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49078 Zip Code (Otsego, MI) Detailed Profile




City: Otsego, MI (4.38%)
Counties: Allegan County, MI (85.40%), Kalamazoo County, MI (12.46%), Van Buren County, MI (2.14%)
Estimated zip code population in 2022: 10,439
Zip code population in 2010: 8,902
Zip code population in 2000: 9,076

Houses and condos: 4,344
Renter-occupied apartments: 719
% of renters here:

17%
State:

27%
March 2022 cost of living index in zip code 49078: 79.8 (low, U.S. average is 100)

Land area: 48.0 sq. mi.
Water area: 0.7 sq. mi.
Population density: 217 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49078
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.2% ($2,570)
Michigan:

1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,768 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,302 (1.4%)

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Males: 5,020  (48.1%)
Females: 5,419  (51.9%)

For population 25 years and over in 49078:

  • High school or higher: 89.4%
  • Bachelor's degree or higher: 17.2%
  • Graduate or professional degree: 6.8%
  • Unemployed: 3.4%
  • Mean travel time to work (commute): 23.2 minutes

For population 15 years and over in 49078:

  • Never married: 26.9%
  • Now married: 54.3%
  • Separated: 1.8%
  • Widowed: 5.3%
  • Divorced: 11.7%

Zip code 49078 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Length of stay since moving in significantly above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 49078 (2022)
    • 9,08687.1%White
    • 5605.4%Two or more races
    • 3653.5%Hispanic or Latino
    • 3463.3%Some other race
    • 380.4%Black
    • 410.4%Asian
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49078, MI forum
Recent posts about zip code 49078 area on our local forum with over 2,400,000 registered users:
2020 Census: GR Metro breakdown  (14 replies)
Winters really that bad?  (42 replies)
Allegan questions  (8 replies)
Top city's in MI  (36 replies)
Registered Nurse looking to move to northern part of LP  (10 replies)
Sleepy, low cost, low crime towns and rural areas; suggestions please  (29 replies)
Urban population: 5,631
Rural population: 4,807

Estimated median house/condo value in 2022: $206,658
49078:

$206,658
Michigan:

$224,400



According to our research of Michigan and other state lists, there were 29 registered sex offenders living in 49078 zip code as of May 28, 2024.
The ratio of all residents to sex offenders in zip code 49078 is 320 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

42.9 years
Michigan median age:

40.3 years
Average household size:
This zip code:

2.5 people
Michigan:

2.4 people

Averages for the 2020 tax year for zip code 49078, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $58,914 (Individual Income Tax Returns)
Here:

$58,914
State:

$68,945

Salary/wage: $50,265 (reported on 80.2% of returns)
Here:

$50,265
State:

$57,142
(% of AGI for various income ranges: 1032.5% for AGIs below $25k, 3248.4% for AGIs $25k-50k, 5919.7% for AGIs $50k-75k, 8745.3% for AGIs $75k-100k, 15768.4% for AGIs $100k-200k, 56823.3% for AGIs over 200k)

Taxable interest for individuals: $901 (reported on 32.7% of returns)
This zip code:

$901
Michigan:

$1,630
(% of AGI for various income ranges: 22.8% for AGIs below $25k, 15.7% for AGIs $25k-50k, 28.6% for AGIs $50k-75k, 61.3% for AGIs $75k-100k, 111.8% for AGIs $100k-200k, 520.0% for AGIs over 200k)

Ordinary dividends: $2,895 (reported on 16.3% of returns)
Here:

$2,895
State:

$6,972
(% of AGI for various income ranges: 28.7% for AGIs below $25k, 22.6% for AGIs $25k-50k, 66.4% for AGIs $50k-75k, 85.8% for AGIs $75k-100k, 161.6% for AGIs $100k-200k, 1180.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,500 (reported on 14.4% of returns)
Here:

+$7,500
State:

