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Been using cash for a long time for gas, errands, etc. Now I plan to use cash for groceries...been spending too much and overbuying items. Just too easy with the card.
Hoping if I use cash I'll be a lot more careful about what purchases...stick to my grocery list and not make spur of the moment choices.
Anyone do this and if so, do you find yourself skipping the impulsive buys??
Nope, I pay for everything with a credit card. Pay it off each month. If I don't have the money to buy something, I don't buy it. I get 2 % cash back on every purchase made with the card.
Card obviously, I’m frugal and don’t like wasting money. Cash is a terrible way to pay for anything except maybe strippers. I get 2% cash back on groceries and that’s A LOT over a year!
I use my CC but i budget carefully on food. I purposy make my budget more expensive so when it's time to check out, the total is actually less than what i had written downon my budget.
If the strip club is coded in the system as 'entertainment', it's a 3% cash back category for the Capitol One Savor card.
I'm another credit card for points grocery store shopper. We've gotten our grocery store spending pretty much down to what we want, need, and aren't going to waste, and I figure I might as well get some AmEx points out of the transaction.
I use my Cap One rewards card for everything, including all my automated bills each month, then pay off the balance with one big payment.
I also always carry at least $300 in cash at all times tucked in a slot in my wallet for emergencies.
I use credit cards for almost everything. My utilities are on autopay. Groceries and gas go on the card. Pretty much everything except small purchases. I pay my cards in full every month and reap the rewards my credit cards offer.
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