: $31,649 (reported on 89.8% of returns)
Here:
$31,649
State:
$36,432
(% of AGI for various income ranges: 110.3% for AGIs below $10k, 83.3% for AGIs $10k-25k, 89.1% for AGIs $25k-50k, 88.4% for AGIs $50k-75k, 84.3% for AGIs $75k-100k, 47.7% for AGIs over 100k)
Taxable interest for individuals: $1,031 (reported on 24.0% of returns)
This zip code:
$1,031
Kentucky:
$1,571
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs over 100k)
Taxable dividends: $1,549 (reported on 10.1% of returns)
Here:
$1,549
State:
$3,453
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)
Net capital gain/loss: +$4,583 (reported on 7.2% of returns)
Here:
+$4,583
State:
+$9,663
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.0% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 5.8% for AGIs over 100k)
Profit/loss from business: +$1,980 (reported on 12.6% of returns)
Here:
+$1,980
State:
+$9,233
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 4.5% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, -0.2% for AGIs $50k-75k, -0.6% for AGIs $75k-100k, -1.4% for AGIs over 100k)
IRA payment deduction: $2,091 (reported on 1.4% of returns)
41095:
$2,091
Kentucky:
$2,955
Total itemized deductions: $16,167 (26% of AGI, reported on 27.6% of returns)
Here:
$16,167
State:
$17,474
Here:
25.5% of AGI
State:
21.0% of AGI
(% of AGI for various income ranges: 11.5% for AGIs below $10k, 6.0% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 19.9% for AGIs over 100k)
Charity contributions deductions: $2,397 (4% of AGI, reported on 20.6% of returns)
Here:
$2,397
State:
$3,494
Here:
3.7% of AGI
State:
4.0% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)
Total tax: $3,971 (reported on 69.9% of returns)
41095:
$3,971
State:
$6,162
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.0% for AGIs over 100k)
Earned income credit: $1,751 (reported on 22.3% of returns)
Here:
$1,751
State:
$1,723
Percentage of individuals using paid preparers for their 2004 taxes: 71.1%
Here:
71%
State:
66%
(% for various income ranges: 63.0% for AGIs below $10k, 72.2% for AGIs $10k-25k, 72.3% for AGIs $25k-50k, 75.4% for AGIs $50k-75k, 72.9% for AGIs $75k-100k, 84.8% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 220 Household did not receive Food Stamps/SNAP in the past 12 months: 1,221
Women who had a birth in the past 12 months: 18 (11 now married, 7 unmarried) Women who did not have a birth in the past 12 months: 827 (357 now married, 470 unmarried)
Housing units in zip code 41095 with a mortgage: 351 (35 second mortgage, 35 both second mortgage and home equity loan) Houses without a mortgage: 3
Median monthly owner costs for units with a mortgage: $1,135 Median monthly owner costs for units without a mortgage: $433
Residents with income below the poverty level in 2022:
This zip code:
20.2%
Whole state:
16.5%
Residents with income below 50% of the poverty level in 2022:
This zip code:
7.9%
Whole state:
9.0%
Median number of rooms in houses and condos:
Here:
5.6
State:
6.4
Median number of rooms in apartments:
Here:
4.5
State:
4.4
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 41095: Warsaw and Florence Ferry (A), Warsaw Fire Department (B), Gallatin County Emergency Medical Services (C). Display/hide their locations on the map
Streams, rivers, and creeks: Big Sugar Creek (A), Craigs Creek (B), Sterman Branch (C), Steele Creek (D), Little Sugar Creek (E), Paint Lick Creek (F). Display/hide their locations on the map
293 married couples with children.
252 single-parent households (64 men, 188 women).
94.5% of residents of 41095 zip code speak English at home.
4.7% of residents speak Spanish at home (73% very well, 20% well, 7% not well).