+$20,064
(% of AGI for various income ranges: 10.5% for AGIs below $25k, 19.9% for AGIs $25k-50k, 59.7% for AGIs $50k-75k, 151.8% for AGIs $75k-100k, 383.2% for AGIs $100k-200k, 7793.3% for AGIs over 200k)

Profit/loss from business: +$8,585 (reported on 11.6% of returns)
Here:

+$8,585
State:

+$11,172
(% of AGI for various income ranges: 46.1% for AGIs below $25k, 74.2% for AGIs $25k-50k, 124.1% for AGIs $50k-75k, 112.1% for AGIs $75k-100k, 600.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,558 (reported on 12.3% of returns)
49078:

$16,558
Michigan:

$19,803
(% of AGI for various income ranges: 97.2% for AGIs below $25k, 159.8% for AGIs $25k-50k, 265.4% for AGIs $50k-75k, 435.5% for AGIs $75k-100k, 963.2% for AGIs $100k-200k)

Total itemized deductions: $27,486 (reported on 3.0% of returns)
Here:

$27,486
State:

$34,117
(% of AGI for various income ranges: 192.9% for AGIs $50k-75k, 170.3% for AGIs $75k-100k, 335.3% for AGIs $100k-200k, 2630.0% for AGIs over 200k)

Charity contributions: $10,100 (reported on 2.2% of returns)
Here:

$10,100
State:

$13,548
(% of AGI for various income ranges: 40.2% for AGIs $50k-75k, 203.4% for AGIs $100k-200k)

Taxes paid: $7,057 (reported on 3.0% of returns)
49078:

$7,057
State:

$7,972
(% of AGI for various income ranges: 37.8% for AGIs $50k-75k, 36.3% for AGIs $75k-100k, 104.2% for AGIs $100k-200k, 770.0% for AGIs over 200k)

Earned income credit: $2,095 (reported on 13.1% of returns)
Here:

$2,095
State:

$2,251
(% of AGI for various income ranges: 64.3% for AGIs below $25k, 61.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.5%
Here:

95%
State:

93%
(% for various income ranges: 94.0% for AGIs below $25k, 95.0% for AGIs $25k-50k, 97.4% for AGIs $50k-75k, 96.0% for AGIs $75k-100k, 96.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49078, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,887 (Individual Income Tax Returns)
Here:

$45,887
State:

$55,609

Salary/wage: $42,366 (reported on 82.1% of returns)
Here:

$42,366
State:

$46,782
(% of AGI for various income ranges: 67.4% for AGIs below $25k, 80.4% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 78.3% for AGIs $75k-100k, 79.3% for AGIs $100k-200k, 45.8% for AGIs over 200k)

Taxable interest for individuals: $913 (reported on 30.1% of returns)
This zip code:

$913
Michigan:

$1,491
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $2,200 (reported on 16.8% of returns)
Here:

$2,200
State:

$6,225
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,679 (reported on 12.4% of returns)
Here:

+$1,679
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$7,515 (reported on 12.8% of returns)
Here:

+$7,515
State:

+$11,523
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,544 (reported on 12.6% of returns)
49078:

$11,544
Michigan:

$15,298
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.8% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Total itemized deductions: $16,792 (19% of AGI, reported on 24.0% of returns)
Here:

$16,792
State:

$21,628

Here:

19.3% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 7.1% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 11.6% for AGIs $100k-200k, 8.2% for AGIs over 200k)

Charity contributions: $2,995 (reported on 18.9% of returns)
Here:

$2,995
State:

$4,225
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $5,950 (reported on 24.0% of returns)
49078:

$5,950
State:

$8,327
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 4.9% for AGIs over 200k)

Earned income credit: $2,001 (reported on 16.8% of returns)
Here:

$2,001
State:

$2,306
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.5%
Here:

62%
State:

57%
(% for various income ranges: 59.1% for AGIs below $25k, 61.4% for AGIs $25k-50k, 64.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 60.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 49078, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $41,337 (Individual Income Tax Returns)
Here:

$41,337
State:

$48,204

Salary/wage: $39,289 (reported on 86.7% of returns)
Here:

$39,289
State:

$42,791
(% of AGI for various income ranges: 92.6% for AGIs below $10k, 73.6% for AGIs $10k-25k, 84.3% for AGIs $25k-50k, 86.5% for AGIs $50k-75k, 85.4% for AGIs $75k-100k, 76.1% for AGIs over 100k)

Taxable interest for individuals: $1,072 (reported on 40.6% of returns)
This zip code:

$1,072
Michigan:

$1,725
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,319 (reported on 22.5% of returns)
Here:

$1,319
State:

$3,420
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$2,703 (reported on 15.9% of returns)
Here:

+$2,703
State:

+$8,532
(% of AGI for various income ranges: -1.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Profit/loss from business: +$7,230 (reported on 14.2% of returns)
Here:

+$7,230
State:

+$9,547
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.6% for AGIs over 100k)

IRA payment deduction: $2,349 (reported on 2.0% of returns)
49078:

$2,349
Michigan:

$2,875

Self-employed pension: $11,538 (reported on 0.3% of returns)
Here:

$11,538
Michigan:

$13,826

Total itemized deductions: $14,492 (20% of AGI, reported on 31.7% of returns)
Here:

$14,492
State:

$18,509

Here:

19.7% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 8.4% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 10.3% for AGIs over 100k)

Charity contributions deductions: $2,287 (3% of AGI, reported on 25.6% of returns)
Here:

$2,287
State:

$3,365

Here:

2.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $5,679 (reported on 74.2% of returns)
49078:

$5,679
State:

$7,691
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Earned income credit: $1,530 (reported on 13.2% of returns)
Here:

$1,530
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 62.3%
Here:

62%
State:

60%
(% for various income ranges: 53.4% for AGIs below $10k, 65.3% for AGIs $10k-25k, 63.6% for AGIs $25k-50k, 63.9% for AGIs $50k-75k, 64.6% for AGIs $75k-100k, 70.5% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$71,367
Michigan:

$66,986
Otsego, MI (49078) map Nearest zip codes: 49070, 49080, 49010, 49055, 49328, 49009.
Percentage of family households:
This zip code:

53.2%
Michigan:

43.3%
Percentage of households with unmarried partners:
This zip code:

6.3%
Michigan:

45.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 218
Household did not receive Food Stamps/SNAP in the past 12 months: 3,859


Women who had a birth in the past 12 months: 99 (48 now married, 49 unmarried)
Women who did not have a birth in the past 12 months: 2,252 (1,173 now married, 1,072 unmarried)


Housing units in zip code 49078 with a mortgage: 2,240 (213 second mortgage, 193 both second mortgage and home equity loan)
Houses without a mortgage: 181

Median monthly owner costs for units with a mortgage: $1,188
Median monthly owner costs for units without a mortgage: $507

Residents with income below the poverty level in 2022:
This zip code:

6.7%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

3.0%
Whole state:

6.9%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.5
Median number of rooms in apartments:
Here:

4.2
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 49078: Bittersweet Ski Resort (A), Lynx Golf Course (B), Otsego Station (C), Prairiewood Golf Course (D), Otsego Fire Department and Rescue (E), Otsego Police Department (F), Otsego Public Library (G). Display/hide their locations on the map

    Churches in zip code 49078 include: Peace Church (A), Watson Bible Church (B), First Congregational Church (C), Seventh Day Adventist Church (D), Good Shepherd Nazarene Church (E), First Baptist Church (F), United Methodist Church (G), Saint Margaret's Catholic Church (H), Otsego Church of God (I). Display/hide their locations on the map

    Cemeteries: Hicks Cemetery (1), Mountain Home Cemetery (2), Pine Creek Cemetery (3). Display/hide their locations on the map

    Lakes: Wetheral Lake (A), Hicks Lake (B), Barbour Lake (C), Schnable Lake (D), Ruppert Lake (E). Display/hide their locations on the map