0.6% of residents speak other Indo-European language at home (100% well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 119 (3.0%) (19.0% of them are naturalized citizens)
This zip code:
3.0%
Whole state:
4.0%
63%Honduras
12%El Salvador
5%Japan
25%English
13%German
11%American
10%Irish
3%African
2%European
2%Italian
Year of entry for the foreign-born population
462010 or later
922000 to 2009
41990 to 1999
0Before 1990
Major facilities with environmental interests located in this zip code:
AMERICAN RACING EQUIP./ATS ALLOY (618 EAST MAIN STREET in WARSAW, KY)
AIR MINOR (AIRS/AFS) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) Business SIC classification: MOTOR VEHICLE PARTS AND ACCESSORIES Business NAICS classification: ALUMINUM DIE-CASTING FOUNDRIES.; ALL OTHER MOTOR VEHICLE PARTS MANUFACTURING. Alternative names: AMERICAN RACING CUSTOM WHEELS, AMERICAN RACING EQUIPMENT
GALLATIN CO ALTERNATIVE SCHOOL (605 E MAIN ST in WARSAW, KY)
(National Center for Education Statistics) - STATE ID-039191007 Organizations: GALLATIN COUNTY (SCHOOL DISTRICT)
GALLATIN COUNTY ELEMENTARY SCHOOL (25 BOAZ DRIVE in WARSAW, KY)
(National Center for Education Statistics) - STATE ID-039191010
GALLATIN COUNTY HIGH SCHOOL (605 MAIN ST in WARSAW, KY)
(National Center for Education Statistics) - STATE ID-039191020
GALLATIN COUNTY MIDDLE SCHOOL (601 EAST MAIN ST in WARSAW, KY)
(National Center for Education Statistics) - STATE ID-039191005
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: CRUSHED AND BROKEN LIMESTONE
ASBURY POINTE MHP (OLD GRAVEL PIT in WARSAW, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: HIGHWAY AND STREET CONSTRUCTION, EXCEPT ELEVATED HIGHWAYS
ASHLAND BRANDED MARKETING 067-0437335 (204 WEST MARKET STREET in WARSAW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: ASHLAND BRANDED MARKETING INC. (CONTACT/OWNER)
ASHLAND PETROLEUM COMPANY #067-000 (202 NORTH MAIN STREET in WARSAW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: ASHLAND OIL COMPANY (CONTACT/OWNER)
Alternative names: ASHLAND PETROLEUM 067 000
ATS LIGHT ALLOY WHEELS KY LLC (901 E MAIN ST in WARSAW, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: MOTOR VEHICLE PARTS AND ACCESSORIES
BLUE HERON DEVELOPMENT (KY RT 35 in WARSAW, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: MANAGEMENT SERVICES
CE'S PLACE (402 MAIN ST in WARSAW, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: KENNY FRENCH (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 4.7% Housing units lacking complete kitchen facilities: 4.0%
65.5%Electricity
18.3%Utility gas
8.5%Bottled, tank, or LP gas
6.0%Wood
1.4%Fuel oil, kerosene, etc.
Population in 1990: 3,618. Population change in the 1990s: +582 (+16.1%).
Place of birth for U.S.-born residents:
This state: 2,728
Northeast: 58
Midwest: 732
South: 183
West: 89
52% of the 41095 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 42% lived in this county. Out of people who lived in different counties, 50% lived in Kentucky.
85% of the 41095 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 36% moved from this county. Out of people who lived in different houses, 51% moved from different county within same state. Out of people who lived in different houses, 8% moved from different state. Out of people who lived in different houses, 4% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 42
Here:
15.2%
Kentucky:
17.2%
Students in private schools in grades 9 to 12 (high school): 19
Here:
9.7%
Kentucky:
15.2%
Students in private undergraduate colleges: 38
Here:
39.4%
Kentucky:
19.6%
Occupation by median earnings in the past 12 months ($)
111,260Health diagnosing and treating practitioners and other technical occupations
81,598Installation, maintenance, and repair occupations
71,789Law enforcement workers including supervisors
57,826Business and financial operations occupations
47,101Production occupations
41,806Community and social service occupations
Top industries in this zip code by the number of employees in 2005:
Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (250-499 employees: 1 establishment)
Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 2)
Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 1)
Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 2)
Finance and Insurance: Direct Property and Casualty Insurance Carriers (10-19: 1)
People in group quarters in 2010:
85 people in group homes intended for adults
People in group quarters in 2000:
106 people in nursing homes
Fatal accident statistics in 2013:
Fatal accident count: 2
Vehicles involved in fatal accidents: 3
Fatal accidents caused by drunken drivers: 0
Fatalities: 2
Persons involved in fatal accidents: 4
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2012:
Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 4
Pedestrians involved in fatal accidents: 0
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 10. The highest number of reported fires - 25 took place in 2002, and the least - 0 in 2005. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (50.3%), and Outside Fires (30.1%).
Fire incident types reported to NFIRS in Zip Code 41095