    Streams, rivers, and creeks: Pine Creek (A), Base Line Creek (B), Schnable Brook (C), Miner Creek (D). Display/hide their locations on the map

    Parks in zip code 49078 include: Otsego Methodist Church Historical Marker (1), North Side Park (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 62020 or later
  • 1702010 to 2019
  • 4272000 to 2009
  • 6701990 to 1999
  • 4631980 to 1989
  • 5691970 to 1979
  • 3351960 to 1969
  • 3691950 to 1959
  • 3541940 to 1949
  • 9381939 or earlier

Zip code 49078 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Otsego, MI (49078)
  • Bedrooms in owner-occupied houses and condos in Otsego, MI (49078)
  • 0no bedroom
  • 571 bedroom
  • 4882 bedrooms
  • 2,0563 bedrooms
  • 6064 bedrooms
  • 1855+ bedrooms
Bedrooms in renter-occupied apartments in Otsego, MI (49078)
  • Bedrooms in renter-occupied apartments in Otsego, MI (49078)
  • 0no bedroom
  • 2091 bedroom
  • 2892 bedrooms
  • 1993 bedrooms
  • 244 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Otsego, MI (49078) in owner-occupied houses/condos
  • Cars and other vehicles available in Otsego, MI (49078) in owner-occupied houses/condos
  • 78no vehicle
  • 9801 vehicle
  • 1,2352 vehicles
  • 7673 vehicles
  • 2024 vehicles
  • 1275+ vehicles
Cars and other vehicles available in Otsego, MI (49078) in renter-occupied apartments
  • Cars and other vehicles available in Otsego, MI (49078) in renter-occupied apartments
  • 13no vehicle
  • 2261 vehicle
  • 3932 vehicles
  • 613 vehicles
  • 194 vehicles
  • 05+ vehicles

  • Zip code 49078 household income distribution in 2022

  • Zip code 49078 household income distribution in 2022
  • 69Less than $10,000
  • 60$10,000 to $14,999
  • 114$15,000 to $19,999
  • 145$20,000 to $24,999
  • 176$25,000 to $29,999
  • 205$30,000 to $34,999
  • 146$35,000 to $39,999
  • 183$40,000 to $44,999
  • 149$45,000 to $49,999
  • 311$50,000 to $59,999
  • 568$60,000 to $74,999
  • 565$75,000 to $99,999
  • 353$100,000 to $124,999
  • 329$125,000 to $149,999
  • 513$150,000 to $199,999
  • 193$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49078

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49078
  • 39Less than $10,000
  • 62$10,000 to $14,999
  • 2$15,000 to $19,999
  • 18$20,000 to $24,999
  • 18$35,000 to $39,999
  • 15$40,000 to $49,999
  • 10$50,000 to $59,999
  • 79$60,000 to $69,999
  • 24$70,000 to $79,999
  • 153$80,000 to $89,999
  • 74$90,000 to $99,999
  • 186$100,000 to $124,999
  • 308$125,000 to $149,999
  • 356$150,000 to $174,999
  • 314$175,000 to $199,999
  • 438$200,000 to $249,999
  • 425$250,000 to $299,999
  • 437$300,000 to $399,999
  • 156$400,000 to $499,999
  • 128$500,000 to $749,999
  • 43$750,000 to $999,999
  • Rent paid by renters in 2022 in zip code 49078

  • Rent paid by renters in 2022 in zip code 49078
  • 31$150 to $199
  • 17$200 to $249
  • 28$250 to $299
  • 56$300 to $349
  • 4$450 to $499
  • 3$550 to $599
  • 36$600 to $649
  • 9$650 to $699
  • 22$700 to $749
  • 37$750 to $799
  • 99$800 to $899
  • 121$900 to $999
  • 143$1,000 to $1,249
  • 9$1,250 to $1,499
  • 89No cash rent

Median gross rent in 2022: $1,139.


Median price asked for vacant for-sale houses and condos in 2022: $186,966.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $203,526
  • Black or African American householders: $166,996
  • Two or more races householders: $203,526
  • Hispanic or Latino householders: $198,307

Estimated median house or condo value in 2022: $206,658
49078:

$206,658
Michigan:

$224,400
Lower value quartile - upper value quartile: $143,410 - $303,822

Mean price in 2022:

Detached houses: $234,212
Here:

$234,212
State:

$280,038

Townhouses or other attached units: $233,952
Here:

$233,952
State:

$239,520

In 2-unit structures: $231,974
Here:

$231,974
State:

$219,481

Mobile homes: $31,229
Here:

$31,229
State:

$72,868
Owners and renters by unit type in zip code 49078
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,605
  • One, attached: 93
  • Two: 181
  • 3 or 4: 11
  • 5 to 9: 5
  • 10 to 19: 171
  • 20 to 49: 20
  • Mobile homes: 246

Unemployment: 3.4%

  • Means of transportation to work in zip code 49078

  • Means of transportation to work in zip code 49078
  • 83.5%4,207Drove a car alone
  • 9.1%457Carpooled
  • 0.2%10Motorcycle
  • 0.2%8Walked
  • 0.8%41Other means
  • 3.5%175Worked at home
  • Travel time to work (commute) in zip code 49078

  • Travel time to work (commute) in zip code 49078
  • 52Less than 5 minutes
  • 8285 to 9 minutes
  • 69410 to 14 minutes
  • 53215 to 19 minutes
  • 60820 to 24 minutes
  • 29525 to 29 minutes
  • 85030 to 34 minutes
  • 20535 to 39 minutes
  • 13640 to 44 minutes
  • 36145 to 59 minutes
  • 8360 to 89 minutes
  • 7190 or more minutes

Percentage of zip code residents living and working in this county: 57.8%

Household type by relationship:

Households: 10,439
  • Male householders: 1,849 (397 living alone), Female householders: 2,261 (507 living alone)
  • 2,122 spouses (2,107 opposite-sex spouses), 332 unmarried partners, (332 opposite-sex unmarried partners), 2,945 children (2,801 natural, 35 adopted, 110 stepchildren), 242 grandchildren, 43 brothers or sisters, 79 parents, 29 foster children, 214 other relatives, 310 non-relatives
  • In group quarters: 8 (-1 institutionalized population)

Size of family households: 1,434 2-persons, 470 3-persons, 587 4-persons, 348 5-persons, 65 6-persons, 54 7-or-more-persons

Size of nonfamily households: 904 1-person, 218 2-persons, 7 3-persons

1,421 married couples with children.
275 single-parent households (89 men, 186 women).

91.0% of residents of 49078 zip code speak English at home.
3.4% of residents speak Spanish at home (54% very well, 11% well, 8% not well, 28% not at all).
4.8% of residents speak other Indo-European language at home (48% very well, 23% well, 28% not well).
0.7% of residents speak Asian or Pacific Island language at home (9% very well, 91% well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 370 (3.5%)
(10.8% of them are naturalized citizens)
This zip code:

3.5%
Whole state:

6.9%
Most common places of birth for foreign-born residents
  • 67%Bhutan
  • 16%El Salvador
  • 7%Malaysia
  • 5%France
  • 4%Greece
  • 3%Singapore
  • 1%Hungary
Most common first ancestries reported in 49078
  • 16%German
  • 12%European
  • 11%English
  • 10%Dutch
  • 10%American
  • 4%Irish
  • 2%Italian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 982010 or later
  • 3212000 to 2009
  • 01990 to 1999
  • 124Before 1990

Zip code 49078 topographic map

Major facilities with environmental interests located in this zip code:

  • MENASHA CORPORATION (320 N. FARMER ST. in OTSEGO, MI)
    AIR MAJOR (AIRS/AFS)
    AIR PROGRAM (Clean Air Markets Division Business System)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PAPERBOARD MILLS
    Organizations: CATERPILLAR FINANCE (CONTACT/OPERATOR) , MENASHA PACKAGING COMPANY, LLC (CONTACT/OPERATOR) , MENASHA PACKAGING CO, LLC (CONTACT/OWNER) , CATERPILLAR FINANCE (CONTACT/OWNER)
    Alternative names: MENASHA CORP PAPERBOARD DI, MENASHA CORP PAPERBOARD DIV MFG PLANT, MENASHA PACKAGING CO, PAPERBOARD DIVISION MENASHA CORP
  • BENCHMARK COATERS (602 LINCOLN ROAD in OTSEGO, MI)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
    Organizations: UNITED BANK OF MICHIGAN (CONTACT/OPERATOR)
    Alternative names: MALCHICK INC DBA BENCHMARK COATERS, RIVER COATERS
  • ALLEGAN COUNTY EVEN START (112 KALAMAZOO STREET in OTSEGO, MI)
    (National Center for Education Statistics) - STATE ID-08425
    Organizations: ALLEGAN ISD (SCHOOL DISTRICT)
  • ALLEGAN STREET ELEMENTARY SCHOOL (313 W. ALLEGAN STREET in OTSEGO, MI)
    (National Center for Education Statistics) - STATE ID-02864
    Organizations: OTSEGO PUBLIC SCHOOLS (SCHOOL DISTRICT)
  • DIX STREET ELEMENTARY SCHOOL (503 DIX STREET in OTSEGO, MI)
    (National Center for Education Statistics) - STATE ID-00922
    Organizations: OTSEGO PUBLIC SCHOOLS (SCHOOL DISTRICT)
  • MI DEPT/ENVIRONMENTAL QUALITY (2371 105TH AVE in OTSEGO, MI)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: A1 DISPOSAL LANDFILL
  • B AND G CUSTOM WORKS INC (2058 JEFFERSON RD in OTSEGO, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: B AND G CUSTOM WKS INC
  • MCPHERSON PLASTICS INC (1347 M89 in OTSEGO, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: PLASTICS MATERIAL AND RESIN MANUFACTURING.
    Organizations: COSTELLO ALAN (CONTACT/OWNER) , MCPHERSON PLASTICS, INC (CONTACT/OWNER)
  • MI DEPT/STATE POLICE (30 S 16TH ST in OTSEGO, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: MI DEPT/STATE POLICE (E)
  • MI DEPT/STATE POLICE (863 16TH ST in OTSEGO, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: MI DEPT/STATE POLCE (E)
  • GLASSMASTER CONTROLS INC (413 WASHINGTON ST in OTSEGO, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER PRESSED AND BLOWN GLASS AND GLASSWARE MANUFACTURING.
  • AUTOZONE INC (1380 EAST M-89 in OTSEGO, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  • FINISHING TOUCH (245 19TH ST in OTSEGO, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: LAFOUNTAIN RICK (CONTACT/OWNER)

Zip code 49078 marital status for males
Zip code 49078 marital status for females

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 1.9%

Most commonly used house heating fuel
  • 65.7%Utility gas
  • 17.1%Bottled, tank, or LP gas
  • 5.7%Electricity
  • 5.3%Wood
  • 4.4%Other fuel
  • 1.5%Fuel oil, kerosene, etc.

Population in 1990: 10,614.

Place of birth for U.S.-born residents:

  • This state: 8,532
  • Northeast: 176
  • Midwest: 432
  • South: 406
  • West: 335

60% of the 49078 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

94% of the 49078 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year householders moved into unit in Otsego, MI (49078)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 42
Here:

3.6%
Michigan:

12.4%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Michigan:

9.8%
Students in private undergraduate colleges: 34
Here:

10.3%
Michigan:

14.9%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 176,402Health diagnosing and treating practitioners and other technical occupations
  • 76,342Architecture and engineering occupations
  • 66,610Management occupations
  • 59,743Community and social service occupations
  • 57,417Life, physical, and social science occupations
  • 55,089Business and financial operations occupations

Companies with federal contracts located in this zip code:

  • ELECTRA-TEC INC (567 W M 89 HWY in OTSEGO, MI; small business)
    14 employees, $1000000 revenue. : $283,003 in 7 contracts from 2000 to 2004
    Contracts for Cabinets, Lockers, Bins, and Shelving, Miscellaneous Furniture and Fixtures, Medical and Surgical Instruments, Equipment, and Supplies by Air Force, Army, Navy, Department of Veterans Affairs, and others
    Signed by year: 2000: $61,095; 2001: $0; 2002: $67,592; 2003: $45,925; 2004: $108,391; 2005: $0; 2006: $0.

    Biggest contracts:
    $67,592 with Air Force for Cabinets, Lockers, Bins, and Shelving. Signed on 2002-05-28. Completion date: 2002-06-28.
    $61,095 with Army for Miscellaneous Furniture and Fixtures. Signed on 2000-08-31. Completion date: 2000-10-18.
    $50,079 with Navy for Miscellaneous Furniture and Fixtures. Signed on 2004-09-10. Completion date: 2004-11-10.
    $43,428 with Department of Veterans Affairs for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2003-08-15. Completion date: 2003-11-15.
  • HOTLINE SEWING SERVICE (339 19TH STREET in OTSEGO, MI; small business)
    $3,500 with Army for Laundry and DryCleaning Services. Signed on 2002-08-13. Completion date: 2003-03-31.

Top industries in this zip code by the number of employees in 2005:

  • Arts, Entertainment, and Recreation: Skiing Facilities (100-249 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 3, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 4, 1-4: 3)
  • Health Care and Social Assistance: Home Health Care Services (20-49: 2)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 21 people in group homes intended for adults

People in group quarters in 2000:

  • 31 people in other noninstitutional group quarters
  • 11 people in homes for the mentally retarded
  • 6 people in other group homes
  • 5 people in homes for the physically handicapped

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$136,2922$170,80030$146,9853$45,5471$90,170
APPLICATIONS APPROVED, NOT ACCEPTED0$01$44,7403$141,9570$01$44,740
APPLICATIONS DENIED1$114,1001$37,1109$155,5201$46,8200$0
APPLICATIONS WITHDRAWN0$00$08$163,6020$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$03$131,0900$00$0

Detailed HMDA statistics for the following Tracts: 0029.01 , 0318.00, 0319.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED1$120,690
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0029.01 , 0318.00, 0319.00

Conventional Home Purchase Loans in zip code 49078
Conventional Home Purchase Loans in zip code 49078 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 21. The highest number of fire incidents - 47 took place in 2003, and the least - 2 in 2005. The data has a declining trend.
    Fire incident types in Zip Code 49078 When looking into fire subcategories, the most incidents belonged to: Structure Fires (56.9%), and Outside Fires (21.7%).

    • Fire incident types reported to NFIRS in Zip Code 49078
    • 19956.9%Structure Fires
    • 7621.7%Outside Fires
    • 4312.3%Mobile Property/Vehicle Fires
    • 329.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49078, Michigan

Most common first names in zip code 49078 among deceased individuals
NameCountLived (average)
John4976.4 years
William4772.7 years
Robert4075.2 years
Charles3673.0 years
Mary3576.8 years
Helen3478.3 years
James2869.2 years
George2877.2 years
Dorothy2779.5 years
Ruth2381.1 years
Most common last names in zip code 49078 among deceased individuals
Last nameCountLived (average)
Smith3174.2 years
Wood1379.9 years
Warner1278.2 years
Anderson1272.8 years
Holmes1176.0 years
Johnson1169.4 years
Snyder1172.4 years
Kling1177.7 years
Brown1175.0 years
Cook1082.2 years
Businesses in zip code 49078
NameCountNameCount
AutoZone1MasterBrand Cabinets2
Curves1True Value1
H&R Block1
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